Iq Credit Union Vancouver WA | Low Mortgage Rates & Quick Personal Loans

Introduction

Welcome to Iq, your trusted financial partner located at 1300 Nw 139Th St, Vancouver, WA 98685. Since our establishment in 1940, we have been dedicated to serving our community and helping our members achieve their financial goals. With a robust membership base of over 104,000 individuals, we pride ourselves on being more than just a credit union; we're a part of your journey towards financial success. At Iq, we manage total assets of over $2 billion and offer a variety of services tailored to meet your needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, or business banking options such as merchant services and business loans, we've got you covered. Our commitment to our members is reflected in our total deposits exceeding $245 million, ensuring that your money is safe and accessible whenever you need it. While members can visit us at our branch for assistance, official correspondence should be directed to PO Box 1739, Vancouver, WA 98668. We understand that life can get busy, which is why we also provide convenient online and mobile banking services to help you manage your finances on the go. Leadership at Iq is guided by our dedicated CEO, Eric Petracca, and Board President, Doug Lehrman, who are passionate about fostering a culture of trust and transparency. Our team of 366 employees works tirelessly to ensure that every member feels valued and supported. With total loans amounting to 65,162, including various types of financing options, we are here to help you navigate through your financial decisions with confidence. Whether you are applying for an auto loan or exploring credit card options with rewards, our knowledgeable staff is ready to assist you every step of the way. We invite you to learn more about what Iq has to offer by visiting our website at http://www.iQcu.com or giving us a call at 360-695-3441. Join us today and discover how we can make a difference in your financial journey!

Branch History & Mission

Welcome to the Iq branch, a cornerstone of community banking in Vancouver, WA. Established in 1940, our branch has been dedicated to serving our members and fostering a sense of belonging for over eight decades. From our humble beginnings, we have grown to proudly support a vibrant membership of over 104,000 individuals, all while maintaining total assets of approximately $2 billion. Located at 1300 NW 139th St, our branch is easy to find and accessible for everyone in the area. Whether you are visiting us for personal banking services or seeking advice on loans and financial planning, we are here to help. While members can visit us at this address, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. At Iq, our mission is clear: we strive to provide exceptional financial services while also enriching the communities we serve. We believe that strong financial health goes hand-in-hand with community support. This philosophy drives us to create programs that not only assist our members in achieving their financial goals but also contribute positively to local initiatives and partnerships. Over the years, we've embraced advancements in technology to enhance your banking experience. Our online and mobile banking services allow you to manage your accounts conveniently from anywhere. Additionally, our commitment to accessibility ensures that everyone can benefit from our offerings. We understand the importance of convenience in today's fast-paced world; however, as of now, we do not offer ATM or drive-thru services at this location. But rest assured, we are always here during our operating hours to assist you personally. As a proud member of the Vancouver community, Iq actively participates in various outreach efforts aimed at supporting local causes and organizations. Our team believes that by investing in our community's well-being, we foster a brighter future for all residents. Join us at Iq and experience the difference that a member-focused credit union can make in your life. We invite you to be part of our growing family together, let's build a stronger financial future! For any inquiries or assistance, please feel free to reach out at 360-695-3441.

Branch Location & Accessibility

Come Visit Us!

At Iq Skyview Campus Branch, we're dedicated to providing a welcoming atmosphere where you can manage your finances with ease. We invite you to visit us soon and see how we can help you achieve your financial goals. Your community bank is just around the corner!

Convenient Access and Parking

Getting to our branch is easy! We offer ample parking right outside, ensuring you won't have to hunt for a spot. Our building is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so that everyone can visit us comfortably.

Operating Hours and Services

While we are currently closed, we typically operate during convenient hours that fit your busy schedule. You can reach us anytime at 360-695-3441 for inquiries about our services or to speak with one of our friendly team members. Although we do not offer ATM access or drive-thru banking at this location, our full suite of personal banking services is available inside. We specialize in checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking solutions. If you prefer official correspondence to be sent elsewhere, please note that it should be directed to our mailing address: PO Box 1739, Vancouver, WA 98668.

Member Eligibility

Becoming a member of Iq feels like joining a warm and welcoming community that truly cares about your financial well-being. If you live, work, or worship in the Vancouver area, you're already on the right track! At Iq, we believe that everyone deserves access to great financial services. Our membership is open to those who meet specific criteria, which you can explore further at this link. Once you're ready to take the next step, opening an account is a breeze! Just visit our online application page here, and you'll be on your way to enjoying the many benefits of being part of our credit union family. If you have any questions or need assistance, don't hesitate to reach out at (360) 695-3441. We look forward to welcoming you to Iq at 1300 Nw 139Th St Vancouver Wa 98685!

Business Banking & Commercial Services

Merchant Services That Work for You

Alongside our loan offerings, we provide merchant services that simplify your transactions. From easy payment processing solutions to tools that help manage cash flow, we ensure you can focus on what truly matters: growing your business. Visit us at 1300 Nw 139Th St Vancouver Wa 98685 in Vancouver, WA, or call us at (360) 695-3441 to learn how we can assist you in reaching your business goals!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses. Imagine having the funds you need to purchase new equipment or hire additional staff this is what our loans can do for you.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

When it comes to auto loans and vehicle financing, we make the process smooth and straightforward. Our competitive rates mean you can drive away in the car of your dreams without breaking the bank. Picture yourself cruising down the road in a reliable vehicle all made possible with our flexible financing options.

Business Banking

For entrepreneurs, our business banking services offer everything from merchant services to business loans. We understand that running a business requires financial flexibility and support; that's why we're here to assist with all your commercial needs.

Credit Cards with Rewards

Our credit cards with rewards are perfect for those who want to earn while they spend. You can enjoy perks like cash back or travel points, turning everyday purchases into exciting rewards.

Mortgage Loans & Refinancing

Looking to buy a home or refinance an existing mortgage? Our mortgage loans are structured to make homeownership accessible. We guide you through every step of the process, ensuring you find a solution that fits your budget and future plans.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. You can manage your accounts anytime, anywhere whether it's checking balances, transferring funds, or making payments on the go. Plus, our ATM and cash withdrawal services ensure you have access to your money when you need it most. At Iq, we're dedicated to making banking easy and accessible for everyone in Vancouver. If you have any questions or want more information about our services, don't hesitate to reach out at (360) 695-3441. Join us today and experience the difference! Visit us online at Skyview Campus Branch for more details on how we can serve you better.

Personal Banking

We offer various personal banking options that include checking and savings accounts designed to fit your lifestyle. Imagine having a secure place for your money while earning interest on your savings. Our personal loans and debt consolidation services can help simplify your finances, giving you peace of mind during challenging times.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking platform is available 24/7, so you can check your account balances, transfer funds, and pay bills whenever it suits you. If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and hassle-free. No more waiting in line; everything you need is right at your fingertips. For those who prefer to manage their accounts on the go, our mobile application offers the same robust features as our online banking service. Whether you're out shopping or relaxing at home, you can easily check your transactions or make payments using your smartphone.

Security You Can Trust

When it comes to online banking, security is a top priority. We offer electronic signature authorization to keep your transactions secure while ensuring that you can sign important documents from anywhere. Plus, with e-statements readily available, you'll receive your account statements quickly and securely without the clutter of paper.

The Convenience of Mobile Payments

If you're tired of carrying cash or cards around, our mobile payments feature allows you to make purchases directly from your phone. This not only adds an extra layer of convenience but also helps keep your financial information safe. With all these features combined, Iq ensures that managing your finances is not just easy but also secure and efficient. Experience the freedom of digital banking today!

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that knowing your credit union is financially strong gives you peace of mind, so let's explore what makes us a reliable choice for your banking needs. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $15,982 in used auto loans and $1,538,287,452 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 1300 Nw 139Th St Vancouver Wa 98685 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Additional Options

In addition to these offerings, we also provide options for refinancing existing loans. If you're considering refinancing or are unsure about your eligibility, don't hesitate to reach out. Our team is here to guide you through your options and help find a solution that best fits your situation. You can contact us at (360) 695-3441 or visit us at our branch located at 1300 Nw 139Th St Vancouver Wa 98685 in Vancouver, WA. We are committed to supporting our members' financial journeys every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore what Iq can do for you today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away with the vehicle you desire.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds when they need them most, and our team is ready to assist you in finding the right solutions tailored for your business needs.

Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. These cards come with benefits that allow you to maintain control over your spending while enjoying rewards along the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We aim to provide support through every step of the process, making your journey to homeownership smoother.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers come from legitimate financial institutions, ensuring transparency in the rates and terms provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you get a clear view of all available options without hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to compare offers side by side and choose the best fit for their financial situation. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how LendMesh effectively supports its users in finding suitable financing options quickly and efficiently. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using verified sources ensures that all offers presented are fair and transparent. Users can trust that they are viewing legitimate loan options tailored to their needs.

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