Island Credit Union Stony Brook NY | Basic ATM & Shared Branch Access

Introduction

Welcome to Island Credit Union, your trusted partner in financial growth and community support. Located at Stony Brk Health Science Tower Level 2, Stony Brook, NY 11794, we have proudly served our members since 1955. With a strong commitment to enhancing the lives of over 52,000 members, we aim to provide personalized banking solutions that truly matter. At Island Credit Union, we believe in the power of community. Our total assets amount to an impressive $1,524,306,669, reflecting our dedication to maintaining a solid financial foundation for our members. We currently hold $66,751,331 in deposits and offer a variety of loan options with a total of 31,757 loans and leases issued. This demonstrates not only our robust lending capabilities but also our commitment to helping you achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to 120 Motor Parkway, Hauppauge, NY 11788. This ensures that all communications are handled efficiently while keeping you informed and connected with us. Our leadership team is here to serve you: CEO Craig Booth and Board President John Adragna are dedicated to fostering an environment where your financial needs are prioritized. With a team of 143 employees, we're prepared to assist you through every stage of your financial journey. Whether you're looking for personal loans, savings accounts, or simply need expert financial advice, Island Credit Union is here for you. Feel free to reach out at 631-851-1100 or visit our website at islandfcu.org for more information about how we can help you thrive. Join us today and experience the difference that a member-focused credit union can make in your life!

Branch History & Mission

Commitment to Innovation and Community

In today's fast-paced world, we understand the importance of staying current with technology. Our commitment includes providing advanced digital banking solutions such as online banking and mobile applications for easy access to accounts anytime and anywhere. We also ensure that our services are accessible to everyone by adhering to ADA compliance standards. As part of our dedication to the community, Island actively engages in outreach efforts and partnerships aimed at enhancing local life. From sponsoring educational programs to supporting local events, we aim to uplift those around us. With convenient ATM availability and shared service center offerings, we're here for you whether you're looking for basic transactions or seeking comprehensive financial advice. Our operating hours are designed for your convenience: Monday, Tuesday, Thursday from 8:30 AM - 4:30 PM; Wednesday until 6:00 PM; Friday until 5:00 PM; and Saturday from 8:30 AM - 3:00 PM.

Join Us Today!

We invite you to become part of the Island family. Experience firsthand how we're dedicated not only to your financial needs but also to fostering a supportive community environment. Join us today and discover how together we can make a difference! For more information on membership eligibility or to open an account, please visit our website or call us at (631) 851-1100.

Our Mission

The mission of Island is clear and impactful: we strive to improve the financial well-being of our members while actively contributing to the communities we serve. We believe that when our members succeed, we all succeed. That's why we offer not only standard banking services but also personalized guidance tailored to individual circumstances. While members can visit us at our branch address, official correspondence should be sent to 120 Motor Parkway, Hauppauge, NY 11788. This ensures that all communication is handled efficiently as we continue to expand our reach within Long Island.

Branch Location & Accessibility

Accessibility Features

At Island, we prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and designated parking to accommodate everyone. Whether you're coming in for a quick transaction or need assistance with your account, our friendly staff is here to help.

Call to Action

Ready to take the next step? Stop by Island's branch today or give us a call at (631) 851-1100 if you have any questions or need assistance. We're excited to serve you!

Operating Hours

We know your time is valuable. That's why we offer flexible operating hours tailored to meet your needs. Visit us Monday, Tuesday, and Thursday from 8:30 AM to 4:30 PM; on Wednesday until 6:00 PM; and Friday until 5:00 PM. We're also open on Saturdays from 8:30 AM to 3:00 PM for those who prefer weekend banking.

Services Offered

Our branch provides essential services like ATM access for quick withdrawals and balance checks. We also offer basic shared branch transactions such as deposits and withdrawals for partner credit union members. While we don't have drive-thru service available, our team is ready to assist you inside.

Member Eligibility

Joining the Island community is more than just opening an account; it's about becoming part of a family that supports your financial journey. To become a member at Island, you simply need to meet a few friendly eligibility requirements. If you live, work, worship, or attend school in Suffolk County, New York, you're already on the right track! It's also open to family members of current members, making it even easier for loved ones to enjoy the benefits we offer. The great news is that the membership process is straightforward and welcoming just visit our website at islandfcu.org/membership for detailed information about eligibility criteria. Once you're ready to join us at our Stony Brk Health Science Tower Level 2 location in Stony Brook, NY (11794), opening an account is a breeze! You can start the process online by visiting this link or give us a call at 631-851-1100 if you have any questions. We're here to help you every step of the way as you unlock all the advantages of being an Island member!

Business Banking & Commercial Services

Loan Options That Drive Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $174 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $20 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $200,273,868, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Operations

In addition to our loan offerings, we provide robust merchant services designed to streamline your payment processes. Imagine running your café smoothly as customers pay effortlessly with credit cards or mobile payments. Our services help you focus on what you do best growing your business while we take care of the transactions. Visit us at Stony Brk Health Science Tower Level 2 Stony Brook Ny 11794, Stony Brook, NY, or call us at (631) 851-1100 to learn how Island can be a valuable partner in your business journey!

Comprehensive List Of Services

Connect with Us

If you're ready to explore all that Island has to offer or if you have any questions about our services, don't hesitate to reach out! You can give us a call at 631-851-1100 during our operating hours: Monday, Tuesday, Thursday from 8:30 AM - 4:30 PM; Wednesday until 6:00 PM; Friday until 5:00 PM; and Saturday from 8:30 AM - 3:00 PM. We invite you to visit us at our branch or check out more information online at islandfcu.org. Your financial well-being is important to us, and we're here to help every step of the way!

Digital Banking Features

In addition to our ATM services, Island offers a suite of digital banking features that enhance your overall banking experience. With options like online banking, you can manage your account from the comfort of your home or while out and about. Plus, our mobile application allows you to perform transactions anytime, anywhere whether it's checking balances or transferring funds between accounts. For those who appreciate modern conveniences, we also provide mobile payments and the ability for person-to-person transfers. These features make it simple to send money to friends or family without the hassle of cash or checks.

Everyday Banking Needs

In today's busy world, managing your finances should be straightforward and accessible. That's why we offer ATM Services Only at our branch. This means you can easily withdraw cash and check your balance without needing to visit us during lobby hours. For those who are members of partner credit unions, we also provide Basic Shared Branch Transactions where you can make deposits and withdrawals conveniently. Imagine needing cash while on the go; simply stop by one of our ATMs, and you'll be in and out in no time! This level of accessibility is part of our commitment to making banking easy for you.

Digital & Online Banking

Accessibility & User-Friendliness

Our digital services are designed with you in mind. With user-friendly interfaces and real-time account management tools, keeping track of your finances has never been easier. Whether you're using our online banking or mobile app, you'll find navigating through your accounts straightforward and intuitive. At Island, we're committed to providing you with the tools you need for convenient and secure banking. Explore all our digital offerings today and experience the ease of managing your finances from wherever life takes you!

Key Features

We know that security is a top priority for our members. That's why we offer electronic signature authorization to ensure that your transactions are safe and secure. You can also opt for e-statements, allowing you to view your account statements digitally saving paper and keeping your information organized. Need to send money to friends or family? Our person-to-person transfer feature lets you easily send funds without needing cash or checks. And if you're out shopping, our mobile payments feature allows you to make purchases directly from your phone making life even simpler.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 108,787, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $15,483,943. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Island is your trusted partner. Visit us at Stony Brk Health Science Tower Level 2 Stony Brook Ny 11794 or call (631) 851-1100 to learn more about how we can help you achieve your financial goals.

Investing in Our Future

With $134,697,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $5,829 in used auto loans and $1,065,410,144 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $-3,059,891 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $567,144,426 in share certificates and $121,082,947 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,831,828, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $133,153,131, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,183,509 in used vehicle loans and $28,090,984 in new vehicle loans already helping members get on the road. Whether you're considering a new or used car, our financing options are tailored to fit your budget and lifestyle.

Business Loans

For business owners looking to expand or improve operations, our outstanding commercial loans totaling $200,273,868 provide the capital needed for growth. We believe in supporting local businesses and helping them thrive in today's competitive market. No matter which loan product you choose at Island, we strive to make the application process straightforward and hassle-free. Our team is here to guide you through every step and answer any questions you may have regarding eligibility options. For more information on any of our loan offerings or to get started today, feel free to reach out at 631-851-1100 or visit us at Stony Brk Health Science Tower Level 2 Stony Brook NY 11794. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $187,778,265. We make buying or refinancing simple so you can focus on what matters most making your house a home. If you're interested in refinancing your current mortgage, we have options available that could potentially lower your monthly payments or help you tap into your home's equity.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $18,318,850 in loans helping members manage their finances effectively. These credit cards provide an easy way to handle unexpected costs while offering the convenience of online management.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. The information is based on the latest results (Source: https://www.ncua.gov ), which guarantees that users receive fair and transparent offers. By focusing on verified lenders, LendMesh builds a reliable platform for users to explore their borrowing options.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information they receive. Additionally, LendMesh does not utilize sponsored listings; lenders are not prioritized based on paid promotions. This means that users see unbiased results tailored to their needs. The platform also provides real-time rate comparisons, presenting up-to-date loan rates from multiple institutions. This feature empowers users to make informed decisions quickly and confidently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a valuable tool for those seeking loans. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

ISLAND FEDERAL CREDIT UNION - Stony Brook, NY