Iron Mountain Kingsford Credit Union MI | Affordable Auto Loans & Business Banking

Introduction

Welcome to Iron Mountain Kingsford Community, where your financial well-being is our top priority! Located at 400 S Carpenter Ave, Kingsford, MI 49802, our credit union has been a trusted part of the community since 1948. With over 10,364 members and $138,935,107 in total assets, we take pride in offering personalized financial solutions tailored to your needs. At Iron Mountain Kingsford Community, we understand that each member's journey is unique. Whether you're looking for a new auto loan where we've helped fund around 3,804 loans or seeking advice on personal banking options, our dedicated team is here to support you every step of the way. Our CEO, Scott Dickman, along with Board President Kathy Barnes, leads a passionate group of 31 employees who are committed to providing exceptional service. While you can visit us at our main office for all your banking needs, remember that official correspondence should be sent to our mailing address: POB 2247, Kingsford, MI 49802. We're more than just a credit union; we're your neighbors and friends striving to make a positive impact in our community. With a net worth of $21,944,171 and total deposits reaching $37,818,005, we maintain a strong financial foundation that allows us to offer competitive rates and services. Plus, with $1,657,802 cash in hand and no borrowings against our resources, you can trust that your funds are secure. Ready to discover how we can assist you? Contact us today at 906-774-6020, or visit our website at www.pcbranch.com to learn more about our range of services including personal banking, auto financing, and online banking solutions. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we've embraced technology to make banking easier for you. With features like online banking, mobile payments, and electronic statements, managing your finances is just a click away. Our commitment extends beyond convenience; we ensure that all our digital platforms comply with ADA standards so everyone can access our services comfortably. While members can visit us at 400 S Carpenter Ave Kingsford Mi 49802, official correspondence should be sent to POB 2247, Kingsford, MI 49802 if needed. We understand the importance of accessibility; that's why we proudly offer ATM services and drive-thru banking for added convenience.

Join Us Today!

As we look towards the future, we invite you to become part of the Iron Mountain Kingsford Community family. Experience firsthand how we can assist you in achieving your financial goals while being actively involved in building a stronger community together. For any inquiries or assistance, feel free to reach out at (906) 774-6020 during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 6 PM. Join us today and discover the difference that personalized service makes! Visit us online at pcbranch.com for more information on how you can become a member or open an account.

Our Mission

Our mission at Iron Mountain Kingsford Community is to enhance the financial well-being of our members while fostering strong community ties. We believe in putting people before profits, ensuring that every member receives personalized attention and care. From checking and savings accounts to auto loans and mortgage refinancing, we strive to offer services that not only meet but exceed expectations. We are also dedicated to giving back through various outreach initiatives and partnerships within Kingsford and beyond. Whether it's supporting local schools or sponsoring community events, we aim to be more than just a bank; we want to be a trusted partner in your financial journey.

Branch Location & Accessibility

A Range of Services

We provide a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, our offerings include everything you might require for financial success. Plus, with ATM access available and drive-thru banking options for quick transactions, managing your finances has never been easier.

Banking Made Easy

At Iron Mountain Kingsford Community, we understand that life can get busy. That's why we offer flexible operating hours to fit your schedule. Visit us Monday through Thursday from 9:00 am to 5:00 pm, and on Friday from 9:00 am to 6:00 pm. If you prefer drive-thru service, we've got you covered there too! Drive-up hours are from 8:00 am to 5:00 pm on weekdays and Saturday from 8:00 am to 12:00 pm.

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking right outside, including accessible spaces for those who need them. Our facilities are ADA compliant, ensuring everyone can easily navigate our space. Whether you're stopping in for a quick transaction or need assistance with your accounts, our team is here to help.

Get in Touch

If you have any questions or want to learn more about how we can help you achieve your financial goals, don't hesitate to reach out! Give us a call at 906-774-6020 or stop by our branch today. We're excited to assist you on your journey toward financial wellness!

Member Eligibility

At Iron Mountain Kingsford Community, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards enjoying our wide range of services. If you live, work, worship, or attend school in the Kingsford area, you're likely eligible to join us! We welcome individuals and families who want to benefit from our personalized banking options, including checking and savings accounts, loans, and more. For the most current eligibility details, feel free to check out our dedicated page at http://www.pcbranch.com/services/applications/membership-application. Joining is simple! You can open an account with us online or visit our branch located at 400 S Carpenter Ave Kingsford Mi 49802. Our friendly staff is here to help you through every step of the process. If you have any questions, don't hesitate to call us at (906) 774-6020. We can't wait for you to become part of the Iron Mountain Kingsford Community family!

Business Banking & Commercial Services

Financing Options for Every Stage

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly, whether in-store or online. Our services enable you to focus on what you do best running your business while we handle the transactions. Located at 400 S Carpenter Ave Kingsford Mi 49802, Kingsford, MI 49802, we're here to assist you every step of the way. Contact us at (906) 774-6020 to learn more about how our business banking solutions can help your company reach its goals.

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are here to help your venture thrive. We know how important it is for businesses to have reliable financial support, which is why we strive to provide customized solutions that fit your unique needs.

Digital Banking Solutions

In today's fast-paced world, convenience is key. That's why Main Office offers comprehensive online and mobile banking features. Easily manage your accounts from anywhere with just a few taps on your smartphone or clicks on your computer. Access your account information, transfer funds, pay bills, and more all at your convenience. Additionally, our ATM & cash withdrawal services are available whenever you need them. With basic drive-thru banking, you can complete deposits, withdrawals, and simple transactions without leaving your vehicle. If you prefer using an ATM, enjoy hassle-free access for balance checks and withdrawals.

Join Us Today!

Our commitment goes beyond just offering financial products; it's about building relationships within our community. With friendly staff ready to assist you at every turn, we're here to help navigate your financial journey with ease. If you're ready to experience personalized service and a wide range of offerings tailored just for you, don't hesitate to reach out! Give us a call at (906) 774-6020, or visit us at 400 S Carpenter Ave Kingsford Mi 49802 during our operating hours: Monday through Thursday from 9:00 AM to 5:00 PM and Friday from 9:00 AM to 6:00 PM (Drive-up hours are slightly earlier). Explore what we can do for you today!

Personal Banking

We understand that managing finances can be overwhelming at times. That's why we offer checking and savings accounts designed to help you save for your future while giving you easy access to your funds. For those considering a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without breaking the bank. If homeownership is your dream, explore our competitive mortgage loans and refinancing options that can turn that dream into reality. For unexpected expenses or debt management, our personal loans and debt consolidation services can provide the relief you need. Plus, enjoy the benefits of our credit cards with rewards, allowing you to earn as you spend.

Digital & Online Banking

Convenient Payment Options

With our mobile payments feature, making purchases has never been easier. Whether it's buying groceries or paying for gas, you can complete transactions quickly and securely using your phone. In summary, our digital banking services at Iron Mountain Kingsford Community are designed with your lifestyle in mind. Enjoy real-time account management and the flexibility to handle everything from fund transfers to bill payments all at your fingertips! Visit us online today at https://www.pcbranch.com and experience the convenience of modern banking.

Eco-Friendly Choices

For those looking to go green, we offer e-statements which not only help you keep track of your finances but also reduce paper waste. It's an easy way to stay organized while being kind to the environment.

Key Features

Our online banking services at https://www.pcbranch.com allow you to check balances, transfer funds, and pay bills without the hassle of visiting a branch. Need to send money quickly? Our person-to-person transfer feature lets you easily send funds to friends and family with just a few clicks. Plus, if you're always on the go, our mobile application brings all these features directly to your smartphone or tablet.

Security You Can Trust

Your security is our top priority. We use electronic signature authorization to protect your transactions, ensuring that only you can access your accounts. This means you can bank with confidence, knowing that your information is safe from prying eyes.

Financial Strength

At Iron Mountain Kingsford Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that you want to feel confident in where you place your money, and we're proud to say that our financial strength provides that assurance. With a net worth of $21,944,171, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1579 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $7,492,676 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $19,493,592 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust with $8,890 in used auto loans and $36,485,359 in total loans and leases, supporting members' financial goals across various sectors. Our net income of $2,445,100 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 25 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. With $1,452,752 available as net shares, we have funds ready for lending and investments to support your needs. The trust placed in us by our growing member base is evident with 20,195 total share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iron Mountain Kingsford Community is your trusted partner. Visit us at 400 S Carpenter Ave Kingsford MI 49802 or call 906-774-6020 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,366,751 in used vehicle loans and $2,859,814 in new vehicle loans already helping members get on the road. We provide competitive rates and flexible terms to make financing your next vehicle easy and affordable.

Credit Lines and Unsecured Credit Cards

Our total credit lines of $10,000,000 allow members to manage their finances effectively. Additionally, we offer flexible terms on unsecured credit card loans, with a total of $912,791 in loans helping members navigate their everyday expenses while enjoying rewards on their purchases. If you're considering any of these options or want to learn more about our eligibility requirements for refinancing or other services, please don't hesitate to reach out! You can contact us at 906-774-6020 for personalized assistance. For all performance insights and financial data mentioned here, we reference the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Iron Mountain Kingsford Community, we're dedicated to providing you with the tools and resources needed for successful financial management. Come visit us at 400 S Carpenter Ave, Kingsford MI 49802 or explore more online at our website. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? While we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we encourage you to explore our refinancing options. Refinancing can be a smart way to lower your monthly payments or access cash from your home's equity when the time is right.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in your choices. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, empowering you to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effectively LendMesh serves its users in their search for better loan options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are not only competitive but also fair and transparent. You can trust that the information presented reflects current market conditions.

IRON MOUNTAIN KINGSFORD COMMUNITY FEDERAL CREDIT UNION - Kingsford, MI

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Loan rates in Kingsford, MI (49802)

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

A Range of Services

Banking Made Easy

Convenient Access

Get in Touch

Member Eligibility

Business Banking & Commercial Services

Financing Options for Every Stage

Practical Merchant Services

Comprehensive List Of Services

Business Banking

Digital Banking Solutions

Join Us Today!

Personal Banking

Digital & Online Banking

Convenient Payment Options

Eco-Friendly Choices

Key Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Unsecured Credit Cards

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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