Iq Credit Union Camas WA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Iq, your trusted financial partner located at 19200 Se 31St Dr Camas Wa 98607 in beautiful Camas, WA. Established in 1940, we have proudly served our community for over eight decades, fostering a spirit of collaboration and support among our 104,002 members. With total assets exceeding $2,008,548,761, we are committed to providing you with personalized banking solutions that fit your unique needs. Our dedicated team, led by CEO Eric Petracca and Board President Doug Lehrman, works tirelessly to ensure that every member feels valued and understood. We offer a variety of services, from personal banking and auto loans to business financing and online banking options, all designed to help you achieve your financial goals. While members can visit us at 19200 Se 31St Dr Camas Wa 98607, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668-1739. Whether you're looking for assistance with loans totaling 65,162 or want to explore how our deposits currently at $245,528,308 can work for you, we're here to help. At Iq, we believe that strong communities build strong futures. Our commitment goes beyond numbers; it's about making meaningful connections with our members and empowering them through sound financial practices. With a net worth of $206,016,046 and cash reserves of $19,085,389, we stand ready to support you in every step of your financial journey. Call us today at (360) 695-3441 or visit us online at https://www.iqcu.com/ to learn more about how we can assist you. Join us as we continue building a better future together!

Branch History & Mission

Embracing Innovation

As we look ahead, Iq continues to embrace innovation while maintaining our core values. Our digital banking services are designed with your convenience in mind. You can manage your finances through online banking or our mobile app anytime, anywhere. We also offer drive-thru service for quick transactions during our operating hours of Monday through Friday from 9:30 AM to 6:00 PM. Although we currently do not have ATM availability at this branch, our drive-thru offers essential services such as deposits and withdrawals for your convenience.

Join Us

We invite you to experience the benefits of being a part of Iq. Whether you're looking for personal banking options like checking accounts or auto loans or need support with business banking solutions, we're here for you every step of the way. Reach out to us at 360-695-3441 or visit us online at iQcu.com for more information on how you can join our growing family. Together, let's build a brighter future for ourselves and our community!

Our Mission

At the heart of Iq lies a commitment to improve the financial well-being of our members and the communities we serve. We believe that everyone deserves access to quality financial services without barriers. Our mission is not just about banking; it's about building relationships and fostering community support. We strive to offer personalized solutions that cater to each member's unique circumstances. We take pride in being more than just a financial institution. Our dedicated team works tirelessly to ensure that every member feels valued and supported. Through various outreach programs and partnerships with local organizations, we actively contribute to the economic health of Camas and its surrounding areas.

Branch Location & Accessibility

Convenient Access and Features

At Iq, we understand the importance of accessibility. Our branch is equipped with features that cater to everyone, including ADA-compliant ramps for easy entry. There's ample parking available for your convenience. Plus, if you're in a hurry, our drive-thru service allows you to complete simple transactions without leaving your vehicle.

Operating Hours

We're here for you during the week! Our operating hours are Monday through Friday from 9:30 AM to 5:30 PM. If you need to use the drive-up services, we're available until 6:00 PM on those days. We aim to make banking as effortless as possible for our members.

Services Offered

At Iq, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Our friendly staff is always on hand to help you navigate everything from mortgage loans and refinancing options to business banking services. Feel free to reach out by calling us at 360-695-3441 if you have any questions or need assistance before your visit. We look forward to welcoming you soon at our Camas location!

Member Eligibility

Becoming a member of Iq is like joining a caring community that puts your financial well-being first. If you're interested in membership, you'll be glad to know that eligibility is quite inclusive! Whether you live, work, or attend school in the area, you can easily join our family. We also welcome members of certain organizations and their families. For complete details about who can become a member, check out our eligibility page. Once you're ready to take the next step, opening an account with us is straightforward! You can start the process online by visiting https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl or give us a call at (360) 695-3441 if you have any questions. At Iq, we offer a range of services designed to help you thrive financially, so don't hesitate to reach out!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed for everyday business needs. Picture this: a busy café owner who needs efficient payment processing solutions. Our services streamline transactions, allowing owners to focus on what they do best serving their customers. From point-of-sale systems to mobile payment options, we provide the tools necessary for your business to thrive. If you're ready to explore how our business banking services can support your goals, visit us at 19200 Se 31St Dr Camas Wa 98607 or give us a call at (360) 695-3441. Let's work together to unlock your business potential!

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses through our Business Banking services. From Merchant Services that facilitate smooth transactions to tailored Business Loans, we understand what it takes to run a successful business and are committed to supporting entrepreneurs in our community.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience is key. That's why at 192nd Financial Center, we offer robust Online & Mobile Banking options that allow you to manage your accounts anytime and anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go.

Credit Solutions

When it comes to managing credit, our Credit Cards with Rewards program allows you to earn points for everyday purchases while enjoying low rates. This means your spending can work in your favor when it comes time for that next vacation or special treat.

Drive-Thru and ATM Services

Although we do not have ATM availability at this location, our Basic Drive-Thru Banking provides an easy way to handle deposits, withdrawals, and simple transactions without leaving your vehicle. This adds an extra layer of convenience for those busy days when every minute counts. At Iq, we strive to create a friendly atmosphere where all members feel valued and supported. Our team is ready to assist you with any questions or concerns regarding our services. For more information or assistance, don't hesitate to give us a call at (360) 695-3441 or visit us at 19200 Se 31St Dr Camas Wa 98607 in Camas. We look forward to serving you!

Home Financing Options

For those dreaming of homeownership, our Mortgage Loans & Refinancing services offer competitive rates and personalized support throughout the process. Whether you're a first-time buyer or looking to refinance an existing mortgage for better terms, we're here to guide you every step of the way.

Personal Banking Solutions

Our personal banking offerings begin with Checking & Savings Accounts that help you manage your day-to-day finances while earning interest on your savings. We understand that life can be unpredictable, which is why our Personal Loans & Debt Consolidation services are designed to provide you with the flexibility and support you need during tough times. Additionally, if you're eyeing a new car or truck, our Auto Loans & Vehicle Financing options make it easy to get behind the wheel without stretching your budget.

Digital & Online Banking

Accessibility

With e-statements available at Iq, you'll never have to worry about losing important documents again. Everything is stored securely online for easy access whenever you need it. Plus, with 24/7 online banking services, managing your accounts has never been easier or more convenient. In summary, Iq provides all the digital tools you need for effective money management securely and efficiently. Experience the freedom of banking on your terms today!

Key Features

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are not only easy but also protected. If you're ever in need of quick cash transfers, our person-to-person payment option makes sending money to friends and family straightforward no need for cash or checks! Our commitment to convenience extends to mobile payments as well. Whether you're out shopping or dining, simply use your mobile device to complete purchases safely and efficiently.

Financial Strength

Growing Together

The trust our members place in us is evident through our Total Share Accounts: 276,485, showcasing a strong and growing member base that relies on us for their financial needs. Additionally, with net shares totaling $40,178, we have funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 19200 Se 31St Dr Camas Wa 98607 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $7,445,428, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.26% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial success is reflected in our lending capacity; with $15,982 in used auto loans and $1,538,287,452 in total loans and leases, we're here to support your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier than ever to drive away with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We know how crucial it is for businesses to have access to reliable financing options, and we are committed to supporting our local entrepreneurs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We aim to guide you through the process with clarity and ease, ensuring you understand all your choices.

Refinancing Options

If you're considering refinancing any existing loans or credit lines, we're here to help. Our team can guide you through eligibility requirements and help you find the best rates available. At Iq, our goal is not just to provide loans but also to ensure that each member feels empowered in their financial decisions. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for personal financing or business growth opportunities, we're ready to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. These cards come with benefits that allow you to make purchases confidently while managing your budget.

Loan Aggregator

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Take Action

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IQ CREDIT UNION - Camas, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans

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