Jeanne D'arc Credit Union Chelmsford MA | Best Auto Loans & Mobile Banking

Introduction

Welcome to Jeanne D'arc Credit Union, your trusted financial partner in the heart of Chelmsford, Massachusetts. Since our establishment in 1911, we have been dedicated to serving our community, proudly supporting over 102,584 members with a wide range of financial services. Located conveniently at 245 Chelmsford St, Chelmsford, MA 01824, we invite you to explore how we can help you achieve your financial goals. At Jeanne D'arc, we understand that financial needs vary from person to person. That's why we offer an array of services tailored just for you whether it's personal banking, auto loans, mortgages, or business loans. With total assets exceeding $2.19 billion and deposits amounting to $168,654,654, our strong financial foundation ensures that your money is safe and accessible when you need it most. Our commitment extends beyond numbers; it reflects our mission to positively impact the lives of our members and the broader community. Under the leadership of our CEO, Larissa Thurston, and Board President, Naomi Prendergast, we strive to create a welcoming environment where everyone feels valued and supported. For your convenience, while you can visit us at our branch for all your banking needs, any official correspondence should be directed to the same address: 245 Chelmsford St, Chelmsford, MA 01824-2343. We invite you to discover the benefits of membership with Jeanne D'arc Credit Union. Whether you're looking for competitive rates on loans or seeking assistance with online banking options, we're here to help! Don't hesitate to reach out by calling us at 978-452-5001 or visiting our website at www.jdcu.com. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

At Jeanne D'arc, we are proud to share a legacy that dates back to 1911 when our branch first opened its doors in Chelmsford, MA. Over the years, we have grown from a small local credit union into a trusted financial partner for over 102,000 members. With total assets reaching an impressive $2,193,174,074, our journey reflects not only our growth but also our commitment to serving the community. Located at 245 Chelmsford St, Chelmsford, MA 01824, our branch is easily accessible for all residents. Our friendly team is here to assist you with various financial services, from personal banking and auto loans to mortgage solutions and business financing. For your convenience, we offer both ATM availability and drive-thru banking services. Jeanne D'arc's mission goes beyond just providing financial products; it focuses on empowering individuals and fostering community support. We strive to make a positive impact in the lives of our members by offering personalized service and educational resources that help them make informed financial decisions. Our commitment is evident in every interaction as we work tirelessly to create a welcoming environment where everyone feels valued. While members can visit us at 245 Chelmsford St, official correspondence should be sent to the same address for consistency and convenience. In addition to traditional banking services, we embrace technology by offering online and mobile banking options. This ensures that our members can manage their finances anytime and anywhere with ease. We are dedicated to ADA compliance so that all individuals can access our services without barriers. Our partnerships with local organizations further enhance our outreach efforts within the community. Whether through financial literacy programs or charitable initiatives, Jeanne D'arc is committed to making a difference. We invite you to experience the benefits of being part of Jeanne D'arc. Join us today and discover how we can help you achieve your financial goals while supporting the community you love. For any questions or assistance, feel free to call us at 978-452-5001 during our operating hours: Monday through Wednesday from 7:30 AM to 4:00 PM, Thursday and Friday from 7:30 AM to 6:00 PM, and Saturday from 7:30 AM to 1:00 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Get in Touch

Need assistance? You can reach us at 978-452-5001. While members can visit us at 245 Chelmsford St for their banking needs, official correspondence should be sent to the same address as our mailing address is the same. We invite you to stop by or give us a call today! Let us help you achieve your financial goals with ease at Jeanne D'arc Credit Union in Chelmsford.

Nearby Landmarks and Accessibility Features

Located near popular local spots, our branch is just a stone's throw away from the bustling Chelmsford Center and the scenic Heart Pond. This prime location makes it easy to combine your banking needs with errands or leisure activities. We take pride in ensuring that everyone can visit us comfortably; our facility meets ADA compliance standards and features ramps for easy access.

Operating Hours & Services Offered

At Jeanne D'arc Credit Union, we understand that life can be busy. That's why our lobby hours are designed to fit your schedule: Monday through Wednesday from 7:30 AM to 4:00 PM, Thursday and Friday until 6:00 PM, and Saturday mornings until 1:00 PM. We offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. For those on the go, our drive-thru service allows you to make deposits and withdrawals quickly without leaving your vehicle.

Member Eligibility

At Jeanne D'arc, becoming a member is like joining a close-knit family where your financial well-being is our top priority. If you live, work, or go to school in the area, you're already on the path to membership! We welcome individuals who share our commitment to community and mutual support. To learn more about the specific eligibility criteria, feel free to check out this resource: . Joining us opens the door to a variety of financial services designed with you in mind, from checking accounts to auto loans and beyond. Starting your journey with us is easy! You can open an account by visiting our website at https://www.jdcu.org/personal/buy-borrow/apply-for-a-loan/ or give us a call at (978) 452-5001 for any questions. Our friendly team is here to guide you through every step of the process. We can't wait for you to experience all the advantages that come with being part of Jeanne D'arc!

Business Banking & Commercial Services

Lending Support for Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $265 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $42 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $153,711,306, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine having the ability to accept payments seamlessly whether in-store or online giving your customers more ways to pay while streamlining your operations. Our services are built around the needs of business owners like you, ensuring you can focus on what matters most: growing your business. Visit us at 245 Chelmsford St Chelmsford Ma 01824 or call us at (978) 452-5001 to learn more about how Jeanne D'arc can help elevate your business today!

Comprehensive List Of Services

Accessibility

For members who prefer face-to-face interactions, we have basic drive-thru banking available for deposits, withdrawals, and simple transactions. This option ensures that you can complete your banking tasks quickly and efficiently. At Jeanne D'arc, we're more than just a credit union; we're a community partner dedicated to supporting our members' financial well-being. Our commitment extends beyond traditional banking as we focus on creating lasting relationships with each member. Ready to explore how we can assist you? Contact us today at (978) 452-5001 or visit our website at https://www.jdcu.org/ . Discover all the ways we can help you achieve your financial goals!

Business Banking

For small business owners, our business banking services include merchant services and business loans tailored to help your company thrive. We understand the challenges of running a business, so we're committed to providing the resources necessary for growth.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. With features like person-to-person payments and mobile deposits, staying on top of your finances has never been easier. Our ATM services provide easy access for cash withdrawals and balance checks without the hassle.

Lending Solutions

Financial flexibility is crucial, which is why we provide personal loans and debt consolidation services. Whether it's covering unexpected expenses or simplifying your existing debt, we're here to help you navigate your financial journey. Additionally, our credit cards with rewards allow you to earn benefits on everyday purchases, making it easier to manage your finances while enjoying added perks.

Personal Banking

We understand the importance of having reliable banking options. Our personal banking services include checking and savings accounts designed for everyday transactions and long-term savings goals. If you're considering buying a car or need financing for your next vehicle, our auto loans and vehicle financing options are competitive and straightforward. For those looking to invest in a home, we offer mortgage loans and refinancing solutions that can help you secure the best rates available.

Digital & Online Banking

Accessing Your Accounts Made Easy

Our online banking platform, available at https://www.jdcu.org/ , allows you to check balances, pay bills, and transfer money all from the comfort of your home or on the go. You'll have 24/7 access to your accounts, so managing your money is easier than ever. Plus, with our mobile application, you can do all this right from your smartphone.

Real-Time Management

With our suite of digital banking services, real-time account management is at your disposal. Whether it's checking account activity or making transactions, everything is designed to be user-friendly and accessible. We aim to empower our members by putting the control in their hands. Explore all these convenient features today by visiting https://www.jdcu.org/ . Experience the ease of managing your finances with Jeanne D'arc!

Secure and User-Friendly Features

Security is a top priority for us. With features like electronic signature authorization, you can sign documents safely online without needing to visit a branch. We also offer e-statements that let you view your account statements securely and conveniently, reducing paper clutter while keeping your information safe. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Just a few taps in our app and you're done! Additionally, if you're looking to make purchases using your phone, our mobile payments feature has got you covered.

Financial Strength

A Solid Foundation

With a net worth of $186,973,651, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $852 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $157,645,473 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial needs with $7,837 in used auto loans and $1,786,834,997 in total loans and leases. Our operational efficiency is reflected in our $2,976,811, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 243 full-time employees and 32 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 164,646, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 assure you that your money is working hard for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jeanne D'arc is your trusted partner. Visit us at 245 Chelmsford St Chelmsford Ma 01824 or call (978) 452-5001 to learn more about how we can help you achieve your financial goals.

Secure Savings for Members

Members' savings are secured through $728,333,382 in share certificates and $306,163,988 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $26,773,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Additional Information

Our branch is located at 245 Chelmsford St, Chelmsford MA 01824, and we welcome you to visit us or give us a call at 978-452-5001 for more information on our loan offerings. You can also check out our website at jdcu.org for additional resources and application details. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan products today and take the next step towards financial success!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $128,312,618 in used vehicle loans and $57,413,031 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive away in the vehicle you want.

Business Financing

For business owners, our outstanding commercial loans totaling $153,711,306 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with tailored lending solutions that fit your unique requirements.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $102,897,930, make buying or refinancing simple. Our team is here to guide you through every step of the process so that you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $27,889,904 in loans helping members manage their finances effectively. This is an excellent option for those looking to consolidate debt or make purchases without tying up other assets.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all loan offers are fair and transparent, allowing users to make informed decisions about their financial futures.

Key Benefits of Using LendMesh

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JEANNE D'ARC CREDIT UNION