Jeanne D'arc Credit Union Dracut MA | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Jeanne D'arc Credit Union, located at 1540 Lakeview Ave, Dracut, MA 01826. Established in 1911, we have been committed to serving our community for over a century. With a strong membership base of 102,584 and total assets reaching an impressive $2,193,174,074, we take pride in being a trusted financial partner for our members. At Jeanne D'arc, we understand that each member's needs are unique. That's why we offer a wide range of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Our dedication to providing excellent service is reflected in our total deposits of $168,654,654 and a robust net worth of $186,973,651. Under the leadership of our CEO, Larissa Thurston, and Board President, Naomi Prendergast, our team of 275 employees is here to help you navigate your financial journey with personalized care and support. Whether you're looking to open a new account or explore loan options our experienced staff is ready to assist you. While members can visit us at our branch location for all their banking needs, we also provide easy access through online and mobile banking services. If you have any questions or need assistance, don't hesitate to reach out by calling us at 978-957-9027. Join us today and discover how Jeanne D'arc Credit Union can help you achieve your financial goals! For more information about our services or to apply for a loan online, visit our website at jdcu.com. We look forward to welcoming you into the Jeanne D'arc family!

Branch History & Mission

Community Focus

We take pride in being more than just a financial institution; we are deeply rooted in the Dracut community. Our outreach programs focus on local partnerships and initiatives that give back to the neighborhoods we serve. From sponsoring local events to supporting educational programs at nearby schools like Dracut High School, we strive to make a positive impact every day. Our branch is equipped with modern conveniences such as ATM availability for quick transactions and online banking options for easy account management. We prioritize accessibility and are committed to ensuring all members can enjoy our services comfortably.

Join Us Today!

As we continue to grow and adapt to the needs of our members and the community at large, we invite you to become part of our family at Jeanne D'arc. Whether you're looking for comprehensive banking services or simply want advice on managing your finances better, our friendly staff is here to assist you. Visit us during our operating hours from Monday through Friday between 7:00 am and 2:00 pm or give us a call at 978-957-9027. Together, let's build a brighter future! For more information about joining or opening an account with us today, please check out our website.

Our Mission

At Jeanne D'arc, our mission is clear: to empower our members with financial tools and resources while fostering a supportive community environment. We believe that everyone deserves access to quality financial services that can help them achieve their goals whether it's saving for a home, planning for retirement, or securing an education. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. Our aim is not just to be your bank but to partner with you on your journey toward financial wellness.

Branch Location & Accessibility

Accessibility Features

We understand how important it is for everyone to access financial services without hassle. Our branch is fully ADA compliant, featuring ramps and accessible parking spots for your convenience. Whether you're visiting us to open an account or simply need assistance with your existing services, we are dedicated to making your experience smooth and welcoming.

Call to Action

We invite you to come visit us at Jeanne D'arc Credit Union today! If you have any questions or need assistance before your visit, feel free to give us a call at 978-957-9027. Let's work together toward achieving your financial goals!

Operating Hours

At Jeanne D'arc Credit Union, we value your time. Our lobby hours are designed to accommodate your busy schedule: we're open Monday through Friday from 7:00 am to 2:00 pm. Whether you're stopping by before work or during lunch, we're here to help you with all your banking needs.

Services Offered

Our branch offers a variety of services tailored to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our ATM availability for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 1540 Lakeview Ave, please note that any official correspondence should be sent directly to our mailing address if needed.

Member Eligibility

At Jeanne D'arc, we believe that becoming a member is like joining a warm and supportive family. If you're interested in being part of our community, you'll be glad to know that eligibility is open to individuals who live, work, worship, or attend school in our service area. This means many people in the local community can easily join us! Plus, once you're a member, you'll enjoy access to a range of services designed to help you achieve your financial goals from personal loans and auto financing to convenient online banking options. Getting started is simple! You can learn more about the eligibility criteria by visiting our website at . When you're ready to open an account, just head over to https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ for all the details. If you have any questions or need assistance along the way, don't hesitate to give us a call at (978) 957-9027. We're excited to welcome you into our Jeanne D'arc family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer robust merchant services tailored to meet the needs of your business. Imagine quickly processing customer payments through mobile devices or offering easy online checkout options all while ensuring security and efficiency. These practical tools help streamline your operations, giving you more time to focus on what matters most: growing your business. Located at 1540 Lakeview Ave Dracut Ma 01826 in Dracut, MA, our dedicated team is here to help you navigate the financial landscape with ease. Call us today at (978) 957-9027 and discover how we can support your business ambitions!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing make it easy for you to drive away in the vehicle you want. We understand that purchasing a car can be daunting, which is why we strive to offer competitive rates and simple application processes. You can rely on us as your partner in this important investment.

Business Banking Services

For small business owners, Jeanne D'arc provides essential business banking services, including merchant services and business loans designed to help you thrive in today's economy. We're committed to supporting local entrepreneurs because when businesses grow, communities grow too.

Convenient Access & Support

We know that convenience matters. That's why we offer ATM services for quick cash withdrawals and balance checks whenever you need them. Our friendly staff is always available by phone at 978-957-9027 during lobby hours from Monday through Friday between 7:00 AM and 2:00 PM if you have any questions or need assistance. In summary, Jeanne D'arc is more than just a credit union; we're here to support every step of your financial journey with personalized service and a wide range of offerings. Visit us today at Dracut High School or explore more about our services online at jdcu.org. Let us help you achieve your financial goals!

Credit Cards & Rewards

If you're looking for ways to earn rewards while spending, our credit cards with rewards can help you get more from your everyday purchases. Enjoy benefits like cashback or points redeemable for travel or gifts it's a smart way to maximize your spending power.

Home Financing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we guide you through each step. Our knowledgeable staff will work closely with you to find the right loan solution that fits your budget and aspirations.

Personal Banking Solutions

When it comes to personal banking, we offer checking and savings accounts that help you manage your day-to-day finances effortlessly. Imagine having access to your funds anytime through our online and mobile banking features, which let you check balances and transfer money with just a few taps on your phone. For those unexpected expenses or dreams you've been waiting to pursue, our personal loans and debt consolidation options provide flexible solutions tailored to your situation.

Digital & Online Banking

Key Services

Our online banking services empower you to take control of your finances with ease. You can check balances, make transfers, and pay bills all from the comfort of your device. With features like person-to-person transfers, sending money to friends or family is just a few taps away. Plus, you'll enjoy the added convenience of mobile payments, allowing you to make transactions quickly and securely. For those who prefer paperless solutions, we offer electronic statements that keep your financial information organized and accessible whenever you need it. With electronic signature authorization available, signing documents has never been easier no more printing or mailing forms!

Security & Usability

Your security is our priority. Our online banking platform uses advanced encryption technology to keep your data safe while providing a user-friendly experience. Navigating through your accounts is simple, making it easy for anyone to manage their finances effectively. Additionally, our mobile application makes banking even more accessible. It allows you to perform all the same functions as our website but in a format optimized for your smartphone or tablet. This means whether you're waiting in line or relaxing at home, you can handle your banking needs in real-time. With all these features at your fingertips, Jeanne D'arc makes managing your money straightforward and stress-free. Join us today and experience the convenience of modern banking!

Financial Strength

Continuous Investment in Growth

Our commitment to serving you is reflected in our $157,645,473 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We also support your financial goals with $7,837 in used auto loans and $1,786,834,997 in total loans and leases.

Growing Trust

We are proud to have a growing member base with 164,646 total share accounts that trust us with their finances. Our net shares available for lending stand at $0, further emphasizing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 1540 Lakeview Ave Dracut Ma 01826 or call (978) 957-9027 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Your savings are secure with us. We hold $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,976,811 indicates our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 243 full-time employees and 32 part-time employees who are always ready to assist you with knowledgeable service.

Strong Capital Base

With a net worth of $186,973,651, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $852 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $12,831,261 in used vehicle loans and $5,741,303 in new vehicle loans to help members get on the road. Whether you're eyeing a brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms make it easy for you to drive away with confidence.

Credit Lines and Commercial Loans

For those needing additional flexibility, our total credit lines amount to $651,631,771, providing access to funds when you need them most. Additionally, for business owners seeking growth opportunities, our outstanding commercial loans total $153,711,306, ensuring that enterprises have the capital they need to expand and thrive. Whether you are considering refinancing options or exploring eligibility requirements for any of our loan products, we encourage you to reach out for personalized assistance. Our team is ready to provide insights tailored to your specific situation. Feel free to contact us at 978-957-9027 or visit us at 1540 Lakeview Ave Dracut MA 01826 during lobby hours from Monday through Friday between 7:00 AM and 2:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Jeanne D'arc be your partner in achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930. We make buying or refinancing simple with straightforward processes and dedicated support. If you're looking to invest in real estate or refinance your existing mortgage for better terms, we're here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $27,889,904 in loans helping members manage their finances effectively, our credit cards come with great rewards and low fees. This option can be particularly beneficial if you need to make unexpected purchases or consolidate other debts.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results so you can trust the information provided. - Real-Time Rate Comparisons: You get access to up-to-date loan rates from multiple institutions, which helps you make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Jeanne Darc