Iq Credit Union Battle Ground WA | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to Iq, your trusted financial partner located at 1810 Sw 9Th Ave, Battle Ground, WA 98604. Established in 1940, we have proudly served our community for over eight decades, building lasting relationships with our 104,002 members. At Iq, we understand that financial needs vary from person to person, which is why we offer a wide range of services tailored to help you achieve your goals. Our commitment to our members is reflected in our robust financial health. With total assets of $2,008,548,761 and total deposits reaching $245,528,308, we provide a safe place for your money while ensuring you have access to the resources you need. Whether you're looking for a personal loan or want to save for the future, our experienced team is here to guide you every step of the way. Led by our dedicated CEO Eric Petracca and Board President Doug Lehrman, Iq is not just about banking; it's about community. We believe in investing back into the areas we serve. With a total of 366 employees, we're committed to providing exceptional service and support to all our members. While you can visit us at our branch in Battle Ground for face-to-face assistance, please note that official correspondence should be directed to our mailing address: PO Box 1739, Vancouver, WA 98668. We invite you to explore our offerings through our website at www.iQcu.com and experience the difference of working with a credit union that truly cares about its members. Whether you're in need of auto loans with competitive rates or personalized savings accounts, Iq is here for you. Feel free to reach out at 360-695-3441 or drop by during our lobby hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. Let's work together toward a brighter financial future!

Branch History & Mission

Community Focus

Our branch isn't just about numbers; it's about people. We take pride in being involved in local events and partnerships that uplift our community. Whether through financial education workshops or sponsorships of local sports teams, we believe that supporting each other strengthens our ties and enhances everyone's well-being.

Modern Banking Solutions

In today's digital world, we offer modern conveniences like online banking, mobile payments, and e-statements to ensure that your banking experience is smooth and efficient. Our focus on accessibility includes ADA compliance across our services, ensuring everyone can enjoy what we have to offer. With drive-thru banking available during convenient hours and ATM access for quick transactions, we aim to make your banking experience easy and hassle-free. We invite you to become part of the Iq family! Join us today to experience the benefits of being a member-focused credit union dedicated to your financial success. For more information or assistance, please call us at (360) 695-3441 or visit us online at Battle Ground Branch. Together, let's build a brighter financial future!

Our Journey

Since opening our doors, Iq has witnessed significant milestones that reflect our dedication to both innovation and community support. With a total asset base of over $2,008,548,761, we have consistently expanded our services to meet the evolving needs of our members. Our journey is marked not just by growth in numbers but by the relationships we've built with our members and the local community.

Our Mission

The mission of Iq is simple yet powerful: to provide exceptional financial services while enhancing the quality of life in our community. We strive to empower individuals and families through personalized banking solutions, which include checking and savings accounts, auto loans, mortgages, and business banking services. Our commitment goes beyond transactions; we actively engage in community outreach efforts that support local initiatives and foster a sense of belonging among our members. While members can visit us at 1810 Sw 9Th Ave Battle Ground Wa 98604, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. This ensures that all communications are directed appropriately as we continue to serve you better.

Branch Location & Accessibility

Welcome to the Iq Battle Ground Branch, your friendly local credit union located at 1810 SW 9th Ave, Battle Ground, WA 98604. Our branch is easily accessible and conveniently situated near popular spots like Battle Ground Village and the beautiful Battle Ground Lake State Park, making it a breeze for you to stop by for all your banking needs. At our branch, we understand that convenience is key. That's why we offer plenty of parking right outside our doors. For those who require assistance, we have ADA-compliant features to ensure everyone can access our services comfortably. Plus, with both ATM availability and a drive-thru option, you can manage your banking transactions quickly and efficiently without leaving your car. We're here for you during the week from Monday to Friday, with lobby hours from 9:30 AM to 5:30 PM. If weekends work better for you, feel free to visit us on Saturdays from 9:30 AM to 2:00 PM. Our drive-thru service runs from 7:30 AM to 6:00 PM on weekdays and also on Saturdays until 2:00 PM, providing even more flexibility for your schedule. While members can visit us at our main location in Battle Ground, official correspondence should be sent to our mailing address at PO Box 1739, Vancouver, WA 98668 if needed. Our team is eager to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, business banking solutions, and much more. Whether you need help with everyday banking or specialized financial services, we are here to support you every step of the way. Ready to experience top-notch service? Don't hesitate to give us a call at 360-695-3441 or stop by today! We look forward to serving you at the Iq Battle Ground Branch!

Member Eligibility

At Iq, we believe that everyone deserves to be part of a welcoming community that supports your financial journey. Becoming a member is easier than you might think! If you live, work, or worship in our area, you're likely eligible to join us. We're dedicated to offering our members a range of benefits, from competitive rates on loans and savings accounts to personalized service that makes banking feel more like family. For more detailed information about eligibility criteria, feel free to check out our website at . Ready to take the next step? Opening an account with us is a breeze! You can start the process online through this link: https://app.consumer.meridianlink.com/apply.aspx?lenderref=iqcu072215&list=heplccvlbl. If you have any questions or need assistance along the way, don't hesitate to reach out at (360) 695-3441. We're here for you every step of the way at our branch located at 1810 Sw 9Th Ave Battle Ground Wa 98604. Join us today and experience the difference of being part of Iq!

Business Banking & Commercial Services

Merchant Services That Make Life Easier

In addition to loans, we offer practical merchant services designed for everyday operations. Picture this: a simple payment processing solution that allows you to accept credit cards effortlessly at your storefront or online. This convenience not only improves customer satisfaction but also helps streamline your cash flow. Located at 1810 Sw 9Th Ave Battle Ground Wa 98604 in Battle Ground, WA, we invite you to explore how our business banking and commercial services can empower your business. Contact us today at (360) 695-3441 to learn more!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses. Imagine securing the funds needed to purchase new equipment or expand your office space, all while enjoying personalized service from a team that truly cares about your success.

Comprehensive List Of Services

Additional Services

Our commitment doesn't stop there! We also provide essential services such as cash withdrawal services at ATMs and basic drive-thru banking for simple transactions. Plus, our member-friendly approach ensures that every visit is pleasant and productive. We invite you to visit us at 1810 Sw 9Th Ave Battle Ground Wa 98604, or call us at (360) 695-3441 if you have any questions about how we can serve you better. At Iq, we're not just about banking; we're about building relationships and supporting our community's financial well-being. Take the next step toward achieving your financial goals today! Visit us online at Battle Ground Branch or stop by our branch your future starts here!

Business Banking

For small business owners, we offer tailored business banking solutions, including merchant services and business loans. Running a business comes with its own set of challenges, but with our support, you'll have the financial tools necessary to thrive.

Credit Cards

Our credit cards with rewards allow you to earn benefits while making everyday purchases. Whether it's cash back on groceries or points toward travel, these cards are designed to give you more value for your spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. Check balances, transfer funds, or pay bills right from your smartphone or computer.

Home Ownership

Dreaming of owning a home? Our mortgage loans and refinancing services can help turn that dream into reality. We guide you through the process, ensuring that you understand all available options. Our goal is to make home ownership as stress-free as possible.

Personal Banking

For those looking for reliable personal banking options, we offer checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a vacation or managing daily expenses, our accounts come with features that make banking easy and convenient. You can easily access your funds through our ATM services or visit us for basic drive-thru banking, which allows for quick deposits, withdrawals, and simple transactions.

Personal Loans

Sometimes life throws unexpected expenses your way. With our personal loans and debt consolidation services, you can tackle those costs head-on without feeling overwhelmed. We aim to provide solutions that make sense for your financial situation.

Vehicle Financing

If you're in the market for a new car or need financing for a vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving off in your dream car with a loan that fits comfortably within your budget.

Digital & Online Banking

Accessibility & Ease-of-Use

We believe that banking should be as easy as possible. That's why our digital services are user-friendly and accessible. Whether you're at home or out running errands, you can manage your accounts in real-time with just a few taps on your device. And with mobile payments enabled, you can make purchases effortlessly without needing cash or cards. At Iq, we're committed to providing the best digital banking experience for our members. With features like these, it's easy to see how we're making banking simpler and more secure for everyone. Experience the future of banking today!

Key Features

Our online banking platform puts powerful tools right at your fingertips. You can check balances, transfer funds, and pay bills all from the comfort of your home or while on the go. Plus, with our mobile application, managing your finances has never been more straightforward. Whether you're using Android or iOS, you'll have access to all your account information right in your pocket. For those who love the simplicity of e-statements, you'll be pleased to know that we offer this feature too! You can view and manage your statements electronically, which not only saves paper but also keeps everything organized and easily accessible. Security is a top priority at Iq. We utilize electronic signature authorization, ensuring that your transactions are safe and secure. Our person-to-person transfer feature allows you to send money quickly and easily to friends or family without any hassle.

Financial Strength

A Solid Foundation

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

We are proud to report 276,485 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares amount to $40,178, which signifies funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 1810 Sw 9Th Ave Battle Ground Wa 98604 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we provide $15,982 in used auto loans and have a total of $1,538,287,452 in loans and leases available to support your financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is evident with a reported $0, reflecting our ability to operate smoothly while offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring that you can find the right fit for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we are here to support your business aspirations. At Iq, we believe in making finance accessible and straightforward. If you're interested in refinancing any of our loan products or checking eligibility options, please don't hesitate to reach out. You can contact us at (360) 695-3441 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to helping you navigate your financial journey with confidence and ease.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our knowledgeable staff can guide you through the process, helping you secure the best possible terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. These credit cards can be an excellent tool for building your credit history while offering rewards and benefits suited to your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This sourcing ensures that users receive fair and transparent offers. The platform prioritizes accuracy and fairness, making it a reliable choice for consumers seeking loans.

Take Action

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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