Jeanne D'arc Credit Union Lowell MA | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Jeanne D'arc Credit Union, your trusted financial partner located at 50 Father Morissette Blvd, Lowell, MA 01852. Established in 1911, we have proudly served our community for over a century, with a dedicated membership of 102,584 individuals who rely on us for their financial needs. Our commitment to providing quality service is reflected in our impressive total assets of $2,193,174,074, and we are here to help you achieve your financial goals. At Jeanne D'arc, we understand that every member is unique. That's why we offer a wide range of services tailored to meet your individual needs, including checking and savings accounts, auto loans, mortgages, and business banking solutions. With $168,654,654 in total deposits and $3,7422 loans and leases issued, we ensure that your money is not just safe but also working for you. Our leadership team is devoted to maintaining the high standards you expect from us. Under the guidance of CEO Larissa Thurston and Board President Naomi Prendergast, our staff of 275 employees is dedicated to providing personalized service with a smile. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1 Tremont Place, Lowell, MA 1854. Whether you're looking to open an account or apply for a loan, we're here to assist you every step of the way. We invite you to explore what Jeanne D'arc Credit Union can do for you! Visit our website at www.jdcu.com or call us at 978-937-1983 during our lobby hours from 7:30 AM to 3:00 PM, Monday through Friday. Join us today and experience the difference in community banking!

Branch History & Mission

Commitment to Accessibility

Accessibility is another cornerstone of our operations. Our branch is fully ADA compliant, ensuring that all members can comfortably access our services. Additionally, we offer online and mobile banking options for added convenience, allowing you to manage your finances anytime, anywhere. While members can visit us at 50 Father Morissette Blvd for in-person assistance during our operating hours (Monday through Friday from 7:30 AM to 3:00 PM), official correspondence should be sent to our mailing address at 1 Tremont Place, Lowell, MA 1854. As part of our commitment to service excellence, we also provide ATM access for easy cash withdrawals and balance checks. While we currently do not have drive-thru services or shared service centers available at this location, we're always exploring ways to enhance your experience with us. Join us at Jeanne D'arc Credit Union and become part of a community-focused institution that truly cares about your financial well-being. Experience the difference that comes from being a member of a credit union that values people over profits! For more information on membership or services offered, please call us at 978-937-1983 or visit our website at jdcu.org. Your journey towards smarter financial decisions starts here!

Our Mission

The mission of Jeanne D'arc Credit Union is clear: we strive to empower our members by providing exceptional financial services while fostering community support. We believe that everyone deserves access to affordable banking solutions that help them achieve their dreams. This mission drives us every day and informs everything we do. We aim not only to provide financial products but also to enhance the lives of those around us through outreach programs and partnerships within the community. Whether it's sponsoring local events or offering educational workshops on financial literacy, we are dedicated to making a positive impact in Lowell and beyond.

Branch Location & Accessibility

Accessibility Features

Our branch is committed to accessibility for all members. We offer convenient parking and ADA-compliant features to ensure everyone can navigate our space comfortably. Whether you're stopping by for a quick transaction or need assistance with a loan, our staff is here to help.

Call to Action

We invite you to stop by the Jeanne D'arc branch today! Experience firsthand how we can assist you with your banking needs. Remember, whether you're looking for personal banking solutions or business services, we're here for you every step of the way!

Operating Hours

We're open Monday through Friday from 7:30 AM to 3:00 PM, making it easy for you to find a time that works best for your schedule. If you need assistance outside of these hours, don't hesitate to give us a call at 978-937-1983; we're always ready to help!

Services Offered

At Jeanne D'arc Credit Union, we pride ourselves on offering a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM access available right here at the branch, you can easily withdraw cash or check your balance whenever needed. Though we don't have drive-thru banking available at this location, our friendly team is dedicated to providing efficient service inside the branch.

Member Eligibility

At Jeanne D'arc, we believe that everyone deserves a chance to be part of a supportive and vibrant community. If you're looking to join us, you'll find that becoming a member is both simple and welcoming! Whether you're a resident of Lowell or work in the area, you may be eligible to join based on our friendly criteria. We welcome individuals who share our values and want to take advantage of our range of financial services designed just for you. To check the specific eligibility details, feel free to visit this page: . Once you're ready to open an account, the process is straightforward. Just head over to our account opening page at https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ , or give us a call at (978) 937-1983 if you have any questions. Our team at Jeanne D'arc, located at 50 Father Morissette Blvd Lowell Ma 01852, is here to help you every step of the way, ensuring your experience is smooth and enjoyable! Join us today and discover the benefits that come with being part of our family.

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Empower

In today's fast-paced world, having reliable merchant services can make all the difference. Imagine being able to accept payments seamlessly while managing your cash flow efficiently. Our merchant services are designed to provide you with the tools you need to thrive whether it's mobile payment solutions or point-of-sale systems. Whether you're looking to finance a new project or streamline your payment processes, Jeanne D'arc is dedicated to your success. Visit us at 50 Father Morissette Blvd Lowell Ma 01852 or call us at (978) 937-1983 to learn more about how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our business banking services are tailored for you too! From merchant services that simplify transactions to business loans designed to fuel growth, we have what it takes to help your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Jeanne D'arc, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere from checking balances to transferring funds or paying bills with just a few taps on your phone. Our ATM services allow for easy cash withdrawals and balance checks without any hassle.

Financial Support When You Need It

We also offer personal loans and debt consolidation services for when life throws unexpected expenses your way. These loans can help you manage bills more effectively or consolidate debt into a single monthly payment allowing you to breathe easier financially. Our credit cards come with rewards that let you earn while you spend. Use them for everyday purchases and watch your points accumulate toward exciting rewards.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make managing your money straightforward and hassle-free. Imagine having easy access to your funds while earning interest at competitive rates. Our accounts are designed to support your day-to-day needs and long-term goals. When it comes to financing, our auto loans and vehicle financing options are tailored for every type of driver. Whether you're buying a new car or refinancing an existing loan, we ensure that you get the best rates possible. Picture yourself cruising down the road in your dream vehicle without breaking the bank! For those looking to purchase a home or refinance an existing mortgage, our mortgage loans provide flexible terms and competitive rates. We understand that buying a home is one of the biggest decisions you'll ever make, and we're here to guide you through it every step of the way.

Visit Us Today!

Ready to explore how Jeanne D'arc can support your financial journey? Don't hesitate to reach out! Call us at 978-937-1983 during our lobby hours from Monday to Friday between 7:30 AM and 3:00 PM. We look forward to welcoming you into our community and helping you achieve your financial dreams! For more information about our offerings, visit us at jdcu.com.

Digital & Online Banking

Key Features for Your Convenience

We prioritize your security and ease of use. Our services include e-statements, which not only help you keep track of your financial activity but also reduce paper clutter. You can access your statements anytime through our secure online portal. Need to send money to friends or family? Our person-to-person transfers make it simple! Just enter the recipient's information, and you're good to go no need for cash or checks. Plus, if you're always on the move, our mobile application allows you to access all these features right from your smartphone. And yes, we support mobile payments, so you can make purchases with ease. With electronic signature authorization, signing important documents is a breeze. You can sign contracts or agreements without needing to print anything out. This feature adds an extra layer of convenience while ensuring that your transactions are secure. At Jeanne D'arc, we believe in providing our members with accessible and user-friendly banking solutions. Whether you're at home or on the go, our digital services empower you to take control of your financial journey seamlessly. Join us today at https://www.jdcu.org/ and experience the future of banking!

Financial Strength

Commitment to Innovation

With $157,645,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $7,837 in used auto loans and $1,786,834,997 in total loans and leases, we support your financial goals across various sectors.

Growing Trust Among Members

Our total share accounts stand at 164,646, showing a strong and growing member base that trusts us with their finances. This trust allows us to maintain an environment where your money works harder for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 50 Father Morissette Blvd Lowell Ma 01852 or call (978) 937-1983 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Centric Savings Options

Members' savings are secured through $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,976,811, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 243 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $186,973,651, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $852 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,312,618 in used vehicle loans and $57,413,031 in new vehicle loans already helping members get on the road. Whether you are financing a brand-new model or a reliable pre-owned option, we have competitive rates and flexible terms that make it easier for you to drive away with confidence.

Business Loans

For business owners looking to expand their operations or invest in new opportunities, our outstanding commercial loans totaling $153,711,306 provide the capital needed to grow and succeed. We understand the challenges faced by businesses today and are committed to providing personalized service to help you achieve your business goals. Our loan offerings are designed with you in mind. If you're interested in refinancing options or want to check your eligibility for any of our products, feel free to reach out at 978-937-1983. We're here to help you navigate your financial journey. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jeanne D'arc Credit Union, we're dedicated to providing support that makes a real difference in our members' lives. Explore our website or visit us at 50 Father Morissette Blvd., Lowell MA 01852 for more information about how we can assist you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930, making buying or refinancing simple. We provide tailored solutions that fit your budget and lifestyle. Whether you're a first-time buyer or looking to refinance your existing mortgage for better terms, our team is here to guide you through each step of the process.

Unsecured Credit Card Loans

Managing everyday expenses is crucial, and we offer flexible terms on unsecured credit card loans with a total of $27,889,904 helping members manage their finances effectively. Our credit cards come with rewards that can benefit you while providing an easy way to track spending and manage cash flow.

Loan Aggregator

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JEANNE D'ARC CREDIT UNION