Jefferson Financial Baton Rouge LA Credit Union | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Jefferson Financial, your trusted financial partner in Baton Rouge, LA. Since our establishment in 1966, we have dedicated ourselves to empowering our 44,180 members with personalized banking solutions that meet their unique needs. Located at 1201 Capitol Access Rd, our branch is not just a place for transactions; it's a community hub where you can build your financial future with confidence. At Jefferson Financial, we pride ourselves on maintaining robust financial health. With total assets of $715,234,964 and total deposits reaching $27,180,844, we are well-equipped to support our members through various stages of life. Whether you're looking for auto loans where we currently manage 25,892 loans and leases or exploring personal banking options, we've got you covered. Our leadership team is committed to providing exceptional service and fostering a sense of belonging within the community. Under the guidance of CEO Mark Rosa and Board President Eric Bosch, we strive to create an environment that prioritizes your financial well-being. While members can visit us at our physical location, official correspondence should be sent to our mailing address: PO Box 2111, Baton Rouge, LA 70821-2111. Our friendly staff is here to assist you during our operating hours from 8:30 AM to 4:30 PM Monday through Thursday, and from 7:00 AM to 4:30 PM on Fridays. Join us in experiencing a credit union where your voice matters and your goals are supported. Call us today at 225-387-5646 or visit our website at jeffersonfinancial.org to learn more about how we can help you achieve your financial aspirations. We look forward to welcoming you into our family!

Branch History & Mission

At Jefferson Financial, we take pride in our rich history and unwavering commitment to our members in Baton Rouge, Louisiana. Established in 1966, our branch has evolved from a small community initiative into a robust financial institution that serves over 44,000 members today. Located at 1201 Capitol Access Rd, Baton Rouge, LA 70802, we are conveniently situated near local landmarks that make banking accessible for everyone. Our mission is clear: to provide exceptional financial services while supporting the community around us. We believe in empowering our members through various offerings such as personal banking, auto loans, mortgage solutions, and business banking services. We aim to be more than just a financial institution; we strive to be a trusted partner for our members' financial journeys. Over the years, Jefferson Financial has achieved significant milestones. Our total assets now stand at an impressive $715,234,964, which reflects our growth and stability. As a member-focused credit union, we prioritize providing quality services that meet the diverse needs of our community. While members can visit us at 1201 Capitol Access Rd, official correspondence should be sent to PO Box 2111, Baton Rouge, LA 70821-2111 if different from the branch address. Our operating hours are convenient for everyone: from 8:30 AM to 4:30 PM Monday through Thursday and 7:00 AM to 4:30 PM on Friday. We understand the importance of accessibility in today's digital world. That's why we offer online and mobile banking options along with ATM availability for your convenience. Although we do not have drive-thru service at this location, we ensure that every member receives personalized attention and support during their visits. Community outreach is at the heart of what we do. We actively participate in local initiatives and form partnerships with organizations that share our vision of uplifting those around us. This commitment is reflected not only in our mission but also in how we engage with our members. As you consider becoming part of the Jefferson Financial family, we invite you to experience firsthand the benefits of membership. Join us today and discover how we can help you achieve your financial goals while being an integral part of your community! For more information or to open an account, please call us at 225-387-5646 or visit our website at Jefferson Financial.

Branch Location & Accessibility

Accessibility Features

At our Baton Rouge Branch, we prioritize accessibility for all our members. Our building is designed to be ADA compliant, ensuring that everyone can navigate the space comfortably. We also provide ample parking for your convenience, allowing you to focus on what matters most your financial well-being.

Call Us Today!

If you're looking for a reliable credit union that puts members first, look no further than Jefferson Financial! Feel free to call us at 225-387-5646 or drop by our branch today. We can't wait to assist you on your financial journey!

Mailing Information

While members can visit us at our physical location, please note that official correspondence should be sent to PO Box 2111, Baton Rouge, LA 70821-2111.

Operating Hours

We're here for you during convenient hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 7:00 AM to 4:30 PM. Whether you need assistance with personal banking services or want to inquire about our various loan options, our friendly staff is ready to help!

Services Offered

Our Baton Rouge location offers a range of services tailored to meet your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM services for quick cash withdrawals and balance checks.

Member Eligibility

At Jefferson Financial, we believe that everyone deserves the opportunity to join a welcoming community focused on your financial well-being. Becoming a member is straightforward and inclusive! If you live, work, or worship in the Baton Rouge area, or have family ties to current members, you're likely eligible for membership. This means you can enjoy a range of benefits designed to support your financial goals, from low-interest loans to personalized banking services. To learn more about specific eligibility requirements, feel free to visit our website at this link. When you're ready to take the next step toward membership, opening an account with us is as easy as pie! You can start the process online at this page or give us a call at (225) 387-5646 if you have any questions. Our friendly team is here to help you every step of the way. Join us at our branch located at 1201 Capitol Access Rd Baton Rouge La 70802 and discover how Jefferson Financial can be your partner in achieving financial success!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $45 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $27,248,147, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Tailored for You

Imagine being able to accept payments seamlessly from your customers while managing your cash flow effectively. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. From credit card processing to online payment solutions, we provide tools that make transactions smooth and efficient. Located at 1201 Capitol Access Rd Baton Rouge La 70802, Baton Rouge, LA 70802, our team is dedicated to understanding your specific needs and offering personalized solutions. Call us at (225) 387-5646 or visit our website at https://www.jeffersonfinancial.org/ to learn more about how we can partner with you for success!

Comprehensive List Of Services

Business Banking Solutions

Business owners can take advantage of our comprehensive Business Banking services, including merchant services and business loans. We understand that running a business comes with its challenges; that's why we're committed to helping you succeed.

Convenient Access and Support

At Jefferson Financial, convenience is key. Our ATM & Cash Withdrawal Services allow easy access to cash whenever you need it. Plus, we provide basic shared branch transactions for partner credit union members, making it simple to deposit or withdraw funds even when you're away from home. For those times when you can't visit us in person, our online banking solutions ensure that managing your finances is just a click away. You can also utilize our mobile application for added ease of access.

Get Started Today!

With so many services available at the Baton Rouge Branch of Jefferson Financial, there's something for everyone. If you're ready to take control of your financial future or have any questions about what we offer, don't hesitate to reach out! Give us a call at 225-387-5646, or visit us online at Jefferson Financial. We're excited to help you achieve your financial dreams!

Home Sweet Home

If homeownership is on your mind, explore our Mortgage Loans & Refinancing options. We know how significant this investment is for you, which is why we offer personalized assistance throughout the process. Whether you're buying your first home or refinancing an existing mortgage, we're here to guide you every step of the way.

Personal Banking Made Easy

We offer various Personal Banking options, including checking and savings accounts that fit your lifestyle. Imagine having quick access to your funds with our online and mobile banking features. You can check balances, transfer money, and manage your finances right from your phone or computer. When it comes to financing a new vehicle, our Auto Loans & Vehicle Financing services make it straightforward. Picture yourself cruising in a new car with affordable monthly payments tailored just for you. We work hard to ensure you get competitive rates and flexible terms.

Support for Your Financial Journey

For those unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services provide the relief you need. Think about how much easier life would be if you could combine multiple payments into one manageable loan. Our Credit Cards with Rewards are another way we help you maximize your spending power while earning rewards on everyday purchases. Enjoy perks that come with every swipe!

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization. This allows you to complete necessary paperwork quickly and securely, saving you time and hassle. Plus, with e-statements available, you'll have instant access to your account statements without the clutter of paper. For those who enjoy mobile convenience, our mobile application provides a powerful tool right in your pocket. Easily manage your finances on-the-go, make person-to-person transfers, and keep track of your spending all with just a few taps. And if you're looking to make quick payments, our platform supports easy transfers between friends and family. With online banking services available 24/7 at Jefferson Financial, you're always in control of your money. Whether you're checking balances or making transactions, you can feel confident knowing that your information is protected with top-notch security measures. In today's fast-paced world, having reliable access to your finances is essential. At Jefferson Financial, we're here to help you manage your money efficiently and safely whenever and wherever you need it!

Financial Strength

Investments in Your Future

With $59,074,745 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $79,943,703 in used auto loans and $478,104,703 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $121,173,855 in share certificates. This commitment offers stable and rewarding financial growth opportunities for our members. Unlike traditional banks, we prioritize our members. With non-member deposits at $40,612,633, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our recent net income of -$6,923,323 reflects areas where we aim to improve operational efficiency as we continue working hard to offer competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $77,048,458, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.75% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Base

With a total of 105,493 share accounts, our growing member base shows that many trust us with their finances. Additionally, net shares available for lending and investments stand at $1,829,749, demonstrating our capacity to help you achieve your goals. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Financial is your trusted partner. Visit us at 1201 Capitol Access Rd Baton Rouge La 70802 or call 225-387-5646 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

For business owners, our outstanding commercial loans totaling $27,248,147 provide the capital needed to grow and expand. Our team is dedicated to helping local businesses thrive by offering tailored lending solutions. If you are interested in refinancing or would like to check your eligibility for any of our loan products, feel free to contact us at (225) 387-5646 or visit us at our branch located at 1201 Capitol Access Rd Baton Rouge La 70802. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's an auto loan for your next adventure or a mortgage for your dream home, Jefferson Financial is here to support you every step of the way. Let us help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,559,139 in used vehicle loans and $24,399,815 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned vehicle, our financing options can make it happen.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $22,740,108, make buying or refinancing simple. We know that purchasing a home is one of the biggest financial decisions you'll ever make; that's why we strive to provide straightforward mortgage solutions that fit your budget.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $15,153,493 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards that can benefit you in various ways.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing genuine offers without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. This means that the best options are presented based solely on their merit. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights the effectiveness and reliability of using LendMesh as a resource. For those looking to compare loan options efficiently and transparently, visit LendMesh today and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By relying on verified financial institutions, LendMesh guarantees the accuracy of its loan comparisons.