Jeanne D'arc Credit Union Dracut MA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Jeanne D'arc, your trusted financial partner located at 1595 Bridge St, Dracut, MA 01826. Since our establishment in 1911, we've been dedicated to serving our community with integrity and care. With over 102,584 members and assets totaling a remarkable $2,193,174,074, we pride ourselves on offering personalized services that meet the unique needs of each member. At Jeanne D'arc, we understand that financial decisions can be overwhelming. That's why we provide a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment is reflected not just in the numbers like our impressive $168,654,654 in total deposits but also in the trust that our members place in us every day. Our leadership team is devoted to fostering a welcoming environment. Led by CEO Larissa Thurston and Board President Naomi Prendergast, we prioritize your financial wellness and community engagement. Whether you need assistance with a loan or guidance on managing your savings, our knowledgeable staff is here to help. While members can visit us at our branch location for any inquiries or transactions, official correspondence should be sent to 1595 Bridge St, Dracut, MA 01826-2696. We invite you to contact us at 978-452-5001 during our convenient hours: Monday through Wednesday from 7:30 AM to 4:00 PM; Thursday and Friday until 6:00 PM; and Saturday until 1:00 PM. Join us today at Jeanne D'arc Credit Union and experience the difference of being part of a community-focused financial institution! Explore more about our services or apply for a loan online at jdcu.com. Your journey towards financial success starts here!

Branch History & Mission

At Jeanne D'arc Credit Union, we celebrate a rich legacy that began in 1911. Our Dracut - Bridge branch, located at 1595 Bridge St, Dracut, MA 01826, has been a cornerstone of the community for over a century. As we've grown from our humble beginnings, our mission has remained clear: to empower our members with financial tools that foster personal and community growth. Over the years, we've evolved significantly, now serving over 102,000 members with total assets of $2.19 billion. This impressive growth reflects our commitment to providing quality financial services tailored to meet the diverse needs of our community. Our headquarters in Lowell, MA remains dedicated to supporting our branches and ensuring they have the resources needed to thrive. Our mission is more than just numbers; it's about making a real impact in people's lives. We strive to provide accessible banking solutions like checking and savings accounts, auto loans, mortgages, and credit cards that reward your loyalty. We're not just here for transactions; we're here to help you achieve your goals and support you through life's journey. As part of our commitment to innovation and accessibility, we offer digital banking options including online banking and mobile payments. We also ensure our facilities are ADA compliant so everyone can enjoy our services without barriers. With features like ATM availability and drive-thru banking, we prioritize convenience for all members. Community is at the heart of what we do. We actively engage in local outreach efforts and partnerships designed to uplift those around us. Whether it's sponsoring local events or providing financial education workshops, we believe in giving back because when our community thrives, we all benefit. While members can visit us at our branch location on Bridge Street for in-person service, official correspondence should be sent to our mailing address: 1595 Bridge St, Dracut, MA 01826-2696. If you're looking for a credit union that values relationships and invests in its members' futures, look no further than Jeanne D'arc Credit Union. Join us today and experience the difference that comes from being part of a cooperative where your success is our priority! For more information or to start your journey with us, give us a call at 978-452-5001 or visit our website.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance before visiting, feel free to give us a call at 978-452-5001. We're always happy to help! So why wait? Come visit us at Jeanne D'arc today we can't wait to see you!

Getting Here

Situated near the bustling area of Bridge Street, we're just a stone's throw away from local landmarks like the Dracut Town Hall and the Merrimack River. Our location makes it easy for you to pop in while you're out running errands or enjoying time in the neighborhood.

Operating Hours

We know your time is valuable, so we've designed our operating hours to fit your schedule. Our lobby is open Monday through Wednesday from 7:30 AM to 4:00 PM, extending our hours on Thursday and Friday until 6:00 PM. On Saturdays, we welcome you from 7:30 AM to 1:00 PM. This way, you can find a time that works best for you!

Parking and Accessibility

Parking is available right outside our branch, ensuring that you have a hassle-free experience when you visit us. We also prioritize accessibility with features that accommodate all members, including ADA-compliant ramps for those who need them.

Services Offered

At Jeanne D'arc, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage financing, we're here to help you every step of the way. Plus, with our ATM services available on-site and drive-thru banking for quick transactions, managing your finances has never been easier.

Member Eligibility

At Jeanne D'arc, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 1595 Bridge St Dracut Ma 01826, you can easily qualify for membership. This means that not only individuals but also their families can enjoy all the benefits we have to offer, from personalized financial services to community-focused initiatives. Joining us opens up a world of advantages think lower fees, competitive rates on loans, and access to exclusive member-only offers. Plus, our friendly team is here to guide you through every step of the process. To get started on your journey with us, just visit our account opening page at https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ or give us a call at (978) 452-5001 for more information. We're excited to welcome you into the Jeanne D'arc family! For detailed eligibility criteria, feel free to check out this link: .

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having the tools to manage payments seamlessly. Our merchant services empower you to accept payments easily, streamline transactions, and focus on what really matters growing your business. From mobile payment solutions to point-of-sale systems, we provide practical options that adapt to your operational style. Visit us at 1595 Bridge St Dracut Ma 01826 in Dracut, MA, or give us a call at (978) 452-5001. Let's work together to turn your business dreams into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to help your venture thrive. We know that managing finances can be overwhelming, so let us help simplify the process.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking solutions. With just a few taps on your phone or clicks on your computer, you can easily manage your accounts, transfer funds, or pay bills anytime, anywhere. Our ATM and cash withdrawal services also ensure that you have access to your money whenever you need it.

Drive-Thru & ATM Services

For those who prefer face-to-face interactions but have busy schedules, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Our ATMs are equipped for balance checks and cash withdrawals so that accessing your funds is always simple. At Jeanne D'arc, we believe that financial services should be accessible to everyone in our community. If you're interested in learning more about how we can help meet your financial needs or if you'd like to open an account today, give us a call at (978) 452-5001 or visit us online at Dracut - Bridge. Let's work together towards achieving your financial goals!

Personal Banking

Our personal banking services begin with flexible checking and savings accounts that fit your lifestyle. Whether you're saving for a big purchase or managing daily expenses, our accounts offer the features you need. If you're thinking about buying a car, our auto loans and vehicle financing options make it easy to get on the road without breaking the bank. For those considering homeownership, our mortgage loans and refinancing solutions can help turn your dream into reality. We also offer personal loans for debt consolidation or unexpected expenses, giving you access to funds when you need them most. Plus, with credit cards that come with rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Imagine being able to send money to friends or family without having to visit the bank our Person-to-Person Transfers make this possible! It's quick and simple, allowing you to handle payments on the go. Plus, if you're ever in a hurry, our Mobile Payments Feature allows you to make purchases directly from your phone. Our Mobile Application is another game-changer. It gives you access to all your banking needs right at your fingertips. You can manage your accounts, pay bills, and even authorize transactions with our Electronic Signature Authorization feature no need for paper forms! For those who prefer going paperless, we provide E-Statements Availability, allowing you to receive monthly statements electronically. This not only helps the environment but also makes it easier for you to keep track of your finances. In short, Jeanne D'arc is here to support your banking needs with a suite of digital tools that are both accessible and secure. Managing your money has never been easier!

Financial Strength

Community Commitment

Total Share and Deposit Accounts stand at 164,646, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 1595 Bridge St Dracut Ma 01826 or call (978) 452-5001 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,976,811 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 243 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $157,645,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $7,837 in used auto loans and $1,786,834,997 in total loans and leases, supporting our members' financial goals across various sectors.

Strong Financial Health

With a net worth of $186,973,651, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $852 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $128,312,618 in used vehicle loans and $57,413,031 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates for both new and used vehicles, ensuring you can find an option that suits your budget.

Business Loans

For business owners looking to expand or invest in growth opportunities, our outstanding commercial loans totaling $153,711,306 provide the capital needed to thrive. We work closely with local businesses to understand their unique challenges and offer solutions that drive success.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We have Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930, designed to help you secure your dream home with ease. Our team is here to guide you through the process and ensure you find the right fit for your needs.

Refinancing Options

If you're considering refinancing any existing loans for better terms or lower rates, we're here to help. Our refinancing options can often lead to significant savings over time. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information about our loan offerings or to apply for a loan today, feel free to reach out at 978-452-5001 or visit us at 1595 Bridge St Dracut Ma 01826. Let us help you take the next step towards achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $27,889,904 in loans helping members navigate their finances effectively. These cards come with benefits designed to reward your spending while keeping your financial health in mind.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are viewing legitimate loan options.

Jeanne Darc