iTHINK Financial Fort Lauderdale FL Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Ithink Financial, your trusted partner in banking located at 1500 Nw 62Nd St, Fort Lauderdale, FL 33309. Since our establishment in 1969, we have dedicated ourselves to serving our community and providing exceptional financial services to over 111,000 members. With a robust portfolio of assets totaling $2,269,798,563 and total deposits amounting to $196,464,188, we pride ourselves on being a stable and secure financial institution. At Ithink Financial, we're not just about numbers; we're about people. Our commitment extends beyond mere transactions as we strive to foster meaningful relationships with our members. Whether you're looking for auto loans or personal banking solutions, our experienced team is here to guide you every step of the way. Our leadership team is spearheaded by CEO Michael Miller and Board President Michael Townsend, who are passionate about enhancing member experiences and ensuring that our community thrives. We have a dedicated workforce of 396 employees ready to assist you during our operating hours from 8:30 AM to 4:00 PM Monday through Thursday and 8:30 AM to 5:00 PM on Friday. While members can visit us at our Fort Lauderdale branch for all their banking needs, official correspondence should be sent to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555. If you're ready to take control of your financial future or simply want more information about our services including loans, credit cards with rewards, and online banking don't hesitate to give us a call at 954-315-1044 or visit us online at ithinkfi.org. Join the Ithink Financial family today and experience the difference!

Branch History & Mission

Community Commitment

Ithink Financial is more than just a credit union; we are a community partner. Over the years, we have formed valuable partnerships and participated in numerous outreach programs aimed at enhancing the lives of those in Broward County. Our commitment extends beyond traditional banking as we work tirelessly to support local initiatives that promote education, health, and financial literacy. With convenient ATM availability for easy access to funds and no drive-thru services currently offered, we focus on ensuring that all interactions whether online or in-person are efficient and user-friendly. Digital advancements such as mobile payments and online banking allow us to serve our members better while maintaining accessibility for everyone. Join us today at Ithink Financial! Experience firsthand how our dedication to your financial wellness can help you achieve your goals. Whether you're looking for personal loans or business banking solutions, we're here for you every step of the way. Reach out to us at 954-315-1044 or visit our website at ithinkfi.org to learn more about becoming a member. Your journey towards financial empowerment starts here!

Our Mission

At the heart of Ithink Financial is our mission: to empower our members by providing accessible financial services that foster economic well-being and community support. We believe in not just offering banking products but also engaging in meaningful outreach initiatives that uplift those around us. Whether it's through personal banking services like checking and savings accounts or auto loans and mortgages, we strive to make a positive impact on every member's financial journey. While members can visit us at 1500 NW 62nd St, official correspondence should be sent to 1000 NW 17th Ave, Delray Beach, FL 33445-2555. This ensures that all communication remains seamless while we focus on delivering exceptional service during our operating hours from 8:30 AM to 4:00 PM Monday through Thursday and 8:30 AM to 5:00 PM on Fridays.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before visiting us, feel free to give us a call at 954-315-1044. We look forward to welcoming you at Ithink Financial's North Fort Lauderdale branch soon! Come see how we can help make your financial journey easier and more rewarding.

Convenient Access

Getting to our branch is straightforward. We offer ample parking to ensure you can visit without any hassle. Our location is ADA compliant, with features like ramps for easy access, so everyone can feel welcome when they come through our doors. While members can visit us at our physical address, official correspondence should be sent to our mailing address at 1000 NW 17th Ave, Delray Beach, FL 33445-2555.

Operating Hours

We know that life can get busy, which is why we keep our lobby open during convenient hours: from 8:30 AM to 4:00 PM Monday through Thursday and until 5:00 PM on Fridays. This gives you plenty of time to come in, ask questions, or take care of your banking needs.

Services Offered

At Ithink Financial, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are here for you. If you're looking for business banking solutions or need help with online and mobile banking, we've got you covered too! Additionally, we provide ATM services for quick cash withdrawals and balance checks whenever you need them. While we currently do not have drive-thru services available at this branch, our friendly staff is always ready to assist you inside.

Member Eligibility

Becoming a member of Ithink Financial is like joining a family that truly cares about your financial well-being. If you live, work, or worship in the Fort Lauderdale area, or if you have a relative who is already a member, you're likely eligible to join us! We welcome individuals who are looking for a supportive community that prioritizes your needs and helps you achieve your financial goals. At Ithink Financial, we offer a range of benefits including competitive rates on loans, personalized banking services, and access to online tools that make managing your money easy and convenient. Ready to get started? Opening an account with us is straightforward! Simply visit our website at http://www.ithinkfi.org/personal/credit-cards/apply-for-a-credit-card for all the details on how to begin your membership journey. If you have any questions or need assistance, feel free to call us at (954) 315-1044 we're here to help! For more detailed eligibility information, check out this link: . Join us today and experience the difference at Ithink Financial, located at 1500 Nw 62Nd St Fort Lauderdale Fl 33309.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $307 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $144,582,100, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify daily operations. Imagine accepting payments with ease, tracking sales in real-time, and managing your finances all from one platform. Our services empower you to focus on what truly matters growing your business. Visit us at 1500 Nw 62Nd St Fort Lauderdale Fl 33309 in Fort Lauderdale, FL, or give us a call at (954) 315-1044 to learn more about how we can support your business needs today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs, our Business Banking (Merchant Services & Business Loans) provides vital support to grow and sustain your business. From accessing loans tailored for small businesses to merchant services that simplify transactions, we're committed to helping you succeed.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime, anywhere. You can check balances, transfer funds, and even make mobile payments right from your smartphone. At Ithink Financial, we're dedicated to providing personalized service that fits your unique financial needs. If you'd like more information about any of these services or want to speak with a representative, feel free to call us at 954-315-1044 or visit us at our branch in Fort Lauderdale. We look forward to helping you achieve your financial goals!

Flexible Auto Loans and Financing

Thinking about getting a new car? Our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive away in the vehicle of your dreams. From first-time buyers to seasoned car enthusiasts, we're here to guide you through the financing process.

Homeownership Support

If owning a home is on your list, look no further than our Mortgage Loans & Refinancing services. We help you understand the mortgage process and find the best solution for your situation, whether it's buying your first home or refinancing an existing mortgage to save on monthly payments.

Personal Banking Made Easy

We know that managing your personal finances can sometimes feel overwhelming. That's why we offer Checking & Savings Accounts designed for your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking simple and accessible. You can easily access your funds through our ATM & Cash Withdrawal Services, ensuring you have cash when you need it.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses your way. Our Personal Loans & Debt Consolidation services are designed to help you manage those moments without stress. Whether you need funds for a medical bill or want to consolidate debt into one manageable payment, we've got options that fit.

Rewarding Credit Card Solutions

With our Credit Cards with Rewards, you can earn points for every purchase while enjoying benefits like cashback or travel rewards. It's a smart way to manage spending while getting something back in return.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.ithinkfi.org/ , you can check balances, pay bills, and transfer money with just a few clicks. This means no more waiting in line or rushing to the branch before closing time. You're in control of your finances at all times.

Essential Features for Modern Banking

We offer a variety of features that enhance your banking experience. Need to send money to a friend? Our person-to-person transfers make it simple and quick. Plus, with electronic signature authorization, signing documents is hassle-free no need for paper forms! You can also choose to receive e-statements, which are not only eco-friendly but also easily accessible right from your device.

Mobile Banking at Your Fingertips

For even greater convenience, our mobile application lets you manage your accounts directly from your smartphone. You can also enjoy mobile payments, so you can pay for purchases quickly without fumbling for cash or cards. With these tools, staying on top of your finances has never been easier!

Security You Can Trust

At Ithink Financial, we prioritize your security. Our online and mobile banking platforms are equipped with the latest technology to protect your personal information and transactions. You can bank with confidence knowing that we take every measure to keep your data safe. Experience the ease and security of digital banking with us today! Visit https://www.ithinkfi.org/ to learn more about how our services can help simplify your financial life.

Financial Strength

Investing Back into Our Community

Our financial strength allows us to reinvest in innovative banking tools and enhanced security measures to serve our members better. With $201,200,456 in undivided earnings, we ensure that our services evolve with your needs. We support various sectors with $12,293 in used auto loans and $1,789,525,687 in total loans and leases, helping you achieve your financial goals.

Member-Centric Savings Options

We prioritize our members' needs. Members' savings are secured through $625,741,681 in share certificates and $276,916,687 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $38,153,062 in non-member deposits, we reinforce our commitment to serving you first.

Operational Efficiency

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 385 full-time employees and 11 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Foundation

With a net worth of $228,914,107, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,019 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Community Trust

With $3,867,559 available for lending and investments, along with a growing member base of 227,222, we foster trust within our community. Our ability to provide reliable services speaks volumes about the confidence our members have placed in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ithink Financial is your trusted partner. Visit us at 1500 Nw 62Nd St Fort Lauderdale Fl 33309 or call (954) 315-1044 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $230,162,699 in used vehicle loans and $63,520,497 in new vehicle loans already helping members get on the road. We provide flexible terms to ensure you find an auto loan that fits your budget. Plus, if you're considering refinancing your current vehicle loan, we have options available to help lower your monthly payments.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $144,582,100 provide the capital needed to expand operations or invest in new projects. We work closely with local businesses to understand their unique challenges and offer tailored financing solutions. At Ithink Financial in Fort Lauderdale (1500 Nw 62Nd St Fort Lauderdale Fl 33309), we are committed to supporting our community with transparent and accessible financial services. You can reach us at 954-315-1044 during our operating hours from 8:30 AM to 4:00 PM Monday through Thursday and 8:30 AM to 5:00 PM on Fridays. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how our loan offerings can help you achieve your financial aspirations today!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $85,511,680 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with rewards and low-interest rates to make everyday purchases easier. If you're interested in applying for a credit card or need more information on eligibility requirements, feel free to reach out.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $196,915,916, we are here to support you through the entire process. Whether you're purchasing your first home or refinancing an existing mortgage, our team is dedicated to providing personalized service tailored to your needs.

Loan Aggregator

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ITHINK FINANCIAL CREDIT UNION