JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION - Lakewood, NY

Welcome to Jamestown Area Community, your trusted partner in financial growth since 1940. Located at 121 Chautauqua Ave, Lakewood, NY 14750, we are proud to serve our vibrant community with a range of personalized banking services. Our commitment to our members is reflected in our impressive total assets of $78,723,744 and total deposits of $9,216,053. With a membership base of over 6,286, we have cultivated a strong community spirit that prioritizes your financial well-being. At Jamestown Area Community, led by our dedicated CEO Vicky Burdick and Board President Steven Maggio, we strive to provide services that meet the unique needs of each member. Whether you're looking for checking and savings accounts, auto loans, mortgage financing, or business banking solutions, we have you covered. We understand that every member's journey is different, and we are here to support you every step of the way. While members can visit us at our Lakewood branch for all their banking needs, official correspondence should be sent to our mailing address at 181 E Fairmount Ave, Lakewood, NY 14750. Our friendly staff is ready to assist you during our convenient hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to NOON. Join us as we continue to grow together! With total loans reaching 2,384 and cash in hand amounting to $819,250, we are well-equipped to help you achieve your financial goals. Feel free to reach out at 716-763-3642 or visit us online at www.jacfcu.org for more information on how we can help you thrive financially. Your success is our mission!

Joining the Jamestown Area Community is like stepping into a supportive family that's dedicated to your financial well-being. To become a member, you simply need to meet a few welcoming eligibility criteria, which primarily focus on living, working, or worshipping in the Chautauqua County area. This means if you are part of our vibrant community, you're likely already qualified! Embracing membership opens up a world of benefits, from personalized banking services to competitive loan rates and access to online banking features. If you're ready to take the next step and open your account, it's as easy as visiting us at 121 Chautauqua Ave, Lakewood, NY 14750 or giving us a call at 716-763-3642 for any questions. You can find detailed eligibility information on our website at https://www.jacfcu.org/membership.html . Once you're ready to join, just follow the instructions provided at this link to start your application process. We can't wait to welcome you into our community!

At Jamestown Area Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a net worth of $7,112,268, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 903 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $1,894,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $6,480,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $19,964 in used auto loans and a total of $46,791,269 in loans and leases across various sectors. Our net income of $0 reflects our operational efficiency during this period. We also take pride in having 19 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 12,002, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jamestown Area Community is your trusted partner. Visit us at 121 Chautauqua Ave Lakewood Ny 14750 or call 716-763-3642 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.