Jackson County Credit Union Edna TX | Affordable Auto Loans & Business Banking

Introduction

Welcome to Jackson County, your trusted partner in financial wellness, located at 309 N Allen St, Edna, TX 77957. Since our establishment in 1955, we have proudly served our community with a commitment to helping you achieve your financial goals. With a strong membership base of 721 individuals, we are dedicated to providing personalized banking services tailored to your needs. At Jackson County, we believe that every member deserves the best. Our assets total an impressive $8,885,110, reflecting our stability and reliability as a credit union. Whether you're looking to secure an auto loan or open a checking account, we're here for you. With over 303 loans and leases granted, we've helped many members realize their dreams. Our financial health is further demonstrated by our total deposits of $1,302,859 and a net worth of $732,528. We also maintain a cash reserve of $117,273, ensuring we can meet your needs when you need us most. Under the leadership of our CEO, Lori Matus, and Board President, David Sheblak, we strive to foster a welcoming environment where members feel valued and supported. While members can visit us at the branch for all their banking needs during lobby hours from 9:00 AM to 4:30 PM on weekdays (and drive-thru service available until 5:00 PM), official correspondence should be sent to our mailing address at 309 N Allen St, Edna, TX 77957. Explore how we can help you with personal banking services including checking and savings accounts, auto loans, mortgages, and more by visiting our website at jacksoncountyfcu.com. If you have any questions or need assistance, don't hesitate to give us a call at 361-782-0708. We look forward to serving you!

Branch History & Mission

A Journey Through Time

From our humble beginnings, Jackson County has evolved significantly. Initially established to provide accessible financial services to the residents of Edna and surrounding areas, we have expanded our offerings while staying true to our mission. Today, our total assets amount to $8,885,110, allowing us to support our members with personal banking, auto loans, mortgages, and more. Our commitment to community is reflected in every milestone we've achieved. We've embraced advancements that enhance member experience while ensuring compliance with ADA standards. Our team is dedicated to being customer-centric, making sure that every interaction is meaningful.

Join Us Today!

As we continue this journey of growth and service in Edna and beyond, we invite you to become part of the Jackson County family. Experience firsthand how we prioritize your needs while supporting our community's development. Visit us today or reach out at (361) 782-0708 for more information about membership opportunities! Together, let's build a brighter financial future!

Modern Banking Features

While rooted in tradition, Jackson County embraces modern technology as well. Our online banking platform allows members to manage their finances conveniently from home or on the go. Although we do not currently offer ATM services at this location, our drive-thru service provides easy access for quick transactions like deposits and withdrawals during operating hours from Monday through Friday. While members can visit us at 309 N Allen St for all their banking needs, official correspondence should be sent to the same address as our mailing address: 309 N Allen St, Edna, TX 77957.

Our Mission and Community Focus

At Jackson County, our mission is clear: we aim to provide reliable financial services while fostering community growth and well-being. We believe that everyone deserves access to quality banking options that empower them financially. Our services include checking and savings accounts, vehicle financing, personal loans, credit cards with rewards, and business banking solutions. We also recognize the importance of giving back. Through partnerships with local organizations and outreach initiatives, we strive to make a positive impact in Edna and beyond. Whether it's hosting financial education workshops or supporting local events, we are committed to being an active participant in the community.

Branch Location & Accessibility

Accessibility Features

At Jackson County FCU, we prioritize accessibility for all our members. Our branch is ADA compliant and features ramps and designated spaces to ensure everyone can enjoy our services comfortably. Whether you're using our drive-thru banking service or visiting us inside, we strive to make your experience smooth and hassle-free.

Conveniently Located

Our branch is conveniently situated near local landmarks that make finding us a breeze. Just a stone's throw away from the vibrant downtown area, we are easy to reach whether you're coming from work or home. Plus, there's ample parking available right outside our doors, making it simple for you to pop in whenever you need us.

Get in Touch!

If you have questions or need assistance, don't hesitate to reach out! You can give us a call at 361-782-0708 or visit us in person at our welcoming Edna branch. We're excited to help you achieve your financial dreams!

Operating Hours

We're here to serve you during convenient hours! Our lobby is open Monday through Friday from 9:00 AM to 4:30 PM, while our drive-thru operates slightly earlier, starting at 7:45 AM and closing at 5:00 PM. This flexibility allows you to choose a time that fits your busy schedule.

Services Offered

At Jackson County FCU, we offer a wide range of financial services designed to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. While we don't currently offer ATM services on-site, our drive-thru is equipped for deposits, withdrawals, and other simple transactions.

Member Eligibility

Becoming a member of Jackson County is like joining a close-knit family that truly cares about your financial well-being. At our branch located at 309 N Allen St Edna Tx 77957, we welcome anyone who lives, works, worships, or attends school in the communities we serve. Our goal is to provide you with personalized banking solutions that fit your unique needs. If you're looking for a place where your voice matters and your financial goals are supported, then you're already on the right track! Opening an account with us is straightforward and inviting. You can learn more about the specific eligibility requirements by visiting our eligibility page. Once you're ready to take the next step, check out our account opening process here. If you have any questions or need assistance, feel free to call us at (361) 782-0708. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions easier for your business. Whether you need to accept credit card payments or streamline your cash flow, our solutions are designed to fit your everyday operations. Partnering with us means you'll have reliable tools at your fingertips, allowing you to focus on what you do best running your business. Visit us at 309 N Allen St Edna Tx 77957 in Edna, TX, or call us at (361) 782-0708 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking Solutions

We also cater to local businesses with our comprehensive Business Banking services. From essential Merchant Services that facilitate transactions smoothly, to Business Loans that help you expand or manage operational costs, we aim to empower your business growth.

Commitment to Service

At the heart of everything we do is a commitment to serve our members better. If you have any questions about our services or how we can assist you further, please don't hesitate to reach out! Call us at (361) 782-0708, visit us during lobby hours from 9:00 AM - 4:30 PM (Monday - Friday), or explore more about what we offer online at Jackson County Fcu. Join us at Jackson County today and discover how we can help you achieve your financial goals!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Jackson County, we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills right from your smartphone or computer. While we don't have ATMs on-site, our Cash Withdrawal Services through the drive-thru ensure quick access when you're on the go. Our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle.

Personal Banking Services

When it comes to personal banking, we understand that each member has unique needs. Our Checking & Savings Accounts offer flexible options to help you manage your finances effectively. Whether you're saving for a special occasion or need everyday access to your funds, we've got you covered. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing provide competitive rates and friendly service to get you on the road quickly. Additionally, our Mortgage Loans & Refinancing options can help make homeownership a reality or allow you to save money by refinancing your existing mortgage. For those looking for additional financial flexibility, our Personal Loans & Debt Consolidation services are designed to support you in achieving your goals without added stress. Plus, don't forget about our rewarding Credit Cards with Rewards, which allow you to earn benefits on your everyday purchases.

Digital & Online Banking

Key Features

For those who prefer managing their finances on-the-go, our mobile application makes it simple to handle everything from checking your account status to making person-to-person transfers. This means sharing money with friends or family is just a few taps away! Plus, if you're looking for a paperless option, we offer e-statements that keep your financial information secure while helping you reduce clutter. While we currently do not support mobile payments or electronic signature authorization, we are committed to ensuring your transactions are safe and straightforward. Our online platform uses advanced security measures to protect your personal information. With features like real-time account management and easy access to all your banking needs, Jackson County provides a complete digital banking experience tailored for today's busy lifestyles. Join us in embracing the future of banking where everything you need is right at your fingertips!

Financial Strength

Growing Member Base

Total Share Accounts: 1,085, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $524,251. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jackson County is your trusted partner. Visit us at 309 N Allen St Edna Tx 77957 or call (361) 782-0708 to learn more about how we can help you achieve your financial goals.

Member-Centric Resources

Members' savings are secured through $830,917 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $15,142, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 4 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $732,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $93 in used auto loans and $6,340,559 in total loans and leases.

Solid Financial Foundation

With a net worth of $732,528, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 8.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

At Jackson County, we understand that whether you're buying a car, purchasing a home, or managing your finances, having access to the right loan product can make all the difference. Our goal is to help our members achieve their financial dreams through tailored loan offerings that meet diverse needs. With over 303 loans issued, we've helped thousands of members achieve their financial goals. If you're in the market for an auto loan, we offer some of the most competitive rates around. Looking to buy a new car? Our auto loans have already assisted members with $2,847,584 in new vehicle loans and $2,154,403 in used vehicle loans, helping them get on the road with confidence. Thinking about homeownership? While we currently do not offer mortgage options such as Junior Lien 1-4 Family Residential Properties loans, we're here to provide guidance and support as you explore your options. For those looking for flexible financing solutions, we also offer unsecured credit card loans. At this time, our total unsecured credit card loans stand at $0, but we are committed to offering options that help our members manage their finances effectively when available. If you're interested in refinancing or want to know more about eligibility options for any of our loan products, feel free to reach out. You can contact us at (361) 782-0708 or visit us at our branch located at 309 N Allen St Edna Tx 77957 in Edna, TX. We invite you to explore our range of services designed to enhance your banking experience and support your financial journey. For more information about becoming a member and the benefits that come with it, please visit our website or check out our membership eligibility. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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JACKSON COUNTY FEDERAL CREDIT UNION - Edna, TX

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