Jeanne D'arc Credit Union Lowell MA | 24/7 ATM Access & Easy Banking

Introduction

Welcome to Jeanne D'arc, your trusted partner in financial well-being located at 1 Tremont Pl, Lowell, MA 01854. Since opening our doors in 1911, we have proudly served a vibrant community of over 102,584 members. As a member-focused credit union, we aim to provide personalized banking solutions that truly meet the needs of our diverse membership. At Jeanne D'arc, we believe in building strong relationships and supporting our local economy. With total assets exceeding $2.19 billion and total deposits reaching $168,654,654, we are well-positioned to offer competitive loan products and exceptional service. Our commitment to transparency is evident as we manage more than 37,422 loans and leases, ensuring that our members have access to the funds they need for homes, vehicles, and personal projects. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 1 Tremont Pl, Lowell, MA 01854-3658. If you have any questions or need assistance, feel free to reach out to us at 978-452-5001 during our operating hours from Monday to Friday, 8:00 AM to 5:00 PM. Under the leadership of CEO Larissa Thurston and Board President Naomi Prendergast, Jeanne D'arc remains committed to providing quality services tailored for each member. We invite you to explore how we can assist you in achieving your financial goals whether through our various loan options or savings plans. Visit our website at jdcu.com for more information or come by the branch today! Your future is important to us, and we're here to help you every step of the way.

Branch History & Mission

Welcome to Jeanne D'arc, where our rich legacy of community service and financial empowerment began in 1911. Nestled in the heart of Lowell, Massachusetts, at 1 Tremont Pl, we have grown from a small credit union into a trusted financial partner for over 102,584 members. Our journey has been marked by dedication to providing exceptional service and innovative solutions that meet the diverse needs of our community. Since our inception, Jeanne D'arc has committed itself to supporting the financial well-being of our members. Over the years, we've expanded our offerings and built strong relationships within the community. With total assets amounting to $2,193,174,074, we stand as a pillar of strength and reliability in the financial landscape. Our mission is simple yet profound: to enhance the lives of our members through personalized financial services while fostering a sense of belonging and support. As we reflect on our evolution, we are proud of the milestones we've achieved. From introducing advanced digital banking solutions like online banking and mobile payments to ensuring ADA compliance for accessibility, we've always prioritized making banking easier and more inclusive for everyone. While members can visit us at 1 Tremont Pl, official correspondence should be sent to 1 Tremont Pl, Lowell, MA 01854-3658. Our operating hours are convenient for busy schedules: Monday through Friday from 8:00 am to 5:00 pm. Even though we do not currently offer ATM or drive-thru services at this branch, we ensure that members have access to all necessary resources through our comprehensive online platform. At Jeanne D'arc, community outreach is at the heart of what we do. We actively participate in local events and initiatives aimed at uplifting those around us. By partnering with various organizations, we strive to give back and support programs that make a real difference. We invite you to become part of our growing family at Jeanne D'arc. Experience firsthand how our commitment to service can help you achieve your financial goals. Join us today and discover the benefits that come with being a member of Jeanne D'arc Credit Union! For more information or to open an account, visit us at our website. Let's build a brighter future together!

Branch Location & Accessibility

Accessibility and Parking

At Jeanne D'arc, we prioritize accessibility for all our members. The branch is equipped with features that comply with ADA standards, ensuring everyone can access our services comfortably. We also have ample parking available, so you can visit us without worrying about finding a spot.

Get in Touch

Have questions or want to learn more about how we can assist you? Feel free to call us at 978-452-5001. We invite you to visit Jeanne D'arc today and experience personalized service tailored just for you!

Operating Hours

We understand that life gets busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 8:00 AM to 5:00 PM, making it easy for you to come in before or after work. Whether you need assistance with loans, deposits, or any other banking needs, our friendly staff is ready to help.

Services Offered

While we currently do not have ATM availability or drive-thru services at this location, our team is here to guide you through the wide range of financial products we offer. From personal loans to savings accounts, we strive to meet the unique needs of each member. If you need official correspondence, please note that while members can visit us at 1 Tremont Pl, official mail should be sent to the same address.

Member Eligibility

Becoming a member of Jeanne D'arc is like stepping into a community that truly cares about your financial well-being. If you live, work, worship, or attend school in the Lowell area, you're likely eligible to join us! Membership is open to individuals and their families who meet these simple criteria. We believe that everyone deserves access to supportive financial services tailored to their needs. By joining Jeanne D'arc, you'll benefit from competitive rates on loans and savings, personalized service, and a network that prioritizes your goals. To get started with membership, simply visit our website for detailed eligibility information at . Once you're ready, opening an account is a breeze just head over to https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ . If you have any questions or need assistance, feel free to reach out to us at (978) 452-5001. We're excited to welcome you into our family at Jeanne D'arc, located at 1 Tremont Pl Lowell Ma 01854!

Business Banking & Commercial Services

Member and Non-Member Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, our merchant services can simplify everyday transactions for your business. Imagine being able to accept payments easily from customers, whether they're using credit cards or mobile payments. This convenience not only enhances customer satisfaction but also helps streamline your cash flow. Located at 1 Tremont Pl Lowell Ma 01854, Lowell, MA, we invite you to explore how our business banking and commercial services can help your company thrive. Connect with us today at (978) 452-5001 or visit our website at https://www.jdcu.org/ to learn more!

Comprehensive List Of Services

A Commitment to Convenience

We understand that life can get busy, which is why we aim to provide convenience in every aspect of our services. From easy account access through e-statements to mobile payments that let you pay bills quickly, we're here to help simplify your financial life. Picture yourself at a café, enjoying a cup of coffee while effortlessly paying for it using our mobile app all without needing cash or cards.

Banking Services Tailored for You

Our offerings include essential banking services that ensure you have access to your funds whenever you need them. Whether you're looking for traditional banking services or modern conveniences, we've got you covered. Our ATM Services Only allows you quick and easy access to your cash, making it simple for you to manage your finances on the go. Imagine being able to withdraw cash for a spontaneous outing with friends or easily checking your balance while running errands our ATM service makes this possible without any hassle.

Digital Banking Made Easy

In today's fast-paced world, having flexible banking options is key. That's why we emphasize digital banking features at Tremont. With our online banking platform, you can manage your accounts from the comfort of your home or while out and about. Whether it's transferring funds between accounts or viewing recent transactions, everything is just a few clicks away. Plus, our mobile application gives you the freedom to handle your finances right from your smartphone perfect for those busy days when you're constantly on the move.

Join Us Today!

At Jeanne D'arc, we believe in making banking accessible and straightforward for everyone in our community. If you're interested in learning more about how we can assist with your financial needs or if you're ready to become a member, don't hesitate to reach out! Give us a call at (978) 452-5001 or visit us at 1 Tremont Pl Lowell Ma 01854. We look forward to serving you and helping you reach new heights with your finances!

Digital & Online Banking

Key Features

Our 24/7 online banking services allow you to check your account balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, managing your money has never been easier. Plus, you can say goodbye to paper statements! We provide e-statements for those who prefer going green and keeping things simple. Need to send money to a friend? Our person-to-person transfers make it quick and easy. You don't even need cash just a few taps on your smartphone will do the trick! And speaking of smartphones, our mobile application brings all these features right into the palm of your hand. You can also enjoy the ease of mobile payments, allowing you to make purchases without carrying cash or cards.

Security & Ease of Use

Your security is our top priority. With electronic signature authorization available, signing documents online is not only secure but also convenient. You can trust that your information is protected as you navigate through our user-friendly platform. In today's digital age, accessibility matters more than ever. At Jeanne D'arc, we aim to provide real-time account management that puts you in charge. Whether it's checking your balance or making payments on the go, we have you covered. Explore all our digital offerings today by visiting https://www.jdcu.org/ and experience how effortless banking can be!

Financial Strength

Commitment to Growth

With $157,645,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,837 in used auto loans and $1,786,834,997 in total loans and leases.

Operational Efficiency

Our $2,976,811 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 243 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $186,973,651, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $852 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share and Deposit Accounts: 164,646, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 1 Tremont Pl Lowell Ma 01854 or call (978) 452-5001 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Additional Loan Options

For those looking for additional financing solutions, our total credit lines amount to $651,631,771, giving you access to funds when you need them most. If you're considering refinancing any existing debts or exploring eligibility options for any of our loan products, our team is here to guide you through the process. We want to ensure you have access to the best financing options available. At Jeanne D'arc, we pride ourselves on providing high-quality service and support to our members at every step of their financial journey. If you have questions about our loan offerings or want assistance with your application process, feel free to reach out to us at 978-452-5001 or visit us at 1 Tremont Pl Lowell Ma 01854 during business hours (M - F 8:00 am - 5:00 pm). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial future is important to us let's work together to secure it!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,312,618 in used vehicle loans and $57,413,031 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, our flexible terms can help make your car purchase easier.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930, make buying or refinancing simple. We provide personalized service to ensure you find the right mortgage product that fits your budget and lifestyle.

Unsecured Credit Cards

Managing daily expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans, with a total of $27,889,904 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and benefits designed for everyday use.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that every offer you see is fair and transparent. LendMesh takes pride in offering verified data, meaning loan offers are sourced from legitimate financial institutions, which builds trust and reliability.

JEANNE D'ARC CREDIT UNION