Welcome to james-ward-jr, a trusted financial partner since 1961. Located in the heart of Jennings, LA, we are committed to serving our community with a member-first approach that prioritizes your financial empowerment. Under the leadership of CEO LINDA WILLIAMS and Board President RAYMOND SEGURA, we strive to provide accessible banking solutions that meet the diverse needs of our members, including military personnel and their families.

As an NCUA-insured institution since 1/4/1971 0:00, you can rest assured that your deposits are safe and secure with us. While we may not currently offer online banking, a mobile app, or e-statements, our dedicated team is always here to assist you in-person or via phone at (337) 824-5810. We invite you to explore our range of services, from personal loans and auto financing to business banking solutions, all designed to help you achieve your financial goals. Join us at and experience a community-focused credit union that truly cares about your financial journey.

At james-ward-jr, we understand that financial needs are as diverse as our members. That's why we offer a comprehensive range of services designed to meet every aspect of your financial journey. Whether you’re looking for personal banking solutions like checking and savings accounts, or need assistance with auto loans, mortgage refinancing, or even business banking through merchant services and business loans, we've got you covered. Our commitment to providing rewarding credit card options further enhances your experience, ensuring you have the tools necessary to manage both everyday expenses and significant life milestones.

In today's fast-paced world, convenience is key, which is why we prioritize digital access through our online banking platform and mobile app. Although we currently do not offer features like person-to-person transfers or mobile payments, our straightforward online interface allows members to easily manage their accounts anytime, anywhere. While e-statements and e-signatures are not available at this time, our dedicated team is always here to assist you in navigating your financial needs. If you're interested in becoming a member, you can find eligibility information at . For those considering financing options, explore competitive rates and compare loans through https://www.lendmesh.com/loans/personal_loans . Should you have any questions or require personal support, feel free to reach out via fax at (337) 824-5810. At james-ward-jr, we are here to help you build a secure financial future while fostering a welcoming community for all our members.

At james-ward-jr, we pride ourselves on being a trusted financial partner in the community, with a commitment to serving our members since our establishment in 1961. With a total membership of 478, we have cultivated strong relationships that foster trust and support. Our financial stability is evidenced by our robust total assets of 1,999,695 and a net worth of 608,281, demonstrating our capability to manage resources effectively for the benefit of our members.

We are not just about numbers; our performance reflects our dedication to sound financial practices. Our net income stands at 10,083, showcasing our ability to generate earnings while maintaining prudent management. Additionally, with total deposits reaching 317,496 and total loans and leases amounting to 129, we actively support the financial needs of our community members.

Our small yet efficient team of 2 employees works diligently to provide personalized service, ensuring that each member feels valued and understood. The impressive net worth ratio of 3,042 underscores our financial health and sustainability, reinforcing the confidence that our members place in us.

In terms of lending, we offer a diverse range of products tailored to meet varying needs, including a credit card loan volume of and an auto loan volume of 22. While we currently do not engage in commercial loans, our focus remains on providing exceptional service within personal banking and vehicle financing.

Transparency is essential to us at james-ward-jr, which is why we encourage you to explore our performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov . We invite you to take advantage of competitive loan offers available through LendMesh's loan comparison tool. Compare real-time loan offers today at https://www.lendmesh.com/loans/personal_loans and find the best rates for your needs.