Iron County Community Credit Union Mercer WI | Affordable Auto Loans & Personal Banking

Introduction

At Iron County Community, we believe in the power of community and the importance of financial well-being. Located at 4989N Us Highway 51, Mercer, WI 54547, our branch has been serving members since 1950 with a commitment to providing personalized banking solutions tailored to your needs. With a strong membership base of 3,884 and total assets amounting to an impressive $43,353,560, we take pride in being a trusted financial partner for individuals and families in our area. While you can visit us at our branch address, official correspondence should be sent to the same location: 4989N Hwy 51, Mercer, WI 54547. Our dedicated team is here to assist you with a range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. In total, we've facilitated 2,024 loans and leases that empower our members to achieve their dreams. Under the leadership of our CEO, Mark Marcak, and Board President Susan Wolfe, we are committed to maintaining a strong net worth of $7,234,418 while ensuring that our members' deposits totaling $4,757,976 are secure. Our cash reserves stand at $804,011, demonstrating our ability to support both individual aspirations and community growth. We invite you to explore how Iron County Community can enhance your financial journey. Whether you're interested in opening an account or have questions about our services, don't hesitate to reach out! You can call us at 715-476-2231 or visit our website at ironcccu.com. Join us today let's build a brighter financial future together!

Branch History & Mission

Iron County Community, located in the heart of Mercer, WI, has been a cornerstone of financial support and community spirit since its inception in 1950. With a rich history spanning over seven decades, we have proudly served our members by fostering a sense of belonging and trust. Our branch address is 4989N Us Highway 51 Mercer, WI 54547, conveniently situated for easy access. From humble beginnings, Iron County Community has grown significantly, now boasting a total membership of 3,884 and total assets of $43,353,560. Our mission is simple yet powerful: to provide our members with accessible financial services while actively supporting the communities we serve. We believe that by helping individuals achieve their financial goals, we can contribute to the overall well-being of our neighborhoods. Our evolution reflects not just growth in numbers but also in how we serve. We have embraced digital advancements to ensure that banking is convenient for everyone. With online banking options and a mobile application available, our members can manage their finances anytime, anywhere. Additionally, we prioritize accessibility with ADA-compliant facilities and services tailored for every member's needs. Iron County Community is dedicated to giving back to Mercer through various outreach efforts and partnerships. We understand that community support goes beyond financial transactions; it's about building relationships and making lasting impacts. Our involvement in local events and initiatives demonstrates our commitment to being more than just a bank we are your neighbors. For those needing assistance or wishing to learn more about our offerings like personal banking, auto loans, mortgages, or business services, our lobby hours are Monday through Friday from 9:00 AM to 4:30 PM. We also offer drive-thru services on weekdays until 5:00 PM and Saturday mornings until noon for added convenience. While members can visit us at 4989N Us Highway 51 Mercer Wi 54547, official correspondence should be sent to 4989N Hwy 51, Mercer, WI 54547. If you're looking for a credit union that puts community first while offering reliable financial solutions, we invite you to join Iron County Community. Experience the difference that comes with being part of a caring and committed family. For inquiries or assistance, feel free to reach out at (715) 476-2231 or explore our website at ironcccu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

We invite you to stop by and discover how Iron County Community can help with all your banking needs. Have questions? Don't hesitate to call us at 715-476-2231. Our friendly team looks forward to assisting you!

Nearby Landmarks and Accessibility

You'll find us nestled close to the heart of Mercer, just a short drive from local favorites like the scenic Turtle Flambeau Flowage. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and spacious parking to ensure everyone can visit us comfortably. If you need to reach us by mail, please use our mailing address: 4989N Hwy 51, Mercer, WI 54547. This address is separate from where we welcome you in person but will ensure your correspondence reaches us without delay.

Operating Hours and Services

Our lobby hours are designed to fit into your busy schedule. We're open Monday through Friday from 9:00 AM to 4:30 PM. If you prefer the convenience of drive-thru banking, we're here for you too! Our drive-thru service runs from 9:00 AM to 5:00 PM on weekdays and from 9:00 AM to noon on Saturdays. At Iron County Community, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage options, we've got you covered. Need cash? Enjoy easy access at our ATM available on-site.

Member Eligibility

At Iron County Community, we believe that joining our community is about more than just banking; it's about being part of a supportive family. If you're interested in becoming a member, you'll find that eligibility is quite inclusive! We welcome individuals who live, work, or worship in our local area, and even those related to current members can join in on the benefits. Being a part of Iron County Community means access to personalized financial services tailored to your needs, whether you're looking for checking accounts, loans, or online banking options. Getting started is easy! You can visit us at our branch located at 4989N Us Highway 51 Mercer Wi 54547 or check out the details online for any updates on eligibility. When you're ready to open an account, simply follow the steps outlined at https://oasis4.espsolution.net/iccu/applications/loanapp.aspx?visitor=y. If you have any questions or need assistance, don't hesitate to reach out to us at (715) 476-2231. We're here to help you every step of the way!

Business Banking & Commercial Services

Practical Merchant Services

In today's competitive market, efficient payment solutions can make all the difference. Our merchant services simplify transactions, allowing you to focus on what really matters growing your business. Picture this: accepting payments from customers seamlessly via various methods, which means quicker cash flow and happier clients. Our outstanding commercial loan portfolio of $8,328 continues to drive economic growth by financing new and expanding businesses in Mercer, WI. Partner with us at 4989N Us Highway 51 Mercer Wi 54547 to explore how we can help your business reach its full potential. For inquiries, call us at 715-476-2231 or visit our website at ironcccu.com.

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. Imagine being able to take on that new project or expand your operations with ease. With our member-focused approach, we work closely with you to provide the funding you need when you need it.

Comprehensive List Of Services

Additional Loan Options

Life can throw unexpected expenses your way, which is why we offer Personal Loans & Debt Consolidation options. If you're feeling overwhelmed by debt or just need some extra cash for a project, we can provide the support you need. For those who enjoy shopping rewards, consider our Credit Cards with Rewards. This is not just about spending; it's about earning benefits while doing what you love.

Business Banking Services

For our local entrepreneurs, Business Banking at Iron County Community includes merchant services and business loans designed to support your growth. We believe in fostering local businesses and providing them with the resources they need to thrive.

Convenient Online Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking services allow you to manage your finances anytime, anywhere. Check balances, transfer funds, and pay bills from the comfort of your home or on-the-go using our user-friendly mobile app. You can also take advantage of our ATM & Cash Withdrawal Services, which include basic ATM access for withdrawals and balance checks whenever you need it. Plus, if you're in a hurry, our Drive-Thru Banking makes quick transactions simple without leaving your car.

Get Started Today

Ready to explore what Iron County Community has to offer? Visit us at our branch located at 4989N Us Highway 51 Mercer WI 54547, or give us a call at 715-476-2231. Our friendly staff is here to assist you with any questions or concerns you may have about our services. Join us today and experience community-focused banking like never before! For more information about our offerings and how we can help you achieve your financial goals, check out our website at ironcccu.com.

Personal Banking Solutions

Our Personal Banking options include checking and savings accounts that help you manage your money effectively. Imagine being able to open an account that not only meets your daily banking needs but also offers competitive interest rates. Our team is here to guide you through the process and ensure you find the best account for your lifestyle. If you're in the market for a new car or need to refinance your current vehicle, our Auto Loans & Vehicle Financing can help make that dream a reality. With easy application processes and flexible terms, financing your next ride has never been easier. Homeownership is within reach with our Mortgage Loans & Refinancing services. We understand that buying a home is one of the biggest decisions you'll make. That's why we offer personalized mortgage solutions to help you navigate this important milestone smoothly.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter! We offer e-statements for all members, allowing you to view your financial information securely online. This not only helps you stay organized but also protects the environment. Plus, with real-time account management, you can track your spending and manage your finances with ease.

Mobile Application Features

For those on the go, our mobile application is available to make banking even more accessible. While we currently don't support mobile payments, you can still enjoy features like person-to-person transfers. Need to send money to a friend? It's just a few taps away!

Security You Can Trust

Your security is our top priority. We ensure that all transactions are encrypted and protected so you can have peace of mind while banking online. Although we do not support electronic signature authorization yet, rest assured that every measure is taken to keep your information safe. In summary, at Iron County Community, we are committed to providing modern banking solutions that meet your needs. From e-statements to mobile app functionality, we've got you covered for a smooth banking experience!

Financial Strength

Commitment to Growth

With $6,359,673 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,900 in used auto loans and $31,454,950 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 7,193, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $481,161, further showcasing our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iron County Community is your trusted partner. Visit us at 4989N Us Highway 51 Mercer Wi 54547 or call 715-476-2231 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $854,035, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 8 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings

Members' savings are secured through $3,641,903 in share certificates and $1,604,891 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $7,234,418, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 16.68% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,035,264 in used vehicle loans and $2,904,852 in new vehicle loans already helping members get on the road. We have flexible terms to suit your budget and can assist you with refinancing options if needed.

Credit Lines

For those who need additional flexibility, our total credit lines amount to $2,000,000. This can be a great resource for managing unexpected expenses or planning for future projects. Our commitment is to offer competitive rates and personalized service tailored to your unique financial situation. We also provide eligibility options for various loan products to ensure that more members can benefit from our services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today at Iron County Community in Mercer and discover how our loan products can help you take control of your finances!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,621,544. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our team can guide you through the process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $200,679 in loans helping members manage their finances effectively. This option is perfect for those who want to make purchases without tying up their cash flow.

Loan Aggregator

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IRON COUNTY COMMUNITY CREDIT UNION - Mercer, WI

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