Isabella Community Credit Union Mt Pleasant MI | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Isabella Community Credit Union, where we believe in building strong financial futures together. Nestled in the heart of Mt Pleasant, Michigan at 410 W Broadway St Ste B, our credit union has proudly served our community since 1958. With a commitment to providing personalized service and fostering financial well-being, we currently support over 13,581 members who rely on us for their banking needs. At Isabella Community Credit Union, our total assets amount to an impressive $204,081,452, reflecting our dedication to responsible growth and stability. We manage a robust portfolio of loans and leases totaling 8,593, ensuring that our members have access to the funds they need for personal projects or business ventures. Our total deposits stand at $12,769,109, which showcases the trust our members place in us. Our leadership team is here to guide you through your financial journey. Under the stewardship of CEO Jenny Hoyle and Board President Tina Powell, we prioritize transparency and community engagement. Our dedicated staff of 47 employees works tirelessly to provide excellent service and support. While members can visit us at our physical location in Mt Pleasant, official correspondence should be directed to our mailing address: PO Box 427, Mt Pleasant, MI 48804-0427. Whether you're looking for checking accounts, auto loans, mortgage refinancing, or online banking services, we have tailored solutions designed just for you. Discover how Isabella Community Credit Union can make a positive impact on your life today! Feel free to give us a call at 989-773-5927 or visit our website at iccuonline.com for more information. We look forward to welcoming you into our community!

Branch History & Mission

Join Us!

As we continue this journey together, we invite you to become part of the Isabella Community family. Experience firsthand the benefits of membership that comes not only with great financial products but also with a supportive community behind you. Visit us during our operating hours from Monday to Friday from 9:00 AM to 5:00 PM or call us at 989-773-5927 for more information. Let's build a brighter future together!

Our Journey

Over the years, Isabella Community has evolved significantly. We started with a simple mission: to provide reliable financial services tailored to the needs of our community. As we have expanded, we have embraced new technologies and methods to enhance member experiences. Today, we offer a wide range of services, including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We have always prioritized our members' needs. This commitment is reflected in our customer-centric initiatives and the introduction of online and mobile banking platforms that allow for greater flexibility and ease in managing finances. Additionally, our branch is fully ADA compliant to ensure everyone in the community can access our services comfortably.

Our Mission

At Isabella Community Credit Union, our mission goes beyond just providing financial products; we are dedicated to supporting the local community. We believe in fostering relationships built on trust and transparency. Our goal is to empower every member with the tools they need to achieve their financial goals while also contributing positively to the area we serve. Our outreach efforts include partnerships with local organizations and participation in community events aimed at improving the quality of life for residents of Mt Pleasant and beyond. Whether through financial education workshops or sponsorships of local events, we strive to make a lasting impact. While members can visit us at 410 W Broadway St Ste B, official correspondence should be sent to PO Box 427, Mt Pleasant, MI 48804-0427.

Branch Location & Accessibility

Call to Action

Ready to experience personalized service? We invite you to visit us at our Mt Pleasant branch or give us a call at 989-773-5927 for more information about how we can assist you. Let's work together towards achieving your financial goals!

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is easy to find. You can spot us just a stone's throw away from popular spots in town. Plus, we prioritize accessibility for all our members. Our facility features ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably.

Parking and Drive-Thru Services

We understand that convenience matters. That's why we offer ample parking right outside the branch. While we currently do not have drive-thru banking available, our friendly staff is ready to assist you inside during our operating hours from Monday through Friday, 9:00 AM to 5:00 PM.

Services Offered

At Isabella Community Credit Union, we provide a variety of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing options, we've got you covered! We also offer ATM access for quick cash withdrawals and balance checks.

Member Eligibility

At Isabella Community, we believe that everyone deserves a supportive financial home, and becoming a member is a warm and inviting experience. If you're looking to join our community, you'll find that eligibility is simple and welcoming. Generally, anyone who lives, works, worships, or attends school in the beautiful Isabella County can become a member. This means you can enjoy the many benefits we offer, from personalized banking services to competitive loan rates tailored for you. For a detailed look at the eligibility criteria, feel free to visit our website at . Getting started is just as easy! You can open your account online by visiting https://forms.joinmycu.com/mop/126/apply , or if you prefer to chat with someone directly, don't hesitate to give us a call at (989) 773-5927. We're here to help guide you every step of the way as you become part of the Isabella Community family. Join us today at our branch located at 410 W Broadway St Ste B Mt Pleasant Mi 48858, and let's build your financial future together!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine being able to accept payments from customers anywhere, anytime. Our merchant services help you do just that. With easy payment processing solutions, your business can thrive in today's fast-paced market. You'll find that managing transactions is simple and efficient, allowing you to focus on what matters most growing your business. Visit us at 410 W Broadway St Ste B Mt Pleasant Mi 48858 in Mt Pleasant, MI or contact us at (989) 773-5927 to learn more about how our business banking services can help you achieve your goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,927,569, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, our Business Banking services include essential tools like Merchant Services & Business Loans. These offerings are designed to support local businesses in thriving and growing within our community.

Convenient Access Anytime

We understand that convenience is key in today's busy world. That's why we provide Online & Mobile Banking, giving you access to your accounts right from your smartphone or computer. Additionally, our ATM services ensure that cash withdrawals and balance checks are just a tap away. If you're a member of another credit union, our basic shared branch transactions allow for deposits and withdrawals at our location, making it easier than ever to manage your finances across institutions.

Personal Banking Solutions

Starting with Personal Banking, we offer various Checking & Savings Accounts designed to fit different lifestyles. Imagine effortlessly managing your day-to-day finances or saving for that special goal. With our user-friendly online and mobile banking features, you can check balances, transfer funds, and pay bills anytime perfect for those on-the-go moments. For those considering a new vehicle, our Auto Loans & Vehicle Financing are here to help make your dream ride a reality. Picture yourself cruising in that new car without the stress of complicated financing options. We also provide Mortgage Loans & Refinancing to assist you in purchasing your first home or improving your current mortgage terms.

Support for Your Financial Goals

If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation options can simplify your life. You can focus on what truly matters while we take care of the financial heavy lifting. And don't forget about rewarding yourself! Our Credit Cards with Rewards allow you to earn points on everyday purchases. It's an easy way to get something back every time you swipe.

We're Here for You

At Isabella Community Credit Union, we pride ourselves on being more than just a financial institution; we're your partners in achieving financial stability and growth. If you have any questions about our services or how they can benefit you, feel free to reach out at 989-773-5927 or visit us during lobby hours from Monday through Friday between 9:00 AM and 5:00 PM. Ready to take control of your financial future? Visit us today at Isabella Community Credit Union or start by opening an account here. We look forward to serving you!

Digital & Online Banking

Key Features

We also offer e-statements, so you can say goodbye to cluttered mailboxes and keep all your important documents organized in one secure place. Plus, with electronic signature authorization, signing documents has never been easier or more convenient. You can complete transactions securely without needing to visit the branch. For those who love mobile convenience, our mobile application puts everything right at your fingertips. Make quick person-to-person transfers effortlessly just send money to friends or family instantly! And if you're into making payments on-the-go, our mobile payments feature allows you to make purchases directly from your phone. At Isabella Community, we prioritize your security while providing accessible banking solutions. Our systems are designed to protect your information while ensuring ease of use. So whether you're checking your account balance during lunch or paying bills from the comfort of your couch, we've got you covered. Explore our digital banking services today and see how they can enhance your financial management experience! Visit us at https://www.iccuonline.com/ for more details.

Financial Strength

A Solid Foundation

With a net worth of $18,007,379, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $882 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts stand at 33,632, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $307,272, reinforcing our ability to support both personal and community growth. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Isabella Community is your trusted partner. Visit us at 410 W Broadway St Ste B Mt Pleasant Mi 48858 or call (989) 773-5927 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $652,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 10 part-time employees dedicated to serving you with knowledge and care.

Reinvesting for Your Benefit

With $17,207,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals extends into our lending capacity; we have $1,729 in used auto loans and $117,764,020 in total loans and leases available to help you achieve your dreams.

Secure Savings Opportunities

Members' savings are secured through $39,785,639 in share certificates and $52,761,198 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,107,328 in used vehicle loans and $4,982,632 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our team is here to guide you through every step of the process.

Business Loans

For business owners, our outstanding commercial loans totaling $1,927,569 provide the capital needed to grow and expand. We recognize the importance of supporting local businesses and are committed to offering tailored solutions that drive success. If you're interested in exploring our loan products or have questions about refinancing options and eligibility requirements, don't hesitate to reach out! You can contact us at 989-773-5927 or visit us at our branch located at 410 W Broadway St Ste B Mt Pleasant MI 48858. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Your financial journey is important to us let's take it together!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,515,114, make buying or refinancing simple. We provide personalized service and support to ensure you find the best mortgage solution that fits your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,393,026 in loans helping members manage their finances effectively. This option provides you with the freedom to make purchases while enjoying competitive interest rates.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

LendMesh sources its loan data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

ISABELLA COMMUNITY CREDIT UNION