Isabella Community Credit Union Mt Pleasant MI | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Isabella Community, your trusted financial partner located at 1155 S Elizabeth St, Mt Pleasant, MI 48858. Since our establishment in 1958, we've been dedicated to serving the community with personalized banking solutions that cater to your unique needs. With a robust membership of 13,581 and total assets exceeding $204 million, we pride ourselves on being a strong pillar in the Mt Pleasant area. At Isabella Community, we understand that every member's financial journey is different. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our commitment to excellence is reflected in our impressive total deposits of $12,769,109 and a net worth of $18,007,379, ensuring that your money is safe and growing with us. Led by CEO Jenny Hoyle and Board President Tina Powell, our team of 47 dedicated employees is here to assist you every step of the way. We prioritize transparency and community engagement, which is why we encourage open communication; feel free to reach us at (989) 775-2210. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 1155 S Elizabeth St, Mt Pleasant, MI 48858. We invite you to explore our website at iccuonline.com for more information about our services or to start an application online. Join us today and experience firsthand how Isabella Community is not just another credit union; we're a part of your community's fabric!

Branch History & Mission

Isabella Community has a rich legacy that dates back to 1958, when it first opened its doors in the heart of Mt Pleasant, Michigan. Located at 1155 S Elizabeth St, our branch has become a pillar of support for the local community, providing essential financial services and fostering relationships that go beyond banking. Over the years, we have grown significantly, currently serving over 13,581 members with total assets amounting to an impressive $204,081,452. Our mission is simple yet impactful: to empower our members through personalized financial solutions while actively contributing to the well-being of our community. We believe in making banking accessible and beneficial for everyone. This commitment drives us to offer a range of services including personal banking accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. We strive to ensure that each member feels valued and understood. As we continue to evolve in this fast-changing world, we've embraced digital advancements. Members can easily access their accounts through online and mobile banking platforms. While we do not currently offer ATM or drive-thru services at this location, our lobby hours on Wednesdays and Fridays from 10:15 AM to 12:15 PM are designed to accommodate our members' needs effectively. While you can visit us at our main address for all your banking needs, official correspondence should be sent to the same location at 1155 S Elizabeth St, Mt Pleasant, MI 48858. Isabella Community is proud of its strong ties with local organizations and initiatives aimed at improving life in Mt Pleasant and surrounding areas. Our partnerships enhance our outreach efforts and allow us to make a positive impact in various ways. We invite you to join Isabella Community today! Experience firsthand how we prioritize your financial journey while being an integral part of our vibrant community. For more information or to become a member, please call us at 989-775-2210 or visit our website at iccuonline.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Isabella Community branch located at 1155 S Elizabeth St in the heart of Mt Pleasant, MI! We're proud to be part of this vibrant community, making banking simple and accessible for everyone. Whether you're coming from downtown or just passing by, our location is easy to find and conveniently situated near local landmarks, ensuring you can stop in with ease. Our branch operates on Wednesdays and Fridays from 10:15 AM to 12:15 PM, so you can plan your visit during these hours when we're ready to assist you. If you need assistance outside these times, feel free to give us a call at 989-775-2210. We're here to help! For those driving, we offer ample parking right by our entrance, making it hassle-free for you to pop in. Our facility is designed with accessibility in mind, featuring ramps and other ADA-compliant features to ensure everyone can bank comfortably. While members can visit us at 1155 S Elizabeth St, official correspondence should be sent to the same address. Please note that we currently do not have ATM services or drive-thru banking available; however, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. We look forward to welcoming you into the Isabella Community family! Stop by or reach out anytime we're excited to assist you with all your banking needs!

Member Eligibility

Joining the Isabella Community feels like stepping into a warm, welcoming family where your financial needs are truly understood. To become a member of our community, you simply need to meet a few friendly criteria. If you live, work, or go to school in Isabella County or have family members who do, you're already on the right path! We believe in making banking accessible for everyone, so if you think you might qualify, don't hesitate to check out the details at this link for more information. Once you're ready to join us, opening an account is a breeze. You can start your journey toward membership by filling out an application online at this site. If you have any questions or want to chat about becoming a member, feel free to give us a call at (989) 775-2210. We're excited to welcome you to the Isabella Community and support you every step of the way!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,927,569, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

We know that effective payment processing can make all the difference for your business. Our merchant services allow you to accept payments seamlessly, giving your customers more options while improving your cash flow. Imagine the ease of serving customers without worrying about payment methods our services are designed with your success in mind. Reach out today at (989) 775-2210 or visit us at 1155 S Elizabeth St Mt Pleasant Mi 48858 to discover how we can partner with you in achieving your business dreams!

Comprehensive List Of Services

Business Solutions That Support Growth

For entrepreneurs and business owners in our community, we offer comprehensive Business Banking services. From Merchant Services that simplify payment processing to Business Loans designed to fuel growth and innovation, we're dedicated to helping local businesses thrive.

Convenience at Your Fingertips

You'll love how easy it is to access all these services. Our branch hours are convenient for busy schedules open Wednesdays and Fridays from 10:15 AM to 12:15 PM. While we currently do not have ATM services available at this location, our digital banking tools ensure that cash withdrawal needs are easily met elsewhere. With a dedicated team ready to assist you at every turn, it's clear why so many choose Isabella Community as their trusted financial partner. If you have questions or want to learn more about any of our services like setting up an account or applying for a loan please don't hesitate to call us at 989-775-2210. Ready to take the next step? Visit us online at Isabella Community or apply today through this link. Join us and experience how we make banking personal!

Financing Your Dreams

If you're dreaming of a new car or need a reliable vehicle, our Auto Loans & Vehicle Financing options are here for you. We provide competitive rates and flexible terms to make your purchase easier. For those considering homeownership or refinancing their current mortgage, our Mortgage Loans & Refinancing solutions will guide you through the process, ensuring you get the best deal possible.

Personal Banking Made Easy

Whether you're starting your first checking account or looking to save for a big purchase, our Personal Banking options are designed with you in mind. You can choose from various Checking & Savings Accounts that fit your lifestyle. Imagine having the flexibility to manage your money anytime with our Online & Mobile Banking features. You can check balances, transfer funds, and even pay bills all from the comfort of your home or on the go.

Rewards That Matter

Don't forget about our Credit Cards with Rewards! With each purchase you make, you can earn rewards that bring extra value to your everyday spending. It's an easy way to get more out of what you buy.

Simplifying Borrowing

Life can throw unexpected expenses your way, but with our Personal Loans & Debt Consolidation, you can tackle those challenges head-on. Whether it's for home repairs, medical bills, or consolidating debt into one manageable payment, we've got your back.

Digital & Online Banking

Always Accessible

With 24/7 online banking services available at Yes, you can manage your finances whenever it suits you best. The ease of use combined with robust security measures ensures that your personal information remains safe while providing real-time access to your accounts. At Isabella Community, we prioritize accessibility and strive to provide tools that fit seamlessly into your lifestyle. Take advantage of our digital banking features today and experience the convenience that comes with modern banking!

Key Features

Explore our user-friendly online banking platform at https://www.iccuonline.com/ . Here, you can view your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our services include electronic signature authorization, allowing you to sign documents safely and quickly without the hassle of printing or mailing them. Need to keep track of your transactions? Sign up for e-statements with Yes availability and receive your account statements digitally. This not only helps you stay organized but also supports our commitment to going green! If you're always on the move, our mobile application is perfect for you! Available through Yes, it offers features like mobile payments and person-to-person transfers. Whether you're splitting a dinner bill or making a quick purchase, everything is just a tap away.

Financial Strength

Committed Team

We also take pride in having 37 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our growing member base is reflected in our total share accounts of 33,632, showcasing the trust that members place in us. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Isabella Community is your trusted partner. Visit us at 1155 S Elizabeth St Mt Pleasant Mi 48858 or call (989) 775-2210 to learn more about how we can help you achieve your financial goals.

Diverse Lending Options

Our lending capacity supports members' financial goals across various sectors with $1,729 in used auto loans and $117,764,020 in total loans and leases. Our $652,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also proudly manage $17,207,747 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Secure Savings Options

Members' savings are secured through $39,785,639 in share certificates and $52,761,198 in money market shares, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your deposits means you can rest easy knowing your hard-earned money is in good hands.

Strong Net Worth

With a net worth of $18,007,379, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $882 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financing Options

For those who need extra funds for business ventures or personal projects, we also provide credit lines totaling $25,000,000. This option gives you access to cash when you need it most without the hassle of traditional loan processes. If you're interested in refinancing or checking eligibility options for any of our loan products, don't hesitate to reach out. Our friendly staff at 1155 S Elizabeth St Mt Pleasant MI 48858 is ready to assist you at 989-775-2210 during lobby hours on Wednesday and Friday from 10:15 AM to 12:15 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our services further by visiting our website. Let Isabella Community help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $28,107,328 in used vehicle loans and $4,982,632 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you can drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,515,114, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our expert staff will help you navigate through the choices available.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,393,026 in loans helping members manage their finances effectively. Our credit cards come with rewards and no hidden fees, making it easier for you to stay on top of your expenses while enjoying great benefits.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This guarantees that the offers you see are fair and transparent. The platform prioritizes accuracy by regularly updating its database to reflect current loan rates and terms.

ISABELLA COMMUNITY CREDIT UNION