Iq Credit Union Vancouver WA | Affordable Vehicle Loans & Checking Accounts

Introduction

Welcome to Iq, your trusted financial partner located at 15705 NE Fourth Plain Blvd, Vancouver, WA 98682. Established in 1940, we have proudly served our community for over 80 years, fostering a strong sense of trust and reliability among our 104,002 members. As a member-focused credit union, we prioritize your financial well-being by offering a range of services tailored to meet your needs. At Iq, we understand that every member's journey is unique. That's why we provide personalized banking solutions, including checking and savings accounts, auto loans, mortgage options, and business banking services. With total assets exceeding $2 billion, you can feel confident knowing that your finances are in capable hands. Our commitment to excellence is reflected in our robust net worth of $206 million and total deposits of $245 million. While you can visit us at our branch for all your banking needs, please note that official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668-1739. Led by our dedicated CEO, Eric Petracca, and Board President Doug Lehrman, our team of over 366 employees is here to support you every step of the way. Whether you're looking to secure a loan or open an account, we're just a phone call away at 360-695-3441. We invite you to explore the various ways we can help you achieve your financial goals. Visit us online at www.iQcu.com or stop by our branch today!

Branch History & Mission

At Iq, we take pride in our rich history and unwavering commitment to our community. Established in 1940, our branch has been a cornerstone of financial support for the people of Vancouver, WA. Over the years, we have grown alongside our members, building strong relationships that empower individuals and families to achieve their financial dreams. Located at 15705 Ne Fourth Plain Blvd Vancouver Wa 98682, right near the heart of Vancouver, our branch is easily accessible for everyone. Whether you're visiting us for personal banking or seeking guidance on loans and investments, you'll find a friendly face ready to assist you. If you need to send official correspondence, please note that our mailing address is PO Box 1739, Vancouver, WA 98668-1739. With a total membership of over 104,002 and assets amounting to an impressive $2,008,548,761, we are dedicated to providing exceptional financial services tailored to your needs. Our mission is simple yet impactful: we strive to enhance the financial well-being of our members while supporting local initiatives that make a difference in our community. Our operating hours are designed with your convenience in mind open Monday through Friday from 9:30 AM to 5:30 PM, with drive-thru services available until 6:00 PM. We also offer ATM access for quick transactions, ensuring you can manage your finances effortlessly. We recognize the importance of being modern and inclusive, which is why we have embraced digital advancements. Our online and mobile banking options allow you to manage your accounts anytime, anywhere. We prioritize accessibility and adhere to ADA compliance standards so that everyone can benefit from our services. Community engagement is at the heart of what we do. Through partnerships with local organizations and outreach programs, we actively participate in enhancing the quality of life in Vancouver. By joining Iq, you're not just gaining a financial partner; you're becoming part of a vibrant community dedicated to mutual growth and support. We invite you to experience the benefits of membership at Iq. Whether you're looking for checking accounts, auto loans, or business banking services, we're here to help you thrive financially. Come visit us or reach out at (360) 695-3441 let's start this journey together!

Branch Location & Accessibility

Call to Action

We invite you to come visit us at Iq! If you have any questions or need assistance before your visit, don't hesitate to call us at 360-695-3441. Our dedicated staff looks forward to serving you and helping you achieve your financial goals!

Nearby Landmarks and Accessibility

Situated near several local landmarks, our branch is just a short drive from the vibrant community areas around Fourth Plain Boulevard. With ample parking available and ADA-compliant facilities, accessing our services is hassle-free for everyone. We've made sure that our space includes features like ramps and accessible entrances so that all members can easily reach us.

Operating Hours and Services

We are open Monday through Friday from 9:30 AM to 5:30 PM, with extended drive-thru hours until 6:00 PM for your convenience. Our friendly team is ready to assist you with a variety of services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and much more. Plus, we offer ATM access for quick withdrawals and balance checks anytime you need it.

Member Eligibility

At Iq, we believe that everyone deserves to be part of a welcoming community where financial well-being is a priority. If you're looking to join us, you'll be pleased to know that membership is open to individuals who live, work, or worship in our vibrant community. We also welcome family members of existing members, making it easy for you to share the benefits of being part of our credit union. You can enjoy personalized service, lower fees, and competitive rates on loans and savings accounts as part of your membership journey. For more details about eligibility criteria, feel free to visit this link. When you're ready to take the next step, opening an account is simple! Just head over to our online application at this page or give us a call at (360) 695-3441. Our friendly team is here to assist you every step of the way at our branch located at 15705 Ne Fourth Plain Blvd Vancouver Wa 98682. Join us today and discover all the advantages that come with being a member of Iq!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we provide essential merchant services that simplify daily operations. From payment processing solutions that help you accept credit cards easily to cash management tools that keep your finances organized, we focus on what matters most your business success. Located at 15705 Ne Fourth Plain Blvd Vancouver Wa 98682 in Vancouver, WA, our team is dedicated to providing personalized service tailored to your business's unique needs. Contact us today at (360) 695-3441 and let's discuss how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment or hire additional staff without the worry of cash flow interruptions. Our flexible loan options make it possible for you to seize opportunities as they arise.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner in Vancouver, our business banking services provide essential tools like merchant services and business loans to support your ventures. We believe that when local businesses thrive, the entire community benefits.

Connect With Us

Whether it's a quick question or setting up a new account, our friendly staff at Iq is here to assist you every step of the way. Visit us at 15705 Ne Fourth Plain Blvd Vancouver Wa 98682 in Vancouver, WA, or call us at (360) 695-3441 during our operating hours from Monday to Friday between 9:30 AM and 5:30 PM (Drive-Up until 6:00 PM). We invite you to explore all that we have to offer and discover how Iq can make your financial journey smoother and more rewarding. Join us today and experience personalized service tailored just for you!

Embracing Technology

In today's world, convenience is key. Our online and mobile banking features mean you can manage your finances anytime, anywhere. With services like ATM and cash withdrawal, along with basic drive-thru banking for deposits and simple transactions, we ensure that accessing your money is hassle-free. You can even check balances or withdraw cash at our ATMs with ease.

Personal Banking Made Easy

Starting with personal banking, we offer various checking and savings accounts designed to help you manage your money effortlessly. Imagine having a checking account that gives you easy access to your funds while earning interest on your savings this is just one way we make banking convenient. If you're considering a new vehicle, our auto loans and vehicle financing options will help you get behind the wheel without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing options can guide you through the process smoothly. We know that sometimes life throws unexpected expenses your way, which is why our personal loans and debt consolidation services are available to help ease any financial burdens.

Rewards That Count

Don't forget about our credit cards with rewards, which allow you to earn points on everyday purchases. It's like getting paid for spending! These rewards can be used for travel, merchandise, or even cash back making every swipe more beneficial.

Digital & Online Banking

E-Statements and Security

Say goodbye to cluttered mailboxes with our e-statements. Available to all members, e-statements are a secure and eco-friendly way to keep track of your financial documents. You can review them anytime through our online banking portal, ensuring your information is always at your fingertips.

Mobile Banking on the Go

Stay connected with our mobile application, which allows you to manage your accounts right from your smartphone. Our app not only supports mobile payments but also enables person-to-person transfers, making it easy to send money to friends or family in an instant.

Real-Time Account Management

With Iq, real-time account management is a breeze. You can instantly monitor your transactions and balances while enjoying peace of mind knowing that your information is protected with top-notch security measures. We're here for you every step of the way. Experience the future of banking today with Iq! Join us online at https://www.iqcu.com/ and take advantage of all the features we offer for managing your finances effortlessly.

Financial Strength

Continuous Growth and Support

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $15,982 in used auto loans and $1,538,287,452 in total loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $0. This enables us to keep offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees ready to assist you with expertise and care.

Solid Financial Foundation

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Member Trust

Total Share Accounts stand at 276,485, showcasing a strong and growing member base that trusts us with their finances. Additionally, net shares available for lending and investments amount to $40,178. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 15705 Ne Fourth Plain Blvd Vancouver Wa 98682 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Information

If you're considering refinancing your existing loans or exploring eligibility options for any of our products, we encourage you to reach out. Our team is here to provide personalized assistance based on your specific needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today at Sifton Branch, where we're committed to supporting you on your financial journey!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide flexible financing options to fit your budget and lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to support your journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We work with you to find the best terms and conditions that suit your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. These cards are perfect for everyday purchases and can assist in building your credit history.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh empowers users to make informed financial decisions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results available from the NCUA, ensuring fair and transparent offers for consumers (Source: https://www.ncua.gov). One of the key benefits of using LendMesh is its reliance on verified data. Loan offers are sourced from legitimate financial institutions, which helps build trust in the information presented. Moreover, LendMesh does not prioritize lenders based on paid promotions users receive unbiased results that reflect the true landscape of available loans. This means you can compare real-time loan rates from multiple institutions without any hidden agendas. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh as a reliable tool for finding better loan options. For anyone looking to secure a loan, comparing offers is crucial. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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