Ithink Financial Palm Beach Gardens FL | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ithink Financial, your trusted partner in financial well-being, located at 5070 Pga Blvd Ste 100, Palm Beach Gardens, FL 33418. Since our establishment in 1969, we have been dedicated to serving our community with integrity and commitment. With over 111,284 members and a robust asset base of $2,269,798,563, we are proud to offer a wide range of financial products tailored to meet your needs. At Ithink Financial, we believe that every member deserves personalized service and support. Whether you're looking for checking and savings accounts, auto loans, or credit cards with rewards, our team is here to guide you every step of the way. Our total deposits stand at an impressive $196,464,188, reflecting the trust our members place in us. Led by our CEO, Michael Miller, and Board President, Michael Townsend, we strive to create a welcoming environment where you can feel confident in your financial decisions. With a dedicated workforce of 396 employees, we are committed to enhancing your banking experience through innovative services like online and mobile banking. While members can visit us at our branch location for in-person assistance, feel free to explore our website at ithinkfi.org for more information about our offerings. If you have questions or need assistance, don't hesitate to reach out at 561-624-8560. Join us today and experience the difference that comes with being part of the Ithink Financial family!

Branch History & Mission

Commitment to Innovation

As we move forward into the future, Ithink Financial remains dedicated to enhancing member experience through technology. Our digital banking options include online banking, mobile payments, and electronic statements all designed with your convenience in mind. We also prioritize ADA compliance so that all members can access our services easily. While we have embraced modern advancements in banking, our core values remain unchanged: trust, integrity, and community focus.

Join Us Today!

We invite you to become part of the Ithink Financial family. Whether you're looking for a new checking account or exploring loan options, our knowledgeable team is here to guide you every step of the way. Visit us at 5070 PGA Blvd Ste 100 or give us a call at 561-624-8560 during our operating hours Monday through Thursday from 8:30 AM to 4:00 PM and Friday from 8:30 AM to 4:30 PM. Experience firsthand how Ithink Financial can help you realize your dreams today!

Our Journey

Since opening our doors, Ithink Financial has continually evolved to meet the changing needs of our members. We started with a focus on personal banking and have expanded our offerings to include auto loans, mortgage loans, business banking services, and more. Each step in our journey reflects our commitment to supporting our members' financial well-being. Our location in Palm Beach Gardens places us at the heart of a vibrant community. Whether you're visiting us after a stroll in the nearby parks or before heading to local shops, you'll find that we are more than just a bank; we're your neighbors dedicated to helping you achieve your financial goals.

Our Mission

The mission of Ithink Financial is simple yet powerful: we aim to provide accessible financial services while fostering community support. We believe that everyone deserves the opportunity for financial success and security. By offering personalized service and an array of products designed for every stage of life, we empower our members to make informed decisions about their finances. In addition to our financial services, we actively participate in community outreach initiatives. We partner with local organizations and schools to promote financial literacy and economic growth within our neighborhoods. This commitment ensures that we not only meet the needs of our members but also contribute positively to the wider community.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch meets ADA compliance standards, ensuring that everyone can enjoy our services comfortably. With accessible parking and ramps available, getting in and out of our location is hassle-free.

Contact Us

If you have any questions or would like more information about what we offer, don't hesitate to reach out! You can call us at 561-624-8560. We invite you to visit us soon your financial journey starts here at Ithink Financial!

Operating Hours

We are here for you during the week! Our lobby hours are from 8:30 AM to 4:00 PM Monday through Thursday, and we extend our hours slightly on Fridays until 4:30 PM. Whether you're looking to open an account or need help with personal loans, we're ready to assist you.

Services Offered

At Ithink Financial, we offer a wide range of services tailored to fit your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, with ATM availability right at our branch, accessing your funds is quick and easy.

Member Eligibility

Welcome to the community at Ithink Financial! We're thrilled to have you consider joining our family. Becoming a member is easy and open to anyone who lives, works, or worships in the Palm Beach area. We embrace individuals from all walks of life, so whether you're just starting out or looking for a place that truly understands your financial needs, we're here for you. For more specific details on eligibility, feel free to check out our comprehensive guide at . Once you're ready to take the next step, opening an account is straightforward! You can find all the information you need about account openings right here: http://www.ithinkfi.org/personal/credit-cards/apply-for-a-credit-card . If you have any questions or need assistance along the way, don't hesitate to give us a call at (561) 624-8560. At Ithink Financial, we believe that everyone deserves a chance to thrive financially, and we can't wait to welcome you as a member!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

When it comes to managing daily transactions, our merchant services are here to simplify your operations. Imagine processing payments seamlessly while focusing on what you do best running your business. Our services include easy payment processing options that allow you to accept credit and debit cards, online payments, and more, ensuring you never miss a sale. Located at 5070 Pga Blvd Ste 100 Palm Beach Gardens Fl 33418 in Palm Beach Gardens, FL, our team is ready to assist you. Reach out today at (561) 624-8560 to explore how we can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? We have ATM access available for quick withdrawals and balance checks. You won't have to worry about finding a machine; just use any of our ATMs for easy access to your funds. At Ithink Financial, we're not just another bank; we're part of your community in Palm Beach Gardens. With dedicated staff ready to assist you and a suite of services designed with you in mind, we invite you to visit us or call us at 561-624-8560 for more information about how we can support your financial journey. Whether you're opening an account or applying for a loan, we're here for you every step of the way. Don't hesitate reach out today or visit us at ithinkfi.org to learn more!

Auto Loans & Vehicle Financing

If you're considering purchasing a new or used vehicle, our auto loans and vehicle financing options can help you get on the road without breaking the bank. We provide competitive rates and flexible terms that fit your budget. Whether it's that shiny new car or a dependable used model, we are here to support you every step of the way.

Business Banking

For our business members, we offer various services including merchant services and business loans tailored for small businesses. Let us help you streamline operations and find financial solutions that promote growth.

Credit Cards with Rewards

Our credit cards come with rewards that make everyday spending more rewarding! You can earn points for travel, cash back on purchases, and much more. Plus, managing your credit card is easy through our online banking platform.

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your existing mortgage? We offer tailored mortgage loans designed to make homeownership attainable. Our team is ready to guide you through the process, ensuring you understand all available options so you can make informed decisions.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking options that include checking and savings accounts. Imagine having a reliable place to deposit your paycheck, pay bills online, and save for future goals all with the added convenience of online and mobile banking. Our user-friendly mobile app allows you to check your balance, transfer funds, and even make payments right from your phone.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether you're looking to consolidate debt or cover an emergency expense, we offer straightforward loan solutions with clear terms. You can focus on what matters most without worrying about financial burdens.

Digital & Online Banking

Key Features

One of the highlights of our online banking experience is the ability to send money quickly with our person-to-person transfer option. Need to pay back a friend or split a bill? It's simple and fast! You can also enjoy the convenience of mobile payments, allowing you to make transactions directly from your smartphone. We prioritize your security too. Our electronic signature authorization feature ensures that your documents are signed quickly and safely, eliminating the need for paper forms. Plus, you can opt for e-statements instead of traditional paper statements, helping you keep track of your finances while being eco-friendly. For those who prefer using apps, our mobile application offers all these features right at your fingertips. With an intuitive design, managing your accounts has never been easier. In summary, whether you're looking to manage your day-to-day transactions or need a secure way to handle larger financial tasks, Ithink Financial provides robust digital banking solutions tailored for your lifestyle. Explore more about how we can support your banking needs by visiting us online today!

Financial Strength

A Growing Member Base

We proudly serve a growing community with a total of 227,222 share accounts, showcasing the trust that our members place in us. With net shares available for lending and investments at $3,867,559, our commitment to financial strength remains unwavering. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 5070 Pga Blvd Ste 100 Palm Beach Gardens Fl 33418 or call (561) 624-8560 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 385 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $201,200,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is evident with $12,293 in used auto loans and $1,789,525,687 in total loans and leases, supporting your goals across various sectors.

Secured Member Savings

Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,153,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we've got options that can fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916, make buying or refinancing simple. We provide personalized assistance to help you navigate through the mortgage process smoothly.

Other Financing Options

For those needing additional capital for business ventures or personal projects, our outstanding commercial loans totaling $144,582,100 provide the funding necessary for growth and expansion. If you're interested in refinancing options or learning more about eligibility requirements for any of our loan products, feel free to contact us at 561-624-8560. Our knowledgeable staff is ready to assist you and answer any questions you may have. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at Ithink Financial and let us help you take the next step towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,511,680 in loans helping members manage their finances effectively. This option is perfect for those who want to consolidate debt or have access to funds without collateral.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all loan offers are fair and transparent. Each lender is thoroughly vetted to ensure that users receive only legitimate offers.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ITHINK FINANCIAL CREDIT UNION