Issaquena County Credit Union Mayersville MS | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Issaquena County, your trusted financial partner located at Po Box 87, Mayersville, MS 39113. Established in 1969, our credit union has been dedicated to serving our community for over five decades. With a growing membership of 515 individuals, we pride ourselves on providing personalized services that cater to your unique financial needs. At Issaquena County, we understand that every member is important. That's why we manage total assets of $1,181,578 and offer a variety of services designed to help you achieve your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, our team is here to support you every step of the way. We currently hold total deposits of $184,470, reflecting the trust our members place in us. Our leadership team, led by CEO Ruth Ann Evans, Ed.S. and Board President Willie Jones, is committed to maintaining a transparent and community-focused approach. Together with our dedicated staff of 2 employees, we strive to ensure that your experience with us is both rewarding and straightforward. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 87, MAYERSVILLE, MS 39113. Join us today and discover how Issaquena County can help you secure a brighter financial future. For any questions or assistance, feel free to reach out at 662-873-4393. We look forward to serving you!

Branch History & Mission

Commitment to Service

At Issaquena County Credit Union, we believe that banking should be accessible for everyone. That's why we focus on personal banking options such as checking and savings accounts, auto loans, mortgage loans, and more. We also recognize the importance of being there when you need us most; however, please note that we currently do not have ATM availability or drive-thru banking services. Our operating hours are designed with your convenience in mind: we welcome you on Mondays, Wednesdays, and Fridays from 1 PM to 4 PM. During these hours, our dedicated staff is ready to assist you with all your banking needs.

Community Impact

We take pride in being more than just a financial institution; we are a trusted partner in our community's growth. Through various outreach efforts and partnerships with local organizations, we aim to create lasting positive impacts. Our mission extends beyond transactions; it encompasses building relationships that foster economic development within Issaquena County. As we continue this journey together, we invite you to join us at Issaquena County Credit Union. Experience firsthand the benefits of membership from personalized service and competitive rates to a deep-rooted commitment to supporting our community. Together, let's build a brighter financial future! For more information or assistance, feel free to contact us at 662-873-4393. Your path to better banking starts here!

Our Story

Founded with a vision to uplift the local community, Issaquena County Credit Union was established to offer individuals and families access to financial resources that promote stability and growth. Over the decades, we have evolved alongside our members, adapting our services while maintaining our core values of integrity and dedication. Our mission is simple yet profound: to enhance the financial well-being of our members through personalized service and innovative solutions. While we proudly serve at our branch address of Po Box 87 in Mayersville, official correspondence can also be sent to PO BOX 87, MAYERSVILLE, MS 39113 if needed. As we look around us, we are reminded of how vital community connections are whether it's helping someone purchase their first car or providing guidance on managing personal finances.

Branch Location & Accessibility

Welcome to Issaquena County! Conveniently located at Po Box 87 in the heart of Mayersville, MS, our branch is here to meet your financial needs. Whether you're a long-time member or considering joining us, we offer a friendly and accessible environment tailored just for you. While you can visit us at our branch address, please note that official correspondence should be sent to PO BOX 87, Mayersville, MS 39113. This ensures that all your important documents reach us without delay. Our location is easy to find and close to local landmarks, making it simple for you to pop in whenever needed. We prioritize accessibility, ensuring that everyone can visit us comfortably. Although we don't have drive-thru services or an ATM on-site, our welcoming lobby invites you inside where our dedicated team is ready to assist you. We're open on Mondays, Wednesdays, and Fridays from 1 PM to 4 PM, allowing you ample time during the week to come by. Have questions? Feel free to give us a call at 662-873-4393. At Issaquena County Credit Union, we pride ourselves on offering personal banking services such as checking and savings accounts, auto loans, mortgage loans, and more. Our goal is to make banking as straightforward as possible for our members. So why not stop by? We can't wait to serve you!

Member Eligibility

At Issaquena County, we believe that everyone deserves a chance to be part of our caring community. Becoming a member is simple and welcoming! If you live, work, or worship in the Issaquena County area, you're likely eligible to join us. Our members enjoy a range of benefits designed to support your financial journey from checking and savings accounts to personalized loan options. We're here to make banking easier for you. To get started, just visit us at Po Box 87 Mayersville Ms 39113 or give us a call at (662) 873-4393. If you're looking for specific eligibility details for the most up-to-date information. Joining Issaquena County means stepping into a world of opportunities where your financial well-being is our top priority!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services tailored for your everyday operations. Imagine processing payments easily, managing your cash flow effectively, and gaining insights into your sales trends all from one reliable partner. Our solutions help you focus on what matters most: growing your business. Whether you're looking for funding or streamlined payment options, Issaquena County is here to help your business thrive. Visit us at Po Box 87 Mayersville Ms 39113 in Mayersville, or give us a call at (662) 873-4393 to learn more about how we can assist you today!

Comprehensive List Of Services

Business Banking Services

For our local business owners, we provide comprehensive Business Banking solutions including Merchant Services and Business Loans. This means whether you're starting a new venture or expanding an existing one, we have financial tools that can support your growth.

Credit Cards and Rewards

To enhance your spending power, we offer Credit Cards with Rewards. Imagine earning points on every purchase that can be redeemed for travel, merchandise, or even cash back. It's a great way to make your everyday spending work harder for you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. At Issaquena County, we prioritize easy access to banking with our Online & Mobile Banking services. Even though we currently do not have ATMs or drive-thru services available, our online platform allows you to check balances, transfer funds, and manage accounts from anywhere at any time just like having a bank branch right in your pocket!

Get Started Today!

We invite you to visit us at our branch or give us a call at 662-873-4393 during our lobby hours on Monday, Wednesday, and Friday from 1 PM to 4 PM. Let us help you navigate your financial journey with the comprehensive services offered by Issaquena County. Your satisfaction is our priority!

Personal Banking Services

When it comes to personal banking, we offer Checking and Savings Accounts that cater to everyday needs. Imagine easily managing your day-to-day expenses while saving for future plans all in one place. Our accounts are designed with you in mind, helping you track your finances effortlessly. For those considering a new vehicle or wanting to refinance an existing loan, our Auto Loans and Vehicle Financing options make the process straightforward and stress-free. Picture yourself driving off in that dream car with competitive rates and terms that fit your budget. If you're looking to purchase a home or refinance an existing mortgage, our Mortgage Loans and Refinancing services provide tailored solutions to make homeownership more accessible. We're here to guide you through every step of the mortgage process. We also understand that unexpected expenses can arise at any time. That's why our Personal Loans and Debt Consolidation options are available to help you manage those costs effectively without breaking the bank.

Digital & Online Banking

Key Features

Although we don't have electronic signatures, e-statements, or mobile payment options right now, we're committed to keeping your information safe. We prioritize security in all our transactions, ensuring your financial data remains protected. For those who prefer face-to-face interactions, our branch is here for you at Po Box 87 Mayersville Ms 39113. If you're looking to transfer money or need help with personal loans or auto financing, our dedicated team is ready to assist you directly.

Real-Time Account Management

Even without online banking features like person-to-person transfers or mobile applications, staying updated on your finances is still crucial. You can always contact us for inquiries about your accounts or loans. We want to make managing your money as easy as possible. While we're continuously working on improving our services, we invite you to explore what we currently offer by visiting us or giving us a call. At Issaquena County, your convenience and security come first!

Financial Strength

At Issaquena County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust in us is built on our ability to maintain strong financial health and deliver reliable services. With a net worth of $142,043, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1202 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. We prioritize our members' savings through our commitment to sound management practices. With $66,757 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Additionally, our lending capacity is evident with $493,173 in total loans and leases, which supports our members' financial goals across various sectors. While we don't currently have share certificates or money market shares available, our focus remains on maximizing the benefits for our members. It's important to note that unlike traditional banks, we are dedicated to using our resources primarily for your advantage. Our operational efficiency is reflected in our net income of $54,783, enabling us to provide competitive loan rates and solid financial products tailored just for you. Although we have two part-time employees, they are committed to ensuring that your needs are met promptly and effectively. With a total of 504 share accounts, it's clear that a strong community trusts us with their finances. This growing membership base reinforces our dedication to providing exceptional service at Issaquena County. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Issaquena County is your trusted partner. Visit us at Po Box 87 Mayersville Ms 39113 or call 662-873-4393 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided $493,173 in used vehicle loans and $0 in new vehicle loans to help our members get on the road. If you're considering refinancing your current auto loan, we can also guide you through eligibility options that may lower your payments.

Business Financing

For business owners, our outstanding commercial loans provide essential capital to grow and expand operations. While currently there are no commercial loans issued, we're always ready to discuss potential financing solutions tailored to your business needs. At Issaquena County, located at Po Box 87 Mayersville Ms 39113, Mayersville, MS, we're committed to providing personalized service and competitive rates. If you have questions or would like more information about any of our loan offerings, feel free to give us a call at (662) 873-4393 during our lobby hours: Monday, Wednesday, and Friday from 1 PM to 4 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey today!

Credit Card Loans

Managing finances effectively is crucial, and we support our members with flexible terms on unsecured credit card loans. Currently, we have a total of $0 in these loans to help members handle unexpected expenses or consolidate debt.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This means you can secure the financing you need to invest in your future without the stress often associated with mortgages.

Loan Aggregator

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ISSAQUENA COUNTY FEDERAL CREDIT UNION - Mayersville, MS

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