Iq Credit Union Vancouver WA | Cheap Mortgage Refinance & Business Loans

Introduction

Welcome to Iq, your trusted financial partner located at 14300 Ne 18Th St Vancouver Wa 98684 in the heart of Vancouver, WA. Established in 1940, we have proudly served our community for over eight decades, building lasting relationships with our 104,002 members. With total assets exceeding $2,008,548,761, we are committed to providing secure and dependable banking services tailored to meet your needs. At Iq, we understand that financial decisions can be overwhelming. That's why our dedicated team, led by CEO Eric Petracca and Board President Doug Lehrman, is here to guide you every step of the way. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. Our strong financial foundation includes total deposits of $245,528,308 and a net worth of $206,016,046, ensuring that your money is safe and sound with us. We offer a wide range of services designed to help you achieve your financial goals, from competitive loan options over 65,162 loans granted to innovative online and mobile banking features that make managing your finances easier than ever. While members can visit us at 14300 Ne 18Th St Vancouver Wa 98684, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668. If you have questions or need assistance, don't hesitate to reach out at (360) 695-3441. Join us at Iq, where your success is our priority! Visit our website at https://www.iqcu.com/ to learn more about how we can assist you today.

Branch History & Mission

A Commitment to Innovation

As we look toward the future, embracing digital advancements remains a priority for us. We understand that accessibility is key. That's why we offer online and mobile banking solutions that allow you to manage your finances anytime and anywhere. While our branch operates on a closed schedule currently, we ensure that you can still access essential services through modern technology.

Join Us!

We invite you to become part of the Iq family today! Experience personalized service from people who genuinely care about your financial success and community well-being. For inquiries or assistance, don't hesitate to contact us at (360) 695-3441 or explore more about what we offer at our website. Together, let's build a brighter future for ourselves and our community!

Our Journey

From our humble beginnings in the early 1940s, Iq has dedicated itself to fostering financial well-being for all members. Over the years, we have expanded our offerings and membership base significantly. Today, we proudly serve over 104,002 individuals, managing total assets of $2,008,548,761. Each member is not just a number; they are part of a family that supports one another and invests in the future of our community. Our branch is located at 14300 Ne 18Th St Vancouver Wa 98684, nestled conveniently within the vibrant landscape of Vancouver. We invite you to visit us and experience firsthand the warmth of our team and the services we provide. While members can visit us at this address, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668.

Our Mission

At Iq, our mission is straightforward yet powerful: to empower our members through exceptional financial services while promoting community growth and support. We believe in providing personal banking solutions tailored to your unique needs. Whether it's checking and savings accounts, auto loans, mortgages, or business banking services, we are here to help you achieve your financial goals. We take pride in being more than just a financial institution; we are an integral part of our community's fabric. Through various outreach programs and partnerships with local organizations, we strive to uplift those around us whether it's through financial education initiatives or supporting local events.

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important. Our branch features ADA-compliant entrances and pathways, ensuring that everyone can access our services with ease. Parking is available nearby for your convenience.

Operating Hours

Our operating hours are currently closed, but we encourage you to reach out to us at 360-695-3441 whenever you need assistance or have questions. We're committed to helping you with personal banking, auto loans, mortgages, and more.

Services Offered

At Iq, we provide a range of services tailored to meet your financial needs. From checking and savings accounts to vehicle financing and credit cards with rewards our friendly staff is ready to assist you in choosing the right options for your lifestyle. We may not have an ATM or drive-thru banking at this location, but our team is always eager to help you in person. We invite you to come by and explore how we can support your financial journey! Thank you for considering Iq for your banking needs. We look forward to seeing you soon!

Member Eligibility

At Iq, we believe that everyone deserves to be part of a supportive community where your financial needs are prioritized. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the areas served by our credit union, you're likely eligible to join us. We take pride in offering a range of benefits designed to help you thrive financially from competitive loan rates to personalized banking services. To explore the full details of eligibility, feel free to check out our resource at . When you're ready to open an account, the process is just as easy! You can start right from home by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions along the way, don't hesitate to give us a call at (360) 695-3441. We can't wait to welcome you into our 14300 Ne 18Th St Vancouver Wa 98684 family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Imagine running your business with reliable payment solutions that simplify transactions and enhance customer satisfaction. At Iq, we offer merchant services that help you process payments seamlessly, allowing you to focus on what matters most growing your business. Located at 14300 Ne 18Th St Vancouver Wa 98684 in Vancouver, WA, our team is here to assist you in navigating the path to financial success. Connect with us today at (360) 695-3441 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility & Convenience

At Iq, we understand the importance of accessibility. While we currently do not offer ATM or drive-thru services at this location, our comprehensive online banking features ensure that you can manage all aspects of your finances from anywhere at any time. If you're interested in learning more about how we can assist you on your financial journey or if you'd like to open an account today, don't hesitate to reach out! Call us at (360) 695-3441 or visit us online at Evergreen Campus Branch. Your financial well-being is our priority!

Auto Loans & Vehicle Financing

If you're ready to hit the road, our Auto Loans & Vehicle Financing services can help you drive away in the car of your dreams. We offer competitive rates and flexible terms that make purchasing or refinancing a vehicle straightforward. Picture this: you find the perfect car, and with just a few clicks on our mobile app, you secure financing without any hassle.

Business Banking Solutions

For entrepreneurs and business owners, we offer robust Business Banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we have the tools necessary for success right at your fingertips.

Credit Cards with Rewards

Don't forget about our Credit Cards with Rewards, which allow you to earn points on every purchase. Imagine earning rewards just by using your card for daily expenses like groceries or gas. It's an easy way to get more out of your spending while enjoying all the perks that come along with it.

Mortgage Loans & Refinancing

For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing options are designed with you in mind. We provide personalized guidance through the entire process, helping you navigate everything from first-time home buying to refinancing for better rates. This service can be crucial in making your dream home a reality while also ensuring that you're getting the best deal possible.

Personal Banking Solutions

Whether you're looking to save for a rainy day or manage everyday expenses, our Personal Banking options include checking and savings accounts designed for convenience and growth. Imagine effortlessly tracking your spending while saving towards your goals all available through our user-friendly Online & Mobile Banking platforms. With features like e-statements, mobile payments, and person-to-person transfers, managing your finances has never been easier.

Personal Loans & Debt Consolidation

Life sometimes throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come in handy. Whether you need funds for medical bills or want to consolidate existing debt into one manageable payment, we're here to help. Our team will work closely with you to find a solution that fits your unique financial situation.

Digital & Online Banking

Key Features

Security is a top priority for us. You can rest easy knowing that our online banking is protected with robust security measures. Plus, if you ever need to sign documents digitally, our electronic signature authorization feature makes it quick and straightforward no need to print or scan! We also offer e-statements, so you'll receive your bank statements electronically instead of waiting for them in the mail. This not only helps you stay organized but also reduces paper waste a win for both you and the environment. For those who love using their smartphones, our mobile application is available to download, allowing you to take all these features right into your pocket. You can even make mobile payments easily and securely. Whether you're splitting a dinner bill with friends or paying back a family member, our person-to-person transfer feature ensures that money moves quickly between accounts. In short, Iq provides a comprehensive suite of digital banking tools designed for ease-of-use and accessibility. With everything from online banking services to mobile apps at your fingertips, managing your finances has never been easier!

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that when you choose us, you're placing your trust in our ability to manage your finances wisely. Sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results, we are proud to showcase our robust financial health. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to transparency means you can see how we're doing financially and know that your savings are secure with us. Our net worth ratio of $1,026 demonstrates a solid capital foundation. This strength ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $15,982 in used auto loans and $1,538,287,452 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With net shares available for lending and investments amounting to $40,178, we are well-equipped to meet your needs. The trust of our growing member base is evident with a total of 276,485 share and deposit accounts. This reflects the confidence our members have placed in us as their go-to financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 14300 Ne 18Th St Vancouver Wa 98684 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already provided over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans, helping members get on the road confidently. Whether you're purchasing a brand-new vehicle or a reliable used car, our flexible terms can fit your budget and lifestyle.

Credit Lines and Commercial Loans

For those needing additional financial support, our total credit lines amounting to $624,100,734 offer flexibility for personal or business needs. Additionally, for business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. Each of these loan products comes with various eligibility options and refinancing opportunities tailored to meet your specific needs. You can visit us at our branch located at 14300 Ne 18Th St Vancouver Wa 98684, Vancouver, WA, or give us a call at (360) 695-3441 for more details on how we can assist you in securing a loan that fits your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through the process. If you are considering refinancing your current mortgage, we can assist you with that as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option is perfect for those looking to consolidate debt or make larger purchases without having to tap into savings.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent, allowing users to make informed decisions without any hidden surprises.

The Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, guaranteeing transparency in what you're seeing. - No Sponsored Listings: Unlike other comparison tools that might prioritize lenders based on paid promotions, LendMesh focuses solely on providing unbiased results. Your best interests come first. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and choose what fits their needs best. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in securing the best possible rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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