Ithink Financial West Palm Beach FL Credit Union | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Ithink Financial, your trusted partner for financial growth and community support, located at 2901A N Military Trl Ste A, West Palm Beach, FL 33409. Established in 1969, we are proud to serve over 111,284 members, providing a wide array of financial services tailored to meet your needs. With total assets of $2,269,798,563 and deposits amounting to $196,464,188, we stand as a pillar of stability and trust in the community. At Ithink Financial, we understand that your financial journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts or seeking financing options such as auto loans and mortgages, our dedicated team is here to help you every step of the way. With a robust total loan portfolio comprising 41,692 loans, we have the resources to assist you with confidence. Our leadership team, led by CEO Michael Miller and Board President Michael Townsend, is committed to ensuring that our members receive the highest level of service. We take pride in our knowledgeable staff of 396 employees who are ready to assist you with personalized attention. While members can visit us at our branch for face-to-face assistance during our operating hours (Monday through Thursday from 9 AM to 4 PM and Friday from 9 AM to 5 PM), official correspondence should be sent to our mailing address: 2901A N Military Trl Ste A, West Palm Beach, FL 33409-2620. Join us today at Ithink Financial; together we can build a brighter financial future. For inquiries or assistance, feel free to reach out at 800-940-5552 or explore more about our services on our website at ithinkfi.org. We look forward to serving you!

Branch History & Mission

A Legacy of Growth

Our branch is situated at 2901A N Military Trl Ste A, West Palm Beach, FL 33409, a location that has become familiar to many in the area. With easy access to local landmarks and a welcoming atmosphere, we strive to be more than just a financial institution; we aim to be a cornerstone of our community. Our mission is simple yet powerful: to empower our members through personalized banking solutions while fostering economic growth within our neighborhoods. From the beginning, Ithink Financial has been about putting people first. We understand that everyone's financial journey is unique, which is why we offer a variety of services tailored to meet individual needs. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking options, we're here to help you navigate your financial path.

Community Commitment

At Ithink Financial, we believe in giving back. Our partnerships with local organizations and involvement in community outreach initiatives reflect our dedication to making a positive impact in West Palm Beach and beyond. We are proud to support various events and causes that uplift our community and foster connections among residents. While members can visit us at our branch for friendly service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM we also embrace technology to ensure convenience for everyone. With features like online banking and mobile payments available, managing your finances has never been easier. As part of our mission statement, we emphasize both financial empowerment and community support. Our dedicated team is here not just as financial advisors but as partners in your journey towards achieving your goals.

Join Us Today

We invite you to experience the benefits of membership at Ithink Financial. If you're looking for a credit union that prioritizes your needs while being deeply rooted in the community, look no further. Reach out today by calling us at 800-940-5552 or visit us online at Ithink Financial to learn more about how we can assist you on your financial journey. Together, let's build a brighter future!

Branch Location & Accessibility

Easy Access for Everyone

At our branch, we prioritize accessibility for all our members. Our location features ADA-compliant facilities, including ramps and designated parking spaces to ensure everyone can easily visit us. If you're coming by car, you'll find ample parking available right outside our doors.

Get in Touch

Have questions or want more information? Give us a call at 800-940-5552. Our friendly team is eager to assist you with any inquiries or concerns you may have. We look forward to welcoming you to Ithink Financial soon! Whether it's your first visit or you're a regular member, we're here to make banking easy and enjoyable for you.

Hours of Operation

We know your time is valuable. That's why our lobby hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 4:00 PM and Friday from 9:00 AM to 5:00 PM. We invite you to stop by during these hours for personalized service that meets your needs.

Services Tailored Just for You

Ithink Financial offers a range of services designed with you in mind, including checking and savings accounts, personal loans, vehicle financing, and credit cards with rewards. Plus, if you're a member of another credit union, you can take advantage of shared branch services right here at our location! While members can visit us at 2901A N Military Trl Ste A West Palm Beach Fl 33409, official correspondence should be sent to 2901A N Military Trl Ste A, West Palm Beach, FL 33409-2620.

Member Eligibility

At Ithink Financial, we believe that everyone deserves a chance to be part of a community that truly cares. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 2901A N Military Trl Ste A West Palm Beach Fl 33409, you're likely eligible to join us. We also extend membership to family members of existing members, making it easy for your loved ones to benefit from our services. Joining Ithink Financial means gaining access to personalized banking solutions, lower fees, and competitive rates tailored just for you. To find out more about the specific eligibility criteria, feel free to check out this helpful resource: . If you're ready to take the next step and open an account, visit us at http://www.ithinkfi.org/personal/credit-cards/apply-for-a-credit-card or give us a call at (800) 940-5552. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make managing day-to-day operations easier. Whether it's setting up payment processing systems or offering online payment options, we ensure your business can operate smoothly. By partnering with us, you gain a reliable ally in navigating the financial landscape of your industry. Located at 2901A N Military Trl Ste A West Palm Beach Fl 33409 in West Palm Beach, FL, we're here to help your business thrive. Contact us today at (800) 940-5552 to learn more about how we can support your financial goals!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and business owners, we provide specialized business banking services including merchant services and business loans. Your business deserves the right tools for growth, and we're here to assist in making that happen.

Convenient Access

Our branch also supports basic shared transactions for partner credit union members, making deposits and withdrawals simple for everyone involved. Although we currently do not offer ATM services or drive-thru options at this location, our online and mobile banking platforms ensure you can access your accounts conveniently.

Credit Options

At Ithink Financial, we also offer credit cards with rewards that allow you to earn while you spend. Whether it's cash back on everyday purchases or travel rewards for your next adventure, we have options that fit various lifestyles.

Get Started Today!

With operating hours from Monday to Friday (9:00 AM - 5:00 PM), our team is eager to assist you in exploring these services further. Give us a call at 800-940-5552 or visit us at ithinkfi.org to learn more about how we can support your financial goals. Whether you're saving for the future or looking for ways to finance your dreams, Ithink Financial is here every step of the way!

Loans Made Easy

Need financing for a new car? Our auto loans and vehicle financing options offer competitive rates that make driving off the lot a reality. If homeownership is your goal, explore our mortgage loans and refinancing opportunities that can help you secure the home of your dreams. For those unexpected expenses or consolidating debt, our personal loans provide quick solutions when you need them most.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for you. Imagine having easy access to your funds through online and mobile banking, allowing you to manage your accounts anytime and anywhere. With features like e-statements and mobile payments, you can stay on top of your finances effortlessly.

Digital & Online Banking

Key Features

One of our standout offerings is the ability to send money directly to friends and family through person-to-person transfers. Whether you're splitting a bill or sending a gift, this feature makes transactions quick and hassle-free. Plus, with our electronic signature authorization, signing documents is straightforward and secure, eliminating the need for paper forms. E-statements are also available, allowing you to go green while keeping your financial records organized and accessible. You can choose to receive statements electronically, making it easy to track your spending without cluttering your mailbox. For those who prefer managing their finances on mobile devices, our dedicated mobile application provides all the functionality of online banking right at your fingertips. From mobile payments that let you shop with ease to checking balances in an instant, everything is just a tap away. At Ithink Financial, we prioritize your security with robust measures in place to protect your personal information. Our commitment to keeping your data safe means you can bank with confidence anytime, anywhere. Join us today and discover how our digital banking services can simplify your financial life!

Financial Strength

Growing Membership Base

With total share accounts reaching 227,222, we demonstrate a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments) stand at $3,867,559, highlighting our commitment to being a reliable partner for your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 2901A N Military Trl Ste A West Palm Beach Fl 33409 or call (800) 940-5552 to learn more about how we can help you achieve your financial goals.

Investment in Member Services

With $201,200,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $12,293 in used auto loans and $1,789,525,687 in total loans and leases, we support your financial goals across various sectors.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 385 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,153,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans, helping our members get on the road with ease. We also provide refinancing options to help you lower your monthly payments or adjust your loan terms.

Business Loans

For business owners, our outstanding commercial loans totaling $144,582,100 provide the capital needed to grow and expand your business. Whether you're looking to invest in equipment or cover operational costs, we're here to support your endeavors. No matter what type of loan you need be it for personal use or business we are committed to helping you find the best solution. If you're interested in exploring eligibility options or would like to learn more about our offerings, please don't hesitate to reach out! You can contact us at 800-940-5552 or visit our branch located at 2901A N Military Trl Ste A West Palm Beach FL 33409 during our lobby hours (M-Th 9:00 AM - 4:00 PM; F 9:00 AM - 5:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you achieve your financial aspirations!

Credit Card Loans

Managing everyday expenses can be challenging; that's why we also offer flexible terms on unsecured credit card loans. With a total of $85,511,680 in unsecured credit card loans already helping members navigate their finances effectively, you'll appreciate the convenience and control these cards provide.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916. Our dedicated team will guide you through the process, ensuring you find the right loan for your situation.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that put your needs first. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow you to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This means that you can trust the information you see on LendMesh as it reflects current market conditions without any hidden agendas.