Jafari No-interest Credit Union Irving TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jafari No-interest, your trusted partner in financial well-being right here in Irving, TX. Since our establishment in 2016, we have been dedicated to serving our members with integrity and care. With a growing membership of 452 individuals, we pride ourselves on building lasting relationships within our community. Our branch is located at 2945 Frankford Road, Irving, TX 75014, a convenient spot for all your banking needs. At Jafari No-interest, we understand the importance of financial security. That's why we manage total assets of over $2,453,093 and offer loans totaling 103 to help you achieve your goals whether it's buying a new car or planning for your dream home. We also maintain robust total deposits of $329,797, ensuring that your money is safe and sound with us. While members can visit us at our branch address for personal service, official correspondence should be sent to our mailing address: PO Box 142763, Irving, TX 75014. Our team is led by CEO Imran Dhanji and Board President Reza Khalili, who are committed to fostering an environment where every member feels valued. We offer a variety of services including personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. Plus, enjoy the convenience of online and mobile banking for managing your finances anytime, anywhere. Are you ready to take the next step toward achieving your financial dreams? Call us at 972-554-0200 or visit our website at http://www.jafaricu.com to learn more about how we can assist you today!

Branch History & Mission

Welcome to Jafari No-interest, a credit union that has proudly served the Irving community since 2016. Nestled at 2945 Frankford Road, Irving, TX 75014, our branch stands as a testament to our commitment to providing accessible and affordable financial services to all. Over the years, we have grown from humble beginnings into a trusted financial partner for 452 members, with total assets amounting to $2,453,093. Our mission is simple yet powerful: to empower our members through innovative financial solutions while fostering a sense of community. We believe that everyone deserves a chance to achieve their financial goals without the burden of high-interest loans. At Jafari No-interest, we offer a range of services including personal banking, auto loans, mortgage loans, and business banking all designed to meet your unique needs. Since opening our doors, we have focused on building strong relationships within our community. Our dedicated team is always available to assist you by phone at 972-554-0200 or by appointment during our lobby hours on Sundays from 12 PM to 1 PM. While members can visit us at our branch location for in-person support, official correspondence should be sent to our mailing address: PO Box 142763, Irving, TX 75014. We are also proud of our digital advancements. With online and mobile banking options available, managing your finances has never been easier or more convenient. Our commitment extends beyond just providing services; we actively participate in local outreach efforts and partnerships that uplift and support the Irving community. As we continue to grow and evolve, we invite you to join us on this journey. Experience firsthand the benefits of being part of Jafari No-interest a place where your financial well-being is our top priority. Together, let's build a brighter future for all!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Feel free to give us a call at 972-554-0200. Our friendly team at Jafari No-interest is eager to help you with all your banking needs. We invite you to stop by our branch; we look forward to welcoming you!

Local Landmarks and Accessibility

Conveniently situated near popular spots, Jafari No-interest is just a stone's throw away from local favorites like the Irving Arts Center and Las Colinas. Our location offers plenty of parking spaces, making it easy for you to pop in and out without the hassle of searching for a spot. We are also committed to accessibility, with features that ensure everyone can reach us comfortably.

Operating Hours and Services

We want to make banking easy for you. Our branch operates on Sundays from noon until 1 PM, but appointments are recommended to ensure we can serve you promptly. While we currently do not offer ATM or drive-thru services, our staff is here to assist you with a variety of personal banking options. These include checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, credit cards with rewards, as well as business banking solutions.

Member Eligibility

Becoming a member of Jafari No-interest is like stepping into a welcoming community where your financial well-being is the priority. If you're looking to join us, eligibility is straightforward! At Jafari No-interest, we invite individuals who live, work, or worship in our vibrant community to become part of our family. This means if you're in the area around 2945 Frankford Road Irving Tx 75014, you are likely eligible to enjoy all the benefits we offer. Membership not only opens doors to personalized banking services but also connects you with a supportive network that genuinely cares about your financial journey. Ready to take the next step? Opening an account at Jafari No-interest is easy and designed with you in mind. For more details about eligibility and how to become a member, feel free to check out our guidelines at . If you have any questions or need assistance, don't hesitate to reach out at (972) 554-0200. We can't wait for you to join us!

Business Banking & Commercial Services

Loan Options That Make a Difference

Imagine having the resources to expand your operations, invest in new equipment, or hire additional staff. At Jafari No-interest, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Merchant Services for Every Business

In today's fast-paced market, efficient payment processing can set you apart. Our merchant services offer reliable solutions that simplify transactions and enhance customer satisfaction. Whether you're a local retailer or an online service provider, our systems ensure you can accept payments quickly and securely. Join us at Jafari No-interest located at 2945 Frankford Road, Irving, TX 75014, where your business dreams can become a reality. Let's build something great together! For more information, give us a call at 972-554-0200.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and business owners, Jafari No-interest offers comprehensive business banking services. From merchant services that facilitate seamless transactions to business loans designed to fuel growth, we support your venture at every step. Your success is important to us, and we're here to provide the resources you need.

Credit Cards with Rewards

Who doesn't love rewards? Our credit cards come with exciting rewards programs, allowing you to earn points on everyday purchases. Imagine using your card for groceries or gas and watching those rewards add up! It's an excellent way to maximize your spending while enjoying perks along the way.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we prioritize digital banking features like online and mobile banking at Jafari No-interest. Access your accounts anytime, anywhere check balances, transfer funds, and manage payments all from the palm of your hand. Our commitment to making banking easier means you can focus more on living life while we handle the finances. If you have questions about any of our services or wish to learn more about how we can assist you, don't hesitate to reach out! Call us at (972) 554-0200 or visit us during our lobby hours on Sundays from 12 PM - 1 PM by appointment only. We look forward to supporting you on your financial journey!

Home Financing Solutions

For those ready to buy a home or refinance their mortgage, we have tailored mortgage loans available. We understand that securing a home is one of the most significant investments you'll make. That's why our mortgage services are designed to simplify the process, from pre-approval to closing, helping you find the right plan without unnecessary stress.

Personal Banking Made Easy

Whether you're looking to open a checking or savings account, our personal banking services are designed with your needs in mind. Imagine easily managing your finances with accounts that fit your lifestyle. At Jafari No-interest, we offer checking and savings accounts that provide flexibility and competitive rates, making it simple for you to save for future plans or manage daily expenses.

Personal Loans for Every Need

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or a special project, we provide flexible personal loan options that can help ease financial burdens. With transparent terms and competitive rates, you can focus on what matters most without the worry of high-interest debt.

Vehicle Financing Options

If you're thinking about purchasing a new car or refinancing your current vehicle, look no further! Our auto loans and vehicle financing options make the process straightforward. Picture driving off in your dream car with favorable terms that suit your budget. Our experienced team is here to help you navigate through various loan options, ensuring you get the best deal possible.

Digital & Online Banking

E-Statements Availability

Say goodbye to paper clutter! We offer e-statements so you can receive your account statements electronically. This not only helps the environment but also gives you immediate access to your financial information.

Mobile Application Availability

For those who prefer banking on the go, our mobile application makes it even easier to manage your finances right from your smartphone. Whether you're checking balances or making payments, our app is user-friendly and secure.

Mobile Payments Feature

At this time, mobile payments are not available; however, we encourage you to explore our other digital offerings that provide convenience and security for managing your finances. With all these features combined, Jafari No-interest ensures that you have the tools you need for real-time account management. Banking has never been more convenient! Join us today and experience the ease of digital banking with Jafari No-interest.

Person-to-Person Transfers

While we currently do not offer person-to-person transfers, rest assured that our other services are designed to meet your banking needs efficiently.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 341, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jafari No-interest is your trusted partner. Visit us at 2945 Frankford Road Irving Tx 75014 or call (972) 554-0200 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $451,169 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident as we support our members' financial goals with $52 in used auto loans and $1,158,337 in total loans and leases.

Member-Centric Resources

Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $45,835 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $497,004, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $615,073 in used vehicle loans and $407,848 in new vehicle loans already helping members get on the road. We provide competitive interest rates and flexible terms to ensure you can drive away with confidence.

Credit Lines and Personal Loans

For those looking for extra flexibility, we offer credit lines with a total of $60,000 available for members. This can be a great way to manage unexpected expenses or consolidate debt into one easy payment.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our refinancing options if you are considering improving your current mortgage situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, we currently do not have any outstanding amounts in this category. But stay tuned as we continually assess our offerings to best serve our members' needs. At Jafari No-interest, we prioritize making borrowing accessible and straightforward. If you're unsure about eligibility or need assistance with refinancing options, feel free to reach out to us at 972-554-0200. Our team is here to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan products can help you achieve your dreams today!

Loan Aggregator

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Ensuring Accurate Comparisons

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JAFARI NO INTEREST CREDIT UNION - Irving, TX