Island Credit Union Hauppauge NY | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Island, your trusted financial partner located at 120 Motor Pkwy, Hauppauge, NY 11788. Since our establishment in 1955, we have dedicated ourselves to fostering a sense of community and providing exceptional financial services tailored to the needs of our 52,141 members. With a solid foundation backed by $1,524,306,669 in total assets and $66,751,331 in total deposits, we pride ourselves on being a stable and reliable institution. At Island, we understand that every member's financial journey is unique. That's why we offer a diverse range of services including personal banking accounts, auto loans, mortgage refinancing, and business banking solutions. Our commitment to you extends beyond just numbers; it's about building relationships that enhance your financial well-being. Under the leadership of our CEO, Craig Booth, and Board President John Adragna, our team of 143 dedicated employees is here to support you every step of the way. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address at 120 Motor Pkwy, Hauppauge, NY 11788-5107. We invite you to explore more about what we offer by visiting our website at islandfcu.org. Whether you're looking for competitive loan rates or convenient online banking options, we're here to help you achieve your financial goals. Don't hesitate to reach out by calling us at 631-851-1100 we're ready to assist you!

Branch History & Mission

A Rich Legacy

Nestled at 120 Motor Pkwy Hauppauge Ny 11788, we are proud to be part of a legacy that emphasizes community and member-centric services. Our location is easily accessible and nearby notable landmarks, making it convenient for our members to connect with us. While you can visit us at our branch for personal service, please note that official correspondence should be directed to our mailing address: 120 Motor Pkwy, Hauppauge, NY 11788-5107. Over the years, we have expanded our offerings and embraced technological advancements to enhance member experiences. We are committed to providing essential services such as personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team works tirelessly to ensure that every interaction reflects our mission of supporting both your financial well-being and the local community.

Community Focus

Our commitment extends beyond banking. We actively participate in local events and outreach programs that strengthen ties within the community. By collaborating with various organizations, we aim to contribute positively to the neighborhoods we serve. As you consider joining our family at Island, know that you will not only benefit from exceptional financial services but also become part of a larger mission dedicated to fostering growth and support within the community.

Join Us

We invite you to experience the benefits of membership with us. Whether you're looking for checking accounts, loans, or personalized advice, we're here for you. Visit us during our operating hours Monday through Wednesday from 8:30 AM to 5:00 PM, Thursdays and Fridays until 6:00 PM, or Saturdays until 3:00 PM or give us a call at (631) 851-1100. Join us today at https://islandfcu.org/ and discover how Island can help you thrive financially while being part of something bigger!

Our Mission

At Island, our mission goes beyond just offering financial products; we strive to make a meaningful impact in the lives of our members. We believe in empowering individuals by helping them achieve their financial goals while also fostering a spirit of community engagement. Whether it's through educational workshops or partnerships with local organizations, we aim to create opportunities that uplift everyone around us. We also prioritize inclusivity by ensuring our services are accessible to all. With features like ADA compliance and various digital tools such as online banking and mobile payments we ensure that every member feels valued and supported.

Branch Location & Accessibility

Call to Action

Ready to experience friendly service and personalized financial solutions? We invite you to visit us at Island Credit Union or give us a call at (631) 851-1100. Our team looks forward to welcoming you!

Local Landmarks and Accessibility

Our branch is just a stone's throw away from popular local spots like the Hauppauge Industrial Park, making it easy for you to pop in during your day. We offer ample parking right outside our building and ensure that accessibility features are in place for everyone, including ADA-compliant ramps and pathways.

Operating Hours

At Island Credit Union, we know your time is valuable. That's why we offer flexible operating hours to fit your busy schedule. Visit us Monday through Wednesday from 8:30 AM to 5:00 PM, Thursday and Friday until 6:00 PM, and Saturday from 8:30 AM to 3:00 PM. Our staff is ready to assist you with everything from personal banking to loan inquiries during these hours.

Services Offered

We take pride in offering a wide range of services tailored to meet the needs of our community. Enjoy personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our drive-thru service allows for quick deposits and withdrawals without leaving your car. Plus, as part of our commitment to convenience, we also provide ATM access so you can manage your cash on the go.

Member Eligibility

Welcome to the Island family! At Island, we believe in creating a supportive community where everyone can thrive. Becoming a member is simple and welcoming, especially if you live, work, worship, or attend school in our service area. If you're related to someone who is already a member or share membership through an eligible organization, you're also invited to join us. To learn more about these criteria, feel free to check out our detailed eligibility information at https://islandfcu.org/membership/ . Once you're ready to take the next step toward membership, opening an account at Island is a breeze! You can start the process online by visiting https://app.loanspq.com/apply.aspx?enc=kw21wblm1yxpjjabdozad1uagigjodcurb79ukoxyxnttuxdo981uzfs226fvh-vk3srosrwlvguh2vvaob0urrvelursm9zypaiatdtr4mvgdsfrf8h-oql05tqaewg , or if you prefer a personal touch, give us a call at (631) 851-1100. We're excited to have you with us and look forward to supporting your financial journey! Remember, our branch is located at 120 Motor Pkwy Hauppauge Ny 11788, so stop by anytime if you have questions or need assistance.

Business Banking & Commercial Services

Comprehensive Merchant Services

In today's fast-paced world, seamless payment processing is vital for any business. Our merchant services allow you to accept various payment methods easily, ensuring you never miss a sale. For example, a retail shop using our services can quickly process credit card transactions, making checkout smooth and efficient for customers. Visit us at 120 Motor Pkwy Hauppauge Ny 11788 in Hauppauge, NY to explore how we can help your business thrive! For inquiries, call us at (631) 851-1100.

Tailored Business Loan Options

Imagine a local bakery that dreams of expanding its menu and seating capacity. With our member commercial loans, they found the funds they needed to purchase new equipment and renovate their space. This not only increased foot traffic but also boosted sales significantly. Stories like this highlight how our commercial loans empower entrepreneurs to achieve their dreams.

Comprehensive List Of Services

ATM Services and Drive-Thru Convenience

Need cash? Our ATM & Cash Withdrawal Services allow you easy access to your funds anytime you need them. Additionally, our basic drive-thru banking offers quick solutions for deposits, withdrawals, and simple transactions without leaving your car.

Business Banking

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business goals.

Convenient Digital Banking

In addition to traditional banking services, we pride ourselves on offering robust online and mobile banking features. With Online & Mobile Banking, accessing your accounts has never been easier. You can manage your finances on-the-go, pay bills, transfer funds, and even make person-to-person payments all from the convenience of your smartphone or computer.

Credit Cards and Rewards

In today's fast-paced world, having access to credit when you need it is essential. Our Credit Cards with Rewards program allows you to earn points on your everyday purchases, giving you more value back in return. Whether you're planning a vacation or just looking for ways to maximize your spending power, our credit card options are designed with your needs in mind.

Personal Banking Solutions

We understand that managing personal finances can be challenging. That's why we offer a variety of Personal Banking options, including checking and savings accounts designed to help you save money and earn interest. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing services provide competitive rates and flexible terms. We also offer Mortgage Loans & Refinancing to make your dream home a reality, alongside personal loans that can assist with debt consolidation or unexpected expenses.

Shared Branch Transactions

If you're a member of another partnering credit union, our branch supports Basic Shared Branch Transactions too! This means you can perform deposits and withdrawals as needed at our location. At Island, we believe that banking should be straightforward and accessible for everyone. Our dedicated team is available at (631) 851-1100 during our operating hours: Monday through Wednesday from 8:30 AM - 5:00 PM; Thursday and Friday from 8:30 AM - 6:00 PM; and Saturday from 8:30 AM - 3:00 PM. Whether you're looking to open an account or explore loan options, we invite you to visit us at 120 Motor Pkwy Hauppauge Ny 11788 or check out our website at Headquarters for more information. Let us be part of your financial journey today!

Digital & Online Banking

Key Features

Our online banking includes user-friendly features such as electronic signature authorization, allowing you to sign documents securely from anywhere. You no longer need to worry about printing or mailing paperwork everything can be done with just a few clicks. We also offer e-statements, so you can view and manage your account statements digitally. This not only helps the environment but also gives you quick access to your financial information whenever you need it. If you're always on the go, take advantage of our mobile application. It's packed with features like mobile payments for easy transactions and person-to-person transfers, letting you send money to friends or family instantly no cash required!

Security & Accessibility

Your security is our top priority. Our digital banking services use advanced encryption technology to protect your personal information. You can rest easy knowing that your data is safe while you enjoy the ease of online banking. With all these features, managing your finances has never been more accessible. Whether you're at home or out and about, you have real-time control over your accounts right at your fingertips. Join us at Island and experience the freedom of digital banking today!

Financial Strength

Growing Together

Total Share Accounts stand at 108,787, showing a strong and growing member base that trusts us with their finances. The funds available for lending and investments (Net Shares) amount to $15,483,943, further reinforcing our commitment to helping you achieve your financial dreams. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Island is your trusted partner. Visit us at 120 Motor Pkwy Hauppauge Ny 11788 or call (631) 851-1100 to learn more about how we can help you achieve your financial goals.

Investing Back into You

With $134,697,960 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $5,829 in used auto loans and $1,065,410,144 in total loans and leases.

Member Savings Secured

Members' savings are secured through $567,144,426 in share certificates and $121,082,947 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $2,831,828, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-3,059,891 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 128 full-time employees and 15 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $133,153,131, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $873 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $106,183,509 in used vehicle loans and $28,090,984 in new vehicle loans already helping members get on the road. We provide flexible terms to make financing as easy as possible for you. If you're considering refinancing your current auto loan, we can help with that too!

Business Loans

For business owners, our outstanding commercial loans totaling $200,273,868 provide the capital needed to grow and expand. We understand that each business is different, which is why we work closely with you to tailor a solution that fits your operational needs. Our friendly team at Island is ready to assist you in exploring these options further. Feel free to reach out via phone at (631) 851-1100, or visit us at our branch located at 120 Motor Pkwy Hauppauge Ny 11788 in Hauppauge, NY. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $187,778,265, make buying or refinancing simple. We offer competitive rates and personalized guidance throughout the process to ensure you find the right mortgage solution for your needs.

Personal Loans and Credit Lines

For those unexpected expenses or planned purchases, our personal loans can be a great option. Additionally, we have credit lines available with a total of $374,910,337 to help manage your finances effectively. This flexibility allows you to access funds when you need them most.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $18,318,850 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits designed to enhance your spending experience while keeping costs manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of using a reliable comparison tool. Ready to start your search for the best loan rates? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer you see is fair and transparent, allowing you to make informed choices.

ISLAND FEDERAL CREDIT UNION - Hauppauge, NY