Ithink Financial Kennesaw GA Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to Ithink Financial, your trusted credit union located at 1075 Cobb Place Blvd Nw, Kennesaw, GA 30144. Since opening our doors in 1969, we have been dedicated to serving our community and providing financial solutions tailored to your needs. With a proud membership of over 111,000 individuals, we are here to support you every step of the way. At Ithink Financial, we understand that financial decisions can be overwhelming. That's why we offer a range of services designed to simplify your banking experience. Whether you're looking for personal checking accounts, auto loans, or business financing options, our team is ready to help. We currently manage total assets exceeding $2.26 billion, ensuring that your money is not only secure but also working for you. As a member-focused institution, we strive to create a positive impact in our community. Our commitment is reflected in our impressive total deposits of $196,464,188 and a robust net worth of $228,914,107. These figures showcase our stability and capability to support your financial journey. Led by CEO Michael Miller and Board President Michael Townsend, our team prioritizes transparency and personalized service. You can trust us to provide sound advice and effective solutions tailored just for you. While members can visit us at 1075 Cobb Place Blvd Nw, official correspondence should be sent to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555. Have questions or need assistance? Don't hesitate to reach out! Call us at 678-797-6300 or explore more about our offerings on our website ithinkfi.org. Join us in building a brighter financial future together!

Branch History & Mission

Welcome to Ithink Financial, a vibrant part of the Kennesaw community since 1969. Our journey began with a simple goal: to provide accessible and reliable financial services to our members. Over the years, we have transformed from a small credit union into a trusted financial partner for over 111,000 members, reflecting our commitment to growth and community support. Located at 1075 Cobb Place Blvd NW in Kennesaw, GA, we are proud to serve you in this thriving area. Our branch is easily accessible for all your banking needs. While members can visit us at this address for personal service, official correspondence should be sent to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555. At Ithink Financial, our mission is clear: we strive to empower our members through personalized financial solutions while fostering community development. We offer a wide array of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. Each service is designed with you in mind, ensuring that every member can achieve their financial goals. Our total assets have grown to an impressive $2.27 billion, reflecting our strong position in the financial landscape. With this stability comes responsibility; we actively engage in community outreach initiatives that support local organizations and events. We believe that when our community thrives, we all benefit. In addition to traditional banking services, we embrace technology with features like online banking and mobile payments, making it easier for you to manage your finances on the go. Our commitment to accessibility includes ADA compliance standards so that everyone can enjoy our services without barriers. As part of our dedication to convenience, we also offer ATM access and drive-thru banking for quick transactions. Whether you're stopping by for a deposit or need assistance with your account, our friendly staff is here to help during our operating hours: Monday through Thursday from 8:30 AM to 4:00 PM and Fridays until 6:00 PM. Join us at Ithink Financial and discover how we can support your journey towards financial well-being. Experience firsthand the benefits of being part of a credit union that truly cares about its members and community. For more information or to open an account today, call us at 678-797-6300 or visit our website. We look forward to welcoming you!

Branch Location & Accessibility

Comprehensive Services for All Your Banking Needs

We offer a variety of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. If you're looking for convenience, take advantage of our ATM services available on-site or utilize our drive-thru for simple transactions like deposits and withdrawals.

Convenient Access and Nearby Landmarks

Our branch is situated just off Cobb Parkway, making it accessible for both locals and visitors alike. If you're nearby, you might want to check out the scenic Kennesaw Mountain National Battlefield Park or grab a bite at one of the many restaurants in the area. With ample parking available right outside our doors and features that ensure ADA compliance, everyone can enjoy a hassle-free visit.

Get in Touch with Us!

If you have any questions or need assistance, don't hesitate to reach out! You can give us a call at 678-797-6300. We invite you to visit us at our Kennesaw location and discover how Ithink Financial can support your financial journey. We look forward to seeing you soon!

Operating Hours That Fit Your Schedule

At Ithink Financial, we understand that your time is valuable. That's why our lobby is open Monday through Thursday from 8:30 AM to 4:00 PM and on Friday until 6:00 PM. For those who prefer drive-thru service, we're here for you Monday through Thursday from 8:00 AM to 4:00 PM and extend our hours on Fridays until 6:00 PM. Our dedicated staff is always ready to assist you with your banking needs during these hours.

Member Eligibility

Becoming a member of Ithink Financial is like joining a warm, welcoming family where your financial needs are prioritized. Located at 1075 Cobb Place Blvd Nw Kennesaw Ga 30144, we invite anyone who lives, works, or worships in our community to explore membership with us. If you have a strong commitment to improving your financial health and are looking for a supportive environment, you're already on the right path! For detailed eligibility criteria, feel free to visit our website at . Joining is simple! Once you're ready to become part of our community, you can easily open an account by visiting this link or by calling us at (678) 797-6300 for assistance. At Ithink Financial, we offer a range of services designed just for you, helping you take control of your finances while enjoying the benefits of being part of a cooperative institution focused on your success.

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced market, it's crucial to have payment solutions that work seamlessly for you. Our merchant services empower businesses by offering secure payment processing and easy transactions, allowing you to focus on what matters most growing your business. Imagine serving customers quickly and efficiently while managing your finances with ease. Located at 1075 Cobb Place Blvd Nw Kennesaw Ga 30144 in Kennesaw, GA, our dedicated team is here to help you navigate your financial needs. Ready to take the next step? Call us at (678) 797-6300 today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Cash Made Easy

Need cash quickly? We have an ATM available for easy access to cash withdrawals and balance checks. Plus, our drive-thru service offers simple transactions like deposits and withdrawals without leaving your car perfect for those busy days! At Ithink Financial, we strive to create an environment where banking is not only accessible but enjoyable. If you're interested in learning more about how we can support your financial journey, please reach out at (678) 797-6300 or visit us online at Kennesaw. Our friendly staff is eager to assist you!

Business Banking Solutions

For our business members, we provide essential tools to help you succeed. Our business banking services, including merchant services and business loans, ensure that managing your finances is just as effective as running your operations.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can manage accounts, transfer funds, pay bills, and much more all from the comfort of your home or on the go.

Credit Cards That Reward You

With our credit cards with rewards, every purchase brings you closer to exciting benefits. Whether it's cashback, travel rewards, or discounts on everyday expenses, you'll find that our credit card options are as unique as our members.

Personal Banking Made Simple

We offer various personal banking services that cater to your daily financial activities. With our checking and savings accounts, managing your money becomes straightforward and hassle-free. Imagine easily accessing your funds while enjoying competitive interest rates that help your savings grow over time. If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options provide flexible terms that fit your budget. We understand that life can be unpredictable, which is why our personal loans and debt consolidation services are tailored to help you regain control over your finances when unexpected expenses arise.

Your Home, Your Investment

Thinking about purchasing a home? Our mortgage loans and refinancing options are designed to make the process smooth and straightforward. We will guide you through every step, ensuring you understand all your options so you can make the best decision for yourself and your family.

Digital & Online Banking

Accessibility and Real-Time Management

With our online banking services, staying connected to your finances is straightforward. Check balances in real-time and manage transactions effortlessly through our mobile app. We're here to support you with banking solutions that fit your lifestyle. In short, whether you're paying bills, transferring money, or reviewing account activity, Ithink Financial provides an efficient and secure way to handle all your banking needs online. Join us today and take advantage of the ease of digital banking!

Key Features of Our Online Banking Services

Explore our user-friendly online banking platform at https://www.ithinkfi.org/ . You can check your balances, transfer funds, and pay bills anytime, anywhere. Whether you're at home or on the go, you can stay in control of your finances with just a few clicks or taps. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, if you're looking to save trees while keeping track of your finances, our e-statements are readily available for you. Opting for electronic statements not only helps the environment but also allows you to access your financial information securely and conveniently.

Security You Can Trust

Your security is our top priority. At Ithink Financial, we offer electronic signature authorization for a secure way to manage agreements without the hassle of paperwork. Our mobile application enhances your banking experience by providing safe access right from your phone. You can also enjoy mobile payments, making it easy to pay for purchases directly from your account.

Financial Strength

A Dedicated Team

We take pride in having 385 full-time employees and 11 part-time employees who are dedicated to serving you. Our team is always ready to assist you with knowledgeable support tailored to your needs. With net shares available for lending and investments amounting to $3,867,559, along with a strong member base reflected by our total share accounts of 227,222, it's clear that Ithink Financial is built on trust and reliability.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 1075 Cobb Place Blvd Nw Kennesaw Ga 30144 or call (678) 797-6300 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $201,200,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. This commitment allows us to support your goals with confidence. Our lending capacity also speaks volumes about our strength; with $12,293 in used auto loans and $1,789,525,687 across various loan types, we are here to help fulfill your financial aspirations. Additionally, our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products designed for you.

Member-Centric Savings

Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize your needs over traditional banking practices; with non-member deposits at $38,153,062, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks tailored just for our members.

Our Financial Health

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation means that we can continue providing loans and competitive savings options without compromising quality. Our net worth ratio of $1,019 further demonstrates our robust capital position. This metric ensures that we can keep delivering reliable services even in uncertain economic times giving you peace of mind as you navigate your financial journey.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring you find the right fit for your budget. Plus, refinancing options are available if you want to lower your current auto loan payments.

Business Loans

For business owners, our outstanding commercial loans totaling $144,582,100 provide the capital needed to grow and expand. Whether you're looking for equipment financing or working capital, we're here to support your business endeavors.

Credit Lines

In addition to these options, we also have total credit lines amounting to $902,268,785, which gives our members access to additional funds as needed without the hassle of reapplying for a loan each time. At Ithink Financial located at 1075 Cobb Place Blvd Nw Kennesaw Ga 30144, we prioritize your needs and work hard to provide the best financial solutions available. For any inquiries about our loan products or services, feel free to reach out at 678-797-6300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916. Our mortgage specialists can guide you through the process to ensure a smooth experience from application to closing.

Unsecured Credit Card Loans

Managing finances can be challenging at times. That's why we also offer flexible terms on unsecured credit card loans, with a total of $85,511,680 in loans helping members manage their finances effectively. With no collateral required and competitive interest rates, our credit cards provide an easy way to handle unexpected expenses.

Loan Aggregator

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ITHINK FINANCIAL CREDIT UNION