Iq Credit Union Washougal WA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Iq, your trusted financial partner in the heart of Washougal, WA. Since our establishment in 1940, we have proudly served our community with dedication and integrity. Our branch, located at 640 E St, Washougal, WA 98671, is not just a place for transactions; it's a hub where relationships are built and dreams are nurtured. At Iq, we believe that every member matters. With over 104,000 members and total assets exceeding $2 billion, we strive to provide personalized banking solutions tailored to your unique needs. Whether you're looking for checking and savings accounts, auto loans, or even business services, we've got you covered. Our total deposits stand strong at $245,528,308, reflecting the trust our members place in us. Our commitment goes beyond numbers; it's about making a positive impact in the community we love. Under the leadership of our CEO, Eric Petracca, and Board President, Doug Lehrman, our team of 366 dedicated employees works tirelessly to ensure you receive the best service possible. We understand that your time is valuable, which is why we offer convenient services including online banking and an ATM on-site. While members can visit us at our physical location, official correspondence should be sent to our mailing address at PO Box 1739, Vancouver, WA 98668-1739. We invite you to explore all that we offer. Call us today at 360-695-3441 or visit our website at https://www.iqcu.com/ for more information. Let's build a brighter financial future together!

Branch History & Mission

The story of Iq in Washougal, WA is one of community, growth, and unwavering commitment to its members. Founded in 1940, our branch has served as a cornerstone for financial services in the area, evolving from humble beginnings into a thriving credit union with over 104,002 members. Located at 640 E St Washougal Wa 98671, we are proud to be part of a vibrant community that values trust, support, and shared success. From our early days, we have focused on creating a financial environment where everyone feels welcome and valued. As we grew, so did our offerings. Today, we provide a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our total assets now stand at an impressive $2,008,548,761, reflecting our strong financial health and dedication to serving our members. At the heart of our mission is a simple yet powerful statement: We exist to help our members achieve their financial goals while fostering a sense of belonging within the community. This mission drives us to not only provide essential banking services but also engage actively in community outreach initiatives. We believe that when our members succeed, we all succeed. We understand the importance of accessibility in today's world. That's why we offer various digital banking options including online banking and mobile payments to make managing finances easier for everyone. Our physical location features an ATM for quick access to cash and drive-thru banking for those who prefer convenience without leaving their cars. While members can visit us at 640 E St Washougal Wa 98671, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668-1739. With operating hours designed for your convenience Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM we strive to be available when you need us most. As we look towards the future, our commitment remains steadfast: to continue building relationships based on trust and respect while providing top-notch financial services that empower our members. If you're not already part of the Iq family, we invite you to join us today! Experience firsthand how we can help you reach your financial dreams while being part of a supportive community. For more information or to open an account, please call us at (360) 695-3441 or visit our website at https://www.iqcu.com/. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access

At Iq, we prioritize your convenience. Our branch features ample parking spaces and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. You'll find ADA-compliant features like ramps and designated parking spots for those who need them.

Operating Hours

We understand that life can be busy, which is why our lobby hours are designed to accommodate your schedule. We are open Monday through Friday from 9:30 AM to 5:30 PM and on Saturday from 9:30 AM to 2:00 PM. For those who prefer to handle banking tasks without leaving their vehicles, our drive-thru service operates Monday through Friday from 7:30 AM to 6:00 PM and on Saturday during regular lobby hours.

Reach Out Anytime

Have questions or want to learn more about how we can assist you? Don't hesitate to give us a call at 360-695-3441. Our dedicated team is here to help! We invite you to stop by the Iq Washougal Branch today your banking needs are just around the corner!

Services Offered

At our Washougal Branch, we offer a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have you covered. Need cash? Our ATM is available for quick withdrawals and balance checks anytime you need it. While members can visit us at 640 E St, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668-1739 if that's more convenient for you.

Member Eligibility

Joining the Iq community means becoming part of a supportive family where your financial well-being is our priority. To become a member, you simply need to meet some friendly eligibility criteria. If you live, work, or worship in the area, or if you have a family member who is already a member, you're likely eligible to join us! Our welcoming approach ensures that everyone feels included and valued here at Iq. Plus, as a member, you'll enjoy access to personalized services and competitive rates that can help you achieve your financial goals. Getting started is easy! Just visit our website for detailed information on eligibility at , and when you're ready to open an account, head over to our simple application process at https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions or need assistance, don't hesitate to call us at (360) 695-3441. We're here for you every step of the way as you embark on this exciting journey with us at Iq, located at 640 E St Washougal Wa 98671.

Business Banking & Commercial Services

Commercial Loans for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments anywhere whether at your store or on the go without hassle. Our tools allow you to focus on what you do best: serving your customers and growing your business. Located at 640 E St Washougal Wa 98671 in Washougal, WA, we invite you to explore how our business banking solutions can empower your enterprise. Contact us at (360) 695-3441 or visit our website at https://www.iqcu.com/ to learn more about how we can partner with you on your business journey!

Comprehensive List Of Services

Business Banking

For business owners in Washougal, Iq offers specialized Business Banking services that include Merchant Services and Business Loans. Whether you're looking to expand operations or improve cash flow, our team is here to help you navigate the financing process.

Convenient Access

Accessing your accounts has never been easier! With ATM & Cash Withdrawal Services available at various locations and Basic Drive-Thru Banking for quick deposits and withdrawals, we ensure that managing your finances fits seamlessly into your busy life. Our Basic ATM Access allows you to withdraw cash or check balances without stepping inside the branch.

Digital Features

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features let you manage your accounts anytime and anywhere. With secure access and easy-to-use interfaces, you'll appreciate how simple it is to stay on top of your finances. We invite you to visit us at 640 E St Washougal Wa 98671 or call us at (360) 695-3441 if you have any questions about our services or if you'd like assistance setting up an account. At Iq, we're more than just a credit union; we're a community partner committed to helping you achieve financial success. Let's work together towards your goals today!

Personal Banking

When it comes to personal finance, having the right accounts can make a significant difference. At Iq, we offer various Checking and Savings Accounts designed to help you manage your money efficiently. You can easily set up automatic transfers to build your savings or access your funds anytime through our Online & Mobile Banking services. Imagine being able to check your balance or transfer money from the comfort of your home or on the go! If you're planning to purchase a vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms that suit your budget. You can drive away in your new car without any financial stress! For those considering homeownership, our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find a loan that fits your lifestyle. Debt can sometimes feel overwhelming, but with our Personal Loans & Debt Consolidation services, you can take control of your finances. We work with you to create a plan that simplifies repayment and helps reduce interest costs. Plus, don't forget about our Credit Cards with Rewards perfect for earning points on everyday purchases!

Digital & Online Banking

Easy Access to Your Accounts

You can explore all our online banking features at https://www.iqcu.com/. Whether you're checking your balance, transferring funds, or paying bills, our platform offers you 24/7 access to your accounts. No more waiting for branch hours; your bank is always just a click away!

Go Mobile with Confidence

For those who prefer banking on the go, our mobile application makes it easy to manage your accounts right from your smartphone. You can make mobile payments easily, ensuring you never miss a beat whether you're shopping or sharing money with friends through person-to-person transfers.

Security First

We prioritize your security in every aspect of online banking. Our systems are designed to protect your information while providing a user-friendly experience. Rest easy knowing that managing your money online at Iq is both safe and straightforward. With these features and more, we aim to provide an effortless banking experience that fits into your busy life. Join us at Iq today and discover how our digital banking solutions can work for you!

User-Friendly Features

Our digital banking includes e-statements, so you can go paperless and keep track of your financial documents without clutter. Plus, with electronic signature authorization available, signing important documents is quick and hassle-free. You won't need to print anything out; just sign digitally and move on with your day.

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to showcase our robust financial health, built on a foundation of trust and dedication to serving our community. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $15,982 in used auto loans and $1,538,287,452 in total loans and leases, we support our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 640 E St Washougal Wa 98671 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our terms are flexible and tailored to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We work closely with entrepreneurs to understand their needs and deliver customized lending solutions that support their business ventures. At Iq, we prioritize making the borrowing process as straightforward as possible. If you're considering refinancing or want to learn about eligibility options, our team is ready to assist you in finding the best solutions for your financial journey. For more information about our loan offerings or to get started today, feel free to contact us at (360) 695-3441 or visit us at our branch located at 640 E St Washougal Wa 98671 in Washougal, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We are here to guide you through the process, ensuring you understand all your options for both first-time buyers and those looking to refinance an existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option allows you to make purchases while enjoying the convenience and flexibility of easy repayment plans.

Loan Aggregator

Ensuring Accurate Comparisons

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Iq

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Operating Hours

Reach Out Anytime

Services Offered

Member Eligibility

Business Banking & Commercial Services

Commercial Loans for Growth

Merchant Services Made Easy

Comprehensive List Of Services

Business Banking

Convenient Access

Digital Features

Personal Banking

Digital & Online Banking

Easy Access to Your Accounts

Go Mobile with Confidence

Security First

User-Friendly Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Ensuring Accurate Comparisons

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