Iq Credit Union Vancouver WA | Quick Personal Loans & ATM Services

Introduction

Welcome to Iq, where our commitment to your financial well-being runs deep. Nestled in the heart of Vancouver, WA at 2620 Se 165Th Ave Vancouver Wa 98683, we have been serving our vibrant community since 1940. Our team is dedicated to providing personalized banking solutions tailored just for you, whether you're looking for savings accounts, auto loans, or mortgage options. With a strong membership base of over 104,002 members and total assets amounting to an impressive $2,008,548,761, we pride ourselves on being a trusted partner in your financial journey. Our total deposits stand at $245,528,308, reflecting the trust placed in us by our members. As a responsible lender, we manage a diverse portfolio with 65,162 loans and leases, ensuring that we can support your dreams and aspirations. We believe in giving back to our community. Under the leadership of our CEO, Eric Petracca, and Board President, Doug Lehrman, we strive not only to meet but exceed your expectations. Our dedicated staff of 366 employees is here to assist you with any questions or needs you may have. While members can visit us at our branch location, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668 for your convenience. Explore all that we offer at [https://www.iqcu.com/](https://www.iqcu.com/) and discover how we can help make your financial goals a reality. For any inquiries or assistance, feel free to call us at (360) 695-3441 we're here for you!

Branch History & Mission

Welcome to Iq, a pillar of strength and support in the vibrant community of Vancouver, WA. Since our doors opened in 1940, we have been dedicated to providing exceptional financial services tailored to meet the needs of our members. Today, with over 104,002 members, we are proud to have grown into a trusted resource for families and businesses alike. Located at 2620 Se 165Th Ave Vancouver Wa 98683, our branch is easily accessible and surrounded by friendly neighborhoods. We invite you to come visit us during our operating hours, which are Monday through Friday from 9:30 AM to 5:30 PM, and Saturday from 9:30 AM to 2:00 PM. For those who prefer drive-thru service, we are here for you Monday through Saturday, ensuring your banking experience is as convenient as possible. At Iq, our mission is clear: we strive to empower individuals and strengthen communities through responsible financial practices. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Our commitment extends beyond just financial services; we actively engage in community outreach programs that aim to uplift and support our neighbors. As part of our dedication to modern banking, we embrace digital advancements that enhance member experiences like online banking and mobile payment options. We are also proud to provide ADA-compliant facilities so everyone can enjoy seamless access to our services. Over the years, we have seen remarkable growth in our total assets, now standing at an impressive $2,008,548,761. This achievement reflects not only the trust placed in us by our members but also our commitment to responsible management practices that prioritize their financial wellbeing. While members can visit us at 2620 Se 165Th Ave Vancouver Wa 98683, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668 if it differs from our physical location. For any inquiries or assistance, feel free to reach out at (360) 695-3441. Join us at Iq where we are more than just a credit union we are a community partner dedicated to helping you achieve your financial goals. Experience the difference today!

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance, don't hesitate to reach out! Call us at 360-695-3441 or visit us during our operating hours. While members can visit us at 2620 SE 165th Ave, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. We look forward to welcoming you at Iq Fishers Landing Branch!

Nearby Landmarks and Accessibility

Our branch is situated near popular landmarks that make it easy for you to find us. If you're coming from nearby parks or shopping areas, you'll appreciate the straightforward access. We offer ample parking right outside, making your visit hassle-free. Plus, our facility is ADA compliant with features like ramps to ensure everyone can enjoy our services without barriers.

Operating Hours and Services

We understand that your time is valuable. That's why our lobby hours are designed with your busy schedule in mind. We're open Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Additionally, our drive-thru service operates even earlier on weekdays, opening at 7:30 AM for your convenience. At Iq, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, we have solutions for individuals and businesses alike. Need cash? Our ATM is available for quick withdrawals and balance checks, while our drive-thru provides easy access for deposits and simple transactions.

Member Eligibility

At Iq, we believe that everyone deserves a chance to be part of a supportive and welcoming community. Becoming a member is straightforward and open to anyone who lives, works, or worships in our service area. We also welcome family members of current members! If you're looking for a place where your financial needs are prioritized, you're in the right spot. With us, you can enjoy a range of benefits like lower loan rates, higher savings returns, and personalized service that feels like family. To explore all the specific eligibility details, feel free to check out our website at . Ready to take the next step? Opening an account with Iq is as easy as pie. You can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl, or simply give us a call at (360) 695-3441 if you have any questions. We're here to help you every step of the way! Come join us at our branch located at 2620 Se 165Th Ave Vancouver Wa 98683, and let's build your financial future together.

Business Banking & Commercial Services

Business Loan Options

Imagine having the capital to seize new opportunities like upgrading your equipment or expanding your storefront. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's competitive market, efficient payment processing can set you apart. Our merchant services make it easy for you to accept payments from customers, whether in-store or online. Imagine the convenience of a seamless checkout experience that keeps your customers coming back. Join us at Iq, located at 2620 Se 165Th Ave Vancouver Wa 98683 in Vancouver, WA, and discover how our business banking and commercial services can empower your entrepreneurial journey. For more information, call us at (360) 695-3441.

Comprehensive List Of Services

Business Banking

For small business owners, we know that every penny counts. Our business banking services include merchant services that simplify payment processing and business loans tailored to help you grow. We want to support your entrepreneurial journey by offering flexible solutions that meet your unique needs.

Call to Action

Explore all the ways Iq can support your financial journey! Visit us at 2620 Se 165Th Ave Vancouver Wa 98683 or give us a call at (360) 695-3441 to learn more about our offerings. You can also check out our website at Fishers Landing Branch for additional information about account openings and other exciting features waiting for you! Let us be your trusted partner in achieving your financial goals today!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Need cash? Our ATM services allow for easy withdrawals and balance checks without the hassle of waiting in line. Our drive-thru service also ensures that basic transactions like deposits and withdrawals are quick and efficient. Whether it's early morning or late afternoon, our drive-thru is ready to assist you with simple banking tasks.

Personal Banking

We understand that managing your finances can be overwhelming at times. That's why our personal banking services include checking and savings accounts designed to help you save and manage your money effectively. If you're thinking about buying a car, our auto loans and vehicle financing options can help get you behind the wheel quickly and affordably. For those planning to buy a home, we offer mortgage loans and refinancing options that fit your budget. Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can tackle those challenges head-on without breaking the bank. Plus, if you love earning rewards, our credit cards come with great perks!

Digital & Online Banking

Anytime Banking at Your Fingertips

Whether you prefer using our website or mobile app, our digital banking tools are designed for ease of use. You'll have real-time access to your accounts, making it simple to track spending and stay on top of your finances. At Iq, we're dedicated to providing you with the tools you need for effective financial management. Explore all these convenient services today and experience the peace of mind that comes with easy access to your accounts!

Easy Access with Online Banking

Our online banking platform at https://www.iqcu.com/ is user-friendly and packed with features that make managing your money a breeze. Whether you want to check your balance, pay bills, or transfer funds, everything is just a few clicks away. Plus, our 24/7 online banking services ensure that you can handle your finances whenever it suits you.

Go Paperless with E-Statements

Say goodbye to paper clutter! With our e-statements feature, you can receive your account statements electronically. This not only helps the environment but also allows for quick access to your financial information right from your device.

Manage Payments on the Go

With our mobile application, managing your money has never been easier. You can make mobile payments effortlessly and even send money directly to friends or family using our person-to-person transfer feature. Whether you're shopping or splitting a bill, it's all just a tap away.

Stay Secure with Electronic Signature Authorization

Worried about security? Our electronic signature authorization ensures that your transactions are safe and protected. You can complete important documents and agreements without ever needing to visit a branch.

Financial Strength

Dedicated Team

We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We believe that personalized service makes all the difference in your banking experience.

Focused on Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. You come first at Iq, always!

Growing Member Base

Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. This community of members strengthens our ability to provide exceptional service tailored to your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 2620 Se 165Th Ave Vancouver Wa 98683 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Every decision we make is aimed at enhancing your experience with us.

Reinvesting in Growth

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust empowers us to continually improve our offerings.

Secure Savings Options

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Your hard-earned money is safe with us, growing steadily as you plan for your future.

Solid Capital Foundation

Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength allows us to weather any storm while prioritizing your financial needs.

Strong Net Worth

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to focus on what truly matters serving you, our valued member.

Supporting Your Financial Goals

With $15,982 in used auto loans and $1,538,287,452 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a new car or finance an important project, we're here for you.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We make it easy to find financing that fits your budget and lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand your business. Our team is here to help you navigate your financing options so you can focus on what matters most running your business. If you're considering refinancing or want to learn about eligibility options for any of these loans, we encourage you to contact us directly. Our team will be happy to provide personalized assistance based on your unique situation. We pride ourselves on transparency and accountability, so all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Iq, we are committed to serving our community's financial needs with care and expertise. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We provide guidance throughout the process, ensuring you feel confident every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option allows you to handle unexpected costs while enjoying the benefits of competitive rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This transparency allows users to make informed decisions without the confusion that often accompanies the loan shopping experience. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment guarantees fair and transparent offers, allowing users to trust that they are viewing legitimate options. One of the key benefits of using LendMesh is verified data. Loan offers are gathered from reputable financial institutions, ensuring users receive clear and honest information. Additionally, LendMesh prides itself on having no sponsored listings; lenders are not prioritized based on paid promotions. This means every user receives unbiased results tailored to their needs. The platform also offers real-time rate comparisons, providing up-to-date loan rates from multiple institutions. This feature helps users quickly identify the best options available, saving them time and potentially significant amounts of money. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how LendMesh has positively impacted many borrowers' experiences. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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