Iq Credit Union Vancouver WA | Cheap Mortgage Refinance & Personal Loans

Introduction

Welcome to Iq, your trusted financial partner located at 615A Se Chkalov Dr Ste 1, Vancouver, WA 98683. Established in 1940, we have proudly served our community for over 80 years, building a strong foundation of trust with our 104,002 members. At Iq, we understand that managing your finances can be overwhelming, which is why we are dedicated to providing personalized banking solutions tailored to meet your unique needs. With total assets exceeding $2 billion, Iq is well-equipped to support a wide range of services. Our offerings include everything from personal banking, such as checking and savings accounts, to auto loans and mortgages. We also provide business banking solutions like merchant services and business loans. Whether you're looking to finance a new car or expand your business, our experienced team is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668-1739. Our commitment to community impact is evident not only in our financial stability but also in our service ethos ensuring that every member feels valued and supported. Our leadership team, including CEO Eric Petracca and Board President Doug Lehrman, emphasizes transparency and member satisfaction. With a dedicated staff of 366 employees, we're ready to assist you during our lobby hours from 9:30 AM to 6:00 PM on weekdays. You can also reach us by phone at 360-695-3441 or via fax at 360-992-4250. At Iq, we believe in empowering our members through financial education and resources. If you're ready to take the next step towards achieving your financial goals or simply want more information about what we offer, visit us online at www.iQcu.com or give us a call today! Let's build a brighter financial future together!

Branch History & Mission

At Iq, located in the heart of Vancouver, WA, we take pride in our rich legacy that began in 1940. Since opening our doors at 615A Se Chkalov Dr Ste 1, we've been dedicated to serving our community and helping members achieve their financial goals. Over the decades, we have grown significantly, now boasting a membership of over 104,000 and total assets exceeding $2 billion. This growth reflects not only our commitment to excellent service but also the trust our members place in us. Our mission is simple yet powerful: to provide accessible financial services while fostering a spirit of community support and involvement. We strive to empower our members through a variety of offerings, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our focus extends beyond just banking; we actively engage in community outreach initiatives that make a tangible difference in the lives of those we serve. While members can visit us at our main branch address, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668-1739. Our operating hours are convenient for busy lifestyles Monday through Friday from 9:30 AM to 5:30 PM for lobby services, with drive-thru access available until 6:00 PM. In addition to traditional banking services, we've embraced technology to enhance member experiences. With features like online banking, mobile payments, and electronic statements, managing finances has never been easier or more secure. We also offer ADA-compliant facilities to ensure accessibility for all members. As part of our ongoing commitment to community support, we partner with local organizations and participate in various outreach programs aimed at improving financial literacy and promoting economic stability within Vancouver and surrounding areas. Join us at Iq and become part of a cooperative that prioritizes your needs while contributing positively to our shared community. Experience the difference of a credit union that truly cares about its members! For any questions or assistance, feel free to reach out at 360-695-3441. We look forward to welcoming you!

Branch Location & Accessibility

Accessing Our Branch

We strive to make your visit comfortable. Our branch features ADA-compliant access, ensuring that everyone can easily reach us. There's ample parking available, so you won't have to worry about finding a spot when you arrive. For those who prefer a quick stop, we also offer drive-thru banking, making it simple to handle deposits and withdrawals without leaving your car.

Operating Hours

Our doors are open Monday through Friday from 9:30 AM to 5:30 PM, giving you plenty of time during the week to come in and talk with our team. If you're in need of extended hours for your convenience, our drive-up service operates until 6:00 PM on weekdays.

Services We Offer

At the Cascade Branch, we provide a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. You can also take advantage of our online and mobile banking services for easy access anytime, anywhere. For any questions or assistance, feel free to give us a call at 360-695-3441. We're here to help! While members can visit us at our branch address, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668-1739. We invite you to stop by today! Your financial well-being is our priority at Iq's Cascade Branch.

Member Eligibility

At Iq, we believe that becoming a member means joining a warm, welcoming community where you can thrive. If you're wondering whether you can be part of our family, the good news is that many individuals are eligible! Generally, anyone who lives, works, or worships in the area around 615A Se Chkalov Dr Ste 1 Vancouver Wa 98683 can apply for membership. We strive to keep things simple and inclusive because everyone deserves access to our financial services. To get all the details about eligibility requirements, please check out our resource. Opening an account with us is straightforward and designed to fit into your busy life. You can start your application process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl, or if you prefer a personal touch, feel free to give us a call at (360) 695-3441. We're here to help you every step of the way!

Business Banking & Commercial Services

Financing Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

In addition to loans, we offer merchant services that simplify daily transactions. Imagine having the ability to accept payments swiftly and securely, allowing you more time to focus on what truly matters growing your business. Our services streamline payment processing, making it easier for you to serve your customers at every turn. Located at 615A Se Chkalov Dr Ste 1 Vancouver Wa 98683 in Vancouver, WA, we invite you to discover how our business banking solutions can empower your company. Reach out today at (360) 695-3441 and let's explore the possibilities together!

Comprehensive List Of Services

Business Banking

For those running businesses, our business banking services include merchant services and business loans designed to support growth. We understand the challenges entrepreneurs face and are here to assist you every step of the way.

Convenient Access

Accessibility is essential in today's fast-paced world. That's why we provide comprehensive online and mobile banking features that give you control over your finances anytime, anywhere. You can easily withdraw cash at our ATMs or use our basic drive-thru banking for deposits and withdrawals without leaving your vehicle. At Iq, we're not just about transactions; we're about building relationships. Our goal is to ensure that each member feels valued and supported in achieving their financial aspirations. If you're ready to explore how we can assist you further, don't hesitate to reach out! Call us at (360) 695-3441 or visit us at 615A Se Chkalov Dr Ste 1 Vancouver Wa 98683 today. Let's work together on your path to financial success!

Credit Cards and Loans

With our credit cards that come with rewards, you can earn points on your everyday purchases while enjoying competitive rates. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide flexible solutions that can ease your financial burden.

Personal Banking

Our personal banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having easy access to your funds with online and mobile banking options that allow you to check balances, make transfers, and pay bills right from your smartphone or computer. We also offer auto loans and vehicle financing, making it simple for you to drive away in the car you love. Plus, if you're considering buying a home or refinancing an existing mortgage, our mortgage loans can help you achieve your dreams.

Digital & Online Banking

Key Services

Our online banking services at https://www.iqcu.com/ provide everything you need to keep track of your financial health. You can view your account balances, transfer money between accounts, and even pay bills all from the comfort of your home or on the go. Plus, with 24/7 online banking, you're never out of touch with your money. If you enjoy using your mobile device for everyday tasks, you'll love our mobile application. It's user-friendly and packed with features like mobile payments, making it simple to pay for goods and services right from your phone. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in just a few taps.

Security and Convenience

Your security is our top priority. We use electronic signature authorization for transactions, ensuring that everything is safe and sound. Additionally, if you prefer going paperless, you can sign up for e-statements, which allow you to receive your account statements electronically saving trees while keeping your information organized. With all these features combined, managing your finances has never been easier or more secure. Whether you're at home or out and about, Iq is here to support you every step of the way. Experience the convenience of modern banking today!

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is essential. That's why we are proud to share our strong financial standing with you. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is backed by $15,982 in used auto loans and $1,538,287,452 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our $7,445,428, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 615A Se Chkalov Dr Ste 1 Vancouver Wa 98683 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide flexible financing options whether you are interested in purchasing a brand-new vehicle or a reliable used one.

Commercial Loans

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand your business. Whether you're looking to invest in new equipment or increase your operating cash flow, we have solutions designed to fit your business needs. Our commitment to our members extends beyond just offering competitive rates; we also provide refinancing options and eligibility consultations to help you find the best product for your situation. At Iq, we strive to create a supportive environment where you can feel confident about your financial decisions. If you have any questions or would like assistance, please reach out at (360) 695-3441 or visit us at 615A Se Chkalov Dr Ste 1 Vancouver Wa 98683 in Vancouver, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand all your options along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This can be an excellent option for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

Benefits of Using LendMesh

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IQ CREDIT UNION - Vancouver, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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