Ithink Financial Fort Pierce FL Credit Union | Affordable Auto Loans & Easy ATM Access

Introduction

Welcome to Ithink Financial, your trusted partner in financial services located at 610 Delaware Ave, Fort Pierce, FL 34950. Since our establishment in 1969, we have dedicated ourselves to serving our community with integrity and commitment. With a membership of over 111,284 individuals, we pride ourselves on being more than just a credit union; we are a family that believes in empowering every member's financial journey. At Ithink Financial, we understand that each member has unique needs and aspirations. That's why we offer a variety of services tailored just for you from checking and savings accounts to auto loans and business banking solutions. Our total assets amount to an impressive $2,269,798,563, showcasing our stability and commitment to providing reliable financial solutions. We also manage $196,464,188 in deposits while ensuring our net worth stands strong at $228,914,107. Our leadership team is here to guide you every step of the way. Led by CEO Michael Miller and Board President Michael Townsend, our experienced professionals are dedicated to enhancing your banking experience. Whether you're looking for a personal loan or need advice on managing your finances, we're here to help. While members can visit us at our Fort Pierce branch for all their banking needs, official correspondence should be directed to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555. Ready to take the next step? Give us a call at 772-293-0226 or explore our website at ithinkfi.org for more information about how we can help you achieve your financial goals. Join us today let's build a brighter future together!

Branch History & Mission

Innovative Services

To stay connected with our members, we embrace modern technology and offer digital banking solutions such as online banking and mobile payments. We also ensure accessibility by complying with ADA standards so everyone can benefit from our services without barriers.

Join Us!

As we continue to grow and evolve, we invite you to be part of the Ithink Financial family. Explore the benefits of membership today! Whether you're looking for personal banking options like checking and savings accounts or business loans tailored for your enterprise, we're here for you. Visit us during our operating hours Monday through Tuesday from 8 AM to 4 PM and Friday from 8 AM to 6 PM or give us a call at 772-293-0226. Together, let's make your financial dreams a reality!

Our Commitment to Community

Our commitment extends beyond just banking. We actively engage in community outreach programs and partnerships that uplift and support our neighbors. Our focus on personal service means that every interaction counts; we aim to build lasting relationships with each member who walks through our doors.

Branch Location & Accessibility

Contact Us

Should you have any questions or want to learn more about how we can help you achieve your financial goals, feel free to call us at 772-293-0226. While members can visit us at 610 Delaware Ave for all their banking needs, official correspondence should be sent to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555. At Ithink Financial, we're committed to making your banking experience smooth and enjoyable. We look forward to welcoming you soon!

Conveniently Located

Situated near local landmarks, such as the picturesque Fort Pierce Inlet State Park and the bustling downtown area, our branch is easy to find. With ample parking available, visiting us is hassle-free. Our facility is also designed with accessibility in mind, ensuring that all members can comfortably navigate our space.

Operating Hours and Services

We invite you to visit during our welcoming hours: Monday through Tuesday from 8:00 AM to 4:00 PM, and on Friday until 6:00 PM. On Saturdays, we're here for you from 9:00 AM to 1:00 PM. Our dedicated team is ready to assist you with a variety of services including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. If you're in need of cash, you'll be pleased to know that we offer ATM services right at our location for your convenience. While we currently do not have drive-thru banking available, our lobby is always open for friendly assistance.

Member Eligibility

At Ithink Financial, we believe that everyone deserves to be part of a supportive financial community. Joining us is simple and welcoming! To become a member, you just need to meet a few straightforward criteria. Typically, anyone who lives, works, or worships in our local area can sign up. This means that if you're part of our vibrant community here in Fort Pierce, you're likely already eligible! We also encourage family members of existing members to join, expanding our family even further. For the most accurate and detailed eligibility information, feel free to check out this resource: . Once you know you're eligible, opening an account is a breeze! Just head over to our website for quick and easy account opening details at http://www.ithinkfi.org/personal/credit-cards/apply-for-a-credit-card. If you have any questions or need assistance, don't hesitate to give us a call at (772) 293-0226. We're excited to welcome you into the Ithink Financial family at 610 Delaware Ave Fort Pierce Fl 34950!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services that make day-to-day operations easier for business owners. Imagine processing payments quickly and securely, allowing you to focus more on what matters most growing your business. From point-of-sale systems to online payment solutions, our services are tailored to help you thrive. Visit us at 610 Delaware Ave Fort Pierce Fl 34950 in Fort Pierce, FL, or give us a call at (772) 293-0226 to learn more about how we can help your business flourish.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

For those in need of a new vehicle, our auto loans and vehicle financing solutions provide competitive rates and flexible terms. We understand that purchasing a car is a significant decision. That's why we work with you to find a loan that fits your budget, allowing you to drive off in your dream car without breaking the bank.

Business Banking

For our members who run businesses, we offer comprehensive business banking services including merchant services and business loans. Whether you're looking to expand operations or manage cash flow, our solutions are tailored to help your business thrive.

Convenient Access

We know how important it is for you to access your finances when needed. That's why we offer online and mobile banking features so you can manage your accounts anytime, anywhere. Our ATM services provide easy cash withdrawal options without any hassle. In Fort Pierce and surrounding areas, Ithink Financial is committed to making banking easy and accessible for everyone. For more information about any of our services or if you're ready to take the next step in managing your finances, please call us at 772-293-0226 or visit us online at Ithink Financial. Let's start building a brighter financial future together!

Credit Cards with Rewards

Want to earn rewards while spending? Check out our credit cards with rewards! These cards not only offer great benefits but also allow you to earn points on purchases that can be redeemed for travel, merchandise, or cash back making everyday spending more rewarding.

Mortgage Loans & Refinancing

Are you considering buying a home or refinancing an existing mortgage? At Ithink Financial, we offer mortgage loans designed to help you secure the best possible deal. Our experienced team is here to guide you through the process, ensuring you understand each step along the way.

Personal Banking

We offer various personal banking services designed for everyday needs. If you're looking to open a checking or savings account, we have options that fit different lifestyles and financial goals. Our accounts come with features that help you manage your money easily, whether through online banking or mobile apps. Imagine transferring funds or checking your balance from the comfort of your home our digital banking tools make it simple.

Personal Loans & Debt Consolidation

Life can be unpredictable. Whether you need funds for unexpected expenses or want to consolidate debt, our personal loans are here to assist. We provide straightforward options that can help ease financial burdens and put you back on track.

Digital & Online Banking

Key Features

Our online banking platform offers a user-friendly interface, allowing you to manage your finances with ease. You can view your account balances, transfer funds, and pay bills without ever stepping foot in the branch. Plus, with our electronic signature authorization feature, signing important documents is quick and secure no need for paper! You can also enjoy the benefits of e-statements, which provide a fast and eco-friendly way to keep track of your transactions. No more waiting for paper statements in the mail; you'll receive them directly in your inbox whenever you need them. For those who prefer managing their finances on the go, our mobile application makes it easy to do just that. You can make person-to-person transfers, set up mobile payments, and check your account information all from the palm of your hand!

Security and Accessibility

We prioritize your security while offering these convenient services. Our online banking platform is equipped with advanced security features to keep your personal information safe. You can rest easy knowing that your data is protected as you manage your accounts. With our commitment to accessibility, you have everything you need right at your fingertips. Whether you're checking balances during a lunch break or transferring money while running errands, Ithink Financial ensures that managing your finances is as easy as possible. Explore all these features today by visiting https://www.ithinkfi.org/ and experience hassle-free banking that fits into your lifestyle!

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 227,222, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain a healthy lending capacity with available funds of $3,867,559 for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 610 Delaware Ave Fort Pierce Fl 34950 or call 772-293-0226 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $38,153,062, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our commitment to keeping costs low while continuing to deliver valuable products to our members. We are proud to employ 385 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $201,200,456 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide $1,789,525,687 in total loans and leases supports your financial goals across various sectors. We have also facilitated 12,293 used auto loans, making it easier for members to access the vehicles they need.

Solid Financial Health

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used vehicle, our team is here to guide you through every step of the process.

Business Financing

For business owners, our outstanding commercial loans totaling $144,582,100 provide the capital needed to grow and expand. We understand the challenges of running a business and are committed to supporting your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget and lifestyle.

Refinancing Options

If you're looking to lower your monthly payments or take advantage of better rates available in today's market, we have refinancing options available for many of our loan products. Don't hesitate to ask our knowledgeable staff about eligibility requirements and how we can assist you in saving money. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you need an auto loan for that new ride or want to invest in real estate, Ithink Financial is here for you. Give us a call at 772-293-0226 or visit us at 610 Delaware Ave Fort Pierce Fl 34950 to learn more about our loan offerings and how we can help you today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $85,511,680 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that suit your spending habits.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures that its loan comparisons are accurate and trustworthy. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means you can trust that the offers you see are fair and reflect current market conditions.

Benefits of Using LendMesh

When using LendMesh, you gain access to several key benefits: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.