Jackson County Teachers Credit Union Marianna FL | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Jackson County Teachers, where your financial journey is our priority! Located at 4466 Clinton St, Marianna, FL 32446, we have been serving our community since 1991. With a strong commitment to our members, we proudly support over 2,914 individuals and families in achieving their financial goals. At Jackson County Teachers, we believe in the power of community. Our total assets reach an impressive $42,044,521, enabling us to offer a range of services that cater to your needs from personal banking and auto loans to mortgage financing and credit cards with rewards. With total deposits of $2,739,697 and a net worth of $8,523,963, we stand as a reliable partner on your financial path. Our team, led by CEO Valena Alexander and Board President Linda Neel, is dedicated to providing personalized service. We have a small yet efficient staff of 10 employees, ready to assist you with any inquiries or transactions during our operating hours from 9:00 am to 5:00 pm, Monday through Friday. If you need assistance or want more information about our services, feel free to reach out at 850-526-4470. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 954, Marianna, FL 32447. Join us at Jackson County Teachers where we prioritize your financial wellness and community engagement! Visit our website at jacksoncountytcu.com or give us a call today to learn more about how we can support you. Your future starts here!

Branch History & Mission

Join Us

If you're looking for a credit union that genuinely cares about its members and invests in their futures, look no further than Jackson County Teachers. Experience the difference of a community-focused institution where your financial goals matter. Visit us today or check out our website at jacksoncountytcu.com for more information on membership and services. Together, let's build a stronger financial future!

Our Mission

At Jackson County Teachers, our mission is clear: to provide outstanding financial services while supporting the community that supports us. We believe in empowering our members with the tools they need for financial success from checking and savings accounts to auto loans and mortgage refinancing. Our commitment extends beyond just banking; we strive to uplift the community through outreach programs and partnerships that make a real difference. We recognize the importance of staying connected in today's world. That's why we offer convenient online and mobile banking options alongside traditional services. While we currently do not have ATM access at our branch, our drive-thru facility ensures that you can handle deposits and withdrawals with ease. As we look to the future, we remain focused on enhancing member experience through innovative solutions while ensuring ADA compliance and customer-centric initiatives. We know that each member's journey is unique, which is why we tailor our services to fit your specific needs.

Branch Location & Accessibility

Welcome to the Jackson County Teachers branch, conveniently located at 4466 Clinton St in beautiful Marianna, Florida. This spot is designed with our members in mind, making it easy for you to access your banking needs. If you need to send official correspondence, please use our mailing address at PO Box 954, Marianna, FL 32447. Situated near local landmarks, our branch is easily reachable whether you're coming from the heart of Marianna or the surrounding areas. We strive to ensure that everyone can visit us comfortably; our location features accessible parking and ADA-compliant entrances, making your visit as hassle-free as possible. Our friendly team is here to serve you during our operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Whether you're stopping by for personal banking services like checking and savings accounts or seeking assistance with auto loans and credit cards, we have you covered. Plus, enjoy the convenience of our drive-thru service for quick deposits and withdrawals without leaving your vehicle. While we currently do not offer ATM services at this location, our dedicated staff is ready to assist you with all your banking transactions directly inside the branch. Feel free to reach out at 850-526-4470 if you have any questions or need further assistance. Come visit us at Jackson County Teachers today we look forward to welcoming you!

Member Eligibility

At Jackson County Teachers, we believe that becoming a member is about joining a family that cares about your financial well-being. If you're interested in becoming part of our community, it's easier than you might think! We're excited to welcome individuals who work for or are retired from certain educational institutions, as well as their families. This means if you're a teacher, school staff member, or related to someone who is, you likely qualify for membership. You can find the full details on eligibility by visiting our website at http://www.jacksoncountytcu.com/membership . Once you confirm your eligibility, opening an account with us is a straightforward process. Just reach out to us at (850) 526-4470 during our business hours, and we'll guide you through the steps. We're here to make sure your transition into membership is smooth and welcoming. Join us at our branch located at 4466 Clinton St Marianna Fl 32446, and experience the benefits of being part of Jackson County Teachers, where your financial goals are our priority! For more information on how to open an account, please visit http://www.jacksoncountytcu.com/contact .

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In today's fast-paced marketplace, having reliable merchant services is crucial. Imagine being able to process payments quickly and securely while focusing on what you do best running your business. Our merchant services provide just that, making transactions smooth and hassle-free for both you and your customers. Located at 4466 Clinton St Marianna Fl 32446 in Marianna, FL, our dedicated team is ready to assist you with all your business banking needs. Call us at (850) 526-4470 during our lobby hours from 9:00 AM to 5:00 PM, Monday through Friday, and let's discuss how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our Auto Loans & Vehicle Financing solutions make it simple and straightforward. With competitive rates and flexible terms, you can find the perfect fit for your budget. Picture driving away in your dream vehicle while knowing that you secured a great deal with us!

Business Banking

For our entrepreneurial members, our Business Banking services include merchant services and business loans designed to support local businesses in Marianna. We know how hard you've worked to build your company, and we're here to provide the financial backing it deserves.

Credit Cards with Rewards

We also offer Credit Cards with Rewards that let you earn points on everyday purchases. Imagine earning cash back or travel rewards simply by using your card for routine expenses! It's an effortless way to make your spending work for you.

Drive-Thru Services

For those who prefer in-person service without stepping inside the branch, we offer basic Drive-Thru Banking for deposits, withdrawals, and simple transactions. Just pull up and let us take care of everything while you stay comfortable in your vehicle. No matter what financial service you're looking for, Jackson County Teachers is dedicated to helping our members thrive. To learn more about any of these offerings or how we can assist with your specific needs, feel free to reach out at 850-526-4470, or visit us at 4466 Clinton St Marianna FL 32446. We look forward to serving you!

Mortgage Loans & Refinancing

When it comes to securing a home, our Mortgage Loans & Refinancing options help turn dreams into reality. We guide you through every step of the process, whether you're purchasing your first home or looking to refinance for better rates. Our team is here to ensure that you get the best possible mortgage solution tailored just for you.

Online & Mobile Banking

In today's fast-paced world, having access to banking at your fingertips is essential. Our Online & Mobile Banking services allow you to check balances, transfer funds, and pay bills quickly and conveniently from anywhere. Plus, our secure platform ensures that your information remains safe.

Personal Banking

Our Personal Banking options include checking and savings accounts tailored to help you achieve your financial goals. If you're planning a big purchase or just want to build up your savings, we have accounts with features that suit your lifestyle. Imagine easily managing your money online or through our mobile app, giving you the flexibility to track your spending from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us, but our Personal Loans & Debt Consolidation services offer relief when you need it most. Whether you're facing medical bills or planning a major home project, we provide loans that help ease financial stress. Think about how much easier life could be with one manageable payment instead of juggling multiple debts.

Digital & Online Banking

Key Features

We offer a range of features to enhance your banking experience. For instance, enjoy hassle-free e-statements that allow you to view your financial information without the clutter of paper statements. This not only helps you stay organized but also contributes to a more sustainable environment. If you're always on the move, our mobile application is perfect for you. It supports mobile payments, enabling you to make purchases directly from your phone. Whether it's a quick coffee run or an online shopping spree, you'll appreciate how effortless it is to manage your spending right from your device. For those who love sharing with family and friends, while person-to-person transfers aren't available at this time, our commitment to providing secure services remains strong. We prioritize the safety of your transactions through our 24/7 online banking services, ensuring that you have access whenever you need it.

Security You Can Trust

Your security is our top priority. Although we don't currently support electronic signature authorization, we use advanced measures to protect your personal information and account details. Feel confident knowing that your data is safeguarded every step of the way. At Jackson County Teachers, we're dedicated to making banking easier for our members. With real-time account management and easy access to essential services, we empower you to take control of your finances effectively and securely. Explore all that our digital banking has to offer today!

Financial Strength

Commitment to Member Growth

With $8,142,120 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This means more choices for you when it comes to managing your finances effectively.

Dedicated Team Ready to Serve You

We take pride in having 9 full-time employees and 1 part-time employees who are always ready to assist you with personalized service. Our knowledgeable team is committed to helping you navigate your financial journey with confidence.

Lending Support for Your Needs

Our lending capacity supports members' financial goals across various sectors, with $206 in used auto loans and $18,971,509 in total loans and leases available to help you achieve your dreams. Additionally, our operational efficiency reflects in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Trust and Community Focus

Total Share Accounts: 5,307, showcasing a strong and growing member base that trusts us with their finances. Unlike traditional banks, we prioritize our members' needs above all else, focusing on delivering value through every interaction. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jackson County Teachers is your trusted partner. Visit us at 4466 Clinton St Marianna Fl 32446 or call (850) 526-4470 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $9,944,763 in share certificates, offering stable and rewarding financial growth opportunities. While our focus remains on member benefits, we also ensure our resources are directed towards you through better loan rates and lower fees.

Strong Financial Health

With a net worth of $8,523,963, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,024 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,200,904 in used vehicle loans and $2,082,927 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can choose what fits best for your lifestyle.

Credit Lines

In addition to these loan types, our credit lines available up to $1,750,000 provide another layer of flexibility. Whether you're planning a significant purchase or just want peace of mind with a safety net during emergencies, our credit lines can help you navigate those unexpected expenses.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, making it easy for you to explore various financing avenues for your dream home.

Refinancing Options

If you're looking at your current loans and considering refinancing options for better rates or terms, our team is ready to assist. We can guide you through the eligibility requirements and help determine what options are best for you. For any inquiries or more information about our loan offerings at Jackson County Teachers located at 4466 Clinton St Marianna Fl 32446, feel free to reach out at 850-526-4470 during our operating hours from 9:00 am - 5:00 pm Monday through Friday. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals today!

Unsecured Credit Card Loans

We also recognize that managing everyday expenses can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $261,935 in loans helping members manage their finances effectively. This option provides an easy way to access funds when needed without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for users looking to compare different loan options.

JACKSON COUNTY 1ST CREDIT UNION