Jamestown Area Community Credit Union Frewsburg NY | Best Auto Loans & Personal Banking

Introduction

Welcome to Jamestown Area Community, your trusted partner in financial wellness located at 11 N Pearl St, Frewsburg, NY 14738. Since our establishment in 1940, we have proudly served our community with a commitment to personalized banking solutions and member satisfaction. With a total membership of 6,286, we are more than just a credit union; we're a community-focused organization dedicated to helping you achieve your financial goals. At Jamestown Area Community, we understand the importance of financial security and support. Our total assets amount to an impressive $78,723,744, showcasing our stability and reliability as a financial institution. We are here to provide you with various services tailored to your needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our leadership team is committed to fostering strong relationships within the community. Under the guidance of our CEO, Vicky Burdick, and Board President, Steven Maggio, we strive to create an inclusive environment where every member feels valued. Our dedicated staff of 22 employees is always ready to assist you with your banking needs. While members can visit us at 11 N Pearl St, official correspondence should be sent to the same address. Whether you're looking to open an account or explore loan options like our competitive auto loans or credit cards with rewards we invite you to reach out. You can easily contact us at 716-569-6789 or visit our website at jacfcu.org for more information. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Welcome to the heart of Frewsburg, where the spirit of community and financial empowerment thrives at Jamestown Area Community. Established in 1940, our branch has proudly served as a reliable source of support for over 6,286 members. Nestled at 11 N Pearl St, Frewsburg, NY 14738, we are conveniently located near local landmarks that reflect the rich history and culture of our area. From our humble beginnings, we have grown significantly, now managing total assets of $78,723,744. This growth symbolizes not just our financial strength but also our commitment to enhancing the lives of our members. Our mission is clear: we aim to provide exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to affordable banking solutions and personalized service tailored to their unique needs. Over the years, we've embraced advancements in technology to better serve you. With features like online and mobile banking, e-statements, and electronic signatures, we make banking more accessible and convenient. Our facility is designed with all members in mind; we are ADA compliant and offer a drive-thru for easy transactions without leaving your car. Community outreach is integral to who we are. We actively partner with local organizations to support various initiatives that uplift our neighbors and enhance the quality of life in Frewsburg. Whether through financial literacy programs or volunteering at local events, we are dedicated to making a positive impact. While members can visit us at 11 N Pearl St, official correspondence should be sent to 11 N PEARL ST, Frewsburg, NY 14738 if different from the branch address. Our operating hours are as follows: Monday - Wednesday from 9:00 AM to 4:30 PM; Thursday - Friday from 9:00 AM to 5:00 PM; and Saturday from 9:00 AM to Noon. We invite you to join our growing family at Jamestown Area Community. Experience firsthand the benefits of being part of a credit union that truly values its members. For inquiries or assistance, feel free to reach out at 716-569-6789. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to visit us at our Frewsburg branch or give us a call at 716-569-6789 if you have any questions or need assistance. Your financial journey starts here let's build it together!

Nearby Landmarks and Accessibility

Situated near prominent spots in Frewsburg, our branch is just a short drive from local parks and dining options, making it simple for you to combine errands with a visit to us. We take pride in ensuring that our facilities are accessible for everyone, featuring ADA-compliant entrances and ramps for ease of access. Parking is ample and conveniently located right outside our door, so you can pop in without any hassle.

Operating Hours and Services

Our doors are open Monday through Wednesday from 9:00 AM to 4:30 PM, and Thursday through Friday until 5:00 PM, with Saturday hours from 9:00 AM to noon. This schedule allows flexibility for your busy life. At Jamestown Area Community, we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Plus, enjoy the convenience of drive-thru banking for quick transactions without leaving your vehicle.

Member Eligibility

At Jamestown Area Community, we believe that everyone deserves a chance to be part of a supportive community focused on your financial well-being. Joining us is simple! If you live, work, worship, or attend school in Chautauqua County, or if you have a family member who is already a member, you're eligible to become part of our family. This means that whether you're just starting out on your financial journey or looking for new opportunities, we're here to help with personalized services tailored to your needs. Plus, as a member of Jamestown Area Community, you'll enjoy exclusive benefits like lower loan rates and higher savings yields compared to traditional banks. To start your membership journey with us at our Frewsburg branch located at 11 N Pearl St Frewsburg Ny 14738, simply give us a call at (716) 569-6789 or visit our website for more detailed eligibility criteria at https://www.jacfcu.org/membership.html. When you're ready to open an account, the process is straightforward just follow the link provided here: https://my.homecu.net/fi/jacfcu/secure-forms/loan-application.html. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine streamlining your payment processing with merchant services that fit seamlessly into your operations. Our solutions help you accept payments easily, whether in-store or online, allowing you to focus on what you do best running your business. With our support at Jamestown Area Community, you can enhance customer satisfaction while managing transactions efficiently. Reach out to us at 11 N Pearl St Frewsburg Ny 14738 in Frewsburg, NY or call us at (716) 569-6789 to explore how we can partner with you for success. Your business deserves the best financial tools, and we're here to provide them!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While currently, we have not funded any member or non-member commercial loans, our team is ready to assist you in navigating financing options tailored to your unique needs. We aim to empower local businesses by providing the capital necessary for expansion, equipment purchases, or operational costs.

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, Jamestown Area Community offers robust business banking services. Whether you're a small business owner needing merchant services or looking for business loans to grow your venture, we have tailored solutions designed for your success.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we emphasize our online and mobile banking features. You can check balances, transfer funds, and pay bills right from your smartphone or computer anytime, anywhere! Plus, with ATM access available at our branch and throughout the area, withdrawing cash is quick and easy.

Drive-Thru and ATM Services

Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows you to conduct simple transactions without leaving your car. For those on the go, our ATMs provide essential services like balance checks and cash withdrawals when you need them most. At Jamestown Area Community, we are committed to enhancing your financial experience. If you're ready to explore how our services can benefit you or if you have any questions, don't hesitate to reach out! Call us at (716) 569-6789 or visit us at 11 N Pearl St Frewsburg Ny 14738 in Frewsburg, NY. We look forward to serving you! For more information about our offerings or to get started today, please visit our website at Jacfcu Frewsburg.

Loans and Financial Assistance

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options to help ease those financial burdens. If you're looking for credit cards with rewards, look no further! Our offerings allow you to earn while you spend, making everyday purchases more rewarding.

Personal Banking Solutions

We understand that managing personal finances can sometimes feel overwhelming. That's why we offer various personal banking solutions tailored just for you. From checking and savings accounts that help you keep track of your funds to auto loans and vehicle financing that make it easier to get behind the wheel, we've got you covered. Need a mortgage? Our mortgage loans and refinancing options are designed to fit different budgets, helping you find your dream home without breaking the bank.

Digital & Online Banking

Key Features

Our online banking service allows you to access your accounts 24/7, so whether it's early morning or late at night, you can check balances, pay bills, and transfer funds whenever it suits you. Plus, with e-statements, you'll receive your account statements electronically no more waiting for the mail! Need to send money quickly? Our person-to-person transfers make it simple to send cash to friends or family without any hassle. And if you're on the go, our mobile application provides all the features of online banking right in your pocket. You can even make mobile payments, allowing you to pay for purchases directly from your phone.

Security and Ease of Use

Your security is our top priority. We offer electronic signature authorization for added peace of mind when conducting transactions online. Our user-friendly interface ensures that navigating your accounts is straightforward and stress-free. With real-time account management available through our digital platforms, keeping track of your finances has never been easier. Whether you're checking balances or managing payments, Jamestown Area Community brings banking into the palm of your hand. Discover how our digital and online banking services can enhance your banking experience by visiting https://www.jacfcu.org/ today!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 19 full-time employees and 3 part-time employees who are always ready to assist you with a knowledgeable, committed team. This ensures that each visit to our branch is met with friendly service tailored to your needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $1,894,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Together

Total Share Accounts at 12,002 demonstrate a strong and growing member base that trusts us with their finances. Our collective strength means that together, we can build brighter futures. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jamestown Area Community is your trusted partner. Visit us at 11 N Pearl St Frewsburg Ny 14738 or call (716) 569-6789 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through our commitment to sound banking practices. Although we currently have $0 in share certificates and $0 in money market shares, we focus on creating stable and rewarding financial growth opportunities for our members.

Operational Efficiency

While we strive for excellence in service delivery, our $353,709 reflects operational efficiency that enables us to continue offering competitive loan rates and solid financial products for you.

Reinvesting in Your Future

With $6,480,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This dedication allows us to create an environment where your money works harder for you.

Strong Financial Health

With a net worth of $7,112,268, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.03% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Goals

Our capacity to lend is evidenced by $982 in used auto loans and $46,791,269 in total loans and leases. This shows our commitment to supporting your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $14,689,182 in used vehicle loans and $12,046,875 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used model, we have options tailored just for you.

Credit Lines

For those who prefer having access to extra funds whenever they need it, our total credit lines amounting to $2,410,000 can provide peace of mind. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing any existing loans or want to explore eligibility options for our various products, please reach out to us directly at (716) 569-6789 or visit us at 11 N Pearl St Frewsburg Ny 14738, Frewsburg, NY 14738. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We invite you to discover how our loan offerings can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $728,770, so you can take the next step toward owning your dream home without the stress of complicated processes.

Unsecured Credit Card Loans

We also recognize the importance of managing everyday expenses effectively. That's why we offer flexible terms on unsecured credit card loans to help you navigate your finances smoothly. Currently, we have $0 in unsecured credit card loans available, allowing us to provide personalized solutions when needed.

Loan Aggregator

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JAMESTOWN AREA COMMUNITY FEDERAL CREDIT UNION - Frewsburg, NY

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