Iq Credit Union Vancouver WA | Top Auto Loans & Rewards Cards

Introduction

Welcome to Iq, your trusted partner in financial well-being, located right at 1500 Se Blairmont Dr, Vancouver, WA 98683. Since our establishment in 1940, we have been dedicated to serving our community with integrity and commitment. With over 104,000 members relying on us, we take pride in being a cornerstone of financial support for individuals and families alike. At Iq, we understand the importance of building solid relationships with our members. Our total assets stand strong at an impressive $2,008,548,761, reflecting our stability and trustworthiness. We're here not just to provide services but to foster a community where everyone can thrive financially. With total deposits reaching $245,528,308, our members' trust is evident and fuels our mission to offer reliable financial products tailored to their needs. Our leadership team, led by CEO Eric Petracca and Board President Doug Lehrman, embodies the values of transparency and member focus that we uphold every day. Together with our dedicated staff of 366 employees, we ensure that each interaction is meaningful and supportive. We are proud to offer a variety of services including personal banking options such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Whether you're looking for financing options or seeking assistance managing your finances, we're here for you. For any inquiries or assistance, feel free to reach out to us at 360-695-3441. We invite you to visit us at our branch or explore more about what we offer online at www.iQcu.com. Join us today and experience how Iq can help you achieve your financial goals!

Branch History & Mission

A Legacy of Trust

Since our founding in 1940, Iq has built a rich history marked by trust and integrity. We have weathered economic changes and adapted to the evolving landscape of finance while remaining true to our core values. Today, our commitment to innovation includes digital banking solutions like online and mobile banking, ensuring that you can manage your finances conveniently from anywhere. While you can visit us at our branch location for all your banking needs, we understand that communication is vital. If you need to send official correspondence, please use the mailing address provided above.

Join Us Today!

As we look ahead, Iq continues to welcome new members who want a banking experience that puts people first. We invite you to explore what we have to offer whether you're looking for personal banking services or business solutions tailored just for you. Experience the difference with a credit union that cares about its members and their community. If you're ready to join us or learn more about our offerings, please reach out at 360-695-3441 or visit us online at www.iqcu.com. Together, let's build a brighter financial future!

Our Mission

At Iq, our mission is straightforward: to empower our members through exceptional financial services while fostering community growth and support. We believe that everyone deserves access to quality banking options. This is why we offer a range of products, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking solutions. Our goal is not just to meet your financial needs but also to help you achieve your dreams. We take pride in being more than just a financial institution. We actively engage in community outreach initiatives that make a difference in people's lives. Whether it's sponsoring local events or partnering with organizations for charitable causes, we are committed to giving back and strengthening the communities we serve.

Branch Location & Accessibility

Welcome to the Iq branch located at 1500 Se Blairmont Dr in beautiful Vancouver, WA! Nestled in the heart of Clark County, our branch offers a convenient spot for all your banking needs. Whether you're dropping by for personal banking or seeking assistance with loans and accounts, we're here to help. While visiting us at this address, you'll find our location is easy to access. We're situated near popular landmarks that make it a breeze to stop by, whether you're coming from home or work. Plus, ample parking is available, ensuring you can get in and out without any hassle. Although our branch is currently closed for the day, we encourage you to plan your visit during our operating hours. Our friendly team is ready to assist you when we're open. You can reach us at 360-695-3441 if you have questions or need more information. At Iq, we pride ourselves on providing services tailored to meet your financial goals. From checking and savings accounts to auto loans and credit cards with rewards, we've got options that fit every lifestyle. While we do not offer ATM or drive-thru services right now, our staff is always available inside the branch to provide personalized service. If you're looking for a welcoming banking experience in Vancouver, we invite you to come by and see what we can do for you. We look forward to serving you soon!

Member Eligibility

At Iq, we believe that becoming a member means joining a warm and supportive community that truly cares about your financial well-being. If you're looking to be part of something special, it's easy! Membership is open to anyone who lives, works, or worships in our community, making it inclusive for many. Whether you're looking for personal banking solutions or business services, you'll find that our offerings are designed with your needs in mind. We pride ourselves on providing exceptional support and personalized services tailored just for you. Ready to take the next step? Opening an account at Iq is a breeze! You can get started by visiting our account opening page here. If you have any questions or want to learn more about membership eligibility, feel free to reach out at (360) 695-3441. For further details, you can also check out our eligibility criteria here. We can't wait to welcome you into the Iq family!

Business Banking & Commercial Services

Commercial Loans to Fuel Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

Running a business means managing daily transactions smoothly. Our merchant services simplify payments for your customers, allowing you to focus on what matters most growing your business. Whether it's accepting credit cards or setting up online payments, we provide the support you need. Located at 1500 Se Blairmont Dr Vancouver Wa 98683 in Vancouver, WA, we're here to partner with you on your business journey. Reach out to us at (360) 695-3441 and discover how Iq can be a valuable ally in your success!

Comprehensive List Of Services

Banking on the Go

In today's fast-paced world, having access to banking services anytime is crucial. With our online and mobile banking platforms, managing your accounts has never been easier. You can transfer funds, pay bills, and even send money to friends with just a few taps on your smartphone. As part of our commitment to convenience, we also offer ATM and cash withdrawal services so you can access your cash when you need it without hassle. We invite you to discover all the ways Iq can support you in reaching your financial goals. Visit us at 1500 Se Blairmont Dr Vancouver Wa 98683 or call us at (360) 695-3441 today! Explore how our comprehensive list of services can benefit you personally or professionally. Your financial journey starts here!

Empowering Local Businesses

For entrepreneurs and small business owners, our business banking services provide essential support. From merchant services that simplify transactions to business loans that fuel growth, we are committed to helping local businesses thrive in our community.

Financing Your Dreams

Thinking about buying a new vehicle? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. We provide competitive rates and flexible terms, ensuring you find a loan that fits your budget. If homeownership is on your mind, explore our mortgage loans and refinancing solutions designed to make the process smooth and manageable.

Personal Banking Made Easy

Our personal banking services are tailored to fit your lifestyle. We offer checking and savings accounts that allow you to manage your money effortlessly. Whether you're looking to save for the future or need easy access to your funds, we've got options that work for you. Imagine being able to check your balance and transfer money from anywhere with our online and mobile banking features it's all about convenience at Iq.

Supporting Your Financial Journey

At Iq, we also recognize that sometimes life can throw unexpected challenges your way. Our personal loans and debt consolidation services can help you regain control over your finances when you need it most. Plus, with our credit cards offering rewards, every purchase brings you closer to exciting benefits.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.iqcu.com/, you can access your accounts anytime, anywhere. You can check balances, make transfers, and even pay bills all from the comfort of your home or while waiting in line. Our user-friendly platform ensures that you can navigate easily, making banking straightforward and hassle-free.

Mobile Application for On-the-Go Banking

For those who prefer managing their finances from their smartphones, our mobile application offers a convenient way to stay connected. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a few taps away. Need to deposit a check? Just take a photo using the app, and it's done!

Security You Can Trust

Your security is our top priority. We utilize electronic signature authorization to ensure that all transactions are safe and secure. Plus, with e-statements available, you can keep track of your financial activity without worrying about paper clutter. All of this is backed by robust security measures to protect your personal information. At Iq, we believe in making banking accessible for everyone. Whether you're using our online platform or mobile app, you have real-time control over your finances right at your fingertips. Enjoy the peace of mind that comes with knowing you have full access to your account whenever you need it!

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the peace of mind you deserve when it comes to your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $15,982 in used auto loans and $1,538,287,452 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 1500 Se Blairmont Dr Vancouver Wa 98683 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options tailored for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges, and our lending solutions aim to alleviate some of those burdens.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We provide personalized service to guide you through every step of the process, ensuring you find the right solution for your housing needs.

Refinancing Options

If you're looking to refinance any existing loans, we can help you explore eligibility options that may lower your monthly payments or provide cash-out opportunities. Our experienced team is here to assist you in finding the best financial path forward. To learn more about our loan offerings or start your application process today, call us at (360) 695-3441 or visit us online at https://www.iqcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Iq, we're dedicated to helping you navigate your financial journey with confidence and support.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option allows you to cover unexpected expenses without adding stress to your budget.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers when they compare loans.

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