Jefferson Community Credit Union Madison IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jefferson Community, your trusted financial partner in the heart of Madison, Indiana. Established in 1969, we have proudly served our community for over five decades, building lasting relationships with our 2,006 members. Located at 545 Ivy Tech Dr, Madison, IN 47250, we invite you to discover a credit union that prioritizes your needs and invests in your future. At Jefferson Community, we understand that financial decisions are personal and impactful. That's why our dedicated team is committed to providing tailored solutions designed just for you. With total assets of $16,124,088 and deposits amounting to $3,322,292, we stand strong and ready to support you through life's milestones. Our services encompass everything from checking and savings accounts to auto loans and credit cards with rewards all crafted with your best interests in mind. While members can visit us at our branch location, official correspondence should be sent to the same address: 545 Ivy Tech Dr, Madison, IN 47250. If you're looking for personalized service backed by a solid financial foundation like our net worth of $1,616,727 and cash in hand totaling $286,766 you've come to the right place. Led by our CEO Stephanie Marion and Board President Susan Poling, our small but mighty team of six employees is here to ensure that each member feels valued and understood. We pride ourselves on being an active part of the community while maintaining a sound financial structure with a loan portfolio that includes over 700 loans. Join us as we continue to foster a supportive environment where every member can thrive. Whether you're looking for assistance with personal loans or exploring business banking options, Jefferson Community is here for you. Feel free to call us at 812-265-3003 or visit our website at jcfcu.com for more information. Come be part of a community that truly cares about your financial well-being!

Branch History & Mission

At Jefferson Community, we take pride in our rich history and unwavering commitment to serving the Madison community. Founded in 1969, our branch has grown from a small credit union into a trusted financial partner for over 2,000 members. Located at 545 Ivy Tech Dr, Madison, IN 47250, our doors have always been open to those seeking reliable banking solutions that truly put people first. From our humble beginnings, Jefferson Community has achieved remarkable milestones. We now boast total assets of over $16 million, allowing us to offer a diverse range of services designed to meet the needs of every member. Our mission is clear: to provide exceptional financial services while actively supporting and uplifting our community. We believe that when our members thrive, so does the entire community. In addition to traditional banking services such as checking and savings accounts, auto loans, and mortgages, we also focus on innovative offerings like online and mobile banking. This ensures our members can manage their finances conveniently and securely from anywhere. While we currently do not have ATM or drive-thru services available, we strive to make banking accessible through other means. Our commitment goes beyond just providing financial products; we are dedicated to making a positive impact through community outreach initiatives. By partnering with local organizations and supporting various events, we aim to strengthen the fabric of our community. While members can visit us at 545 Ivy Tech Dr, official correspondence should be sent to the same address for consistency. Our friendly team is available during lobby hours from Monday to Friday, 8:03 AM to 5:00 PM to assist with your financial needs. We invite you to join Jefferson Community and experience the benefits of becoming a member. Together, we can build a brighter future for everyone in Madison! For more information or inquiries, feel free to reach out at 812-265-3003 or visit us online at jcfcu.com. Let's grow together!

Branch Location & Accessibility

Finding Us

Our location is just a short drive from notable landmarks like Ivy Tech Community College and the scenic Ohio River. With ample parking available, you can stop by without worrying about finding a spot. We ensure our facilities are ADA compliant, making it easy for everyone to access our services.

Operating Hours

We're open Monday through Friday from 8:00 AM to 5:00 PM, providing plenty of time for you to come in and take care of your banking tasks. Our friendly staff is ready to assist you during these hours, ensuring that your experience is both pleasant and efficient.

Services Offered

At Jefferson Community, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. We also provide business banking options like merchant services and business loans. Although we do not have ATM or drive-thru services at this branch, our online and mobile banking options make managing your finances more convenient than ever. If you need to get in touch with us, feel free to call at 812-265-3003. While members can visit us at our branch location for all their needs, official correspondence should be sent to the same address. We invite you to stop by Jefferson Community today! Our team is eager to assist you with any questions or services you may need. Come see how we can help make your banking experience better!

Member Eligibility

Becoming a member of Jefferson Community is like joining a welcoming family that truly cares about your financial well-being. If you're living, working, or attending school in the Madison area, you're already on your way to enjoying all the benefits we offer! At Jefferson Community, we value community and strive to provide personalized services that meet your unique needs. Whether you're looking for competitive rates on loans or a safe place to save, our friendly team is here to help every step of the way. To learn more about how you can become a member and what makes us special, check out our eligibility criteria at http://jcfcu.com/membership.php . If you're ready to take the next step, opening an account is easy! Just give us a call at (812) 265-3003 or stop by our branch located at 545 Ivy Tech Dr Madison In 47250 during our operating hours, Monday through Friday from 8:30 AM to 5:00 PM. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Imagine securing a loan that not only meets your immediate needs but also propels your business into new markets. Whether you're looking to expand your operations, invest in new equipment, or manage cash flow, our commercial loan offerings are designed with you in mind. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify payment processing for your business. From mobile payments to online banking solutions, we make it easy for you to accept payments anytime, anywhere. This means you can focus more on what you do best running your business while we handle the financial transactions. If you're ready to take your business to the next level, visit us at 545 Ivy Tech Dr Madison In 47250 or call us at (812) 265-3003. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Accessibility and Support

At Jefferson Community, we strive to provide exceptional member support. Our friendly staff is always ready to assist you over the phone at 812-265-3003 during our lobby hours from Monday through Friday, 8:00 AM - 5:00 PM. No matter what financial service you need, we are here for you! Visit us today at 545 Ivy Tech Dr, or explore more about what we offer by visiting our website. Let's work together toward achieving your financial goals!

Business Banking

We also cater to local businesses through our Business Banking services. From Merchant Services that streamline transactions to flexible Business Loans, we are committed to helping your business thrive in the community.

Credit Solutions

If you're looking to earn rewards while managing your spending, check out our Credit Cards with Rewards. These cards not only help you build credit but also reward you for everyday purchases.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that let you manage your finances anytime and anywhere. Whether you want to check your balance on-the-go or transfer money between accounts, our mobile application makes banking simple and secure. You can even enjoy features like Person-to-Person payments for easy money transfers between friends and family.

Home Financing

For those ready to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing service offers competitive rates and personalized assistance. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you through each step of the process.

Personal Banking

Whether you're opening a new checking account or looking to grow your savings, we offer Personal Banking solutions that fit your lifestyle. Our checking and savings accounts are designed to help you manage your day-to-day finances effortlessly. If you're dreaming of a new car or need funds for an unexpected expense, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel. You can also consider our Personal Loans & Debt Consolidation services, which provide flexible solutions for managing existing debts or funding personal projects.

Digital & Online Banking

Key Features

Our 24/7 Online Banking Services offer you real-time access to your accounts. Whether you're checking your balance or reviewing recent transactions, everything is just a click away. You can also sign up for E-Statements, giving you a convenient way to stay updated without the clutter of paper statements. Need to make payments on the go? Our Mobile Payments Feature allows you to pay bills directly from your smartphone, making it easier than ever to keep track of your expenses. Plus, with our user-friendly Mobile Application, available for both Android and iOS devices, banking has never been more accessible.

Secure and Convenient Transactions

With our Person-to-Person Transfers, sending money to friends or family is quick and simple. You won't have to worry about carrying cash or writing checks anymore! While we currently don't offer Electronic Signature Authorization, we prioritize your security in every transaction. At Jefferson Community, we believe in empowering our members with tools that simplify banking while ensuring their information stays safe. Our services are designed for ease of use, so whether you're tech-savvy or just getting started, you'll find what you need without any hassle. In summary, our digital and online banking services are here to make your life easier while keeping your financial information secure. Join us at Jefferson Community today and experience the convenience of modern banking!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 3,760, showing a strong and growing member base that trusts us with their finances. This trust is vital as it reinforces our mission to provide quality service and reliable financial solutions tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jefferson Community is your trusted partner. Visit us at 545 Ivy Tech Dr Madison In 47250 or call (812) 265-3003 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investing in Our Members

With $1,249,854 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide support is evident with $290 in used auto loans and $8,354,464 in total loans and leases, which empower our members to achieve their financial goals across various sectors.

Operational Efficiency

Our $163,670 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $2,087 in share certificates and $1,316,524 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $1,616,727, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,003 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,304,608 in used vehicle loans and $2,222,459 in new vehicle loans already helping members get on the road. We provide flexible terms and personalized support to ensure you find the right loan for your budget.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $132,049 in loans helping members manage their finances effectively. These cards come with competitive interest rates and can assist you in making everyday purchases while building your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, allowing you to explore various options that suit your financial situation.

Other Loan Options

In addition to these popular products, we have total credit lines available amounting to $1,700,000, providing additional flexibility for those looking to cover unexpected expenses or consolidate debt. We encourage potential borrowers to reach out for more information about refinancing options or eligibility criteria. You can contact us at 812-265-3003 or visit us at our branch located at 545 Ivy Tech Dr, Madison IN 47250. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how Jefferson Community can help you navigate your financial journey with confidence!

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JEFFERSON COMMUNITY FEDERAL CREDIT UNION