Iq Credit Union Battle Ground WA | Affordable Auto Loans & Business Banking

Introduction

At Iq, we believe in the power of community and the importance of financial wellness. Located at 300 W Main St, Battle Ground, WA 98604, our branch has been a trusted partner for individuals and families since 1940. With a proud membership of over 104,002 people, we're dedicated to providing personalized banking solutions tailored to your needs. As a member-focused credit union, we take pride in our impressive financial standing. With total assets exceeding $2,008,548,761 and total deposits reaching $245,528,308, you can rest assured that your finances are in good hands. Our CEO, Eric Petracca, along with Board President Doug Lehrman, leads a team of 366 passionate employees committed to serving you with excellence. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1739, Vancouver, WA 98668. Whether you're looking for auto loans, personal banking services, or business solutions, we have the expertise and resources to help you thrive financially. Join us at https://www.iqcu.com/ to learn more about how we can support your financial journey. If you have questions or need assistance, feel free to give us a call at (360) 695-3441. Together, let's build a brighter financial future!

Branch History & Mission

Community Connections

Our branch isn't just about numbers; it's about people. With a total membership exceeding 104,000 and growing assets that reflect trust in our services, we are dedicated to building long-lasting relationships within the community. We actively seek out opportunities for collaboration and engagement through events and programs that uplift those around us. As part of Iq's ongoing commitment to serving you better, we're continually enhancing our services while ensuring compliance with ADA standards so everyone can access what they need without barriers.

Join Us

If you're looking for a credit union that truly cares about its members and community, look no further than Iq! We invite you to experience the difference that comes from being part of a member-focused organization. Visit us at our website or call us at 360-695-3441 today! Join us on this journey towards financial empowerment together we can achieve more!

Our Evolution

Founded with a mission to provide affordable financial services to our members, Iq has evolved significantly over the years. We started with a few dedicated individuals who believed in the power of community banking. As we welcomed more members, our offerings expanded. Today, we proudly manage total assets of over $2 billion, which allows us to support various financial needs ranging from personal banking to business loans. We understand that each member's journey is unique. That's why we focus on personalized service and innovative solutions that make banking easier for everyone. Our operating hours may be currently closed, but our commitment to excellence never stops. Whether you need assistance with checking accounts or vehicle financing, our team is here for you when we're open.

Our Mission

At Iq, our mission is clear: to empower our members by providing accessible and affordable financial services while fostering strong community connections. We believe in the importance of giving back to the communities we serve through outreach programs and partnerships with local organizations. By investing in local initiatives and supporting financial literacy efforts, we strive to make a positive impact on the lives of those around us. While members can visit us at our physical location in Battle Ground, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668 if different needs arise. We also embrace technology with features like online banking and mobile payments so that managing your finances is convenient and secure.

Branch Location & Accessibility

Call to Action

We look forward to welcoming you into the Iq family! Stop by our branch today or give us a call with any questions. Your financial well-being is our priority!

Nearby Landmarks and Accessibility Features

Our branch is just a short stroll from popular local spots like Battle Ground Village and the scenic Battle Ground Lake State Park. If you're driving, you'll appreciate our ample parking space, which ensures that you can visit us without any hassle. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways to make your visit comfortable.

Operating Hours and Services Offered

While we're currently closed for business, we invite you to check back soon for our operating hours. We're committed to serving our members with services that include personal banking solutions like checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. Although we don't have ATM services or drive-thru banking at this location, our online and mobile banking options make managing your finances simple from anywhere. If you need to reach out to us, feel free to call at 360-695-3441. Our friendly staff is eager to assist you! While you can visit us at 300 W Main St for all your banking needs, please send any official correspondence to PO Box 1739 in Vancouver if needed.

Member Eligibility

At Iq, we believe that becoming a member is like joining a close-knit family that supports you in your financial journey. If you're looking to be part of our community, you're in the right place! Membership is open to anyone who lives, works, or worships in the area, as well as their family members. This means that whether you're a local resident or just passing through, we welcome you with open arms. By joining us at Iq, you'll gain access to personalized banking services designed to help you achieve your financial goals. Plus, you'll enjoy benefits like lower loan rates and higher savings yields compared to traditional banks. Ready to take the next step? Opening an account is simple! You can find all the details on how to become a member and start enjoying our services by visiting . If you have any questions, feel free to reach out to us at (360) 695-3441. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced market, having reliable merchant services can make all the difference. Imagine streamlining your payment processes so you can focus on what truly matters growing your business. Our merchant services offer easy payment processing solutions that fit right into your daily operations. With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses in Battle Ground, WA. Let us partner with you on your journey to success! Visit us at 300 W Main St Battle Ground Wa 98604 or call us at (360) 695-3441 to learn more about how we can support your business goals today.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. This means more opportunities for local companies to hire staff, invest in new equipment, and enhance their services. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Are you dreaming of a new car? Our auto loans and vehicle financing options are designed with you in mind. We understand that purchasing a vehicle is a big decision, so we offer competitive rates and flexible terms. Whether it's a new ride or refinancing your current loan for better rates, we're here to help you drive away satisfied.

Business Banking

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Running a business can be challenging; let us support you with the financial tools necessary for growth and success.

Credit Cards with Rewards

Our credit cards not only offer convenience but also come with rewards that benefit you. Whether it's cashback on everyday purchases or travel rewards for your next adventure, we have options that suit different spending habits.

Digital Banking Features

In today's fast-paced world, managing finances digitally is essential. At Iq, we offer robust online and mobile banking capabilities. From person-to-person payments to e-statements and mobile payments, our digital tools ensure that you can handle transactions quickly and easily wherever life takes you. With all these services available at our branch located at 300 W Main St Battle Ground Wa 98604, you can trust that Iq is committed to helping you achieve financial wellness. If you're ready to learn more about how we can assist you or if you have any questions, don't hesitate to give us a call at (360) 695-3441. Your journey towards better financial health starts here!

Mortgage Loans & Refinancing

If buying a home is on your radar, our mortgage loans can turn that dream into reality. We provide various mortgage options tailored to fit your budget and needs. Plus, if you're already a homeowner looking to save money, our refinancing services can lower your monthly payments or help you tap into your home's equity.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that cater to your lifestyle. Imagine having a checking account that gives you easy access to your funds while earning interest on your savings. We make it simple to keep track of your money with online and mobile banking features. You can check balances, transfer funds, and pay bills right from your phone or computer, making banking as convenient as possible.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. That's where our personal loans come in handy. They can be used for anything from home repairs to medical bills. If debt has been weighing you down, consider our debt consolidation services. We'll work with you to combine multiple debts into one manageable payment plan.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, accessible at https://www.iqcu.com/, managing your money has never been easier. You can check your account balances, view transaction history, and make transfers all from the comfort of your home or on the go. Our 24/7 online banking services ensure that you have access to your accounts whenever you need it.

Effortless Transactions

Need to send money to a friend or family member? Our person-to-person transfer service makes it easy to send funds instantly without any hassle. And if you're looking for a more secure way to sign documents or agreements, we've got you covered with electronic signature authorization. At Iq, we prioritize your safety while offering user-friendly features that enhance your banking experience. Whether you're managing bills or sending money to loved ones, our digital solutions provide the flexibility and peace of mind you deserve. Join us today and take advantage of all these great services!

Secure Mobile Banking

For those who prefer banking on the go, our mobile application is here for you. Available for download, it offers all the functionalities you need right at your fingertips. Plus, with our mobile payments feature, making purchases is quick and secure just tap and pay!

Stay Organized with E-Statements

Say goodbye to paper clutter! With our e-statements feature, you can receive your monthly statements electronically, making it easy to keep track of your finances while also helping the environment. It's a simple yet effective way to stay organized.

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 276,485, showing a strong and growing member base that trusts us with their finances. Net Shares (funds available for lending and investments): $40,178 further showcase our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 300 W Main St Battle Ground Wa 98604 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Solid Financial Health

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to you extends beyond basic services; it's about creating an environment where your financial goals can flourish.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $15,982 in used auto loans and $1,538,287,452 in total loans and leases. This wide range of offerings ensures that whether you're buying a car or seeking personal loans, we have you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the perfect fit for your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost your existing business, our team is here to support your business ambitions. At Iq, we're committed to helping you find the right financing solutions. If you're interested in refinancing or want to know more about eligibility options for any of our loan products, feel free to give us a call at (360) 695-3441. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at 300 W Main St Battle Ground Wa 98604 in Battle Ground, WA, or check out our website at https://www.iqcu.com/ for more information about our loan offerings and services!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We offer various mortgage products designed to suit different financial situations, whether you're a first-time homebuyer or looking to refinance an existing loan.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. Our credit cards come with rewards programs that let you earn while you spend, making everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trustworthiness in the information provided. - No Sponsored Listings: Unlike other platforms that may prioritize lenders based on paid promotions, LendMesh focuses solely on delivering unbiased results. This commitment to fairness allows users to see all available options without influence from advertising dollars. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This feature helps users make timely and informed decisions regarding their borrowing needs. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value that LendMesh brings to consumers looking for the best financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all loan offers are fair and transparent. By pulling data only from trusted lenders, LendMesh provides users with reliable information to guide their decisions.

Iq