Isabella Community Credit Union Mt Pleasant MI | Best Auto Loans & Business Banking

Introduction

Welcome to Isabella Community Credit Union, where your financial well-being is our top priority. Located at 2400 S Isabella Rd, Mt Pleasant, MI 48858, we have been serving our community since 1958. With a strong commitment to enhancing the lives of our 13,581 members, we are proud to offer a wide range of financial services designed with you in mind. As a member-focused institution, we understand that trust is earned through transparency and reliability. That's why we maintain an impressive total of $204,081,452 in assets and have facilitated over 8,593 loans and leases. Your deposits are safe with us currently totaling $12,769,109 and our net worth stands at a robust $18,007,379. We also hold $2,085,349 in cash to ensure that we can meet your needs promptly. Led by our dedicated CEO Jenny Hoyle and Board President Tina Powell, our team of 47 employees is committed to providing personalized service every day. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, we are here to help you achieve your financial goals. While members can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 427, MT Pleasant, MI 48804. At Isabella Community Credit Union, we believe in giving back to the community that supports us. Our focus on local engagement means that when you choose us as your financial partner, you're also investing in the future of Mt Pleasant and surrounding areas. Ready to take the next step? Call us today at (989) 773-5927, or explore our services online at iccuonline.com. Join us as we continue to build a brighter financial future together!

Branch History & Mission

Isabella Community Credit Union has a rich legacy that dates back to 1958, when it first opened its doors in the heart of Mt Pleasant, MI. Since then, we have grown significantly, now serving over 13,500 members and managing total assets of more than $204 million. Our branch is located at 2400 S Isabella Rd, a convenient spot for our community and easily accessible for all. Throughout the years, Isabella Community has evolved to meet the changing needs of our members while remaining steadfast in our commitment to provide exceptional financial services and support to the local community. Our mission is simple yet powerful: to enhance the financial well-being of our members by offering affordable products and services tailored to their needs. We believe in not only serving our members but also uplifting our community through outreach programs and partnerships that foster growth and unity. In addition to our strong focus on personal banking including checking and savings accounts, auto loans, and credit cards we pride ourselves on being a community-oriented organization. We offer drive-thru banking for added convenience and ensure that our facilities are ADA compliant so everyone can access our services without barriers. Our shared service center allows us to extend our reach further into the community, making it easier for members from partner credit unions to utilize our resources. While members can visit us at 2400 S Isabella Rd Mt Pleasant Mi 48858, official correspondence should be sent to PO Box 427, MT Pleasant, MI 48804 if needed. We welcome you during our operating hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 PM to explore how we can support your financial journey. As we look ahead, Isabella Community remains committed to embracing technology with online banking options and mobile payments while keeping the personal touch alive. Join us today and experience the benefits of being part of a credit union that truly cares about you and your community! If you're ready to take the next step towards better financial health, visit us or apply online here.

Branch Location & Accessibility

Additional Features

At Isabella Community Credit Union, we strive to make banking as convenient as possible. We provide ATM services for quick cash withdrawals and balance checks, along with a drive-thru facility for simple transactions without leaving your car. For those who prefer shared services, we're proud to offer transactions for partner credit union members as well. While members can visit us at our branch address, official correspondence should be sent to PO Box 427 in MT Pleasant, MI 48804. If you have any questions or need assistance, don't hesitate to call us at 989-773-5927. We look forward to welcoming you into the Isabella Community Credit Union family!

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM, or stop by on Saturday when our drive-thru is open from 9:00 AM to 12:00 PM. Our friendly staff is here to help you with a wide range of services including personal banking options such as checking and savings accounts, auto loans, mortgage services, and even business banking solutions.

Parking and Accessibility

Our branch offers ample parking for your convenience, making it easy to stop by anytime. We take pride in our commitment to accessibility, featuring ADA-compliant entrances and ramps that ensure everyone can visit us comfortably.

Member Eligibility

At Isabella Community, we believe that joining our credit union is like becoming part of a caring family dedicated to your financial well-being. Membership is open to anyone who lives, works, worships, or attends school in Isabella County, Michigan. This inclusive approach means that if you are connected to our community, you're likely eligible to enjoy the benefits we offer. As a member, you'll gain access to personalized banking services, competitive loan rates, and the peace of mind that comes from knowing your finances are in good hands. Getting started is simple! You can learn more about the specific eligibility requirements by visiting our website at . When you're ready to join us, opening an account is just a click away through this link: https://forms.joinmycu.com/mop/126/apply. If you have any questions or need assistance, don't hesitate to give us a call at (989) 773-5927. We look forward to welcoming you into our community at 2400 S Isabella Rd, Mt Pleasant, MI 48858!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $7 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $45 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,927,569, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business smoothly with tools that help you manage transactions effortlessly. Our merchant services make it easy for you to accept payments, track sales, and streamline operations. Whether you're at a local market or a brick-and-mortar store in Mt Pleasant, MI, our solutions adapt to your needs so you can focus on what matters most growing your business. Explore how Isabella Community can be your partner in success. Contact us today at (989) 773-5927 or visit us at 2400 S Isabella Rd Mt Pleasant Mi 48858 to learn more about our offerings!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash on the go? Our ATM services make it easy to withdraw cash or check your balance without stepping inside the branch. Additionally, we provide basic drive-thru banking for quick deposits, withdrawals, and other simple transactions all designed to save you time during busy days.

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include essential tools like merchant services and business loans designed to help your business thrive. We are committed to supporting local businesses in our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. You can easily pay bills, transfer money, and check balances all from the palm of your hand.

Credit Cards and Rewards

For those who enjoy making purchases with added benefits, our credit cards with rewards allow you to earn points on every dollar spent. Imagine using those points for travel, merchandise, or cash back it's all about making your spending work for you!

Personal Banking Solutions

We understand that managing your personal finances can sometimes feel overwhelming. That's why we offer a variety of personal banking services that make it easier for you. Open a checking or savings account with us to keep your money secure while also earning interest. If you're in need of funds for a new car, consider our auto loans and vehicle financing options that come with competitive rates and flexible terms. Are you thinking about buying a home? Our mortgage loans and refinancing programs can help turn your dream into reality. Plus, if you're juggling expenses or looking to consolidate debt, our personal loans and debt consolidation services provide a straightforward way to regain control over your finances.

Shared Branching Options

As part of our commitment to service, we participate in shared branching transactions. This means that if you're a member of a partner credit union, you can perform basic deposits and withdrawals at our location too. At Isabella Community, we're here to support all aspects of your financial life. With our comprehensive list of services from personal banking solutions to business support we're ready to assist you in achieving your financial goals. Feel free to reach out at (989) 773-5927 or visit us during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:00 PM. We look forward to serving you!

Digital & Online Banking

Key Services Offered

Our online banking platform at https://www.iccuonline.com/ lets you access your accounts 24/7. Whether you need to check balances, transfer funds, or pay bills, everything is just a click away. Plus, with the option for electronic signature authorization, signing documents online has never been simpler or more secure. We also offer e-statements to keep your financial information organized and easily accessible. No more paper clutter just clear and concise statements delivered directly to your inbox.

Mobile Banking Made Easy

For those who prefer managing their finances on the go, our mobile application is available for download. This user-friendly app allows you to make mobile payments effortlessly and even send money through person-to-person transfers. Want to split that dinner bill? It's easy with our app!

Security You Can Trust

We prioritize your security with robust measures in place to protect your information while you bank online. Our services are designed with user-friendliness in mind, so you can navigate with confidence knowing that your data is safe. In summary, at Isabella Community, we strive to provide a comprehensive digital banking experience that meets your needs anytime, anywhere. Explore all these features today at https://www.iccuonline.com/ and take control of your financial future!

Financial Strength

Commitment to Growth

With $17,207,747 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,729 in used auto loans and $117,764,020 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 33,632, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $307,272 ensures we can meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Isabella Community is your trusted partner. Visit us at 2400 S Isabella Rd Mt Pleasant Mi 48858 or call (989) 773-5927 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $652,322 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 37 full-time employees and 10 part-time employees who are always ready to assist you with knowledgeable service.

Robust Financial Health

With a net worth of $18,007,379, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $882 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Members' savings are secured through $39,785,639 in share certificates and $52,761,198 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $28,107,328 in used vehicle loans and $4,982,632 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used car, our team is here to assist you every step of the way.

Credit Lines

If you need additional funds for unexpected expenses or projects, consider our credit lines totaling $25,000,000. They are designed to give you quick access to cash when you need it most. For those considering refinancing or looking into eligibility options for any of these products, our friendly staff is ready to help guide you through the process and find what works best for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're interested in auto financing or exploring mortgage options at our branch located at 2400 S Isabella Rd Mt Pleasant Mi 48858, feel free to reach out to us at 989-773-5927 for any questions or further assistance. We're here to support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $14,515,114. Our flexible terms and competitive rates can help make your dream of owning a home a reality.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $4,393,026 in loans helping members manage their finances effectively. These cards come with various benefits and can provide an extra cushion when needed.

Loan Aggregator

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