Jackson County Co-op Credit Union Seymour IN | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Jackson County Co-op, your trusted financial partner right here in Seymour, IN! Established in 1955, our credit union has been a cornerstone of the community for decades, dedicated to serving our members with care and commitment. With a total membership of 1,060 and assets exceeding $30 million, we take pride in offering personalized banking solutions that empower you to achieve your financial goals. You can find us at 705 W 2Nd St, Seymour, IN 47274. While members can visit us at this location, any official correspondence should be directed to our mailing address at 705 WEST SECOND STREET, SEYMOUR, IN 47274. We're open Monday through Friday from 8:30 AM to 4:30 PM, ready to assist you with all your banking needs. At Jackson County Co-op, we understand that every member is unique. That's why we offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans, and even business banking solutions tailored just for you. Our dedicated team of 9 employees, led by CEO Kristina McIntosh and Board President Ben Thompson, works hard to provide top-notch service and support. With total deposits amounting to $3,069,298 and net worth reaching $5,075,484, we are financially sound and ready to help you with your next loan or investment. Whether you need a new vehicle loan or want to consolidate debt, we have the resources available over 396 loans currently financed to help make it happen. Ready to experience the difference? Reach out today at (812) 523-1630 or visit our website here. We look forward to welcoming you into the Jackson County Co-op family!

Branch History & Mission

Community Engagement

Our branch is deeply committed to making a positive impact in Seymour and surrounding areas. We actively participate in local events and partner with organizations that share our vision for community improvement. This outreach reflects our belief in giving back and supporting those around us.

Join Us!

As we look ahead to the future, Jackson County Co-op remains dedicated to providing high-quality financial services while nurturing strong relationships within our community. We invite you to become part of our family and experience firsthand the benefits of membership. Call us at 812-523-1630 or visit us during our operating hours Monday through Friday from 8:30 AM to 4:30 PM to learn more about how we can assist you on your financial journey. Together, let's build a stronger community!

Modern Banking with Personal Touch

In today's fast-paced world, we understand the importance of convenience. That's why we have embraced digital advancements while ensuring that we maintain a personal touch. Our members can enjoy online and mobile banking services for easy account management on the go. Although we currently do not have ATM availability, we do offer essential drive-thru services for quick transactions.

Our Mission

At Jackson County Co-op, our mission is clear: we strive to provide our members with exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to affordable banking solutions, which is why we offer a range of services including personal banking, auto loans, mortgage financing, and business banking. Our goal is not only to help you manage your finances but also to support local initiatives that uplift our community. While members can visit us at 705 W 2Nd St, official correspondence should be sent to our mailing address at 705 WEST SECOND STREET, SEYMOUR, IN 47274. This ensures that you can reach us easily as we continue to grow and serve.

Branch Location & Accessibility

Convenient Features

At Jackson County Co-op, we prioritize accessibility for everyone. Our branch is designed to accommodate all members, featuring ADA-compliant ramps and easy parking options right outside. If you're looking for drive-thru banking services, we've got you covered! You can conveniently handle deposits, withdrawals, and simple transactions without even leaving your car. While our physical address is where you can visit us anytime during our operating hours Monday through Friday from 8:30 AM to 4:30 PM please note that any official correspondence should be sent to our mailing address at 705 WEST SECOND STREET, SEYMOUR, IN 47274.

Services Tailored for You

We offer a variety of personal banking services to suit your needs. From checking and savings accounts to auto loans and mortgage refinancing, we aim to make your financial journey as smooth as possible. Plus, with online and mobile banking options available, managing your finances has never been easier. If you have any questions or need assistance, don't hesitate to give us a call at 812-523-1630. Our dedicated team is here to help you every step of the way! So why wait? Visit us today at Jackson County Co-op and experience personalized service that puts you first!

Member Eligibility

Becoming a member of Jackson County Co-op is like joining a close-knit family that cares about your financial well-being. If you live, work, worship, or attend school in the Seymour area, you're already on your way to enjoying all the benefits we offer! We believe in making our services accessible, so whether you're looking for personal banking options or loans, we welcome you with open arms. To dive deeper into the eligibility requirements and see if you qualify, check out more details. Ready to take the next step? Opening an account with us is simple and straightforward just give us a call at (812) 523-1630, and we'll guide you through the process. Join us at our welcoming branch located at 705 W 2Nd St Seymour In 47274, where we're excited to help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $17,769,511, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services streamline transactions, allowing you to focus on what you do best serving your customers. From simple credit card processing to advanced point-of-sale solutions, we provide tools that make managing payments easy and efficient. Located at 705 W 2Nd St Seymour In 47274 in Seymour, IN, we're here to help your business thrive. Connect with us today at (812) 523-1630 to learn how we can support your journey toward success!

Comprehensive List Of Services

Business Banking

For business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We know how challenging it can be to run a business, so we're committed to supporting local enterprises with the financial tools they need to thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options that let you access your accounts anytime, anywhere. With features like e-statements and mobile payments, managing your finances has never been easier. You can also enjoy person-to-person payments for quick transactions between friends or family.

Drive-Thru Services

If you prefer face-to-face interaction but want to keep things simple, our basic drive-thru banking allows you to handle deposits, withdrawals, and other transactions without leaving your vehicle. It's all about making banking as easy as possible! Whether you're at home or on the go, Jackson County Co-op is here to support all aspects of your financial life. We invite you to visit us at our Seymour branch or explore our services online at myjcccu.com. Ready to take the next step? Contact us today at 812-523-1630 and let us assist you in achieving your financial goals!

Loans and Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options provide flexible terms that can help turn your dream into reality without straining your budget. If you're looking for a home, our mortgage loans and refinancing services can guide you through the process with competitive rates and personalized support. Need some extra cash? Our personal loans and debt consolidation services are here to help you manage expenses or consolidate debts into one easy payment. Plus, don't forget to ask about our credit cards with rewards, which offer benefits tailored to your spending habits.

Personal Banking

We understand that every member has different needs when it comes to banking. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation, a new car, or just keeping your finances in check, our accounts come with features that make managing your money easier.

Digital & Online Banking

At Jackson County Co-op, we understand that your banking needs don't stop when you leave our branch. That's why we offer a range of digital and online banking services designed to give you the flexibility and security you deserve. Whether you're at home or on the go, managing your finances has never been easier. With our online banking platform, you can access your accounts 24/7. This means checking balances, transferring funds, and paying bills whenever it suits you. Our user-friendly interface ensures that even those who aren't tech-savvy can navigate easily. Plus, with electronic signature authorization available, signing documents online is straightforward and secure. If you prefer to bank from your smartphone, you'll love our mobile application. It's not just about convenience; it's also packed with features like person-to-person transfers, allowing you to send money quickly and securely to friends or family without any hassle. And if you're someone who likes to keep track of every transaction, we offer e-statements so you can view your account statements anytime, anywhere. We also know that security is a top priority for our members. That's why we've incorporated robust security measures into all our digital services. Your information is safe with us, whether you're using mobile payments or accessing your accounts through our online banking portal. In a fast-paced world where time is precious, Jackson County Co-op makes banking accessible and efficient. Enjoy real-time account management and take control of your finances from wherever life takes you!

Financial Strength

At Jackson County Co-op, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that supports our community's needs and aspirations. With a net worth of $5,075,484, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.88% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,461,453 in share certificates and $3,287,831 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,075,484 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $21,779,720 allocated across various loans and leases which support members' financial goals. Our operations are efficient as shown by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 7 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts: 2,134 showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jackson County Co-op is your trusted partner. Visit us at 705 W 2Nd St Seymour In 47274 or call 812-523-1630 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $832,472 in used vehicle loans and $904,113 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners in our community, our outstanding commercial loans totaling $17,769,511 provide the capital needed to grow and expand your business. We understand that every business has unique challenges and opportunities; that's why we work closely with you to find solutions that align with your vision. If you're considering refinancing any existing loans or exploring eligibility options for our various loan products, please reach out! Our knowledgeable staff is ready to assist you with personalized service tailored to your specific financial situation. Feel free to contact us at 812-523-1630 or visit us at 705 W 2Nd St, Seymour IN 47274 during our lobby hours from Monday through Friday between 8:30 AM and 4:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Jackson County Co-op, we're dedicated to supporting your financial journey every step of the way!

Credit Lines

For those seeking flexibility, our total credit lines amounting to $3,000,000 are designed to help manage unexpected expenses or larger purchases without the hassle of applying for multiple loans. This allows you to maintain your financial independence while having access to necessary funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we offer Junior Lien 1-4 Family Residential Properties loans totaling $0, catering to those looking for affordable housing solutions. While we currently do not have junior lien family property loans available, we're committed to providing valuable insights into future offerings as they arise.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While we currently do not have any unsecured credit card loans issued, our future offerings will focus on helping members effectively manage their finances with low-interest options and rewards programs tailored just for you.

Loan Aggregator

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JACKSON COUNTY CO OP CREDIT UNION - Seymour, IN

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