Iq Credit Union Camas WA | Top Auto Loans & Business Banking

Introduction

Welcome to Iq, your trusted financial partner in the heart of Camas, WA. Established in 1940, our Camas Branch has been dedicated to serving our community with integrity and care for over 104,002 members. Located at 236 Ne 4Th Ave Camas Wa 98607, we invite you to experience a welcoming environment where your financial well-being is our top priority. At Iq, we pride ourselves on being more than just a credit union; we are a community hub. With total assets exceeding $2,008,548,761, and total deposits of $245,528,308, we are well-equipped to provide personalized banking solutions that fit your unique needs. Whether you're looking for auto loans, mortgages, or business financing, we've got you covered with over 65,162 loans approved and counting. Our team, led by CEO Eric Petracca and Board President Doug Lehrman, works diligently to ensure our members receive the best service possible. With 366 friendly faces ready to assist you, we're here to help navigate your financial journey. While members can visit us at 236 Ne 4Th Ave Camas Wa 98607, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668-1739. Join us today and discover how we can support your financial goals. Feel free to give us a call at (360) 695-3441 or explore our offerings online at our website. Together, let's build a brighter financial future!

Branch History & Mission

Community Engagement

Over the years, Iq has been actively involved in various community outreach initiatives, partnering with local organizations to support events and programs that make a difference. We are proud to contribute not just through financial means but by being present and engaged in the lives of those we serve. As technology advances, so do we. Our digital services include online banking and mobile payments, ensuring that managing finances is as easy as tapping your smartphone. We also prioritize accessibility with ADA-compliant facilities and services designed for every member of our community.

Join Us

At Iq, you're not just another account holder; you're part of a family committed to your success. If you're looking for a credit union that genuinely cares about your financial health and community involvement, look no further. We invite you to join us today and experience all the benefits that come with being a member of Iq. For more information or to open an account, please call us at (360) 695-3441 or visit our website. Together, let's build a brighter financial future!

Our Mission

Our mission is simple yet powerful: to enhance the financial well-being of our members while fostering a strong sense of community. We believe that everyone deserves access to quality financial services, and we strive to offer products that not only meet but exceed expectations. Whether it's personal banking options like checking and savings accounts, auto loans, or mortgages, we are here to empower our members on their financial journeys. We understand the importance of convenience and accessibility. That's why we offer ATM services at our branch, making it easy for members to access their funds whenever they need them. With operating hours from Monday to Friday, 9:30 AM to 5:30 PM, we aim to accommodate busy schedules.

Branch Location & Accessibility

Accessibility Features

At Iq Camas Branch, we prioritize accessibility. Our location is ADA compliant, ensuring that all members can access our services comfortably. We have ample parking available right outside the branch for your convenience. If you need assistance while visiting us, our team is always ready to help.

Get in Touch

If you have any questions or want more information about our services, don't hesitate to call us at 360-695-3441. We look forward to welcoming you into our Iq Camas Branch soon! Your financial well-being is just a visit away!

Operating Hours

We know your time is valuable! That's why we're open Monday through Friday from 9:30 AM to 5:30 PM. Feel free to drop by during these hours for personal banking services such as checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

As part of our commitment to you, we offer a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions, you'll find everything under one roof. Plus, we provide convenient ATM access so you can manage your cash flow on the go.

Member Eligibility

At Iq, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're likely eligible to join us. We strive to create financial opportunities for our members, and being part of our credit union means access to personalized services tailored just for you. For a complete rundown of eligibility criteria, check out our detailed information here. Once you find that you're eligible, opening an account is easy! Just visit us at 236 Ne 4Th Ave Camas Wa 98607 or give us a call at (360) 695-3441 to start your journey with us. You can also apply online by following this link: Account Opening. Join Iq today and experience the benefits of being part of our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

When it comes to handling daily transactions, our merchant services provide the ease you need to manage payments efficiently. Whether you're a local café or a retail store, having reliable payment solutions means less hassle and more time focusing on your customers. We equip you with the tools necessary for smooth transactions, allowing you to grow your business without worrying about payment issues. Located at 236 Ne 4Th Ave Camas Wa 98607 in Camas, WA, we invite you to explore how our business banking options can empower your venture. Reach out at (360) 695-3441 for more information!

Comprehensive List Of Services

Accessibility and Support

We understand that accessibility matters. That's why we have basic ATM access for withdrawals and balance checks available at our branch's ATM location. And if you have any questions or need assistance, don't hesitate to reach out to us at (360) 695-3441 during our lobby hours from 9:30 AM to 5:30 PM on weekdays. At Iq, we're more than just a credit union; we're your partners in financial success. Come visit us at 236 Ne 4Th Ave Camas Wa 98607 or check out our website at Camas Branch to learn more about how we can support you today!

Business Banking Services

For our business members, we offer comprehensive business banking solutions, including merchant services and business loans. Whether you're just starting out or looking to expand, we provide resources that help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why Iq offers online and mobile banking features that allow you to manage your accounts anytime, anywhere. With services like person-to-person payments and mobile payments, handling your finances has never been easier. Plus, our ATM and cash withdrawal services give you quick access to your funds whenever you need them.

Lending Options

We know life can throw unexpected expenses your way. That's why our personal loans and debt consolidation services are here to help you take control of your finances. Need a little extra cash for something special? Our credit cards come with rewards that make every purchase rewarding!

Personal Banking Solutions

Our personal banking options include checking and savings accounts tailored to fit your lifestyle. Imagine having a checking account that not only offers easy access but also helps you manage your spending with tools that track your expenses. If you're planning to purchase a new vehicle, our auto loans and vehicle financing can get you behind the wheel without breaking the bank. You can also explore our mortgage loans and refinancing options that make owning a home more accessible than ever.

Digital & Online Banking

Key Services

Visit us online at https://www.iqcu.com/ to explore a variety of services designed to fit your lifestyle. Our 24/7 online banking allows you to access your accounts anytime, anywhere. Whether you need to check your balance, pay bills, or transfer funds, you can do it all with just a few clicks. For those who prefer using their smartphones, our mobile application offers a comprehensive banking experience on the go. Enjoy features like mobile payments, so you can make purchases directly from your phone, eliminating the need for cash or cards. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free.

Security and Ease of Use

We take security seriously at Iq. Our electronic signature authorization ensures that your transactions are secure while still being convenient. You can also opt for e-statements to stay organized and reduce paper clutter everything you need is right at your fingertips. Our platform is designed for everyone, whether you're tech-savvy or just getting started with online banking. Real-time account management helps you keep track of your finances effortlessly. With all these features available at Iq, managing your money has never been more accessible. Join us today and experience the ease of digital banking!

Financial Strength

At Iq, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you, the members of our community in Camas, WA. With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $15,982 in used auto loans and $1,538,287,452 in total loans and leases, supporting your financial goals across various sectors. Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $40,178. Total Share and Deposit Accounts: 276,485, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 236 Ne 4Th Ave Camas Wa 98607 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide financing options that allow you to drive away with confidence and peace of mind.

Credit Lines and Business Loans

If you're looking for additional flexibility, our credit lines totaling $624,100,734 are designed to meet your ongoing financial needs. For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand your operations. At Iq, we believe in empowering our members through smart borrowing options. If you're interested in refinancing or exploring eligibility options, don't hesitate to reach out. Our team is here to assist you in finding the best financial solutions tailored just for you. You can contact us at (360) 695-3441 or visit us at 236 Ne 4Th Ave Camas Wa 98607 in Camas, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can support your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We aim to help you navigate the home-buying process smoothly, ensuring that you understand every step along the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. This option can provide you with the purchasing power you need while allowing for easy repayment plans tailored to your situation.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. By leveraging verified data, LendMesh guarantees that all loan options are legitimate and trustworthy.

Key Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to transparency. - Verified Data: Loan offers come exclusively from legitimate financial institutions, which means you can trust the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus here is solely on providing unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing for informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for a reliable way to compare loans, look no further than LendMesh. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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