Jeanne D'arc Credit Union Dracut MA | Top Auto Loans & Business Banking

Introduction

Welcome to Jeanne D'arc Credit Union, located at 1345 Lakeview Ave, Dracut, MA 01826. Since our establishment in 1911, we have proudly served our community, growing to a membership of over 102,584 individuals who trust us with their financial needs. Our commitment to providing exceptional service and fostering strong relationships is at the heart of everything we do. At Jeanne D'arc, we understand that financial health is essential for personal and community growth. With total assets of $2,193,174,074, total deposits reaching $168,654,654, and a net worth of $186,973,651, we are well-positioned to support your financial journey. We offer a wide range of services including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our dedicated team of 275 employees works tirelessly to ensure you receive personalized service tailored to your unique needs. Under the leadership of CEO Larissa Thurston and Board President Naomi Prendergast, we strive to make every member feel valued and supported. While members can visit us at our branch on Lakeview Avenue for all their banking needs, official correspondence should be sent to the same address. We invite you to explore the benefits of becoming a member or visiting us today! For any inquiries or assistance, don't hesitate to call us at 978-452-5001. Join us in building a brighter financial future together!

Branch History & Mission

At Jeanne D'arc Credit Union, we take pride in our rich history and unwavering commitment to our members and community. Founded in 1911, our branch has grown from a small cooperative into a vital financial institution serving the Dracut area and beyond. Located at 1345 Lakeview Ave, Dracut, MA 01826, we stand ready to support the financial well-being of our members with a variety of services tailored to meet their needs. Over the years, Jeanne D'arc has reached significant milestones that reflect our dedication to excellence. Today, we proudly serve over 102,000 members and manage assets totaling more than $2.19 billion. Our journey is one marked by innovation and growth, including advancements in digital banking solutions that enhance convenience for our members. We ensure that every member has access to modern banking tools while maintaining the personal touch that sets us apart. Our mission at Jeanne D'arc Credit Union is simple yet powerful: to provide exceptional financial services while fostering a spirit of community support. We believe in not just helping our members achieve their financial goals but also contributing positively to the communities where we live and work. From offering competitive rates on loans and savings accounts to engaging in local outreach programs, we are dedicated to making a difference. While you can visit us at our main branch location at 1345 Lakeview Ave, official correspondence should be sent to the same address for your convenience. Our operating hours are designed with you in mind: Monday through Wednesday from 7:30 AM to 4:00 PM, and Thursday through Friday until 6:00 PM, with Saturday hours from 7:30 AM to noon. We are also proud to offer ATM availability and drive-thru banking services for those who prefer quick and easy transactions. Our commitment extends beyond financial services; it includes ensuring ADA compliance and creating an inclusive environment for all our members. As part of our ongoing efforts to support the community, we actively engage in partnerships with local organizations and initiatives aimed at enhancing the quality of life in Dracut and surrounding areas. Join us at Jeanne D'arc Credit Union today! Experience firsthand how we can help you secure your financial future while being part of a caring community focused on service and support. For more information or assistance, feel free to reach out at 978-452-5001 or visit us online at www.jdcu.com. Together, let's build a brighter future!

Branch Location & Accessibility

Get in Touch!

Feel free to give us a call at 978-452-5001 if you have any questions or need assistance before your visit. While members can visit us at 1345 Lakeview Ave, official correspondence should be sent to the same address. We look forward to seeing you soon at Jeanne D'arc!

Nearby Landmarks and Accessibility

Our branch is situated near several local landmarks, making it easy to find. If you're coming from the scenic Lakeview Park or the bustling Dracut Marketplace, you'll be just minutes away from us. Parking is readily available, ensuring that your visit is hassle-free. We're proud to offer accessible features like ramps for those who need them, ensuring everyone can easily reach us.

Operating Hours and Services

We know that life can get busy! That's why we're here for you Monday through Wednesday from 7:30 AM to 4:00 PM, and on Thursdays and Fridays until 6:00 PM. We even open up on Saturdays from 7:30 AM to 12:00 PM for your convenience. At Jeanne D'arc, we offer a wide range of services tailored just for you from personal banking options like checking and savings accounts to loans for vehicles and homes. Plus, if you're in a hurry, our drive-thru banking service allows you to complete simple transactions without leaving your car.

Member Eligibility

At Jeanne D'arc, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is easy! If you live, work, or worship in the area around 1345 Lakeview Ave Dracut Ma 01826, you may qualify for membership. We welcome individuals from all walks of life, whether you're looking for personal banking services, loans, or simply a place to grow your savings. To find out more about the specific eligibility criteria, feel free to check out our detailed guidelines at . Becoming a member not only grants you access to fantastic financial products but also connects you with a network that prioritizes your needs. It's simple to get started; just reach out to us at (978) 452-5001 or visit our website at https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ for more information on opening an account. Join us today and experience the difference that comes with being a part of the Jeanne D'arc family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services that make transactions smoother for your business. Imagine processing payments quickly at your point of sale while having easy access to funds when you need them most. Our merchant services are not just about accepting payments; they enhance customer experiences and streamline operations. Located at 1345 Lakeview Ave, Dracut, MA 01826, Jeanne D'arc is here to help your business flourish. Contact us today at 978-452-5001 to learn more about how we can support your financial journey!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive business banking solutions, including merchant services and business loans. We know how crucial it is for businesses to thrive in today's economy. Our expert team is ready to assist in finding the right financial products to support your business growth.

Conclusion

At Jeanne D'arc, we strive to make banking simple and accessible for everyone in Dracut and beyond. From personal finance management to business solutions, our commitment is towards providing exceptional service tailored to meet your needs. Ready to explore these services? Give us a call at 978-452-5001 or visit us online at www.jdcu.org for more information! We look forward to serving you!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Jeanne D'arc, we offer robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances or making transfers with just a few taps on your phone. Our ATM services ensure easy access to cash when you need it most, while our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Personal Banking Services

When it comes to managing your personal finances, Jeanne D'arc offers various options tailored just for you. Our checking and savings accounts are designed to fit different lifestyles and preferences. Imagine having a checking account that helps you track your spending while earning interest on your savings. With us, that's not just a dream; it's a reality! For those considering buying a vehicle, our auto loans and vehicle financing services make the process straightforward and hassle-free. Picture driving off in your new car with an affordable loan designed around your budget. And if you're thinking about homeownership or refinancing, our mortgage loans provide flexible terms to help you achieve your goals.

Personal Loans and Credit Options

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you regain control of your finances. Whether it's covering medical bills or consolidating credit card debt, our team is here to guide you through the process. We also understand the importance of rewards in everyday spending. Our credit cards with rewards allow you to earn points on purchases that can be redeemed for exciting perks.

Digital & Online Banking

Easy Transactions

Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick. With just a few taps on your mobile device, you can share funds without hassle. Speaking of mobile devices, our dedicated mobile application enhances your banking experience even further. You can manage accounts, make payments, and more all from the palm of your hand.

Flexible Payment Options

With mobile payments available, you can easily make purchases right from your smartphone. This means no more fumbling for cash or cards; simply tap and go! All these features work together to provide a user-friendly experience that puts you in control of your financial life. In summary, whether you're checking balances or making payments, Jeanne D'arc has the digital banking solutions to meet all your needs efficiently and securely. Explore our online services today at https://www.jdcu.org/ and discover how easy banking can be!

Secure and Efficient

Security is a top priority for us at Jeanne D'arc. Our electronic signature authorization ensures that your transactions are safe and verified, so you can feel confident when using our services. Additionally, opting for e-statements not only keeps your information secure but also helps reduce paper waste it's good for both you and the environment!

Financial Strength

At Jeanne D'arc, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your financial institution is reliable is crucial. That's why we are proud to share the strong financial standing of our branch. With a net worth of $186,973,651, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further highlighted by our net worth ratio of $852, which assures you that we have the necessary capital to continue providing loans and competitive savings rates, even in uncertain economic times. Members' savings are secured through $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to serving you extends to reinvesting in our community. With $157,645,473 in undivided earnings, we enhance our banking tools, lending options, and security measures to provide better service. Furthermore, with $7,837 in used auto loans and $1,786,834,997 in total loans and leases, our lending capacity supports your financial goals across various sectors. Our operational efficiency is reflected in our $2,976,811, which allows us to continue offering competitive loan rates and solid financial products for all members. We also take pride in having 243 full-time employees and 32 part-time employees who are always ready to serve you with a knowledgeable, committed team. Finally, with $0 available for lending and investments, alongside a total of 164,646 deposit accounts, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 1345 Lakeview Ave Dracut Ma 01826 or call (978) 452-5001 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,312,618 in used vehicle loans and $57,413,031 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you have access to the right solution no matter your choice.

Business Financing

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $153,711,306 provide the necessary support to elevate your business operations. We understand the unique challenges businesses face and aim to offer solutions that cater specifically to those needs. If you're considering refinancing any of these loan types or want more information about eligibility options available at our branch located at 1345 Lakeview Ave Dracut Ma 01826, don't hesitate to reach out. You can contact us at 978-452-5001 during our operating hours from Monday to Wednesday 7:30 am - 4:00 pm and Thursday to Friday 7:30 am - 6:00 pm. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're dedicated to helping you achieve your financial goals with products designed just for you!

Credit Lines and Unsecured Loans

We also provide flexible terms on unsecured credit card loans, with a total of $27,889,904 in loans helping members manage their finances effectively. Additionally, our total credit lines amounting to $651,631,771 can give you the peace of mind that you have access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930. This means whether you are purchasing your first home or refinancing an existing mortgage, we have the resources to assist you every step of the way.

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Jeanne Darc