Jeanne D'arc Credit Union Westford MA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jeanne D'arc Credit Union, where our commitment to serving our community shines brightly. Located at 196 Littleton Rd, Westford, MA 01886, we have been proudly supporting our members since 1911. With a strong foundation built on trust and reliability, we are here to help you navigate your financial journey. At Jeanne D'arc, we understand that every member's financial needs are unique. That's why we offer a wide range of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our dedication is reflected in our impressive membership base of over 103,246 individuals who trust us with their finances. Financial stability is at the heart of what we do. With total assets exceeding $2.25 billion and total deposits reaching $250 million, you can rest assured that your money is in safe hands. Our net worth stands at an impressive $189 million, showcasing our strong financial health. Led by CEO Larissa Thurston and Board President Naomi Prendergast, our team is not just about numbers; we are passionate about making a difference in the lives of our members. With a dedicated staff of 266 employees, we strive to provide personalized service that meets your needs. While members can visit us at our Westford branch for in-person assistance, official correspondence should be sent to the same address: 196 Littleton Road, Westford, MA 01886-3513. We invite you to connect with us by phone at 978-452-5001 or explore our services online at jdcu.org. Join us today and experience the Jeanne D'arc difference! Whether you're looking to save for the future or need assistance with loans, we're here to guide you every step of the way. Your financial well-being is our priority!

Branch History & Mission

Community Focused Services

As part of our dedication to convenience, we offer features like ATM access and drive-thru banking so that you can manage your finances efficiently. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 7:30 AM to 6:00 PM and Saturday from 7:30 AM to 1:00 PM. For those who prefer digital solutions, Jeanne D'arc Credit Union embraces technology with online banking options that include mobile payments and e-statements. These tools empower our members to handle their finances anytime, anywhere.

Join Us Today

If you're looking for a credit union that prioritizes both your financial well-being and the community around you, look no further than Jeanne D'arc Credit Union. We invite you to visit us at 196 Littleton Rd or reach out at 978-452-5001 for more information about becoming a member. Experience firsthand how we can make a difference in your life! Join us today and become part of a credit union that truly cares about its members and their futures.

Our Mission

At Jeanne D'arc Credit Union, our mission goes beyond just providing financial services. We aim to improve the lives of our members by offering personalized solutions tailored to their needs. From checking and savings accounts to auto loans and mortgages, we are here to help you achieve your financial goals. We believe in the power of community support and actively engage in outreach programs that benefit local residents. By partnering with various organizations, we work towards building a stronger community for everyone. Our commitment extends to ensuring all members have access to essential financial resources while promoting responsible borrowing and saving practices.

Branch Location & Accessibility

Convenient Access and Features

We understand that accessibility is key, which is why our branch features ADA-compliant facilities and ample parking for all members. Plus, with our drive-thru banking option, you can complete simple transactions from the comfort of your car without any hassle. If you prefer to bank on the go, we also offer ATM access right here at our branch, ensuring you can manage your finances whenever you need.

Operating Hours That Suit Your Schedule

Our operating hours are designed with your busy lifestyle in mind. You can visit us Monday through Wednesday from 7:30 AM to 4:00 PM, and extend your banking hours on Thursdays and Fridays until 6:00 PM. We even open early on Saturdays from 7:30 AM to 1:00 PM for those who need a little extra time during the weekend. While members can visit us at 196 Littleton Rd, official correspondence should be sent to our mailing address at 196 Littleton Road, Westford, MA 01886-3513.

Reach Out Anytime!

Have questions or need assistance? Don't hesitate to give us a call at 978-452-5001. Our dedicated team is eager to help you navigate your financial journey. We invite you to stop by Jeanne D'arc Credit Union in Westford today where convenience meets community!

Member Eligibility

At Jeanne D'arc, we believe that everyone deserves a place in our supportive community, and becoming a member is both simple and welcoming. If you live, work, or worship in the area, you're likely eligible to join us! We strive to ensure that our membership reflects the vibrant community around 196 Littleton Rd Westford Ma 01886. Becoming a member means gaining access to tailored financial services designed with your needs in mind, from checking accounts to loans and everything in between. You can easily explore the detailed eligibility criteria by visiting this link, which will give you all the latest information. Ready to take the next step? Opening an account with us is a breeze! Simply check out our online application process at this page or give us a call at (978) 452-5001 if you have any questions. We're here to help you every step of the way as you join our family at Jeanne D'arc!

Business Banking & Commercial Services

Lending Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $288 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $39 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $169,483,387, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, our merchant services make everyday transactions easier. Imagine being able to accept payments quickly and securely while providing a seamless experience for your customers. Our solutions help you manage payments efficiently so you can focus on what you do best running your business. Located at 196 Littleton Rd Westford Ma 01886 in Westford, MA, we're here to help you navigate the financial landscape. Reach out at (978) 452-5001 to learn more about how we can assist your business today!

Comprehensive List Of Services

Credit Cards and Business Solutions

For members who love rewards, our Credit Cards with Rewards program offers benefits that can help you save on everyday purchases. And if you own a business or plan to start one, our Business Banking services include essential tools like Merchant Services and various Business Loans designed to support your growth.

Drive-Thru and ATM Access

Sometimes, you just need to get in and out quickly. Our branch offers basic drive-thru banking for simple transactions like deposits and withdrawals. Additionally, our ATMs allow for easy access whether you're withdrawing cash or checking your balance without stepping inside. At Jeanne D'arc, we strive to create an environment where financial services are approachable and beneficial for everyone in the community. Our commitment is not just about providing services but ensuring that you feel supported as you navigate your financial journey. If you're ready to explore what we can do for you or have any questions about our offerings, don't hesitate to reach out! Give us a call at 978-452-5001, visit us online at jdcu.org, or stop by our branch today! We're excited to assist you in achieving your financial goals.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features at Jeanne D'arc. With our Online & Mobile Banking, managing your accounts has never been simpler. You can check balances, transfer funds, and even make payments right from your phone or computer. Plus, our ATM & Cash Withdrawal Services are available for quick access to your funds whenever you need them.

Personal Banking Made Easy

We understand that managing finances can sometimes feel overwhelming. That's why at Jeanne D'arc, we offer personal banking solutions that are straightforward and accessible. Our Checking & Savings Accounts provide you with a safe place to keep your money while earning interest. You can also take advantage of our Auto Loans & Vehicle Financing options, making it easier than ever to get behind the wheel of a new car. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans come with competitive rates and personalized guidance throughout the process. For those unexpected expenses, our Personal Loans & Debt Consolidation services give you the flexibility you need to tackle any financial challenge head-on.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service not only provides easy access to your accounts but also includes features like electronic signature authorization, making document signing a breeze. No need to print or mail anything just sign digitally from the comfort of your home. Plus, our e-statements help you keep track of your transactions without the clutter of paper statements. For those who are always on the go, our mobile application is available for download, giving you complete control over your banking right from your smartphone. You can set up mobile payments and even make person-to-person transfers quickly and securely. Whether you're splitting a bill with friends or sending money to family, it's all just a few taps away.

Safety and Security You Can Trust

We prioritize your security while using our digital services. Our systems are designed with advanced security measures to protect your information and ensure safe transactions. This means you can manage your account with peace of mind, knowing that we have taken every step to safeguard your data. At Jeanne D'arc, we aim to provide an accessible and user-friendly banking experience that meets the needs of our members. Enjoy real-time account management and the convenience of digital banking today!

Financial Strength

Committed to Growth

With $162,389,997 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $7,300 in used auto loans and $1,793,901,502 in total loans and leases.

Member Savings & Investments

Members' savings are secured through $769,435,682 in share certificates and $306,647,594 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to excellence is reflected in our $1,280,078, which showcases our operational efficiency. This success enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 232 full-time employees and 34 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $189,335,673, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $839 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnership

Total Share and Deposit Accounts: 165,647, demonstrate the strong trust our growing member base places in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 196 Littleton Rd Westford Ma 01886 or call (978) 452-5001 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Additional Loan Options

For those looking for more support in business endeavors, our outstanding commercial loans totaling $169,483,387 provide the capital needed to grow and expand. We're committed to supporting our community's businesses as they thrive. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, we're here to help! Our team can guide you through the process and find solutions that work best for your situation. We invite you to visit us at our branch located at 196 Littleton Rd Westford Ma 01886 or give us a call at 978-452-5001 for more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward reaching your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $113,128,741 in used vehicle loans and $46,788,387 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used car, our flexible terms make it easier than ever to drive away satisfied.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $106,173,115, making buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,852,490 in loans helping members manage their finances effectively. These cards come with various benefits designed to suit your lifestyle while providing easy access to funds when you need them most.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh is committed to transparency and reliability. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that you receive fair and transparent offers tailored to your needs.

JEANNE D'ARC CREDIT UNION