Iq Credit Union Portland OR | Top Auto Loans & Personal Banking

Introduction

At Iq, located at 4239 N Williams Ave, Portland, OR 97217, we pride ourselves on being more than just a financial institution; we are a community partner dedicated to enhancing the lives of our members. Established in 1940, our mission has always been to provide top-notch personal and business banking services tailored to meet the unique needs of our members. With over 104,000 members and total assets exceeding $2 billion, we are committed to ensuring your financial wellbeing. Under the leadership of our CEO, Eric Petracca, and Board President, Doug Lehrman, we foster a culture of trust and reliability. Our friendly team of 366 employees is here to assist you with everything from checking accounts to auto loans and mortgages. As your local credit union, we understand the importance of community involvement and strive to make a positive impact in Portland and beyond. While members can visit us at our branch location, official correspondence should be sent to PO Box 1739, Vancouver, WA 98668. We invite you to explore our wide range of services, including online banking options that allow for easy access to your accounts anytime, anywhere. With total deposits amounting to $245,528,308 and a net worth of $206,016,046, you can feel secure knowing that your finances are in safe hands. Whether you're looking for personal loans or business banking solutions with a net member business loan balance of over $413 million, we're ready to help you achieve your financial goals. Feel free to reach out to us at 360-695-3441 during our lobby hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. At Iq Credit Union, we're not just here for transactions; we're here for relationships. Visit us today or check out our website at www.iQcu.com for more information!

Branch History & Mission

Our Journey

Since opening our doors more than eight decades ago, Iq has evolved into a cornerstone of financial support in our area. With total assets reaching an impressive $2 billion, we have continually adapted to meet the changing needs of our members. Our journey began with a small group of individuals who believed in the power of community banking and providing accessible financial services. Over time, we have expanded our offerings to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking services. As we grew, so did our dedication to serving our community. We actively engage in partnerships and outreach efforts that make a real difference in the lives of our neighbors. From local sponsorships to educational programs about financial literacy, we strive to empower every member of our community.

Our Mission

At the heart of Iq's mission is a simple yet powerful goal: to improve the financial well-being of our members while fostering a sense of belonging within the community. We are committed to offering personalized financial solutions that cater to your unique needs. Whether you are looking for a checking account, financing for your next vehicle, or assistance with debt consolidation, we're here to help every step of the way. We understand that modern banking should be easy and accessible. That's why we've embraced technology with features like online and mobile banking services, electronic signatures for convenience, and ATMs available for quick access to your funds all while ensuring ADA compliance so everyone can enjoy our services comfortably. While members can visit us at 4239 N Williams Ave for in-person assistance during our operating hours Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM official correspondence should be sent to PO Box 1739 in Vancouver, WA. We invite you to experience the benefits of being part of Iq. Join us today and discover how we can help you achieve your financial goals while building a stronger community together. For more information or assistance, please call us at (360) 695-3441 or visit us online at www.iQcu.com. Together, let's make strides towards a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At Iq, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances to ensure everyone can visit us comfortably. We also offer ample parking for your convenience.

Call to Action

Ready to experience convenient banking? Come visit us at the Iq branch today or give us a call at 360-695-3441. We look forward to serving you!

Operating Hours

We understand that life can get busy, so we're here for you during flexible hours! Our lobby is open Monday through Friday from 9:30 AM to 5:30 PM and on Saturday from 9:30 AM to 2:00 PM. Feel free to stop by during these times; our friendly staff will be ready to help with personal banking services like checking and savings accounts, auto loans, mortgage options, and more.

Services Offered

At Iq, we provide a variety of banking services designed to meet your financial needs. Whether you're looking for personal loans or business banking solutions, we have something for everyone. You can also take advantage of our ATM services available on-site for quick cash withdrawals and balance checks.

Member Eligibility

At Iq, we believe that becoming a member is more than just opening an account; it's about joining a caring community where your financial well-being is our priority. If you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us! We welcome individuals from all walks of life, and our friendly team is here to guide you through the simple membership process. To learn more about eligibility requirements, feel free to check out this resource: . Opening an account with us is straightforward and can be done online or in person at our welcoming branch located at 4239 N Williams Ave Portland Or 97217. Whether you're looking for personal banking solutions, auto loans, or credit cards with rewards, our diverse range of services has something for everyone. If you have questions or need assistance along the way, don't hesitate to call us at (360) 695-3441. Join us today and experience the benefits of being part of the Iq family!

Business Banking & Commercial Services

Merchant Services

Imagine having a payment solution that simplifies your transactions while enhancing customer satisfaction. Our merchant services allow you to accept payments effortlessly, whether in-person or online. This means you can focus on what you do best running your business while we handle the financial transactions smoothly. Located at 4239 N Williams Ave Portland Or 97217 in Portland, OR, we're not just a bank; we're your partners in success. Reach out to us at (360) 695-3441 to learn how our business banking and commercial services can help turn your vision into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $247 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $370,311,027, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're planning to purchase a new vehicle, our Auto Loans & Vehicle Financing can provide the funds you need without breaking the bank. We understand that buying a car is a significant investment, and our competitive rates make it easier for you to hit the road in style.

Business Banking Solutions

If you're a business owner, you'll appreciate our Business Banking services that include Merchant Services and Business Loans. We understand how important cash flow is for running a successful business, and we're here to support your growth.

Credit Cards with Rewards

For those who enjoy earning rewards on their purchases, our Credit Cards with Rewards program offers fantastic benefits. Use your card for everyday purchases and watch as rewards add up perfect for planning that vacation or treating yourself!

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive Online & Mobile Banking services. Access your accounts anytime from anywhere with features like ATM services for cash withdrawals and balance checks at the touch of a button. You can also enjoy hassle-free mobile payments and person-to-person transfers making it easier than ever to manage your finances on the go. At Iq, we believe in making banking personal and accessible. Our friendly staff is always available to assist you with any questions or concerns you may have about our services. Feel free to reach out at (360) 695-3441 or visit us during our operating hours: Monday through Friday from 9:30 AM to 5:30 PM and Saturday from 9:30 AM to 2:00 PM. We invite you to explore all that we have to offer by visiting our website at Williams Branch. Let us help you achieve your financial goals today!

Mortgage Loans & Refinancing

Owning a home is a dream for many, and at Iq, we offer Mortgage Loans & Refinancing options designed to fit various budgets. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, our knowledgeable team can guide you through every step of the process.

Personal Banking Services

Managing your finances should be straightforward and stress-free. That's why we offer various Personal Banking options including Checking & Savings Accounts that help you save while keeping your money easily accessible. Imagine having a checking account that allows you to manage your day-to-day expenses effortlessly or a savings account that grows your funds over time.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, which is why our Personal Loans & Debt Consolidation services are here to help. If you find yourself juggling multiple debts, consolidating them into one manageable loan can simplify your payments and potentially lower interest rates.

Digital & Online Banking

Accessibility and Convenience

Whether you prefer using a computer or mobile device, our digital banking features are designed for ease of use. With mobile payments enabled, you can make purchases directly from your smartphone perfect for those busy days when you're out and about. Managing your finances should be straightforward, and at Iq, we strive to provide just that. Explore our online banking options today by visiting https://www.iqcu.com/ and take control of your financial future with confidence!

Key Features

Our online banking services allow you to check balances, view transactions, and transfer funds with just a few clicks. Need to send money to a friend or family member? Our person-to-person transfer feature makes it quick and easy no need for cash or checks. Plus, with our mobile application, managing your finances on the go has never been simpler. Security is a top priority at Iq. We provide electronic signature authorization for easy document signing without compromising your safety. You can also enjoy the convenience of e-statements, allowing you to go paperless while keeping all your important financial information organized and accessible.

Financial Strength

A Growing Community

We are pleased to report that our total share accounts stand at 276,485, showcasing a strong and growing member base that trusts us with their finances. The funds available for lending and investments amount to $40,178, further strengthening our ability to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Iq is your trusted partner. Visit us at 4239 N Williams Ave Portland Or 97217 or call (360) 695-3441 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

A Solid Foundation

With a net worth of $206,016,046, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,026 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $190,645,696 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $15,982 in used auto loans and $1,538,287,452 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $214,860,609 in share certificates and $201,624,610 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $58,157,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency and dedication to our members. The positive $0 indicates our ability to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 344 full-time employees and 22 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $234,635,582 in used vehicle loans and $114,912,380 in new vehicle loans already helping members get on the road. Whether you want a brand-new vehicle or a reliable used car, we have flexible financing options to fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $370,311,027 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions to support your ventures. At Iq, we are committed to helping our members find the right loan products for their needs. Don't hesitate to reach out! You can contact us at (360) 695-3441, or visit us at our branch located at 4239 N Williams Ave Portland Or 97217 in Portland, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Options

We also offer flexible terms on unsecured credit card loans, with a total of $61,251,984 in loans helping members manage their finances effectively. Our credit cards come with various benefits to suit your lifestyle while providing you with easy access to funds when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $222,421,028, make buying or refinancing simple. We offer competitive rates and terms that can help you secure the home of your dreams.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: You get up-to-date loan rates from multiple institutions, helping you make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that the information you receive is not only accurate but also reflects fair and transparent offers. By using reliable sources, LendMesh prioritizes your financial well-being.

IQ CREDIT UNION