Ithink Financial Port St Lucie FL Credit Union | Low Mortgage Rates & Top Auto Loans

Introduction

Welcome to Ithink Financial at our Port St. Lucie branch, located at 2100 Nw Courtyard Cir, Port St Lucie, FL 34986. As a trusted credit union established in 1969, we are proud to serve over 111,000 members with a strong commitment to community and member satisfaction. Our team is dedicated to providing personalized financial services that cater to your needs. At Ithink Financial, we believe in empowering our members with the tools they need to achieve their financial goals. With total assets exceeding $2.26 billion and total deposits reaching $196,464,188, our solid financial foundation allows us to offer a range of competitive products and services, including auto loans, mortgages, personal loans, and more. Led by CEO Michael Miller and Board President Michael Townsend, our experienced team of 396 employees is here to assist you every step of the way. Whether you're looking for a new vehicle or planning your future with savings options, we have tailored solutions just for you. While members can visit us at our branch location for friendly assistance and quick transactions, we also prioritize convenience through online and mobile banking options. Feel free to reach out via phone at 772-344-8682 for any inquiries or visit our website at ithinkfi.org to explore what we offer. Join us today and experience the difference of being part of a credit union that truly cares about your financial well-being!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. We actively engage in outreach efforts and partnerships that uplift local organizations and initiatives. Whether through financial literacy programs or sponsorships of local events, we strive to give back and make a positive impact. While members can visit us at 2100 Nw Courtyard Cir, official correspondence should be sent to the same address as there is no separate mailing address listed. We invite you to experience the difference at Ithink Financial. Join us today and discover how we can help you achieve your financial goals while being part of a caring community! For more information or assistance, feel free to call us at 772-344-8682 or visit our website at Ithink Financial.

Our Mission

At Ithink Financial, our mission is simple yet powerful: to empower our members by providing exceptional financial products and services while fostering a sense of community. We believe that when our members thrive financially, the entire community benefits. Our focus on customer service ensures that every interaction is meaningful and supportive. We are committed to modernizing our approach to banking while maintaining a personal touch. With features like online banking and mobile applications, we make managing finances easier than ever. Additionally, we prioritize accessibility for all members, ensuring compliance with ADA standards.

Branch Location & Accessibility

Welcome to Ithink Financial, your friendly neighborhood credit union located at 2100 NW Courtyard Cir in beautiful Port St. Lucie, FL. Situated conveniently near local landmarks, our branch is easy to find and even easier to access. Whether you're visiting us for personal banking needs or exploring our services for the first time, we're here to help you every step of the way. Our branch offers ample parking and features designed with accessibility in mind, including ADA-compliant ramps to ensure everyone can easily reach us. We pride ourselves on being a welcoming space where you can handle your banking tasks comfortably. We understand that your time is valuable, which is why our operating hours are designed to fit your busy schedule. You can visit us Monday through Thursday from 9:00 AM to 4:00 PM and on Fridays from 9:00 AM to 5:00 PM. If you prefer the drive-thru, it's open from 8:00 AM to 4:00 PM on weekdays, making it convenient for quick deposits or withdrawals without leaving your car. At Ithink Financial, we provide a variety of services tailored just for you ranging from checking and savings accounts to auto loans and personal loans. We also have an ATM available for those who prefer self-service banking options. While members can visit us at our main branch address, any official correspondence should be sent to the same location as there is no separate mailing address. If you have questions or need assistance, don't hesitate to give us a call at 772-344-8682. We look forward to seeing you soon and helping you achieve your financial goals!

Member Eligibility

At Ithink Financial, we believe in creating a welcoming community where everyone can thrive. If you're looking to join us, becoming a member is easy and inclusive! You may be eligible if you live, work, or worship in our local area, or if you have a family member who's already a part of our credit union family. This means that you're not just gaining access to financial services but joining a supportive network dedicated to helping you achieve your goals. For more details about the eligibility criteria, feel free to visit our website at . Opening an account is straightforward, too! Simply head over to our account opening page at http://www.ithinkfi.org/personal/credit-cards/apply-for-a-credit-card to get started on your journey with us. If you have any questions or need assistance, don't hesitate to reach out at (772) 344-8682. We're here for you every step of the way!

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your daily operations with ease. Our merchant services empower you to accept payments seamlessly, manage transactions efficiently, and focus on what matters most growing your business. From credit card processing to point-of-sale systems, we equip you with the tools needed to thrive in today's competitive market. Located at 2100 Nw Courtyard Cir Port St Lucie Fl 34986 in Port St Lucie, FL, we invite you to explore how our business banking solutions can fuel your success. Reach out to us at (772) 344-8682 or visit our website at https://www.ithinkfi.org/ to learn more!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing services can help you get behind the wheel without breaking the bank. We offer competitive rates and flexible terms so that you can find a loan that fits your budget. Whether you're buying new or used, we've got you covered.

Business Banking

For entrepreneurs and business owners, our Business Banking services include merchant services and business loans designed to support growth. We recognize that running a business comes with its own set of challenges, which is why we're committed to being there every step of the way.

Convenient Access

In addition to these essential services, we also offer easy access through Online & Mobile Banking, allowing you to manage accounts anytime from anywhere. Need cash? Use our ATMs for withdrawals and balance checks without hassle. Our Drive-Thru Banking makes it simple for quick transactions like deposits and withdrawals without leaving your car. Whether you're visiting us in person or using our digital tools, Ithink Financial aims to provide a friendly experience tailored just for you. If you have questions about any of these services or would like assistance getting started, don't hesitate to reach out at 772-344-8682. We invite you to explore all that Ithink Financial has to offer by visiting us online at ithinkfi.org. Your financial journey begins here!

Credit Cards with Rewards

Our Credit Cards with Rewards program gives you the chance to earn while you spend. Enjoy cashback and rewards points that can be redeemed for travel, shopping, and more. It's an excellent way to make everyday purchases work in your favor.

Mortgage Loans & Refinancing

If owning a home is on your mind, consider our Mortgage Loans & Refinancing options. We provide personalized support throughout the mortgage process, making it easier than ever to secure financing for your dream home or refinance an existing mortgage for better rates.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking options include checking and savings accounts that help you save for the future while enjoying easy access to your funds. Imagine being able to easily track your spending or save for a vacation with just a few clicks through our online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation services, you can manage those surprises effectively. Whether it's consolidating debt or funding a personal project, we're here to help you find the right solution for your financial situation.

Digital & Online Banking

Key Features

One of the standout features at Ithink Financial is our electronic signature authorization. This means you can sign documents digitally without the hassle of printing or mailing them saving you both time and paper! Plus, if you prefer going green, we offer e-statements, allowing you to receive your account statements electronically, keeping everything organized and easily accessible. Our mobile banking application makes it even easier to manage your finances on the go. With features like mobile payments, you can pay for purchases right from your phone. Plus, sending money to friends or family has never been simpler with our person-to-person transfers feature no need for cash or checks! Security is a top priority for us at Ithink Financial. You can rest easy knowing that all transactions are encrypted and monitored to keep your information safe. Whether you're checking in on your savings or making quick payments, our digital banking services put you in control of your financial life. Experience the ease and security of banking with us today!

Financial Strength

Dedicated Team for You

We also take pride in having 385 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our workforce is dedicated to making your experience with Ithink Financial as smooth as possible.

Growing Member Base

With 227,222 total share accounts, we show a strong and growing member base that trusts us with their finances. This trust enables us to focus on delivering exceptional service while ensuring your money is handled with care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 2100 Nw Courtyard Cir Port St Lucie Fl 34986 or call 772-344-8682 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,153,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $201,200,456 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $12,293 in used auto loans and a total of $1,789,525,687 in loans and leases, which spans various sectors tailored to meet your needs. Although our reported net income stands at $0 currently due to strategic investments in member services and infrastructure development, this reflects our commitment to operational efficiency while still enhancing the products available for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find a loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $144,582,100 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are committed to supporting your journey toward success. If you're interested in refinancing any of these options or learning about eligibility requirements, please don't hesitate to reach out. You can contact us at (772) 344-8682, or visit us at our branch located at 2100 Nw Courtyard Cir Port St Lucie Fl 34986 in Port St Lucie, FL. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing daily expenses can sometimes feel overwhelming. We also offer flexible terms on unsecured credit card loans, with a total of $85,511,680 in loans helping members manage their finances effectively. These cards provide a great way to build credit while enjoying rewards and benefits tailored for our members.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. The commitment to accuracy means you can trust the information presented, knowing it comes from reliable sources.

ITHINK FINANCIAL CREDIT UNION