Iq Credit Union Vancouver WA | Best Auto Loans & Business Banking

Introduction

Welcome to Iq, where your financial well-being is our priority! Located at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 in the vibrant community of Vancouver, WA, we have been serving our members since 1940. With a rich history and a commitment to excellence, we proudly support over 104,002 members and manage assets totaling an impressive $2,008,548,761. At Iq, we believe in making banking accessible and beneficial for everyone. Whether you're looking for personal banking solutions like checking and savings accounts, or planning for the future with mortgage loans and vehicle financing, our dedicated team is here to assist you every step of the way. We understand that financial decisions can be daunting, which is why we strive to provide clear guidance and personalized service. Our leadership team, including CEO Eric Petracca and Board President Doug Lehrman, is committed to fostering a culture of trust and transparency. With a total of 366 employees ready to help, we aim to create a welcoming environment where you feel valued as part of our credit union family. In addition to our extensive range of services, including auto loans, credit cards with rewards, and business banking options, we also prioritize community impact. We recognize the importance of being involved in local initiatives that enhance the quality of life for everyone around us. For any inquiries or assistance, don't hesitate to reach out! You can call us at (360) 695-3441, or visit us during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. If you prefer official correspondence, please send it to our mailing address at PO Box 1739, Vancouver, WA 98668. Join us today at https://www.iqcu.com/ and discover how Iq can help you achieve your financial goals!

Branch History & Mission

At the heart of Vancouver, WA, the Iq has been a cornerstone of community support and financial empowerment since it opened its doors in 1940. Nestled at 7017 NE Vancouver Mall Dr, this branch has grown alongside its members, reflecting their needs and aspirations. Today, we proudly serve over 104,002 members with total assets exceeding $2,008,548,761. The journey of Iq began with a simple yet powerful mission: to provide accessible and affordable financial services that uplift our community. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, business banking, and more. Each step of our evolution has been guided by our commitment to serve not just as a financial institution but as a trusted partner in the lives of those we serve. Our mission is clear: to enhance the financial well-being of our members while actively contributing to the growth and prosperity of the Vancouver community. We believe that everyone deserves the opportunity to achieve their financial goals, which is why we focus on providing personalized service and innovative solutions tailored to individual needs. While members can visit us at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. We invite you to take advantage of our operating hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Our drive-thru service makes it even easier for you to access your accounts available Monday through Saturday during extended hours. In addition to traditional banking services, we are proud to offer advanced digital tools that allow for convenient online banking and mobile payments. Our ATM availability ensures that you can access your funds when you need them most. We strive for accessibility with ADA compliance in mind, ensuring everyone can benefit from our services. As part of our commitment to community engagement, Iq partners with local organizations to support various outreach initiatives. We believe in giving back and fostering relationships that enrich the lives of those around us. We invite you to join the growing family at Iq. Experience firsthand how our dedication to member satisfaction sets us apart. Whether you're looking for personal banking options or business solutions, we're here for you every step of the way. Let's build a brighter financial future together! For more information or assistance, don't hesitate to call us at (360) 695-3441 or visit our website at https://www.iqcu.com/.

Branch Location & Accessibility

Accessibility and Parking

We prioritize accessibility for all our members. Our branch features ADA-compliant entrances and ramps to ensure that everyone can access our services comfortably. Ample parking is available right outside the branch, so you won't have to worry about finding a spot during your visit.

Banking Hours

At Iq, we understand that convenience matters. Our lobby hours are set to accommodate your busy schedule: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. If you prefer drive-thru banking, we're happy to offer extended hours on weekdays from 7:30 AM to 6:00 PM and Saturdays from 9:30 AM to 2:00 PM.

Connect with Us

Have questions or need more information? Feel free to call us at 360-695-3441. We invite you to visit us at the Iq Vancouver Mall Branch where our team is excited to help you achieve your financial goals!

Services Offered

We offer a range of services designed to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our friendly staff is ready to assist you every step of the way. We also provide convenient ATM access for quick cash withdrawals and balance checks. With drive-thru banking available for simple transactions like deposits and withdrawals, managing your finances has never been easier!

Member Eligibility

Becoming a member of Iq is like joining a warm, welcoming community where your financial needs are prioritized. If you're interested in opening an account with us, you'll be pleased to know that eligibility is designed to be inclusive. We invite anyone who lives, works, or worships in our local area to join. Whether you're looking for personal banking services, loans, or just a friendly place to manage your finances, Iq has something special for you. For more detailed eligibility criteria, feel free to check out our website at . Starting your membership journey is easy! Simply visit us at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 or call us at (360) 695-3441 if you have any questions. You can also begin the application process online by following this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. We're excited to help you become a part of our family and look forward to serving you!

Business Banking & Commercial Services

Comprehensive Merchant Services

In addition to loans, we offer practical merchant services tailored to your needs. Imagine having a payment processing solution that allows you to accept payments easily from your customers whether they pay with cards or mobile wallets. This means smoother transactions and happier customers. Located at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 in Vancouver, WA, we're here to help you navigate the financial landscape of running a successful business. Contact us at (360) 695-3441 to learn more about how our business banking services can benefit you today!

Tailored Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. This funding has empowered local entrepreneurs to invest in new equipment, hire additional staff, and enhance their operations. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

We also cater to local businesses with tailored services. Our business banking offerings include merchant services and business loans that support your entrepreneurial spirit. Whether you're just starting out or looking to expand, we have solutions that fit.

Credit Solutions

At Iq, we believe in rewarding our members. Our credit cards with rewards allow you to earn points on everyday purchases, giving you more for what you spend. This is an excellent way to enjoy perks while managing your finances wisely.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking features that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even make payments right from your smartphone or computer. Our ATM and cash withdrawal services, along with basic drive-thru banking for deposits and simple transactions, ensure that accessing your money is quick and hassle-free.

Exceptional Support

Our friendly staff is here to assist you with any questions or concerns you may have about our services. If you're ready to take the next step towards better financial health or want more information about what we offer, don't hesitate to reach out at (360) 695-3441. Experience the benefits of being a member at Iq today! Visit us at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 or explore more about our services online at Vancouver Mall Branch. Your financial well-being is our priority!

Personal Banking

For those who are just starting their financial journey or looking to enhance their savings, our personal banking options are designed with you in mind. We offer checking and savings accounts that help you manage your day-to-day expenses while also saving for future goals. If you're considering a new vehicle, our auto loans and vehicle financing options can help you drive away with confidence. When it comes to homeownership, our mortgage loans and refinancing services simplify the process of buying or improving your home. And if life throws unexpected expenses your way, our personal loans and debt consolidation services can help you regain control without breaking the bank.

Digital & Online Banking

Enhanced Security and Ease of Use

Your security is our top priority. We provide electronic signature authorization for a safe way to sign documents digitally, ensuring that your information remains protected. You can also opt for e-statements, which not only help reduce paper clutter but also keep your financial information organized and easily accessible.

Going Mobile

Want to make payments on the fly? Our mobile payments feature allows you to pay for purchases directly from your device, making transactions easier than ever. With everything available at your fingertips, managing your finances has never been simpler. At Iq, we're dedicated to providing you with user-friendly tools that give you real-time control over your finances. Experience the ease of digital banking today!

Key Features

Our online banking service is available 24/7, so you can check your balances, transfer funds, and pay bills at your convenience. Whether you're at home or on the go, our mobile application makes it easy to manage your finances right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family is quick and straightforward.

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a solid financial foundation that allows you to save, borrow, and invest with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $15,982 in used auto loans and $1,538,287,452 in total loans and leases. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that financing your next vehicle is both affordable and straightforward.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We understand the challenges small businesses face and are here to support you with tailored lending solutions that suit your specific needs. In addition, if you're considering refinancing any of your existing loans, we have options available that may save you money while offering more favorable terms. To learn about eligibility or start your application process, don't hesitate to reach out! For further information or assistance with our loan offerings, please visit us at our branch located at 7017 Ne Vancouver Mall Dr Vancouver Wa 98661 in Vancouver, WA, or give us a call at (360) 695-3441. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your journey towards better financial management starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We strive to support our members through every step of the home-buying process, making it easier than ever to secure your dream home.

Unsecured Credit Cards

Managing everyday expenses can sometimes feel overwhelming. That's why we also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. Whether you're looking to consolidate debt or make everyday purchases, our credit card options provide the flexibility you need.

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