Jackson Area Credit Union Clinton MS | Best Auto Loans & Business Banking

Introduction

Welcome to Jackson Area, your trusted financial partner located at 204 Clinton Blvd, Clinton, MS 39056. Since our establishment in 1953, we have proudly served over 15,000 members, providing personalized banking solutions tailored to meet the needs of our community. Our commitment to you is reflected in our impressive total assets of $139,477,422 and total deposits of $78,924,866. At Jackson Area, we understand the importance of building strong relationships with our members. Led by our dedicated CEO, Leigh Bridges, and Board President, John Anderson, our team of 30 employees is here to ensure you receive exceptional service. We are focused on helping you achieve your financial goals through a variety of products such as auto loans, mortgage refinancing, and business banking services. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to our mailing address: 5675 Highway 18 W, Jackson, MS 39209. In addition to traditional banking services, we offer modern conveniences like online banking and mobile payments to make managing your finances easier than ever. Whether you're looking for a new checking account or planning for a major purchase with one of our competitive loan options our team is here to help every step of the way. Join us today and experience the difference at Jackson Area Credit Union! For inquiries or more information about how we can assist you further, please don't hesitate to call us at 601-922-7055. We look forward to serving you!

Branch History & Mission

Our Journey

From our humble beginnings, we've expanded our reach and capabilities significantly. With a current membership of over 15,000 and total assets reaching $139,477,422, we have established ourselves as a trusted partner for families and businesses alike. Our branch is located at 204 Clinton Blvd, Clinton, MS 39056, conveniently situated near local landmarks that make it easy for members to visit us. Throughout the decades, we have embraced advancements in technology while ensuring ADA compliance and accessibility for all members. From launching online banking services to providing mobile payment options, we've made banking easier and more convenient than ever before. Our dedication to customer service has led us to implement features like e-statements and electronic signatures, allowing for a smoother banking experience.

Our Mission

Our mission goes beyond just offering financial products; it's about building lasting relationships with our members. We strive to provide personal banking solutions that cater to individual needs be it checking accounts, auto loans, or mortgage refinancing. Additionally, we are dedicated to supporting our community through outreach programs and partnerships that uplift those around us. While members can visit us at 204 Clinton Blvd, official correspondence should be sent to 5675 Highway 18 W, Jackson, MS 39209. We invite you to experience the benefits of being part of Jackson Area Credit Union. Whether you need assistance with your finances or want to learn more about how we can help you achieve your goals, we are here for you. Our operating hours reflect our commitment to serving you: Monday through Tuesday and Friday from 8:00 AM to 5:00 PM, and Wednesday through Thursday from 8:00 AM to 4:30 PM. With both ATM availability and drive-thru banking options, accessing your funds is simple and convenient. Join us at Jackson Area Credit Union today! Discover how our member-focused services can enhance your financial journey and help build a stronger community together. For any inquiries or assistance, feel free to call us at 601-922-7055.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance, don't hesitate to give us a call at 601-922-7055. We invite you to visit us at Jackson Area Credit Union in Clinton where your financial success is our priority! Remember that while members can visit us at 204 Clinton Blvd, official correspondence should be sent to our mailing address at 5675 Highway 18 W in Jackson, MS. We look forward to serving you!

Local Landmarks and Accessibility

Our branch is located just a stone's throw away from popular spots like the Clinton Community Center and nearby parks, making it a perfect stop during your day. We take pride in ensuring that our facility is welcoming to everyone. With ADA-compliant entrances and ample parking available, visiting us is both easy and comfortable.

Operating Hours and Services

We're open Monday through Friday, with lobby hours running from 8:00 AM to 5:00 PM on Mondays, Tuesdays, and Fridays, while Wednesdays and Thursdays we close at 4:30 PM. Whether you need personal banking services such as checking accounts, auto loans, or credit cards with rewards, our dedicated staff is ready to assist you. Plus, with drive-thru banking available, managing your finances has never been more convenient! For those who prefer digital banking options, we also offer online banking services that allow you to handle transactions right from your home. Additionally, our branch features ATM access for quick cash withdrawals whenever you need them.

Member Eligibility

Becoming a member of Jackson Area is like joining a warm, welcoming family where your financial needs are prioritized. If you're looking to open an account with us, you'll find that eligibility is designed to be inclusive and straightforward. Typically, anyone who lives, works, worships, or attends school in the communities we serve can become a member. It's all about creating a supportive environment where everyone can thrive financially. To get more details on specific eligibility criteria, you can check out our website at . Once you're ready to take the next step, opening an account is easy! You can visit us at our branch located at 204 Clinton Blvd Clinton Ms 39056, or give us a call at (601) 922-7055 for any questions you might have. Our friendly staff is here to guide you through the process and help you discover all the benefits that come with being part of Jackson Area. Join us today and enjoy personalized banking services tailored just for you!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your store where customers can pay easily using their credit or debit cards. Our services ensure quick transactions so you can focus on what you do best running your business. Visit us at 204 Clinton Blvd Clinton Ms 39056 in Clinton, MS, or call us at (601) 922-7055 to learn how we can help take your business to the next level!

Comprehensive List Of Services

Commitment to Technology

We recognize the importance of technology in today's banking experience. That's why we offer features like mobile payments, ensuring that managing your finances is not only easy but also secure. Whether you're at home or on-the-go, rest assured that your banking needs are just a tap away. In conclusion, at Jackson Area, we believe in empowering our members through comprehensive financial services tailored to fit their lives. If you're ready to explore how we can support your financial journey, give us a call at (601) 922-7055 or visit us at our branch in Clinton, MS. Join us today and discover the difference!

Convenient Access Anytime

Accessing your accounts is straightforward with our ATM & cash withdrawal services, available at locations around town. For those who prefer face-to-face interactions, we offer basic drive-thru banking for deposits and withdrawals, ensuring that even quick transactions are hassle-free. Additionally, if you're a member of another credit union, take advantage of our shared branch transactions, allowing you to make deposits and withdrawals conveniently without needing to visit your home branch.

Financing Your Dreams

When it comes to larger purchases, such as a vehicle or home, we have got you covered with competitive rates on auto loans and vehicle financing as well as mortgage loans and refinancing options. Picture yourself driving off in your dream car or settling into a new home our friendly loan officers are here to guide you through the process. If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the quick support you need. Additionally, our credit cards with rewards let you earn while you spend, making every purchase more rewarding.

Personal Banking Made Easy

Whether you are looking to open a checking or savings account, our personal banking services provide the flexibility and convenience you need. Imagine having the ability to access your funds anytime, anywhere through our online and mobile banking platforms. This means you can easily check your balance, transfer money, or pay bills right from your smartphone.

Supporting Local Businesses

For entrepreneurs and small business owners, our business banking services include everything from merchant services to tailored business loans. We understand the unique challenges faced by local businesses and aim to provide solutions that foster growth and success.

Digital & Online Banking

Key Features

Our online banking platform provides an intuitive experience with features that truly cater to your needs. You can easily enroll in e-statements, ensuring that your financial documents are available electronically, reducing clutter and enhancing security. Plus, with electronic signature authorization, signing important documents has never been simpler just sign digitally without the hassle of printing or mailing. For those on the go, our mobile application offers a seamless way to manage your accounts from your smartphone. You can use mobile payments to make quick transactions directly from your device, and with person-to-person transfers, sending money to friends or family is as easy as sending a text.

Security and Support

Your peace of mind is essential to us. Our digital services are fortified with advanced security measures, so you can bank confidently knowing your information is safe. If you need assistance at any point, our dedicated support team is always ready to help you navigate our online services. At Jackson Area, we're committed to providing accessible and user-friendly digital banking solutions that empower you to take control of your finances. Join us today and experience the convenience of modern banking right at your fingertips!

Financial Strength

Growing Member Trust

We have established trust among our growing member base with a total of 25,594 share accounts. This reflects the confidence that our members have placed in us as their financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jackson Area is your trusted partner. Visit us at 204 Clinton Blvd Clinton Ms 39056 or call (601) 922-7055 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Investing in Growth

With $11,991,889 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; we currently have $2,063 in used auto loans and $46,107,617 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $20,980,496 in share certificates, offering stable and rewarding financial growth opportunities. Additionally, while we prioritize our members, we also manage $25,214,000 in non-member deposits to bolster our resources. This allows us to focus on benefiting you with better loan rates and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. The dedication of our team is evident as well; we take pride in having 29 full-time employees and 1 part-time employees who are always ready to assist you.

Solid Financial Health

With a net worth of $13,329,537, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $956 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,468,490 in used vehicle loans and $5,416,174 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options designed for your budget.

Credit Lines

Our total credit lines amount to $8,000,000, providing additional flexibility for unexpected expenses or planned purchases. This line of credit can give you peace of mind knowing that funds are available when you need them. At Jackson Area, we believe in transparency and accessibility. If you're considering refinancing options or unsure about your eligibility, our knowledgeable staff is ready to assist you. We're committed to making the lending process straightforward and stress-free. For more information on how our loan products can work for you, feel free to reach out at (601) 922-7055 or visit us at our branch during operating hours: Monday through Thursday from 8:00 am - 4:30 pm and Friday from 8:00 am - 5:00 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,195, make buying or refinancing simple. We aim to provide flexible terms that suit your financial situation and help you step into your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,847,940 in loans helping members manage their finances effectively. These cards are designed for convenience and can be an excellent tool for budgeting and building credit.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help borrowers make informed decisions without the confusion that often accompanies loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to compliance means users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). One key benefit of using LendMesh is its Verified Data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, there are No Sponsored Listings on LendMesh lenders are not prioritized based on paid promotions. This dedication to unbiased results empowers users to choose options that truly meet their needs. Another advantage is Real-Time Rate Comparisons. The platform provides up-to-date loan rates from multiple institutions, allowing users to see current offers at a glance. This feature helps individuals save time while searching for the best deals available in the market. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight the effectiveness of the tool in helping borrowers secure better terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

JACKSON AREA FEDERAL CREDIT UNION