Iq Credit Union Vancouver WA | Low Mortgage Rates & Personal Loans

Introduction

Welcome to Iq at our Salmon Creek Branch, located at 14101 Ne 10Th Ave, Vancouver, WA 98685. Since our establishment in 1940, we've been dedicated to serving our community with trust and integrity. With a strong membership base of over 104,000 members, we pride ourselves on being more than just a financial institution; we're a part of your journey. At Iq, we understand the importance of financial stability and support. That's why we offer a range of services designed to meet your needs from personal banking solutions like checking and savings accounts to auto loans and business banking services. Our total assets exceed $2 billion, reflecting our commitment to providing secure and reliable financial options. With total deposits of $245,528,308 and a net worth of $206,016,046, you can rest assured that your finances are in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. Our friendly staff is here to help you navigate your financial goals with personalized service. Led by CEO Eric Petracca and Board President Doug Lehrman, our team is dedicated to making your experience as smooth as possible. We invite you to stop by or give us a call at 360-695-3441 during our operating hours Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Explore what Iq has to offer; whether you're looking for loans, credit cards with rewards, or simply want expert advice on managing your money, we're here for you every step of the way. Visit us online at iqcu.com for more information or to get started today!

Branch History & Mission

Community Commitment

We understand that being part of a community means more than just providing financial services; it's about giving back. That's why we actively engage in partnerships and outreach programs aimed at uplifting those around us. Whether it's through local sponsorships or volunteer efforts, our team is dedicated to making a positive impact in Vancouver and beyond. In addition to traditional banking services, we embrace modern conveniences with digital advancements such as online banking, mobile payments, and electronic signatures. These tools are designed to make banking easier for you while ensuring ADA compliance for accessibility.

Join Us!

As we look forward to the future, our commitment remains steadfast to serve our members with integrity and compassion. We invite you to experience the benefits of being part of the Iq family. Visit us today or call us at (360) 695-3441 to learn more about how we can help you reach your financial goals!

Our Mission

Our mission is simple yet powerful: to empower individuals and families through personalized banking solutions. We believe that everyone deserves a chance to thrive financially, which is why we offer a range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We are committed to not just meeting the financial needs of our members but also enhancing their overall quality of life. While members can visit us at 14101 Ne 10Th Ave Vancouver Wa 98685, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. This ensures that all communication reaches us promptly so that we can continue providing excellent service.

Branch Location & Accessibility

Convenient Access and Features

Getting to us is a breeze! Our branch is situated near well-known landmarks, making it simple for you to navigate your way. For those driving, ample parking is available right at our location, ensuring that your visit is as hassle-free as possible. If you have accessibility needs, rest assured that we are ADA compliant, with ramps and features designed for your comfort. While our physical address is perfect for in-person visits, please note that if you need to send official correspondence, our mailing address is PO Box 1739, Vancouver, WA 98668.

Operating Hours and Services

We know that life can be busy, so we've designed our operating hours to accommodate your schedule. You can visit us Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. For those who prefer drive-thru service, we're open from 7:30 AM to 6:00 PM on weekdays and from 9:30 AM to 2:00 PM on Saturdays. At Iq Salmon Creek Branch, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages our friendly staff is ready to assist with all your financial needs. Plus, with ATM availability on-site, accessing your funds is quick and easy.

We’re Here for You!

Whether you are a long-time member or considering joining us for the first time, we invite you to stop by or give us a call at 360-695-3441. Our team looks forward to serving you and helping you achieve your financial goals!

Member Eligibility

Joining the Iq community is a wonderful step towards accessing personalized financial services tailored just for you. To become a member, you'll find that eligibility is quite inclusive. If you live, work, worship, or attend school in our service area, you're likely to qualify! This means we welcome individuals from various backgrounds and walks of life. We believe that everyone deserves access to financial support and resources. For the most accurate and detailed criteria, feel free to check out our eligibility page. Opening an account with us is easy and straightforward. You can start your journey toward membership by visiting our online application at https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions along the way or need assistance, don't hesitate to reach out at (360) 695-3441. We're here to help you take this exciting step toward better financial health right here at Iq, located at 14101 Ne 10Th Ave Vancouver Wa 98685. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services that simplify payment processing. Picture this: a busy café that seamlessly accepts payments from customers using various methods credit cards, mobile wallets, and more. Our merchant solutions not only enhance customer satisfaction but also streamline your financial transactions. Located at 14101 Ne 10Th Ave Vancouver Wa 98685 in Vancouver, WA, we're here to partner with you on your journey to success. Contact us today at (360) 695-3441 or visit our website at https://www.iqcu.com/ to learn how we can support your business goals!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses. Imagine having the capital you need to purchase new equipment or expand your operations. Our member-focused loans can make that vision a reality, providing flexible terms tailored to your unique needs.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need quick access to cash? We provide ATM services for easy withdrawals and balance checks anytime you need them. Plus, our drive-thru banking allows for simple transactions such as deposits and withdrawals without leaving your car. With everything from personal banking solutions to digital features designed for convenience, Iq is committed to being your trusted partner in financial health. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Give us a call at (360) 695-3441 or visit us today at 14101 Ne 10Th Ave Vancouver Wa 98685. We look forward to serving you!

Business Banking Services

If you're a business owner, we've got you covered too! Our business banking services include merchant services and business loans tailored for your company's needs. We know running a business comes with its own set of challenges, which is why we aim to simplify your banking experience.

Credit Cards and Rewards

At Iq, we also believe in rewarding our members. That's why we offer credit cards with rewards programs that allow you to earn points on everyday purchases. This means that not only do you have a convenient way to pay, but you can also enjoy perks like cash back or travel rewards.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why our online and mobile banking services make managing your accounts easier than ever. You can check balances, transfer money, pay bills, and even send money to friends through person-to-person payment options all from the comfort of your home or on the go.

Personal Banking Solutions

We offer various personal banking options that cater to different lifestyles and goals. Our checking and savings accounts come with features tailored to help you save for the future while enjoying easy access to your funds. If you're considering purchasing a vehicle, our auto loans and vehicle financing solutions are designed to get you on the road quickly and affordably. For those looking to invest in their dream home, our mortgage loans and refinancing options provide flexible terms that suit your budget. Additionally, if you're facing unexpected expenses or need help consolidating debt, our personal loans can give you the financial relief you seek.

Digital & Online Banking

Key Features

Our 24/7 online banking services ensure that you have access to your accounts whenever you need it. You can check balances, transfer funds, and pay bills all from the comfort of your home or while out and about. If you prefer managing your finances from your smartphone, our mobile application makes it easy to do everything right from your pocket. Plus, with features like person-to-person transfers, sending money to friends or family is just a few taps away. Security is a top priority for us. With electronic signature authorization available, you can sign documents securely online without the need for paper forms. We also offer e-statements for those who want to keep their financial documents organized and accessible without cluttering their mailboxes. Additionally, our mobile payments feature allows you to make purchases quickly and securely using your phone. Imagine leaving your wallet at home but still being able to pay for groceries or coffee that's the freedom our services provide! We're committed to making banking simple and straightforward so that you can focus on what matters most in life. Experience the convenience of banking with Iq, where we put our members first every day!

Financial Strength

Commitment to Innovation

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,982 in used auto loans and $1,538,287,452 in total loans and leases.

Growing Member Base

Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $40,178. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 14101 Ne 10Th Ave Vancouver Wa 98685 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $7,445,428 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have options that make it easy and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We believe in supporting local businesses and are here to assist you with financing solutions tailored to your unique needs. If you're considering refinancing any existing loans or would like to explore eligibility options for any of our products, please reach out. Our team at Iq is ready to guide you through the process and find the best solutions for your situation. You can visit us at our branch located at 14101 Ne 10Th Ave Vancouver Wa 98685 in Vancouver, WA, or give us a call at (360) 695-3441 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for personal loans, auto financing, or mortgage solutions, we're here to help you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We provide personalized assistance throughout the mortgage process, ensuring that you have all the information needed to make informed decisions about your future home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards that can help you save money while making purchases easier.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. By focusing on verified financial institutions, LendMesh guarantees that all loan comparisons are accurate and reflect current market conditions.

IQ CREDIT UNION - Vancouver, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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Loan rates in Vancouver, WA (98685)