Jack Daniel Employees Credit Union Lynchburg TN

Introduction

Welcome to Jack Daniel Employees, your trusted credit union located at 276 Mechanic St N, Lynchburg, TN 37352. Since our establishment in 1987, we have been dedicated to serving our community and providing exceptional financial services tailored to meet the unique needs of our 3,059 members. With total assets of $50,302,197 and a net worth of $5,483,514, we stand as a pillar of stability and reliability in the Lynchburg area. At Jack Daniel Employees, we pride ourselves on being more than just a financial institution; we are a community partner. Our commitment to our members is reflected in our total deposits of $1,897,750 and a robust loan portfolio consisting of 2,832 loans and leases. Whether you're looking for personal loans or savings options, we've got you covered with competitive rates and friendly service. Our leadership team is here for you! Under the guidance of CEO Pamela Case and Board President Scott Parks, we ensure that every decision made is in the best interest of our members. Our dedicated staff of 10 employees is ready to assist you with any inquiries or services you may need. While members can visit us at our branch location, official correspondence should be sent to our mailing address: 488 MAJORS BLVD, LYNCHBURG, TN 37352. Feel free to reach out by phone at 931-759-5513 or send a fax to 931-759-5607 if you have any questions. We invite you to explore how Jack Daniel Employees can help you achieve your financial goals. Visit us online at www.jdecu.org for more information about our services or to start your membership today!

Branch History & Mission

Commitment to Community

At Jack Daniel Employees, we believe in giving back. Through various outreach initiatives, we partner with local organizations to support education, health, and economic development in Lynchburg. We take pride in being more than just a financial institution; we are your neighbors and friends, committed to enhancing the quality of life in our area. While members can visit us at 276 Mechanic St N Lynchburg Tn 37352, official correspondence should be sent to 488 MAJORS BLVD, LYNCHBURG, TN 37352 if different. For those who need assistance or wish to learn more about what we offer, please feel free to reach out at (931) 759-5513.

Join Us

As we look towards the future, we invite you to become part of the Jack Daniel Employees family. Experience firsthand how we can help you achieve your financial goals while contributing positively to our beloved Lynchburg community. Visit us today or check out more about our offerings at https://www.jdecu.org/. Together, let's build a brighter future!

Modern Services

In today's digital world, we have embraced technology without losing sight of our core values. We provide online banking options and mobile payments that make managing finances easier for everyone. Plus, our commitment to ADA compliance ensures that all members can access our services comfortably.

Our Journey

Since day one, Jack Daniel Employees has aimed to provide exceptional financial services tailored to the needs of our community. From humble beginnings, we have expanded our offerings while maintaining a strong focus on personal relationships and community engagement. Our dedicated team works tirelessly to ensure that each member feels valued and supported. Our mission is simple yet profound: to empower our members through accessible financial solutions while fostering community well-being. We understand that financial health is crucial for families and individuals alike, which is why we strive to offer the best possible services whether it's loans, savings accounts, or educational resources.

Branch Location & Accessibility

Connect With Us

Have questions or need assistance? Don't hesitate to reach out! You can contact us at 931-759-5513. We invite you to come by and experience the friendly service of the Jack Daniel Employees branch firsthand. Your financial journey starts with us!

Nearby Landmarks

Just a stone's throw away from popular local spots like the historic Jack Daniel Distillery, our branch is perfectly situated for community members. It's a great place to stop by while you explore all that Lynchburg has to offer.

Operating Hours and Services

We're here to serve you Monday through Friday from 7:30 AM until 8:30 AM. While these hours may seem brief, they are tailored for your convenience when you need quick service before your day begins. At our branch, we focus on providing essential services like ATM access, which may not be available on-site but ensures you're connected wherever you go. While members can visit us at 276 Mechanic St N for in-person assistance, official correspondence should be sent to our mailing address at 488 Majors Blvd, Lynchburg, TN 37352.

Parking and Accessibility

We understand that accessibility matters. Our branch offers ample parking space right outside, ensuring a hassle-free visit. Plus, we are committed to making banking accessible for everyone, featuring ADA-compliant ramps and entrances.

Member Eligibility

At Jack Daniel Employees, we believe that becoming a member is more than just opening an account; it's about joining a welcoming community that truly cares about your financial well-being. If you're interested in becoming part of our family, you'll find that eligibility is quite inclusive. Generally, individuals who work for or are retired from Jack Daniel Distillery can become members, along with their immediate family members. This means that if you're connected to someone in our community, you're likely eligible too! You can explore the specific eligibility criteria and any updates by visiting our website. Getting started is easy! Simply reach out to us at (931) 759-5513, or visit us at our branch located at 276 Mechanic St N Lynchburg Tn 37352. If you're ready to open an account, the process is straightforward and user-friendly just follow the steps outlined on our account opening page here: https://my.homecu.net/fi/jdecu/lnappfrm.html. We can't wait to welcome you as a member and help you achieve your financial goals!

Business Banking & Commercial Services

Real-World Merchant Services

In today's fast-paced market, having the right tools can make all the difference. Our merchant services enable you to process payments smoothly, so you can focus on what matters most serving your customers. From accepting credit cards to managing online transactions, we provide solutions that simplify your day-to-day operations. Visit us at 276 Mechanic St N Lynchburg Tn 37352 in Lynchburg, TN, or give us a call at (931) 759-5513 to learn how we can help your business succeed!

Supporting Your Growth

Imagine securing the funds necessary to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Easy

For those who prefer convenience, we proudly offer ATM services. This allows you to access your funds easily and securely without the need for long wait times or complicated processes. Whether you need cash for a quick trip or want to check your balance on the go, our ATM services ensure that banking is never a hassle.

Digital Solutions for Your Financial Needs

In today's fast-paced world, digital banking features play an essential role in how members manage their finances. While our physical branch provides personal service during our lobby hours from 7:30 AM to 8:30 AM once a month, our online banking options allow you to handle transactions anytime from anywhere. With features like electronic statements and mobile payments, you can keep track of your accounts efficiently and securely.

Supporting Our Community

At Jack Daniel Employees, we believe in supporting our community. Our members are at the heart of everything we do. We are committed to ensuring that each member feels valued and informed about their financial decisions. Whether you're looking for assistance with budgeting or need advice on saving for future goals, our knowledgeable staff is ready to assist you. We invite you to explore how our services can enhance your financial experience. If you have any questions or would like more information about what we offer, please don't hesitate to reach out at 931-759-5513. We look forward to serving you! For further details about joining us and accessing all the benefits available, visit us online at Jack Daniel Employees.

Digital & Online Banking

Accessibility and Convenience

Whether you're at home or out and about, Jack Daniel Employees ensures that managing your money is hassle-free. With our digital services, you have real-time control over your accounts whenever you need it. Enjoy peace of mind knowing that help is just a phone call away at (931) 759-5513 if you ever have questions or need assistance. Join us at Jack Daniel Employees today and experience banking that's tailored for your busy lifestyle!

Key Features

Security is a top priority for us. We use the latest technology to protect your information while you bank online. Plus, our electronic signature authorization feature allows you to complete transactions quickly without compromising security. Need to go paperless? Our e-statements make it easy to view and manage your financial statements online, reducing clutter and making it simpler to keep track of your finances. For those on the go, our mobile application provides all the features of online banking right in your pocket. You can make mobile payments effortlessly and enjoy the convenience of person-to-person transfers all from your smartphone.

Financial Strength

At Jack Daniel Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that you can trust. With a net worth of $5,483,514, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $18,464,809 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,158,938 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $638 in used auto loans and $35,651,819 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $176,117, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $173,523. Total Share and Deposit Accounts: 5,986, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Jack Daniel Employees is your trusted partner. Visit us at 276 Mechanic St N Lynchburg Tn 37352 or call (931) 759-5513 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $11,077,222 in used vehicle loans and $5,169,852 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right fit for your budget.

Credit Lines

For those who need access to additional funds for personal expenses or emergencies, we offer credit lines with a total of $2,000,000 available. This flexible option allows you to borrow what you need while only paying interest on the amount utilized.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,914,710, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team is here to guide you through every step.

Refinancing Options

If you're considering refinancing any existing loans, our team can help assess your eligibility and provide options that could save you money over time. We strive to make the refinancing process straightforward and beneficial for all our members. At Jack Daniel Employees, we prioritize transparency and are committed to helping you navigate your financial choices confidently. For more information about our loan offerings or assistance with your application, feel free to reach out at (931) 759-5513. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $760,992 in loans helping members manage their finances effectively. Our credit card options come with competitive rates and no annual fees, making it easier for you to handle everyday expenses without breaking the bank.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With so many options available, having a reliable tool like LendMesh at your disposal can save you time and money. LendMesh ensures accurate loan comparisons through a straightforward sourcing method. Loan data on LendMesh is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that users receive fair and transparent offers tailored to their needs. One of the key benefits of using LendMesh is its commitment to verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. Users can also feel confident knowing that LendMesh does not feature sponsored listings. The platform does not prioritize lenders based on paid promotions its primary goal is to provide unbiased results for users seeking loans. Another significant advantage is the availability of real-time rate comparisons. Users have access to up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. This capability is crucial for anyone looking to secure the best possible deal without spending hours searching different websites. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's effectiveness and reliability in helping consumers navigate their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

JACK DANIEL EMPLOYEES CREDIT UNION - Lynchburg, TN

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