Jacom Credit Union Los Angeles CA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Jacom, your trusted partner in financial wellness since 1951. Located at 3037 W Jefferson Blvd, Los Angeles, CA 90018, we have proudly served our community for over seven decades, cultivating a membership base of nearly 8,000 individuals who value the personal touch and commitment we provide. Our mission is to empower members like you with the tools and resources needed to achieve your financial goals. At Jacom, we believe in transparency and reliability. With total assets reaching an impressive $56,508,082 and total deposits amounting to $3,197,314, our strong financial foundation ensures that your funds are safe and secure. Our dedicated team, led by CEO Scott Umemoto and Board President Walter Rodriguez, is here to guide you through a range of services including checking accounts, auto loans, mortgage financing, and more. While our branch is conveniently located at 3037 W Jefferson Blvd, any official correspondence can be sent to the same address. We encourage you to explore our offerings on our website at jacomcu.org or give us a call at 323-731-9358 for personalized assistance. Join us today and experience the Jacom difference! We're committed to supporting your financial journey with exceptional service and community-focused initiatives.

Branch History & Mission

Join Us

We invite you to become part of the Jacom family! Experience firsthand how we can help you reach your financial dreams while making a positive impact on our community. Contact us today at 323-731-9358 or explore more about what we offer by visiting our website. Together, let's build a brighter future!

Our Mission

At Jacom, our mission is simple yet profound: to enhance the financial well-being of our members while fostering a spirit of community engagement. We believe in building lasting relationships based on trust and support. We strive not only to provide excellent financial products but also to invest in initiatives that uplift our local community. Whether through partnerships with local organizations or outreach programs aimed at education and empowerment, we are here for you. While members can visit us at 3037 W Jefferson Blvd, official correspondence should be sent to 3037 W Jefferson Blvd, Los Angeles, CA 90018 if different addresses are needed.

Our Story

Since our inception, Jacom has been more than just a financial institution; we are a community partner. We opened our doors with the mission to empower our members through accessible banking solutions and personalized service. Over the years, we have embraced change and innovation while staying true to our roots. Our commitment to excellence is evident in the variety of services we offer, including auto loans, personal loans, mortgage financing, and business banking solutions. As we evolved, so did our approach to serving you better. We understand that convenience matters; that's why we provide online and mobile banking options that allow you to manage your finances anytime, anywhere. While we currently do not have ATM or drive-thru facilities available, our team is dedicated to ensuring your banking experience remains smooth and efficient.

Branch Location & Accessibility

Accessibility Features

At Jacom, we prioritize your convenience and comfort. Our branch features accessible parking and is ADA compliant, ensuring that everyone can easily access our services.

Address and Correspondence

While members can visit us at our main location on Jefferson Boulevard, please note that any official correspondence should be sent to the same address: 3037 W Jefferson Blvd, Los Angeles, CA 90018.

Get in Touch

If you have any questions or need assistance before your visit, feel free to give us a call at 323-731-9358. Our team is ready to help you navigate your financial journey. We look forward to welcoming you at Jacom!

Operating Hours

We know that life can be busy, which is why we offer flexible hours to fit your schedule. You can visit us Monday through Thursday from 10:00 AM to 5:00 PM, and on Friday from 10:00 AM to 6:00 PM. Our dedicated staff is here to assist you during these hours with any questions or services you may need.

Services Offered

While you're here, take advantage of our wide range of financial services designed just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got everything you need under one roof. We also provide online and mobile banking for added convenience, allowing you to manage your finances anytime, anywhere.

Member Eligibility

Joining the Jacom community means becoming part of a supportive family that genuinely cares about your financial well-being. At Jacom, we welcome individuals who live, work, or worship in the Los Angeles area. If you're looking for a place that prioritizes personal service and offers a range of financial products designed with you in mind, you've come to the right spot! For specific eligibility criteria, we encourage you to check out our detailed information at this link. Becoming a member is easy and straightforward. Simply visit us at 3037 W Jefferson Blvd, Los Angeles, CA 90018, or give us a call at 323-731-9358 for assistance. You can also get started on opening an account by visiting this page. We can't wait to welcome you into the Jacom family!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having the capital you need to invest in new equipment, expand your operations, or even hire additional staff. Our loan products can help turn those ambitions into reality.

Merchant Services that Make Transactions Easy

In today's fast-paced environment, having efficient payment solutions is crucial for success. Our merchant services provide businesses with the tools they need to accept payments smoothly be it through card processing at your storefront or online payments for e-commerce ventures. This means less hassle for you and a better experience for your customers. Located at 3037 W Jefferson Blvd Los Angeles Ca 90018 in Los Angeles, CA, we invite you to explore how our tailored business solutions can empower your success. Contact us at (323) 731-9358 or visit our website at https://jacomcu.org/ to learn more about how we can assist you in achieving your business goals.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing solutions can help you hit the road with confidence. We offer competitive rates and flexible terms that make it easier for you to get behind the wheel of your dream vehicle without breaking the bank.

Business Banking

If you're a business owner, we understand how crucial it is to have reliable banking support. Our Business Banking services include Merchant Services and Business Loans, helping you grow and manage your business effectively.

Credit Cards with Rewards

For those who love earning rewards while spending, our Credit Cards with Rewards allow you to earn points on purchases that can be redeemed for travel, cash back, and more. Enjoy the perks while keeping control over your finances.

Easy Access Anytime

With all these offerings combined, it's clear that we focus on making banking as convenient as possible for our members. Plus, our digital features like mobile payments and person-to-person transfers ensure that managing your finances is quick and hassle-free. If you're ready to explore these services further or have any questions about how we can assist you financially, don't hesitate to reach out! Call us at (323) 731-9358 or visit us online at Los Angeles today! We're here to help you achieve all your financial goals.

Mortgage Solutions

Looking to purchase a home or refinance an existing mortgage? Our Mortgage Loans & Refinancing services provide you with options that fit your budget and lifestyle. Our knowledgeable staff is here to guide you through the process, ensuring you feel comfortable every step of the way.

Personal Banking

Our personal banking options are tailored for everyday needs. We offer Checking & Savings Accounts that come with features to help you manage your money easily. Imagine having access to your funds anytime and anywhere through our Online & Mobile Banking services. You can check balances, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's for emergencies or consolidating debt into one manageable payment, we have solutions that suit your needs.

Digital & Online Banking

Key Features

We offer e-statements to help you go green while keeping track of your finances. No more paper clutter! Simply log in to your account and view or download your statements whenever you need them. Plus, with electronic signature authorization available, signing important documents has never been simpler or safer. Our mobile application takes banking on the go to the next level. You can use it for mobile payments, making it easy to pay friends or merchants directly from your phone. Want to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions without any hassle.

Security and Accessibility

At Jacom, security is our top priority. We employ advanced security measures to ensure that your information stays safe while you enjoy the convenience of online banking. Our services are not just secure; they are also designed with you in mind making it easy for everyone, whether you're tech-savvy or just getting started. Experience the ease of real-time account management with our comprehensive suite of digital banking tools. Join us at Jacom today and take control of your financial future with confidence!

Financial Strength

Commitment to Operational Efficiency

Our $-378,294 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 9,761, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jacom is your trusted partner. Visit us at 3037 W Jefferson Blvd Los Angeles Ca 90018 or call (323) 731-9358 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $10,033,180 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is further strengthened by $121 in used auto loans and $12,239,658 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $6,245,635 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $9,654,886, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,709 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,456,066 in used vehicle loans and $5,502,552 in new vehicle loans already helping members get on the road. We provide financing options that cater to both new and used vehicles, making it easier than ever to drive away with confidence.

Credit Lines

Our total credit lines amount to $6,500,000, providing our members with the flexibility they need when unexpected expenses arise. This option allows you to borrow as needed while only paying interest on what you use. If you're considering refinancing any of these loans or want to explore eligibility options, we're here to help! Feel free to reach out at (323) 731-9358 or visit us during our operating hours: Monday through Thursday from 10:00 AM to 5:00 PM and Friday from 10:00 AM to 6:00 PM. For more details on how we can assist you with your loan needs, please visit our website at https://jacomcu.org/ . Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) ( https://www.ncua.gov ), based on the latest results. At Jacom, we're committed to empowering our members through responsible lending practices that support their financial well-being.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We aim to support you through every step of the mortgage process, ensuring you have access to the funds needed for your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $254,146 in loans helping members manage their finances effectively. These credit cards come with competitive interest rates and can be an excellent tool for building or improving your credit score.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are fair and transparent. Each lender is carefully vetted to guarantee that users receive reliable information.

JACOM CREDIT UNION