Jax Fire Credit Union Jacksonville FL | Affordable Auto Loans & Business Banking

Introduction

At Jax Fire, we believe in building a strong community through trust, transparency, and personalized service. Located at 2205 Haines St, Jacksonville, FL 32206, our credit union has been serving members since 1933. With a commitment to providing financial solutions that fit your needs, we proudly serve over 2,745 members and manage total assets of $44,977,882. While members can visit us at our branch for assistance, official correspondence should be sent to the same address. Our dedicated team is here to guide you through various services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Under the leadership of CEO Phillip Springer and Board President John Keane, we ensure that every member receives the attention they deserve. Our team of 10 employees is always ready to help you navigate your financial journey. With total deposits reaching $7,264,580 and a net worth of $4,848,019, Jax Fire stands as a pillar of stability and reliability in the community. Whether you're looking for personal banking options or business services like merchant accounts and loans, we're committed to meeting your needs with integrity. Feel free to reach out to us at (904) 353-4788 during our operating hours from 8 AM to 4 PM Monday to Friday. We invite you to explore our website at jaxfirecu.org for more information about how we can assist you in achieving your financial goals. Join us today and experience the difference that a member-focused credit union can make!

Branch History & Mission

Innovation and Accessibility

As times change, so do we. At Jax Fire, we embrace technological advancements while ensuring ADA compliance so that all our members can access services with ease. From online banking and mobile payments to person-to-person transfers, we've made it simple for you to manage your finances anytime and anywhere. Our operating hours are convenient for working individuals: we are open from 8 AM to 4 PM Monday through Friday, ensuring that you can reach us when you need assistance most. Although we currently do not have ATM or drive-thru services available, our dedicated team is always ready to assist you in person.

Join Us

As we look ahead to the future, we invite you to be part of our journey at Jax Fire. Experience firsthand how membership can enhance your financial well-being and connect you with a supportive community focused on helping one another succeed. Visit us at jaxfirecu.org for more information about joining or opening an account today! Together, let's build a brighter future for ourselves and the Jacksonville community!

Our Mission

At Jax Fire, our mission goes beyond just offering financial services; we strive to uplift our community. We believe that everyone deserves access to quality banking options and financial education. Our goal is to empower our members through transparent services and support that help them achieve their financial dreams. We offer a range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. We take pride in our commitment to community outreach and partnerships that foster growth and development within Jacksonville. Our team understands the importance of being involved locally, whether through educational workshops or supporting local events.

Branch Location & Accessibility

Call to Action

We invite you to stop by Jax Fire today! If you have any questions or need assistance before your visit, feel free to give us a call at 904-353-4788. Your financial journey starts here, and we look forward to serving you!

Operating Hours

At Jax Fire, we value your time. Our lobby hours are designed with your schedule in mind: open Monday through Friday from 8 AM to 4 PM. We're here to assist you during these hours, ensuring that you receive the personal attention you deserve.

Parking and Accessibility Features

We understand the importance of ease when visiting a bank. Our branch offers ample parking for all our members. Plus, we ensure that our facilities are ADA compliant, making it easy for everyone to access our services.

Services Offered

Our branch is dedicated to providing a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, our online and mobile banking features allow you to manage your finances conveniently from anywhere.

Member Eligibility

At Jax Fire, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in the Jacksonville area, or are affiliated with certain organizations, you may qualify for membership. This opens up a world of benefits designed to help you achieve your financial goals. You can find all the details on eligibility by visiting our website at https://jaxfirecu.org/become-a-member/ . Once you've confirmed your eligibility, opening an account with us is a breeze! Just reach out to us at (904) 353-4788 or check out our account opening process online at https://jaxfirecu.org/mortgage-loans/ . We're here to help every step of the way, ensuring that joining our community feels easy and inclusive. Take the first step toward becoming part of something special at Jax Fire, located at 2205 Haines St Jacksonville Fl 32206!

Business Banking & Commercial Services

Practical Merchant Services

Imagine being able to accept payments seamlessly while managing your cash flow effectively. Our merchant services make this possible, allowing you to focus on what matters most growing your business. From point-of-sale solutions to online payment options, we provide the tools you need to thrive in today's marketplace. Located at 2205 Haines St, Jacksonville, FL 32206, we're here for all your business banking needs. Reach us at 904-353-4788 during our operating hours from 8 AM to 4 PM, Monday through Friday. Let's work together to build a brighter future for your business!

Tailored Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,830, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we also cater to business banking needs. Our merchant services and business loans are designed to support local businesses in their growth journeys. We understand that managing finances is crucial for any business, so we provide solutions tailored specifically for small business owners.

Convenient Digital Banking

In today's fast-paced world, convenience matters. That's why at Jax Fire, we offer robust online and mobile banking services that allow you to access your accounts anytime and anywhere. Need to check your balance? Transfer funds? Or even pay bills? Our user-friendly mobile application puts banking right at your fingertips. While we currently do not have ATM services available at our branch, rest assured that our online tools enable easy cash management without the hassle of visiting a physical location.

Credit Options with Rewards

Don't forget about our credit cards with rewards, which offer benefits that can be utilized for everyday purchases. This way, every dollar spent can bring you closer to earning rewards that enhance your lifestyle.

Get in Touch

We invite you to explore how these services can enhance your financial wellbeing. For more information or assistance in choosing the right option for you, don't hesitate to reach out! Call us at 904-353-4788 during our lobby hours from 8 AM to 4 PM, Monday through Friday. Let us partner with you on this exciting financial journey! Visit us online at jaxfirecu.org for additional details or to get started today!

Personal Banking Solutions

Navigating your financial journey is easier with Jax Fire by your side. We offer checking and savings accounts that help you manage your money effectively, giving you the flexibility to save for future goals or handle daily expenses. If you're in the market for a vehicle, our auto loans and vehicle financing options are tailored to fit various budgets, making it simple to drive away in your dream car. When it comes to homeownership, our mortgage loans and refinancing solutions can guide you through the process smoothly. Whether you're buying your first home or looking to refinance an existing mortgage, our competitive rates make it achievable. For those unexpected expenses or debt management needs, our personal loans and debt consolidation options provide quick relief and financial stability.

Digital & Online Banking

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application makes banking even more accessible. You can enjoy mobile payments for quick purchases and person-to-person transfers to send money to friends and family with ease. At Jax Fire, we aim to make banking convenient without compromising on security or user experience. With all these features designed with you in mind, managing your finances has never been easier!

Online Banking Access

Our online banking platform is available 24/7 at https://jaxfirecu.org/ . This means you can check balances, pay bills, and transfer funds at your convenience. Whether you're at home or on the go, real-time account management is just a few clicks away.

User-Friendly Features

Security is our priority. With electronic signature authorization available, signing documents online is not only safe but also effortless. Plus, e-statements are ready for you whenever you need them, reducing clutter while keeping your records organized.

Financial Strength

A Solid Foundation

With a net worth of $4,848,019, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,078 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 10 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Future

With $4,848,019 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $94,447 in used auto loans and $18,030,032 in total loans and leases, supporting our members' financial goals across various sectors.

Secure Savings

Members' savings are secured through $2,775,512 in share certificates and $1,199,478 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Trust Built on Performance

Total Share and Deposit Accounts: 3,869, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jax Fire is your trusted partner. Visit us at 2205 Haines St Jacksonville Fl 32206 or call (904) 353-4788 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $7,984,892 in used vehicle loans and $4,572,899 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used option, we have financing solutions tailored just for you.

Business Loans

For business owners, our outstanding commercial loans totaling $13,830 provide the capital needed to grow and expand your ventures. We believe in supporting local businesses and helping them thrive within our community.

Credit Card Loans

Managing day-to-day expenses is easier with our flexible unsecured credit card loans. With a total of $693,408 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have options when unexpected expenses arise.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have junior lien family property loans available, we encourage you to check back as we frequently update our offerings.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for new loans, our team is here to guide you through the process. We want to ensure that every member has access to the best possible rates and terms. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Jax Fire, we are committed to providing transparent services that empower our members financially. Visit us today and let's discuss how we can help you with your borrowing needs!

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JAX FIRE CREDIT UNION