Iq Credit Union Stevenson WA | Low Mortgage Rates & Business Banking

Introduction

Welcome to Iq, your trusted financial partner located at 147 Sw 1St St, Stevenson, WA 98648. Since our establishment in 1940, we have proudly served the community with a commitment to providing personalized banking solutions tailored to your needs. With over 104,000 members and total assets reaching an impressive $2,008,548,761, we are dedicated to helping you achieve your financial goals. At Iq, we understand that every member is unique. That's why we offer a diverse range of services including personal banking, auto loans, mortgage financing, and business banking options. Whether you're looking to open a checking account or need assistance with a loan, our friendly team is here to guide you every step of the way. Our CEO, Eric Petracca, along with Board President Doug Lehrman, leads our mission of fostering strong relationships within the community while ensuring financial growth for all our members. While members can visit us at our Stevenson branch for any inquiries or services, official correspondence should be sent to Po Box 1739, Vancouver, WA 98668-1739. We invite you to experience the difference that comes from being part of a cooperative credit union dedicated to your success. With total deposits of $245,528,308 and cash in hand amounting to $19,085,389, we ensure that your money is safe and accessible whenever you need it. As a member-owned institution, every dollar you deposit helps us lend more effectively in our community supporting local businesses and individuals alike. If you have any questions or would like to learn more about what we offer, feel free to give us a call at 360-695-3441 or visit our website at www.iQcu.com. We look forward to serving you and helping you navigate your financial journey!

Branch History & Mission

At Iq, we are proud of our rich history and unwavering mission to serve the community of Stevenson, WA. Established in 1940, our branch has grown alongside its members, adapting to their needs while remaining rooted in the values of trust and service. Today, with over 104,000 members and total assets exceeding $2 billion, we continue to be a trusted financial partner for individuals and families in our area. Located at 147 SW 1st St, Stevenson, WA 98648, our branch is easily accessible for all your banking needs. As you approach us, you'll notice the beautiful surroundings that make Stevenson a charming place to live and work. While members can visit us at this address, official correspondence should be sent to our mailing address at PO Box 1739, Vancouver, WA 98668-1739. Our mission is simple yet powerful: to provide exceptional financial services that empower our members while supporting the local community. We believe that strong financial health leads to stronger communities. That's why we offer a range of services from personal banking accounts and auto loans to mortgage options and business banking solutions. We also prioritize online and mobile banking for convenience because we know life can be busy. Over the years, Iq has embraced advancements in technology to better serve our members. With ADA compliance measures in place and features like electronic signatures and mobile payments available, we're committed to making banking accessible for everyone. Our drive-thru service offers a quick way to handle deposits and withdrawals without leaving your car. Community outreach is also a significant part of our identity. We strive not just to be a bank but a pillar of support in Stevenson. Through partnerships with local organizations and participation in community events, we aim to uplift those around us while fostering lasting relationships. If you're looking for a credit union that cares about your financial well-being as much as you do, we invite you to join us at Iq. Experience firsthand how we can help you achieve your financial goals while being an active part of your community. Visit us today or call us at 360-695-3441; together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Iq Stevenson Branch, your friendly neighborhood credit union located at 147 Sw 1st St, Stevenson, WA 98648. Nestled in the heart of Skamania County, our branch is conveniently situated near local landmarks like the Columbia River Gorge National Scenic Area, making it easy for you to stop by for your banking needs after enjoying the breathtaking views. At Iq, we understand that accessibility is key for our members. Our branch is designed with your convenience in mind, featuring ADA-compliant access and ample parking to ensure a smooth visit. If you're looking to quickly deposit a check or withdraw cash, take advantage of our drive-thru banking services which are available during our operating hours. We're open Monday through Friday from 9:30 AM to 5:30 PM, with extended drive-thru hours until 6:00 PM. For those who prefer digital banking, we offer online and mobile banking options that allow you to manage your accounts from anywhere. Plus, our ATM is readily available for quick cash withdrawals and balance checks whenever you need them. While members can visit us at our branch address, official correspondence should be sent to Po Box 1739, Vancouver, WA 98668-1739 if that's more convenient for you. Have questions or need assistance? Feel free to give us a call at 360-695-3441. We look forward to welcoming you into our branch and helping you with all your financial needs!

Member Eligibility

At Iq, we believe that everyone deserves a place in our supportive community. If you're looking to become a member, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the areas we serve. This means you can easily join us at our branch located at 147 Sw 1St St Stevenson Wa 98648. Becoming a member not only gives you access to a range of financial products but also connects you with a network of like-minded individuals who prioritize community and support. Joining is simple! You can start by checking out the detailed eligibility criteria on our website. Once you're ready, the account opening process is straightforward and designed with your convenience in mind. You can find more information on how to open an account by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions, feel free to reach out to us at (360) 695-3441; we're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services offer practical solutions that simplify transactions and enhance customer experiences. Imagine being able to accept payments easily whether in-store or online so you can focus on what really matters: growing your business. Our services are designed to help streamline operations, giving you more time to invest back into your company. Located at 147 Sw 1St St Stevenson Wa 98648 in Stevenson, WA, we're dedicated to helping local businesses thrive. Reach out at (360) 695-3441 to learn more about how we can assist you!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Need assistance with simple transactions? Our Basic Drive-Thru Banking lets you handle deposits and withdrawals quickly without leaving your car. You can also enjoy the convenience of Basic ATM Access for quick withdrawals and balance checks whenever needed. Our branch at 147 Sw 1St St Stevenson Wa 98648 in Stevenson, WA is dedicated to making banking simple and accessible for everyone. If you have any questions or want more information about how we can assist you today, feel free to call us at (360) 695-3441. We invite you to visit us and discover all the ways Iq can serve you better!

Business Banking

For entrepreneurs and small business owners, our Business Banking solutions include essential services like Merchant Services & Business Loans. This means you can focus on growing your business while we take care of the financial side.

Credit Cards with Rewards

If you're looking for a credit card that gives back, explore our Credit Cards with Rewards. They are designed to reward you for everyday purchases, helping you earn points or cashback while managing expenses smartly.

Digital Banking Features

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking platform allows you to manage your accounts from anywhere at any time. Whether it's checking balances, transferring funds, or paying bills, everything is just a click away. Plus, with features like ATM & Cash Withdrawal Services, accessing cash has never been easier.

Loans and Financing Options

When it comes to financing big purchases or consolidating debt, our Auto Loans & Vehicle Financing can get you behind the wheel without breaking the bank. We also provide Mortgage Loans & Refinancing options, so whether you are buying your first home or looking to lower your monthly payments, our team is here to help. Additionally, our Personal Loans & Debt Consolidation services simplify managing multiple debts into one easy payment.

Personal Banking

We understand that personal banking is not just about transactions; it's about relationships and trust. That's why we offer Checking & Savings Accounts that cater to various lifestyles, making it easy for you to manage your money effectively. Imagine having an account that helps you save for your dream vacation while also providing quick access to your funds when unexpected expenses arise.

Digital & Online Banking

At Iq, we understand that managing your finances should be as convenient and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, whether you're at home or on the go. With our online banking platform, you can access your accounts 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. Our user-friendly interface makes navigating your finances easy, so you can focus on what really matters. Plus, for those moments when you need to send money quickly, our person-to-person transfer feature lets you send funds directly to friends or family with just a few taps. For added convenience, our mobile application brings the bank right to your pocket. Enjoy features like mobile payments that let you pay for goods and services without fumbling for cash or cards. And if you prefer going paperless, e-statements are available to help keep your records organized and accessible anytime. Security is a top priority at Iq. You can confidently complete transactions knowing that our electronic signature authorization protects your information during online processes. This means you can sign documents digitally without worrying about safety. No matter where life takes you, Iq ensures that managing your finances is straightforward and secure. Join us today and experience the benefits of modern banking tailored just for you!

Financial Strength

A Solid Foundation

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Efficient Operations

Our operational efficiency is reflected in our $7,445,428, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $40,178. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 147 Sw 1St St Stevenson Wa 98648 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Approach

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for Better Service

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is substantial; with $15,982 in used auto loans and $1,538,287,452 in total loans and leases, our lending capabilities support members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road, you can trust us to provide competitive financing options. Whether you're considering a brand-new model or a reliable used vehicle, our flexible terms are tailored to fit your budget.

Credit Lines and Personal Financing

For those seeking additional flexibility, we provide credit lines with a total amount of $624,100,734 available for our members. This option can be an excellent way to manage larger purchases or unexpected expenses while maintaining control over your finances.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, which can help you secure the home of your dreams with ease. Our team is here to guide you through every step of the process, ensuring that you have all the information needed to make informed decisions.

Refinancing and Eligibility Options

If you're interested in refinancing any existing loans or exploring eligibility options for our products, our knowledgeable staff at Iq is ready to assist you. We aim to simplify your financial journey by offering personalized advice that meets your unique situation. For more information about our loan offerings or if you have any questions, please don't hesitate to reach out at (360) 695-3441. You can also visit us at our branch located at 147 Sw 1St St Stevenson Wa 98648, Stevenson, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. These cards come with features designed to empower you in everyday spending without the burden of collateral.

Loan Aggregator

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IQ CREDIT UNION - Stevenson, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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