Iq Credit Union Vancouver WA | Best Auto Loans & Business Banking

Introduction

Welcome to Iq, your trusted partner in financial well-being since 1940. Located at 8901 Ne Hazel Dell Ave Ste 111, Vancouver, WA 98665, we are proud to serve our vibrant community with dedication and care. With a strong foundation built on over 104,000 members and total assets exceeding $2 billion, we are committed to providing you with the best banking experience possible. At Iq, we understand that each member has unique financial needs. That's why we offer a variety of services tailored just for you, including personal banking, auto loans, mortgage financing, and business banking solutions. Our total loans amount to 65,162, reflecting our unwavering support for our members' aspirations. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668-1739. This ensures that your communications reach us without delay. Our commitment goes beyond numbers; it's about building relationships. Under the leadership of CEO Eric Petracca and Board President Doug Lehrman, our dedicated team of 366 employees is here to assist you every step of the way. We pride ourselves on fostering a welcoming environment where you feel valued and understood. With total deposits reaching $245 million and a net worth of $206 million, you can trust that your money is in safe hands. Additionally, our available cash in hand stands at $19 million, allowing us to respond quickly to your financial needs. We invite you to explore everything we have to offer by visiting our website at www.iQcu.com or giving us a call at 360-695-3441. Whether you're looking for advice on personal loans or interested in starting a new account, we're here for you! Come see how we can help you achieve your financial goals today.

Branch History & Mission

Community Commitment

We understand that being part of a community means more than just offering financial products; it means giving back. Our branch actively participates in local events and supports initiatives aimed at improving education, health, and welfare within Vancouver. By partnering with organizations that share our vision for a thriving community, we help create opportunities for everyone.

Join Us

As we look toward the future, we invite you to become part of the Iq family. Experience personalized service from friendly staff who genuinely care about your financial well-being. Whether you're looking for guidance on loans or simply want to open an account, we're here for you. Feel free to reach out at (360) 695-3441 or visit us during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM. Together, let's build a brighter financial future! For more information about joining us or exploring our services further, visit our website.

Our Evolution

From humble beginnings, Iq has grown significantly over the years. Our branch is situated at 8901 Ne Hazel Dell Ave Ste 111, a convenient location that allows us to serve the residents of Vancouver and beyond effectively. With a focus on community engagement and financial empowerment, we have expanded our offerings to include personal banking solutions such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. As we evolved, so did our assets, which now stand at an impressive $2,008,548,761. This growth enables us to invest back into the community through various outreach programs and partnerships. We believe that by supporting local initiatives, we not only enhance the lives of our members but also contribute positively to the fabric of our society.

Our Mission

At Iq, our mission is clear: we strive to provide accessible financial solutions while enhancing the well-being of our members and the broader community. We are dedicated to ensuring that everyone has access to the resources they need to achieve their financial goals. Whether it's through personal loans for debt consolidation or business banking services for local entrepreneurs, we aim to make a meaningful impact. Our commitment to service extends beyond traditional banking hours. We are proud to offer digital advancements like online banking and mobile payments, ensuring that members can manage their finances conveniently anytime, anywhere. In addition, we maintain ADA compliance standards so that all individuals can access our services with ease. While members can visit us at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668-1739 if necessary.

Branch Location & Accessibility

Convenient Access and Parking

At our Hazel Dell location, we prioritize accessibility for all our members. The branch features ADA-compliant entryways and ramps to ensure everyone can visit us comfortably. Additionally, ample parking is available right outside the building, allowing for easy access whether you're stopping in for a quick transaction or a longer visit.

Operating Hours

We understand that life can get busy, which is why we offer convenient operating hours from Monday to Friday, 9:30 AM to 5:30 PM. Whether you're managing your personal accounts or exploring financing options, our dedicated team is here to assist you during these hours.

Reach Out Anytime

If you have any questions or need assistance, don't hesitate to call us at 360-695-3441. We look forward to welcoming you into the Iq family! Come visit us today; we're excited to help you achieve your financial goals!

Services Offered

The Iq Hazel Dell Branch offers a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we have you covered. If you prefer self-service, we also provide ATM access for quick withdrawals and balance checks perfect for those on the go. While members can visit us at our physical location, please note that any official correspondence should be sent to our mailing address at PO Box 1739, Vancouver, WA 98668-1739.

Member Eligibility

At Iq, we believe that everyone deserves to be part of a supportive community where financial growth is encouraged. Becoming a member is simple and welcoming! If you live, work, or worship in our area, or if you have family who are already members, you're eligible to join us. We invite you to experience the benefits of being part of our credit union, including competitive rates on loans and savings accounts, personalized service, and a wide array of financial products tailored just for you. For more detailed eligibility information, feel free to check out our resource. Once you're ready to become a member, opening an account is easy! Just head over to our account opening page at https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions or need assistance along the way, don't hesitate to reach out at (360) 695-3441. Join us at Iq, located at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665, and take the first step toward a brighter financial future!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. This funding empowers local entrepreneurs to purchase new equipment, expand their operations, or even renovate their spaces. Every loan represents a story of ambition and progress.

Merchant Services

In addition to loans, we offer practical merchant services that streamline daily operations. Imagine running your business smoothly with easy payment processing solutions that keep your cash flow steady. Our services help you accept payments effortlessly, giving you more time to focus on what matters most growing your business. With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses in Vancouver, WA. Join us at Iq, located at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665, and let's work together to realize your business goals! For more information, call us at (360) 695-3441.

Comprehensive List Of Services

Auto Loans & Financing

Thinking about getting a new car? At Iq, we offer competitive Auto Loans and Vehicle Financing options that help you get behind the wheel without breaking the bank. We work with you to find financing solutions that fit your budget, making the car-buying experience smooth and stress-free.

Business Banking Support

For small business owners, our Business Banking services are tailored just for you. From Merchant Services that help process transactions smoothly to Business Loans that support growth initiatives, we're committed to helping your business thrive.

Convenient Access Anytime

We believe in making banking convenient. That's why we offer Online & Mobile Banking, giving you access anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services ensure that you can easily access your funds when needed. At Iq, we prioritize our members' satisfaction by offering personalized service and comprehensive financial solutions designed around their lifestyles. If you're looking for a community-focused credit union where your needs come first, reach out today! Call us at (360) 695-3441 or visit us at our branch located at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665 in Vancouver, WA. Join us in achieving your financial goals!

Credit Cards with Rewards

Want to earn rewards on everyday spending? Our Credit Cards with Rewards allow you to accumulate points for things like travel or cashback on purchases. It's a great way to make your money work harder for you.

Flexible Personal Loans

For unexpected expenses or big purchases, consider our Personal Loans and Debt Consolidation options. Life can throw curveballs, and having access to additional funds can make a difference. We provide flexible repayment plans that suit your financial situation.

Home Financing Made Easy

If homeownership is on your radar, our Mortgage Loans and Refinancing services are here for you. We'll guide you through the mortgage process, whether you're buying your first home or refinancing an existing loan. Our team is ready to help you find the best rates and terms available.

Personal Banking Solutions

Whether you're just starting out or planning for the future, our Personal Banking options cater to all stages of life. Open a Checking or Savings Account with us, and enjoy features designed for easy management of your funds. Our accounts come with online and mobile banking, allowing you to check balances, transfer funds, and manage your money right from your smartphone or computer.

Digital & Online Banking

Additional Features

Need to send money to friends or family? Our person-to-person transfer service lets you do just that with minimal hassle. You can also make payments directly from your phone using our mobile payments feature. This means paying for groceries or splitting a bill has never been simpler. At Iq, we are committed to providing services that enhance accessibility and ease-of-use. Experience real-time account management with our user-friendly tools designed for everyone because banking should work for you!

Key Services

Explore our online banking features at https://www.iqcu.com/. You can quickly check your account balances, view transactions, and pay bills without stepping foot in a branch. For those who prefer convenience on the go, our mobile application makes it easy to manage your finances right from your smartphone. Whether you're transferring money or checking your statements, everything is just a tap away. Security is a top priority for us. Our electronic signature authorization feature allows you to sign documents digitally, making processes faster while keeping your information safe. Plus, with e-statements available, you can say goodbye to paper clutter and access your financial records with ease.

Financial Strength

Investing in Your Future

Our commitment to improving member services is backed by $190,645,696 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. With $15,982 in used auto loans and $1,538,287,452 in total loans and leases, we support your financial goals across various sectors.

Member Trust

The trust placed in us by our growing member base is evident with a total of 276,485 accounts. This strong membership underscores the confidence that members like you have in our ability to manage your finances securely. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $7,445,428, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 344 full-time employees and 22 part-time employees who are dedicated to providing exceptional service at every branch.

Our Financial Health

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid capital position is reflected in our net worth ratio of 10.26%, which demonstrates our ability to provide loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Secure Savings Options

Your savings are important to us. Members' funds are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, providing stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members; with non-member deposits at $58,157,000, we ensure that our resources focus on benefiting you through better loan rates and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to assist you every step of the way.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We are dedicated to supporting local businesses by offering tailored loan products that suit various commercial needs. Our experienced staff at Iq, located at 8901 Ne Hazel Dell Ave Ste 111 Vancouver Wa 98665 in Vancouver, WA, is ready to guide you through each loan product and answer any questions you may have. You can reach us at (360) 695-3441 during our operating hours of Monday through Friday from 9:30 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your options today and see how we can help turn your financial aspirations into reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We offer competitive rates and terms that fit your budget. If you're considering refinancing your current mortgage, we can help explore eligibility options tailored for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option provides an easy way to handle everyday expenses while earning rewards.

Loan Aggregator

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IQ CREDIT UNION - Vancouver, WA

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Home Equity Loans

Personal Loans

Vehicle Loans

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